Nantucket County MA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Unlock detailed Nantucket County MA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Massachusetts.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 903 |
| Total Mortgage Loan Application Amount | $840,610,000 |
| Average Mortgage Loan Application Amount | $930,000 |
| Highest Mortgage Loan Application Amount | $10,250,000 |
| Average Applicant Income | $455,000 |
| Highest Applicant Income | $9,999,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| THE CAPE COD FIVE CENTS SAVINGS BANK 19 WEST ROAD BARNSTABLE, MA 02653 |
* | $ 2,505,716,000 | 172 | $ 121,431,000 |
| BLUE HILLS BANK 500 RIVER RIDGE DRIVE NORWOOD, MA 02062 |
* | $ 1,304,647,000 | 153 | $ 113,618,000 |
| HINGHAM INSTITUTION FOR SAVINGS, THE 55 MAIN STREET HINGHAM, MA 02043 |
* | $ 1,356,475,000 | 66 | $ 64,588,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,433,716,000,000 | 50 | $ 65,771,000 |
| BERKSHIRE BANK PO 1308 PITTSFIELD, MA 01202 |
* | $ 5,645,664,000 | 45 | $ 51,305,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,373,600,000,000 | 40 | $ 39,435,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,945,467,000,000 | 27 | $ 35,822,000 |
| FIRST REPUBLIC BANK 111 PINE STREET SAN FRANCISCO, CA 94111 |
* | $ 42,112,763,000 | 23 | $ 32,500,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,346,747,000,000 | 20 | $ 23,847,000 |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE NEW YORK, NY 10577 |
* | $ 22,971,000,000 | 18 | $ 22,675,000 |
| TD BANK, NATIONAL ASSOCIATION 2035 LIMESTONE ROAD WILMINGTON, DE 19808 |
* | $ 217,626,166,000 | 15 | $ 8,642,000 |
| MORTGAGE MASTER 102 ELM STREET WALPOLE, MA 02081 |
* | $ 11,250,346,000 | 11 | $ 6,686,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 94,716,980,000 | 11 | $ 8,089,000 |
| UBS BANK USA 299 S. MAIN ST SALT LAKE CITY, UT 84111 |
* | $ 45,602,567,000 | 9 | $ 12,098,000 |
| BOSTON PRIVATE BANK & TRUST CO TEN POST OFFICE SQUARE BOSTON, MA 02109 |
* | $ 6,251,540,000 | 9 | $ 19,262,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 360,478,278,000 | 9 | $ 4,895,000 |
| BNY MELLON, NATIONAL ASSOCIATION 500 GRANT STREET, ROOM 4825 PITTSBURGH, PA 15258 |
* | $ 17,765,526,000 | 9 | $ 14,553,000 |
| PEOPLE'S UNITED BANK 850 MAIN STREET BRIDGEPORT, CT 06604 |
* | $ 32,973,830,000 | 9 | $ 6,660,000 |
| PEOPLESBANK 330 WHITNEY AVENUE HOLYOKE, MA 01040 |
* | $ 1,827,377,000 | 9 | $ 5,346,000 |
| SANTANDER BANK, N.A. 824 NORTH MARKET STREET, SUITE 100 WILMINGTON, DE 19801 |
* | $ 74,264,382,000 | 8 | $ 4,162,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 179,126,294,000 | 6 | $ 2,296,000 |
| WASHINGTON TRUST MORTGAGE COMPANY LLC 23 BROAD STREET WARWICK, RI 02891 |
* | $ 3,025,425,000 | 6 | $ 4,409,000 |
| THE BANK OF MAINE 2 CANAL PLAZA PORTLAND, ME 04101 |
* | $ 744,628,000 | 6 | $ 3,061,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 6 | $ 3,301,000 |
| RESIDENTIAL MORTGAGE SERVICES, INC. 24 CHRISTOPHER TOPPI DRIVE SOUTH PORTLAND, ME 04106 |
* | $ 10,000,000 | 4 | $ 1,832,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 4 | $ 2,694,000 |
| ROCKLAND TRUST COMPANY 120 LIBERTY STREET BROCKTON, MA 02302 |
* | $ 6,103,368,000 | 4 | $ 3,362,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 8,361,206,000 | 4 | $ 5,777,000 |
| J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ 10,000,000 | 4 | $ 2,217,000 |
| HUDSON CITY SAVINGS BANK WEST 80 CENTURY ROAD PARAMUS, NJ 07652 |
* | $ 38,605,919,000 | 4 | $ 4,275,000 |
| HSBC BANK USA, NATIONAL ASSOCIATION 1800 TYSONS BLVD., SUITE 50 MCLEAN, VA 22102 |
* | $ 179,771,772,000 | 4 | $ 13,707,000 |
| FIRST NIAGARA BANK 726 EXCHANGE STREET SUITE 618 BUFFALO, NY 14210 |
* | $ 37,576,781,000 | 3 | $ 3,425,000 |
| NORTHFIELD BANK 1731 VICTORY BLVD. NEW YORK, NY 10314 |
* | $ 2,703,199,000 | 3 | $ 4,399,000 |
| CAPITAL ONE, NATIONAL ASSOCIATION 7933 PRESTON ROAD PLANO, TX 75024 |
* | $ 238,482,903,000 | 3 | $ 4,233,000 |
| WEBSTER BANK, NATIONAL ASSOCIATION 145 BANK STREET STAMFORD, CT 06702 |
* | $ 20,830,913,000 | 3 | $ 4,233,000 |
| GOLDMAN SACHS BANK USA 200 WEST STREET NEW YORK, NY 10282 |
* | $ 105,616,000,000 | 3 | $ 3,826,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 17,638,918,000 | 3 | $ 2,472,000 |
| NEWBURYPORT FIVE CENTS SAVINGS BANK 63 STATE STREET NEWBURYPORT, MA 01950 |
* | $ 671,430,000 | 3 | $ 3,997,000 |
| EASTERN BANK 195 MARKET ST LYNN, MA 01901 |
* | $ 8,661,730,000 | 3 | $ 2,460,000 |
| UNITED BANK 225 ASYLUM ST HARTFORD, CT 06103 |
* | $ 2,302,101,000 | 3 | $ 1,945,000 |
| DISCOVER HOME LOANS, INC 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 79,339,664,000 | 3 | $ 1,704,000 |
| CAMBRIDGE TRUST COMPANY 78 BLANCHARD ROAD CAMBRIDGE, MA 01803 |
* | $ 1,533,711,000 | 3 | $ 3,717,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 2 | $ 952,000 |
| THE WASHINGTON TRUST COMPANY, OF WESTERLY 23 BROAD STREET WESTERLY, RI 02891 |
* | $ 3,185,326,000 | 2 | $ 3,200,000 |
| SALEM FIVE CENTS SAVINGS BANK 210 ESSEX ST SALEM, MA 01970 |
* | $ 3,383,411,000 | 2 | $ 3,300,000 |
| MORTGAGE NETWORK, INC. 99 CONIFER HILL DR DANVERS, MA 01923 |
* | $ 3,700,000 | 2 | $ 833,000 |
| NEW FED MORTGAGE, CORP. 98 HIGH ST DANVERS, MA 01923 |
* | $ 1,404,000 | 2 | $ 1,837,000 |
| WELLESLEY BANK 40 CENTRAL STREET WELLESLEY, MA 02482 |
* | $ 457,363,000 | 2 | $ 748,000 |
| CIT BANK, NATIONAL ASSOCIATION 75 N. FAIR OAKS AVE. PASADENA, CA 91103 |
* | $ 23,493,548,000 | 2 | $ 1,945,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 2 | $ 954,000 |
| DITECH MORTGAGE CORP 1100 VIRGINIA DRIVE, SUITE 100 FT. WASHINGTON, PA 19034 |
* | $ 5,720,000 | 2 | $ 584,000 |
| STIFEL BANK & TRUST 501 N BROADWAY ST LOUIS, MO 63141 |
* | $ 5,037,879,000 | 2 | $ 1,800,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 245,863,000 | 2 | $ 927,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 2 | $ 1,598,000 |
| FIELDPOINT PRIVATE BANK & TRUS 100 FIELD POINT ROAD GREENWICH, CT 06830 |
* | $ 651,912,000 | 2 | $ 6,860,000 |
| SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 2 | $ 1,012,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 2 | $ 822,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 2 | $ 964,000 |
| THE BANK OF CANTON 490 TURNPIKE STREET CANTON, MA 02021 |
* | $ 624,312,000 | 2 | $ 1,251,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 2 | $ 698,000 |
| AMWEST FUNDING CORP. 6 POINTE DRIVE, SUITE 300 BREA, CA 92821 |
* | $ 10,000,000 | 2 | $ 1,030,000 |
| PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 439,528,000 | 2 | $ 951,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 90,439,767,000 | 2 | $ 840,000 |
| COLE TAYLOR BANK 9550 W HIGGINS RAOD ROSEMONT, IL 60018 |
* | $ 5,662,890,000 | 1 | $ 448,000 |
| MUTUAL BANK 570 WASHINGTON STREET WHITMAN, MA 02382 |
* | $ 430,332,000 | 1 | $ 1,645,000 |
| MANSFIELD CO-OPERATIVE BANK 80 NORTH MAIN STREET MANSFIELD, MA 02048 |
* | $ 412,743,000 | 1 | $ 1,570,000 |
| PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 1 | $ 413,000 |
| CITY NATIONAL BANK 555 SOUTH FLOWER STREET LOS ANGELES, CA 90071 |
* | $ 29,373,389,000 | 1 | $ 2,730,000 |
| THE NORTHERN TRUST COMPANY 50 S. LA SALLE CHICAGO, IL 60603 |
* | $ 102,658,650,000 | 1 | $ 2,000,000 |
| DB PRIVATE WEALTH MORTGAGE LTD 60 WALL STREET, 12TH FLOOR NEW YORK, NY 10005 |
* | $ 35,425,000,000 | 1 | $ 3,500,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 127,428,329,000 | 1 | $ 619,000 |
| COMMERCE BANK 922 WALNUT, TB 12-1 KANSAS CITY, MO 64106 |
* | $ 22,943,132,000 | 1 | $ 2,000,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 62,866,954,000 | 1 | $ 300,000 |
| BAYCOAST BANK 330 SWANSEA MALL DRIVE FALL RIVER, MA 02777 |
* | $ 1,015,355,000 | 1 | $ 637,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ 10,000,000 | 1 | $ 1,050,000 |
| EQUITY NOW INC. 215 LEXINGTON AVENUE, SUITE 1702 MAMARONECK, NY 10016 |
* | $ 10,000,000 | 1 | $ 322,000 |
| MILEND, INC. 375 NORTHRIDGE RD, SUITE 600 ALPHARETTA, GA 30350 |
* | $ 10,000,000 | 1 | $ 288,000 |
| ENVISION BANK 10 CABOT PLACE STOUGHTON, MA 02072 |
* | $ 374,027,000 | 1 | $ 649,000 |
| SPENCER SAVINGS BANK 176 MAIN STREET SPENCER, MA 01562 |
* | $ 406,124,000 | 1 | $ 830,000 |
| UNIBANK FOR SAVINGS 49 CHURCH STREET WHITINSVILLE, MA 01588 |
* | $ 1,349,697,000 | 1 | $ 326,000 |
| FIRST CHOICE LOAN SERVICES INC. ONE TOWER CENTER, FLOOR #18 EAST BRUNSWICK, NJ 08816 |
* | $ 669,000,000 | 1 | $ 607,000 |
| AVIDIA BANK 42 MAIN STREET HUDSON, MA 01749 |
* | $ 1,118,500,000 | 1 | $ 385,000 |
| INSTITUTION FOR SAVINGS IN NEWBURYPORT AND ITS VICINITY 93 STATE ST NEWBURYPORT, MA 01950 |
* | $ 1,691,136,000 | 1 | $ 490,000 |
| ST. MARY'S CREDIT UNION PO BOX 729 MARLBOROUGH, MA 01752 |
* | $ 618,050,000 | 1 | $ 545,000 |
| KINECTA 1440 ROSECRANS AVE MANHATTAN BEACH, CA 90266 |
* | $ 3,192,380,000 | 1 | $ 950,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 204,003,000 | 1 | $ 325,000 |
| TIAA-CREF TRUST COMPANY FSB 211 NORTH BROADWAY, STE 1000 ST. LOUIS, MO 63102 |
* | $ 2,412,590,000 | 1 | $ 746,000 |
| PEOPLES FEDERAL SAVINGS BANK 435 MARKET STREET BRIGHTON, MA 02135 |
* | $ 587,352,000 | 1 | $ 1,520,000 |
| WATERTOWN SAVINGS BANK 60 MAIN STREET WATERTOWN, MA 02472 |
* | $ 1,094,555,000 | 1 | $ 1,800,000 |
| CAMBRIDGE SAVINGS BANK 1374 MASSACHUSETTS AVENUE CAMBRIDGE, MA 02138 |
* | $ 2,571,234,000 | 1 | $ 596,000 |
| GUARDHILL FINANCIAL CORP. 140 EAST 45TH STREET, 31ST FLOOR NEW YORK, NY 10017 |
* | $ 9,310,000 | 1 | $ 550,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ 1,543,699,000 | 1 | $ 385,000 |
| LEADER BANK, NATIONAL ASSOCIATION 141 MASSACHUSETTS AVENUE ARLINGTON, MA 02474 |
* | $ 658,311,000 | 1 | $ 626,000 |
| FREEDOM NATIONAL BANK 584 PUTNAM PIKE GREENVILLE, RI 02828 |
* | $ 100,487,000 | 1 | $ 1,200,000 |
| FLORIDA COMMUNITY BANK, NATIONAL ASSOCIATION 2500 WESTON ROAD #300 WESTON, FL 33331 |
* | $ 3,881,837,000 | 1 | $ 974,000 |
| THIRD COAST BANK SSB 20202 HIGHWAY 59 N SUITE 190 HUMBLE, TX 77338 |
* | $ 286,011,000 | 1 | $ 724,000 |
| CAMBRIDGE MORTGAGE GROUP 99 SOUTH STREET HINGHAM, MA 02043 |
* | $ 1,002,024,000 | 1 | $ 250,000 |
| BANK OF GEORGETOWN 1115 30TH STREET WASHINGTON, DC 20007 |
* | $ 927,727,000 | 1 | $ 3,780,000 |
| MERCHANTS BANK PO BOX 1009 BURLINGTON, VT 05402 |
* | $ 1,735,215,000 | 1 | $ 1,850,000 |
| COMMONWEALTH MORTGAGE, LLC 600 WEST CUMMINGS PARK SUITE 2500 WOBURN, MA 01801 |
* | $ 4,391,000 | 1 | $ 385,000 |
| HAPPY STATE BANK 701 S TAYLOR, LB 120 AMARILLO, TX 79101 |
* | $ 2,445,872,000 | 1 | $ 9,800,000 |
| BLUESTONE BANK 756 ORCHARD STREET RAYNHAM, MA 02767 |
* | $ 471,828,000 | 1 | $ 1,630,000 |
| SOUTH SHORE BANK 1530 MAIN STREET WEYMOUTH, MA 02190 |
* | $ 1,002,024,000 | 1 | $ 260,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 1 | $ 528,000 |
| PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 1 | $ 395,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,261,678,000 | 1 | $ 373,000 |
| INTEGRITY FIRST FINANCIAL GROUP, INC. 6333 GREENWICH DRIVE SUITE 280 SAN DIEGO, CA 92122 |
* | $ 26,494,000 | 1 | $ 625,000 |
| BANK OF WOLCOTT PO BOX 336 WOLCOTT, IN 47995 |
* | $ 170,830,000 | 1 | $ 615,000 |
| HAVERHILL BANK 180 MERRIMACK STREET HAVERHILL, MA 01830 |
* | $ 318,752,000 | 1 | $ 1,200,000 |
| EVERETT CO-OPERATIVE BANK 419 BROADWAY EVERETT, MA 02149 |
* | $ 350,234,000 | 1 | $ 1,350,000 |
| MORTGAGE EQUITY PARTNERS LLC 220 BROADWAY SUITE 205 BOSTON, MA 01940 |
* | $ 10,000,000 | 1 | $ 625,000 |
| BELMONT SAVINGS BANK 2 LEONARD STREET BELMONT, MA 02478 |
* | $ 1,054,085,000 | 1 | $ 1,640,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 1 | $ 338,000 |
| MORTGAGE ACCESS CORP. 225 LITTLETON ROAD MORRIS PLAINS, NJ 07950 |
* | $ 31,000,000 | 1 | $ 382,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2014, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Nantucket County MA in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 464 | $512,270,000 | $1,104,000 | $10,250,000 | $556,000 | $9,999,000 |
| Refinancing | 366 | $272,447,000 | $744,000 | $4,510,000 | $338,000 | $4,268,000 |
| Home Improvement | 73 | $55,893,000 | $765,000 | $3,000,000 | $398,000 | $2,865,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 650 | $541,632,000 | $833,000 | $9,800,000 | $446,000 | $5,679,000 |
| Not Provided | 148 | $173,598,000 | $1,172,000 | $7,000,000 | $765,000 | $9,999,000 |
| Not applicable | 78 | $110,266,000 | $1,413,000 | $10,250,000 | $12,000 | $250,000 |
| Hispanic | 11 | $7,235,000 | $657,000 | $2,495,000 | $240,000 | $971,000 |
| Asian | 7 | $3,727,000 | $532,000 | $637,000 | $152,000 | $221,000 |
| Black or African American | 6 | $2,510,000 | $418,000 | $541,000 | $110,000 | $152,000 |
| American Indian or Alaskan Native | 3 | $1,642,000 | $547,000 | $600,000 | $641,000 | $996,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 884 | $829,822,000 | $938,000 | $10,250,000 | $462,000 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 10 | $5,833,000 | $583,000 | $863,000 | $127,000 | $300,000 |
| FHA-insured (Federal Housing Administration) | 9 | $4,955,000 | $550,000 | $801,000 | $81,000 | $142,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 590 | $579,176,000 | $981,000 | $10,250,000 | $499,000 | $9,999,000 |
| Application Denied By Financial Institution | 101 | $83,369,000 | $825,000 | $4,208,000 | $301,000 | $2,664,000 |
| Application Withdrawn By Applicant | 90 | $93,771,000 | $1,041,000 | $7,000,000 | $497,000 | $5,650,000 |
| File Closed For Incompleteness | 51 | $35,428,000 | $694,000 | $3,332,000 | $459,000 | $4,842,000 |
| Loan Purchased By The Institution | 49 | $31,769,000 | $648,000 | $1,850,000 | $156,000 | $1,594,000 |
| Application Approved But Not Accepted | 22 | $17,097,000 | $777,000 | $3,780,000 | $448,000 | $3,145,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 28 | $23,687,000 | $845,000 | $2,500,000 | $183,000 | $944,000 |
| Collateral | 18 | $17,986,000 | $999,000 | $4,208,000 | $431,000 | $2,664,000 |
| Credit History | 7 | $4,883,000 | $697,000 | $1,720,000 | $212,000 | $600,000 |
| Credit Application Incomplete | 5 | $4,013,000 | $802,000 | $1,500,000 | $559,000 | $1,627,000 |
| Other | 5 | $5,479,000 | $1,095,000 | $2,925,000 | $780,000 | $2,000,000 |
| Unverifiable Information | 3 | $1,441,000 | $480,000 | $700,000 | $349,000 | $462,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $393,000 | $393,000 | $393,000 | $105,000 | $105,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.