Fieldpoint Private Bank & Trus Mortgage Lending & HMDA Data, 2014
In 2014, Fieldpoint Private Bank & Trus of Greenwich, CT reported 57 mortgage applications totaling $94.5 million, down 54% from 2013. The average application was for $1,657,877, and applicants reported an average income of $996,789. 60% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Bridgeport-Stamford-Norwalk, CT (25), New York-Jersey City-White Plains, NY-NJ (15) and Nassau County-Suffolk County, NY (7) (applications in parentheses).
| Mortgage Company & Address | Fieldpoint Private Bank & Trus 100 Field Point Road Greenwich, CT 06830 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 57 |
| Total Mortgage Loan Application Amount | $94,499,000 |
| Average Mortgage Loan Application Amount | $1,657,877 |
| Highest Mortgage Loan Application Amount | $9,300,000 |
| Average Applicant Income | $996,789 |
| Highest Applicant Income | $6,752,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fieldpoint Private Bank & Trus filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Fieldpoint Private Bank & Trus in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 31 | $54,599,000 | $1,761,000 | $9,300,000 | $1,081,000 | $6,752,000 |
| Refinancing | 24 | $35,538,000 | $1,480,000 | $8,000,000 | $861,000 | $4,569,000 |
| Home Improvement | 2 | $4,362,000 | $2,181,000 | $2,362,000 | $1,321,000 | $1,444,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 36 | $55,836,000 | $1,551,000 | $9,300,000 | $1,336,000 | $6,752,000 |
| Not applicable | 14 | $22,933,000 | $1,638,000 | $4,500,000 | $115,000 | $805,000 |
| Not Provided | 5 | $12,472,000 | $2,494,000 | $8,000,000 | $1,004,000 | $2,363,000 |
| Hispanic | 2 | $3,258,000 | $1,629,000 | $2,925,000 | $1,054,000 | $2,011,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 57 | $94,499,000 | $1,657,000 | $9,300,000 | $997,000 | $6,752,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 34 | $51,658,000 | $1,519,000 | $4,500,000 | $826,000 | $4,490,000 |
| Application Withdrawn By Applicant | 10 | $7,118,000 | $711,000 | $3,185,000 | $465,000 | $908,000 |
| Application Approved But Not Accepted | 7 | $21,845,000 | $3,120,000 | $9,300,000 | $2,938,000 | $6,752,000 |
| Application Denied By Financial Institution | 4 | $2,953,000 | $738,000 | $1,256,000 | $475,000 | $750,000 |
| File Closed For Incompleteness | 2 | $10,925,000 | $5,462,000 | $8,000,000 | $810,000 | $1,321,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2 | $2,256,000 | $1,128,000 | $1,256,000 | $448,000 | $497,000 |
| Other | 1 | $400,000 | $400,000 | $400,000 | $255,000 | $255,000 |
| Credit History | 1 | $297,000 | $297,000 | $297,000 | $750,000 | $750,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fieldpoint Private Bank & Trus's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fieldpoint Private Bank & Trus's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About