Nantucket County, MA Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 903 mortgage applications in Nantucket County, MA totaling $840.6 million, down 27% from 2013. The average application was for $930,000, and applicants reported an average income of $455,000. 65% of applications resulted in an originated loan and 11% were denied. The most active lender was Cape Cod Five Cents Savings Bank, with 172 applications, followed by Blue Hills Bank and Hingham Institution for Savings.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 903
Total Mortgage Loan Application Amount $840,610,000
Average Mortgage Loan Application Amount $930,000
Highest Mortgage Loan Application Amount $10,250,000
Average Applicant Income $455,000
Highest Applicant Income $9,999,000

Mortgage Company List for Lending in Nantucket County, MA for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Cape Cod Five Cents Savings Bank
1500 IYANNOUGH RD
HYANNIS, MA 02601
* $ 2,505,716,000 172 $ 121,431,000
Blue Hills Bank
500 RIVER RIDGE DRIVE
NORWOOD, MA 02062
* $ 1,304,647,000 153 $ 113,618,000
Hingham Institution for Savings
55 MAIN STREET
HINGHAM, MA 02043
* $ 1,356,475,000 66 $ 64,588,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 50 $ 65,771,000
Berkshire Bank

ALBANY, NY 12207
* $ 5,645,664,000 45 $ 51,305,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 40 $ 39,435,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 27 $ 35,822,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 42,112,763,000 23 $ 32,500,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 20 $ 23,847,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 22,971,000,000 18 $ 22,675,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 217,626,166,000 15 $ 8,642,000
Mortgage Master
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 11 $ 6,686,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 94,716,980,000 11 $ 8,089,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 45,602,567,000 9 $ 12,098,000
Boston Private Bank & Trust Co
TEN POST OFFICE SQUARE
BOSTON, MA 02109
* $ 6,251,540,000 9 $ 19,262,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 9 $ 4,895,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 17,765,526,000 9 $ 14,553,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 32,973,830,000 9 $ 6,660,000
Peoplesbank
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ 1,827,377,000 9 $ 5,346,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 74,264,382,000 8 $ 4,162,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 6 $ 2,296,000
Washington Trust Mortgage Company LLC
23 BROAD STREET
WESTERLY, RI 02891
* $ 3,025,425,000 6 $ 4,409,000
The Bank of Maine
2 CANAL PLAZA
PORTLAND, ME 04101
* $ 744,628,000 6 $ 3,061,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 6 $ 3,301,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ 10,000,000 4 $ 1,832,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 4 $ 2,694,000
Rockland Trust Company
120 LIBERTY STREET
BROCKTON, MA 02302
* $ 6,103,368,000 4 $ 3,362,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 4 $ 5,777,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 4 $ 2,217,000
Hudson City Savings Bank
WEST 80 CENTURY ROAD
PARAMUS, NJ 07652
* $ 38,605,919,000 4 $ 4,275,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 179,771,772,000 4 $ 13,707,000
First Niagara Bank
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 37,576,781,000 3 $ 3,425,000
Northfield Bank

WOODBRIDGE, NJ 07095
* $ 2,703,199,000 3 $ 4,399,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 3 $ 4,233,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 20,830,913,000 3 $ 4,233,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 105,616,000,000 3 $ 3,826,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 3 $ 2,472,000
Newburyport Five Cents Savings Bank
63 STATE STREET
NEWBURYPORT, MA 01950
* $ 671,430,000 3 $ 3,997,000
Eastern Bank
195 MARKET ST
LYNN, MA 01901
* $ 8,661,730,000 3 $ 2,460,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 2,302,101,000 3 $ 1,945,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 3 $ 1,704,000
Harvest Bank
75 NORTH MAIN STREET
KIMBALL, MN 55353
* $ 1,533,711,000 3 $ 3,717,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 952,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ 3,185,326,000 2 $ 3,200,000
Salem Five Cents Savings Bank
210 ESSEX ST
SALEM, MA 01970
* $ 3,383,411,000 2 $ 3,300,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 2 $ 833,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ 1,404,000 2 $ 1,837,000
Wellesley Bank
40 CENTRAL STREET
WELLESLEY, MA 02482
* $ 457,363,000 2 $ 748,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 23,493,548,000 2 $ 1,945,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 954,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 2 $ 584,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,037,879,000 2 $ 1,800,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 2 $ 927,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 1,598,000
Fieldpoint Private Bank & Trus
100 FIELD POINT ROAD
GREENWICH, CT 06830
* $ 651,912,000 2 $ 6,860,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 1,012,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 822,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 964,000
Bank of Canton
490 TURNPIKE STREET
CANTON, MA 02021
* $ 624,312,000 2 $ 1,251,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 698,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 2 $ 1,030,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 2 $ 951,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 90,439,767,000 2 $ 840,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,662,890,000 1 $ 448,000
Mutual Bank
570 WASHINGTON STREET
WHITMAN, MA 02382
* $ 430,332,000 1 $ 1,645,000
Mansfield Co-Operative Bank
80 NORTH MAIN STREET
MANSFIELD, MA 02048
* $ 412,743,000 1 $ 1,570,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 413,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 29,373,389,000 1 $ 2,730,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 102,658,650,000 1 $ 2,000,000
Db Private Wealth Mortgage Ltd
60 WALL STREET, 12TH FLOOR
NEW YORK, NY 10005
* $ 35,425,000,000 1 $ 3,500,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 1 $ 619,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 22,943,132,000 1 $ 2,000,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 1 $ 300,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 1,015,355,000 1 $ 637,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 1,050,000
Equity Now Inc
215 LEXINGTON AVENUE, SUITE 1702
MAMARONECK, NY 10543
* $ 10,000,000 1 $ 322,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ 10,000,000 1 $ 288,000
Envision Bank
10 CABOT PLACE
STOUGHTON, MA 02072
* $ 374,027,000 1 $ 649,000
Spencer Savings Bank
176 MAIN STREET
SPENCER, MA 01562
* $ 406,124,000 1 $ 830,000
Unibank for Savings
49 CHURCH STREET
WHITINSVILLE, MA 01588
* $ 1,349,697,000 1 $ 326,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 607,000
Avidia Bank
42 MAIN STREET
HUDSON, MA 01749
* $ 1,118,500,000 1 $ 385,000
Institution for Savings
93 STATE ST
NEWBURYPORT, MA 01950
* $ 1,691,136,000 1 $ 490,000
St Mary's Credit Union
PO BOX 729
MARLBOROUGH, MA 01752
* $ 618,050,000 1 $ 545,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,192,380,000 1 $ 950,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 204,003,000 1 $ 325,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 2,412,590,000 1 $ 746,000
Peoples Federal Savings Bank
435 MARKET STREET
BRIGHTON, MA 02135
* $ 587,352,000 1 $ 1,520,000
Watertown Savings Bank
60 MAIN STREET
WATERTOWN, MA 02472
* $ 1,094,555,000 1 $ 1,800,000
Cambridge Savings Bank
1374 MASSACHUSETTS AVENUE
CAMBRIDGE, MA 02138
* $ 2,571,234,000 1 $ 596,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ 9,310,000 1 $ 550,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 385,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 658,311,000 1 $ 626,000
Freedom National Bank
584 PUTNAM PIKE
GREENVILLE, RI 02828
* $ 100,487,000 1 $ 1,200,000
Florida Community Bank, National Association
2500 WESTON ROAD #300
WESTON, FL 33331
* $ 3,881,837,000 1 $ 974,000
Third Coast Bank SSB
20202 HIGHWAY 59 N SUITE 190
HUMBLE, TX 77338
* $ 286,011,000 1 $ 724,000
Cambridge Mortgage Group
99 SOUTH STREET
HINGHAM, MA 02043
* $ 1,002,024,000 1 $ 250,000
Bank of Georgetown
1115 30TH STREET
WASHINGTON, DC 20007
* $ 927,727,000 1 $ 3,780,000
Merchants Bank
PO BOX 1009
BURLINGTON, VT 05402
* $ 1,735,215,000 1 $ 1,850,000
Commonwealth Mortgage, LLC
600 WEST CUMMINGS PARK SUITE 2500
WOBURN, MA 01801
* $ 4,391,000 1 $ 385,000
Happy State Bank
701 S TAYLOR, LB 120
AMARILLO, TX 79101
* $ 2,445,872,000 1 $ 9,800,000
Bluestone Bank
756 ORCHARD STREET
RAYNHAM, MA 02767
* $ 471,828,000 1 $ 1,630,000
South Shore Bank
1530 MAIN STREET
WEYMOUTH, MA 02190
* $ 1,002,024,000 1 $ 260,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 528,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 395,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 1 $ 373,000
Integrity First Financial Group, Inc.
6333 GREENWICH DRIVE SUITE 280
SAN DIEGO, CA 92122
* $ 26,494,000 1 $ 625,000
Bank of Wolcott
PO BOX 336
WOLCOTT, IN 47995
* $ 170,830,000 1 $ 615,000
Haverhill Bank
180 MERRIMACK STREET
HAVERHILL, MA 01830
* $ 318,752,000 1 $ 1,200,000
Everett Co-Operative Bank
419 BROADWAY
EVERETT, MA 02149
* $ 350,234,000 1 $ 1,350,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ 10,000,000 1 $ 625,000
Belmont Savings Bank
2 LEONARD STREET
BELMONT, MA 02478
* $ 1,054,085,000 1 $ 1,640,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 338,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 382,000

The tables below break down 2014 mortgage applications in Nantucket County, MA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Nantucket County, MA in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 464 $512,270,000 $1,104,000 $10,250,000 $556,000 $9,999,000
Refinancing 366 $272,447,000 $744,000 $4,510,000 $338,000 $4,268,000
Home Improvement 73 $55,893,000 $765,000 $3,000,000 $398,000 $2,865,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 650 $541,632,000 $833,000 $9,800,000 $446,000 $5,679,000
Not Provided 148 $173,598,000 $1,172,000 $7,000,000 $765,000 $9,999,000
Not applicable 78 $110,266,000 $1,413,000 $10,250,000 $12,000 $250,000
Hispanic 11 $7,235,000 $657,000 $2,495,000 $240,000 $971,000
Asian 7 $3,727,000 $532,000 $637,000 $152,000 $221,000
Black or African American 6 $2,510,000 $418,000 $541,000 $110,000 $152,000
American Indian or Alaskan Native 3 $1,642,000 $547,000 $600,000 $641,000 $996,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 884 $829,822,000 $938,000 $10,250,000 $462,000 $9,999,000
VA-guaranteed (Veterans Administration) 10 $5,833,000 $583,000 $863,000 $127,000 $300,000
FHA-insured (Federal Housing Administration) 9 $4,955,000 $550,000 $801,000 $81,000 $142,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 590 $579,176,000 $981,000 $10,250,000 $499,000 $9,999,000
Application Denied By Financial Institution 101 $83,369,000 $825,000 $4,208,000 $301,000 $2,664,000
Application Withdrawn By Applicant 90 $93,771,000 $1,041,000 $7,000,000 $497,000 $5,650,000
File Closed For Incompleteness 51 $35,428,000 $694,000 $3,332,000 $459,000 $4,842,000
Loan Purchased By The Institution 49 $31,769,000 $648,000 $1,850,000 $156,000 $1,594,000
Application Approved But Not Accepted 22 $17,097,000 $777,000 $3,780,000 $448,000 $3,145,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 28 $23,687,000 $845,000 $2,500,000 $183,000 $944,000
Collateral 18 $17,986,000 $999,000 $4,208,000 $431,000 $2,664,000
Credit History 7 $4,883,000 $697,000 $1,720,000 $212,000 $600,000
Credit Application Incomplete 5 $4,013,000 $802,000 $1,500,000 $559,000 $1,627,000
Other 5 $5,479,000 $1,095,000 $2,925,000 $780,000 $2,000,000
Unverifiable Information 3 $1,441,000 $480,000 $700,000 $349,000 $462,000
Insufficient Cash (Downpayment, Closing Cost) 1 $393,000 $393,000 $393,000 $105,000 $105,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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