Miller County, MO Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 935 mortgage applications in Miller County, MO totaling $156.2 million, up 9% from 2018. The average application was for $167,000, and applicants reported an average income of $99,000. 50% of applications resulted in an originated loan and 17% were denied. The most active lender was Bank of St. Elizabeth, with 77 applications, followed by US Bank, N.A. and First State Bank of St Charles.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 935
Total Mortgage Loan Application Amount $156,215,000
Average Mortgage Loan Application Amount $167,000
Highest Mortgage Loan Application Amount $5,735,000
Average Applicant Income $99,000
Highest Applicant Income $2,865,000

Mortgage Company List for Lending in Miller County, MO for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bank of St. Elizabeth
215 MAIN STREET, PO BOX 8
SAINT ELIZABETH, MO 65075
* $ 140,064,000 77 $ 9,285,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 45 $ 6,345,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 353,041,000 38 $ 5,390,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 38 $ 6,340,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 35 $ 5,205,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 2,581,302,000 32 $ 5,440,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 29 $ 4,665,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 26 $ 5,800,000
Jefferson Bank of Missouri
700 SOUTHWEST BLVD.
JEFFERSON CITY, MO 65101
* $ 588,136,000 25 $ 3,605,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 24 $ 3,660,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 21 $ 3,895,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 16 $ 2,530,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 16 $ 1,370,000
Multipli Federal Credit Union
3124 W. EDGEWOOD DR.
JEFFERSON CITY, MO 65109
* $ 237,246,000 15 $ 1,805,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 14 $ 3,100,000
The Maries County Bank
218 4TH STREET
VIENNA, MO 65582
* $ 472,108,000 14 $ 780,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 13 $ 1,495,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 13 $ 2,025,000
Mid America Bank
1511 FRIENDSHIP ROAD
JEFFERSON CITY, MO 65101
* $ 468,640,000 12 $ 1,540,000
Iroquois Federal Savings & Loan Association
201 E CHERRY ST
WATSEKA, IL 60970
* $ 664,274,000 12 $ 2,160,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 11 $ 1,645,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 10 $ 780,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 10 $ 1,680,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 9 $ 1,805,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 9 $ 975,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 9 $ 8,025,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 8 $ 360,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 7 $ 775,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ -1,000 7 $ 985,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 938,693,000 7 $ 1,175,000
Missouri Credit Union
111 EAST BROADWAY
COLUMBIA, MO 65203
* $ 341,728,000 7 $ 1,725,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 7 $ 935,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 7 $ 915,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ -1,000 7 $ 875,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 7 $ 825,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 6 $ 1,570,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 6 $ 1,310,000
Community Point Bank
13218 RAILROAD AVE PO BOX 457
RUSSELLVILLE, MO 65074
* $ 129,272,000 6 $ 760,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 6 $ 940,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 6 $ 280,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 6 $ 1,150,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 5 $ 405,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 5 $ 805,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 5 $ 695,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 5 $ 895,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 5 $ 565,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 5 $ 655,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 4 $ 720,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 4 $ 1,270,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,513,109,000 4 $ 1,310,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 4,679,144,000 4 $ 690,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 4 $ 380,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 4 $ 880,000
Hawthorn Bank
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ 1,473,877,000 4 $ 800,000
Fcs Financial Flca
1930 E MILLER ST
JEFFERSON CITY, MO 65101
* $ -1,000 3 $ 425,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 3 $ 315,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 3 $ 485,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 3 $ 615,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 3 $ 465,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 3 $ 495,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 3 $ 625,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 265,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 3 $ 535,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 2,504,519,000 3 $ 445,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 2 $ 280,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 380,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ -1,000 2 $ 350,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ -1,000 2 $ 110,000
Landmark Bank
PO BOX 1867
COLUMBIA, MO 65201
* $ 3,131,689,000 2 $ 250,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 2 $ 60,000
F&B Acquisition Group LLC
12412 POWERSCOURT DRIVE STE. 20
ST. LOUIS, MO 63131
* $ -1,000 2 $ 630,000
Mece Credit Union
2722 E MCCARTY
JEFFERSON CITY, MO 65102
* $ 182,504,000 2 $ 250,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 2 $ 190,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 2 $ 650,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 40,636,055,000 2 $ 290,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 2 $ 240,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 2 $ 190,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 2 $ 210,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 25,383,765,000 2 $ 190,000
BNC National Bank

BISMARCK, ND 58501
* $ 970,161,000 2 $ 340,000
United Bank of Union
PO BOX 500
UNION, MO 63084
* $ 372,601,000 2 $ 380,000
First State Community Bank
201 E COLUMBIA
FARMINGTON, MO 63640
* $ 2,465,224,000 2 $ 220,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 2 $ 100,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 2 $ 170,000
Hnb National Bank
PO BOX 1107; 100 NORTH MAIN STREET
HANNIBAL, MO 63401
* $ 469,791,000 2 $ 340,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 1,005,697,000 2 $ 200,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 200,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 2 $ 220,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 620,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 1,350,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 578,076,000 2 $ 180,000
Peoples Bank & Trust Co.
430 E. WOOD STREET
TROY, MO 63379
* $ 457,301,000 2 $ 280,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 1,637,595,000 2 $ 190,000
Peoples National Bank, N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 1,209,796,000 2 $ 430,000
Heritage Community Bank
100 E LOCUST ST
UNION, MO 63084
* $ 142,400,000 2 $ 210,000
Midwest Bankcentre
2191 LEMAY FERRY ROAD LEMAY
SAINT LOUIS, MO 63125
* $ 1,946,316,000 1 $ 115,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 1 $ 345,000
Bank of Odessa
301 W HIGHWAY 40
ODESSA, MO 64076
* $ 249,801,000 1 $ 205,000
Central Bank of Boone County
720 E. BROADWAY
COLUMBIA, MO 65201
* $ 2,066,454,000 1 $ 135,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 65,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 187,387,000 1 $ 335,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 909,029,000 1 $ 115,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 311,829,000 1 $ 3,715,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 364,059,000 1 $ 155,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 75,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 105,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 1 $ 205,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 1 $ 135,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 4,058,211,000 1 $ 105,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 7,690,612,000 1 $ 265,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 30,737,643,000 1 $ 185,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 65,000
Bank of the Flint Hills
806 W 5TH ST, PO BOX 226
WAMEGO, KS 66547
* $ 310,983,000 1 $ 145,000
Celebrity Home Loans, LLC
2001 SPRING RD SUITE 100
OAK BROOK, IL 60523
* $ -1,000 1 $ 115,000
Bankers Trust Company
453 7TH ST.
DES MOINES, IA 50309
* $ 4,512,819,000 1 $ 105,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 1 $ 95,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 59,366,170,000 1 $ 195,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 1 $ 65,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 45,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 1 $ 145,000
First Bankers Trust Company
505 NORTH 24TH STREET
QUINCY, IL 62301
* $ 917,501,000 1 $ 245,000
The First National Bank in Staunton
115 S ELM ST PO BOX 59
STAUNTON, IL 62088
* $ 540,720,000 1 $ 225,000
The Home Loan Expert LLC
1600 S BRENTWOOD
ST LOUIS, MO 63144
* $ -1,000 1 $ 165,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 5,629,526,000 1 $ 5,735,000
The Tipton Latham Bank, National Association
800 W. HWY 50; PO BOX 759
TIPTON, MO 65081
* $ 134,107,000 1 $ 145,000
Capgrow Home Mortgage, LLC
16141 SWINGLEY RIDGE ROAD STE 107
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 115,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,647,162,000 1 $ 155,000
Rockwood Bank
219 THRESHER
EUREKA, MO 63025
* $ 238,294,000 1 $ 155,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 125,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 175,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 1 $ 215,000
First Community National Bank
PO BOX 508
CUBA, MO 65453
* $ 127,192,000 1 $ 85,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 1 $ 125,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 1 $ 115,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 35,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 345,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 1 $ 185,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 1 $ 195,000
The Bank of Missouri
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ 1,773,230,000 1 $ 95,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 105,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 1 $ 455,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 2,077,491,000 1 $ 125,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ -1,000 1 $ 115,000
Community State Bank of Missouri
117 W CHURCH ST
BOWLING GREEN, MO 63334
* $ 244,007,000 1 $ 95,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 21,582,885,000 1 $ 165,000
Arvest Bank

TULSA, OK 74103
* $ 18,449,940,000 1 $ 365,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 295,000
First Integrity Mortgage Services, Inc.
77 WESTPORT PLAZA SUITE 200
ST. LOUIS, MO 63146
* $ -1,000 1 $ 75,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,707,183,000 1 $ 15,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 32,077,582,000 1 $ 135,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 1 $ 165,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 165,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,060,792,000 1 $ 95,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ 2,686,628,000 1 $ 15,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 16,110,188,000 1 $ 65,000
Sullivan Bank
PO BOX 489
SULLIVAN, MO 63080
* $ 495,007,000 1 $ 365,000
Central Bank of St. Louis
12218 MANCHEST RD.
ST. LOUIS, MO 63131
* $ 1,954,653,000 1 $ 105,000
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ 982,703,000 1 $ 175,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 33,604,332,000 1 $ 105,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 95,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ -1,000 1 $ 85,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 1 $ 145,000

The tables below break down 2019 mortgage applications in Miller County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Miller County, MO in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 508 $73,220,000 $144,000 $485,000 $102,000 $2,865,000
Refinancing 199 $43,955,000 $220,000 $5,735,000 $94,000 $1,028,000
Cash-out Refinancing 156 $32,850,000 $210,000 $2,635,000 $91,000 $944,000
Other Purpose 38 $2,920,000 $76,000 $235,000 $149,000 $2,000,000
Home Improvement 29 $2,325,000 $80,000 $255,000 $66,000 $262,000
Not Applicable 5 $945,000 $189,000 $605,000 $218,000 $218,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 764 $120,100,000 $157,000 $2,635,000 $99,000 $2,865,000
Not applicable 101 $26,775,000 $265,000 $5,735,000 $89,000 $420,000
Not Provided 54 $7,320,000 $135,000 $435,000 $117,000 $2,000,000
Hispanic 13 $1,615,000 $124,000 $295,000 $59,000 $159,000
Black or African American 2 $330,000 $165,000 $215,000 $38,000 $47,000
American Indian or Alaskan Native 1 $75,000 $75,000 $75,000 $28,000 $28,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 656 $117,190,000 $178,000 $5,735,000 $115,000 $2,865,000
FHA-insured (Federal Housing Administration) 151 $17,735,000 $117,000 $455,000 $48,000 $136,000
VA-guaranteed (Veterans Administration) 88 $16,610,000 $188,000 $745,000 $70,000 $216,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 40 $4,680,000 $117,000 $195,000 $44,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 468 $79,870,000 $170,000 $3,715,000 $105,000 $2,865,000
Application Denied By Financial Institution 163 $20,245,000 $124,000 $455,000 $93,000 $2,000,000
Application Withdrawn By Applicant 121 $22,755,000 $188,000 $2,635,000 $100,000 $1,028,000
Loan Purchased By The Institution 113 $17,865,000 $158,000 $675,000 $100,000 $466,000
File Closed For Incompleteness 36 $4,780,000 $132,000 $745,000 $68,000 $262,000
Application Approved But Not Accepted 33 $10,615,000 $321,000 $5,735,000 $80,000 $260,000
Preapproval Approved but not Accepted 1 $85,000 $85,000 $85,000 $67,000 $67,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 654 $122,130,000 $186,000 $5,735,000 $106,000 $2,865,000
Debt-To-Income Ratio 184 $21,760,000 $118,000 $475,000 $68,000 $303,000
Collateral 26 $3,330,000 $128,000 $345,000 $71,000 $363,000
Credit History 25 $2,225,000 $89,000 $335,000 $135,000 $2,000,000
Credit Application Incomplete 22 $3,690,000 $167,000 $395,000 $226,000 $1,500,000
Other 17 $2,475,000 $145,000 $455,000 $60,000 $147,000
Unverifiable Information 4 $220,000 $55,000 $85,000 $43,000 $54,000
Insufficient Cash (Downpayment, Closing Cost) 2 $280,000 $140,000 $155,000 $68,000 $107,000
Employment History 1 $105,000 $105,000 $105,000 $35,000 $35,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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