Monroe County, WI Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 1,238 mortgage applications in Monroe County, WI totaling $177.5 million, down 9% from 2016. The average application was for $143,000, and applicants reported an average income of $70,000. 57% of applications resulted in an originated loan and 16% were denied. The most active lender was 1st Community Credit Union, with 152 applications, followed by Associated Bank NA and Altra Federal Credit Union.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Wisconsin.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,238
Total Mortgage Loan Application Amount $177,501,000
Average Mortgage Loan Application Amount $143,000
Highest Mortgage Loan Application Amount $4,605,000
Average Applicant Income $70,000
Highest Applicant Income $948,000

Mortgage Company List for Lending in Monroe County, WI for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
1st Community Credit Union
1000 W. WISCONSIN STREET
SPARTA, WI 54656
* $ 142,790,000 152 $ 15,460,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 29,070,880,000 85 $ 13,161,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,254,502,000 55 $ 7,945,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 689,786,000 51 $ 6,774,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 44 $ 6,744,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 37 $ 6,326,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 30 $ 3,602,000
Royal Bank
202 MAIN STREET
ELROY, WI 53929
* $ 367,694,000 30 $ 3,400,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 29 $ 5,802,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 27 $ 3,080,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 27 $ 3,650,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 22 $ 3,377,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 21 $ 3,245,000
River Bank
145 N MAIN ST, P.O. BOX 280
STODDARD, WI 54658
* $ 453,458,000 21 $ 2,145,000
Co-Op Credit Union
100 E MAIN ST
BLACK RIVER FALLS, WI 54615
* $ 305,205,000 21 $ 3,005,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 20 $ 2,780,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 20 $ 2,507,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 19 $ 2,590,000
R.I.A. Federal Credit Union
PO BOX 4750
BETTENDORF, IA 52722
* $ 375,280,000 18 $ 714,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 17 $ 2,097,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ 11,496,234,000 16 $ 2,600,000
Union State Bank of West Salem
120 S. MILL STREET/ PO BOX 870
WEST SALEM, WI 54669
* $ 85,162,000 16 $ 1,526,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 16 $ 2,597,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 16 $ 2,143,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,620,732,000 16 $ 4,393,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 15 $ 1,717,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 13 $ 2,321,000
The First National Bank of Bangor
1798 COMMERCIAL ST
BANGOR, WI 54614
* $ 238,085,000 12 $ 4,554,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 11 $ 1,938,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ -1,000 11 $ 1,185,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 106,169,829,000 11 $ 1,042,000
Park Bank National Association
1200 MAIN STREET PO BOX 100
HOLMEN, WI 54636
* $ 53,782,000 11 $ 1,741,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 11 $ 1,661,000
Firefighters Credit Union
525 5TH AVE S
ONALASKA, WI 54650
* $ 78,284,000 10 $ 1,057,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 10 $ 1,586,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 9 $ 1,687,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 9 $ 6,637,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 9 $ 1,279,000
State Bank Financial
401 MAIN ST
LA CROSSE, WI 54601
* $ 340,482,000 9 $ 2,858,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 8 $ 1,249,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 7 $ 925,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 7 $ 794,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 7 $ 901,000
Badgerland Financial, Aca
1430 NORTH RIDGE DRIVE
PRAIRIE DU SAC, WI 53578
* $ -1,000 6 $ 1,087,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 553,662,000 6 $ 791,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 5 $ 717,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 5 $ 1,514,000
Verve, A Credit Union
2900 UNIVERSAL ST
OSHKOSH, WI 54904
* $ 811,976,000 5 $ 309,000
Coulee Bank
1516 LOSEY BLVD. S.
LA CROSSE, WI 54601
* $ 342,026,000 5 $ 824,000
Governmental Employees Credit Union
225 LA CROSSE ST
LA CROSSE, WI 54601
* $ 65,155,000 5 $ 218,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ -1,000 5 $ 888,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 4 $ 659,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 4 $ 102,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 4 $ 695,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 4 $ 496,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ 1,313,174,000 3 $ 518,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 91,146,995,000 3 $ 150,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,349,581,000,000 3 $ 261,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 3 $ 287,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 3 $ 518,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 835,262,000 3 $ 436,000
Bluff View Bank
16893 SOUTH MAIN STREET
GALESVILLE, WI 54630
* $ 96,541,000 3 $ 282,000
State Bank
25 N. CHESTNUT AVE
NEW HAMPTON, IA 50659
* $ 384,785,000 3 $ 121,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 2 $ 465,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 2 $ 257,000
Wolf River Community Bank
309 E MAIN ST
HORTONVILLE, WI 54944
* $ 146,476,000 2 $ 72,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 2 $ 385,000
Town Bank
850 W. NORTH SHORE DR.
HARTLAND, WI 53029
* $ 1,943,120,000 2 $ 224,000
Heritage Credit Union
1212 HUXLEY STREET
MADISON, WI 53704
* $ 315,530,000 2 $ 270,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 2 $ 286,000
First Direct Lending LLC
15261 LAGUNA CANYON ROAD, SUITE 200
IRVINE, CA 92618
* $ -1,000 2 $ 421,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ -1,000 2 $ 174,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 2 $ 383,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ -1,000 2 $ 378,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 435,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 271,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 237,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 259,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 2 $ 250,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 2 $ 448,000
Esb Bank
115 N HWY 44/76
CALEDONIA, MN 55921
* $ 96,529,000 1 $ 95,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 1 $ 59,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 1 $ 65,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 153,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 514,606,000 1 $ 100,000
Marketplace Home Mortgage, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ -1,000 1 $ 123,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 1 $ 121,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 158,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 271,694,000 1 $ 20,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 11,254,182,000 1 $ 10,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 93,524,000 1 $ 140,000
Bank of Wisconsin Dells
716 SUPERIOR ST
716 SUPERIOR ST, WI 53965
* $ 481,178,000 1 $ 234,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 317,715,000 1 $ 103,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 14,759,060,000 1 $ 185,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 561,134,000 1 $ 180,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 1 $ 100,000
Badger Bank
220 GRANT ST/PO BOX 26
FORT ATKINSON, WI 53538
* $ 132,482,000 1 $ 152,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 229,166,000 1 $ 192,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 40,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ -1,000 1 $ 115,000
Partners Bank of Wisconsin
907 NORTH CENTRAL AVE., PO BOX 730
MARSHFIELD, WI 54449
* $ 106,741,000 1 $ 93,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 129,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 3,275,430,000 1 $ 105,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 1 $ 154,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 131,174,000 1 $ 130,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 19,227,800,000 1 $ 154,000
Resmac, Inc.
5400 BROKEN SOUND BLVD #600
BOCA RATON, FL 33487
* $ -1,000 1 $ 125,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 1 $ 50,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,027,051,000 1 $ 51,000
Performance Equity Partners, Inc.
PO BOX 368
TINLEY PARK, IL 60477
* $ -1,000 1 $ 43,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 105,000
Bay Bank
2555 PACKERLAND DRIVE
GREEN BAY, WI 54313
* $ 84,585,000 1 $ 169,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 99,554,985,000 1 $ 101,000
Dmb Community Bank
321 N MAIN ST
DEFOREST, WI 53532
* $ 446,290,000 1 $ 200,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 147,000
Home Federal Savings Bank
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 681,169,000 1 $ 100,000
Blackhawk Bank
400 BROAD ST.
BELOIT, WI 53511
* $ 664,353,000 1 $ 137,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 1 $ 88,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 21,301,361,000 1 $ 34,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 1,102,046,000 1 $ 88,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ 0 1 $ 162,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 80,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 55,000
Notre Dame Federal Credit Union
P.O. BOX 7878
NOTRE DAME, IN 46556
* $ 497,588,000 1 $ 68,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 1 $ 149,000
Schoolsfirst
2115 NORTH BROADWAY
SANTA ANA, CA 92706
* $ 13,061,407,000 1 $ 7,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 2,664,821,000 1 $ 49,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 1 $ 80,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 67,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ 3,216,124,000 1 $ 140,000
Air Academy Federal Credit Union
9810 N UNION BLVD
COLORADO SPRINGS, CO 80924
* $ 553,752,000 1 $ 67,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 89,000
Capital Credit Union
PO BOX 2526
GREEN BAY, WI 54306
* $ 1,198,414,000 1 $ 80,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 400,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 138,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ -1,000 1 $ 104,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ -1,000 1 $ 108,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 172,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ 1,141,911,000 1 $ 300,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 1 $ 140,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 214,433,035,000 1 $ 110,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ -1,000 1 $ 655,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 2,331,002,000 1 $ 123,000

The tables below break down 2017 mortgage applications in Monroe County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Monroe County, WI in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 596 $84,747,000 $142,000 $3,890,000 $68,000 $948,000
Refinancing 520 $80,016,000 $153,000 $4,605,000 $71,000 $948,000
Home Improvement 122 $12,738,000 $104,000 $1,000,000 $75,000 $384,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,000 $134,388,000 $134,000 $1,210,000 $75,000 $948,000
Not applicable 92 $24,766,000 $269,000 $4,605,000 $18,000 $161,000
Not Provided 83 $10,124,000 $121,000 $305,000 $70,000 $281,000
Hispanic 26 $2,933,000 $112,000 $424,000 $65,000 $193,000
Black or African American 15 $2,179,000 $145,000 $265,000 $67,000 $123,000
American Indian or Alaskan Native 13 $1,762,000 $135,000 $215,000 $70,000 $128,000
Native Hawaiian or Other Pacific Islander 5 $781,000 $156,000 $219,000 $91,000 $161,000
Asian 4 $568,000 $142,000 $193,000 $82,000 $126,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 750 $102,590,000 $136,000 $4,605,000 $78,000 $948,000
VA-guaranteed (Veterans Administration) 261 $46,021,000 $176,000 $445,000 $67,000 $238,000
FHA-insured (Federal Housing Administration) 169 $21,786,000 $128,000 $267,000 $50,000 $143,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 58 $7,104,000 $122,000 $700,000 $34,000 $134,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 705 $97,425,000 $138,000 $3,890,000 $76,000 $948,000
Application Denied By Financial Institution 192 $25,678,000 $133,000 $655,000 $61,000 $212,000
Application Withdrawn By Applicant 154 $28,313,000 $183,000 $4,605,000 $75,000 $849,000
Loan Purchased By The Institution 92 $12,887,000 $140,000 $312,000 $35,000 $161,000
Application Approved But Not Accepted 51 $6,712,000 $131,000 $600,000 $76,000 $168,000
File Closed For Incompleteness 44 $6,486,000 $147,000 $400,000 $60,000 $188,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 33 $3,531,000 $107,000 $249,000 $69,000 $210,000
Debt-To-Income Ratio 31 $3,527,000 $113,000 $572,000 $52,000 $212,000
Collateral 18 $3,171,000 $176,000 $655,000 $79,000 $193,000
Credit Application Incomplete 14 $2,254,000 $161,000 $301,000 $84,000 $183,000
Other 7 $476,000 $68,000 $143,000 $27,000 $41,000
Unverifiable Information 3 $313,000 $104,000 $119,000 $47,000 $96,000
Employment History 3 $270,000 $90,000 $117,000 $45,000 $62,000
Insufficient Cash (Downpayment, Closing Cost) 2 $331,000 $165,000 $213,000 $80,000 $161,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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