Pawnee County, OK Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 557 mortgage applications in Pawnee County, OK totaling $80.3 million, down 7% from 2022. The average application was for $144,000, and applicants reported an average income of $81,000. 43% of applications resulted in an originated loan and 19% were denied. The most active lender was 21st Mortgage, with 37 applications, followed by Vanderbilt Mortgage and Finance, Inc and Armstrong Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 557
Total Mortgage Loan Application Amount $80,275,000
Average Mortgage Loan Application Amount $144,000
Highest Mortgage Loan Application Amount $545,000
Average Applicant Income $81,000
Highest Applicant Income $550,000

Mortgage Company List for Lending in Pawnee County, OK for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 37 $ 4,775,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 28 $ 3,240,000
Armstrong Bank
1111 W BROADWAY
MUSKOGEE, OK 74401
* $ 2,395,777,000 26 $ 2,470,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 25 $ 2,855,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 19 $ 3,325,000
Arvest Bank

TULSA, OK 74103
* $ 26,441,420,000 19 $ 2,615,000
American Heritage Bank
PO BOX 1408/2 SOUTH MAIN
SAPULPA, OK 74066
* $ 1,455,553,000 18 $ 2,540,000
Associated Mortgage Corporation
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74136
* $ -1,000 16 $ 3,290,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 16 $ 3,150,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 47,596,192,000 13 $ 705,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 13 $ 1,775,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 13 $ 2,035,000
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ 14,547,035,000 13 $ 2,595,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 12 $ 1,900,000
Westreet Federal Credit Union
9323 E.21ST STREET
TULSA, OK 74129
* $ 953,796,000 11 $ 1,195,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 10 $ 1,550,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 9 $ 1,635,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 9 $ 1,385,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 10,406,351,000 8 $ 910,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 8 $ 1,490,000
First Bank & Trust Company, Perry, Oklahoma
PO BOX 878
PERRY, OK 73077
* $ 225,163,000 8 $ 660,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 8 $ 520,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 7 $ 1,225,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 6 $ 610,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ -1,000 6 $ 900,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 6 $ 930,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 6 $ 1,150,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 5 $ 695,000
Ttcu Federal Credit Union
9815 E 81ST ST
TULSA, OK 74133
* $ 2,684,022,000 5 $ 495,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 5 $ 505,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 5 $ 1,015,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ 1,956,034,000 5 $ 395,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 4 $ 790,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 6,032,105,000 4 $ 360,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 4 $ 260,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 4 $ 850,000
Blue Sky Bank
101 EAST 8TH STREET PO BOX 27
PAWHUSKA, OK 74056
* $ 668,488,000 4 $ 910,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 4 $ 630,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 4 $ 670,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ 2,702,968,000 4 $ 1,070,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 4 $ 900,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 3 $ 485,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 3 $ 425,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 1,991,593,000 3 $ 435,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 3 $ 225,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 3 $ 845,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 1,458,130,000 3 $ 545,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ 3,775,612,000 3 $ 725,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 3 $ 335,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 479,101,000 3 $ 455,000
Sente Mortgage, Inc.
4520 BURNET ROAD
AUSTIN, TX 78756
* $ -1,000 3 $ 495,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 3 $ 365,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 2 $ 270,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 2 $ 260,000
First Bank and Trust Co
PO BOX 580
DUNCAN, OK 73533
* $ 824,264,000 2 $ 230,000
First Oklahoma Mortgage, LLC
100 S RIVERFRONT DR
JENKS, OK 74037
* $ -1,000 2 $ 370,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 2 $ 340,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 180,000
Oklahoma Central Credit Union
4956 SOUTH PEORIA AVENUE
4956 S. PEORIA AVE, OK 74105
* $ 692,106,000 2 $ 80,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 390,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 2 $ 550,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 2 $ 200,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 2 $ 340,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 2 $ 250,000
Green Country Federal Credit Union
202 EAST MORROW ROAD
SAND SPRINGS, OK 74063
* $ 150,282,000 2 $ 100,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 240,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 2 $ 420,000
BNC National Bank

BISMARCK, ND 58501
* $ 942,438,000 1 $ 275,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 1 $ 105,000
The Bank, National Association
201 E CARL ALBERT PKWY
MCALESTER, OK 74501
* $ 484,490,000 1 $ 205,000
Patrons Bank, NA
PO BOX 1037
OKMULGEE, OK 74447
* $ 285,441,000 1 $ 65,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 1 $ 305,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 607,423,000 1 $ 105,000
Community Bank
P.O. BOX 1020
BRISTOW, OK 74010
* $ 112,176,000 1 $ 35,000
Financial Concpepts Mortgage
2949 S BRYANT
EDMOND, OK 73013
* $ -1,000 1 $ 225,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 1 $ 85,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ -1,000 1 $ 75,000
Regent Bank
105 N MAPLE
TULSA, OK 74136
* $ 1,225,185,000 1 $ 205,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 145,000
Spiritbank
1800 S BALTIMORE AVE STE 600
TULSA, OK 74119
* $ 698,929,000 1 $ 15,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 1 $ 235,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ -1,000 1 $ 45,000
The First National Bank & Trust Co
PO BOX 1130
CHICKASHA, OK 73018
* $ 1,014,057,000 1 $ 155,000
Oklahoma Educators Credit Union
4001 NW EXPRESSWAY
OKLAHOMA CITY, OK 73116
* $ 253,800,000 1 $ 35,000
The Mortgage Link, Inc.
3 RESEARCH PL #100
ROCKVILLE, MD 20850
* $ -1,000 1 $ 115,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 305,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 1 $ 65,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 1 $ 245,000
Security Bank
10727 E 51ST STREET
TULSA, OK 74146
* $ 738,137,000 1 $ 25,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 1 $ 185,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 1 $ 95,000
Firstar Bank
1720 E CHEROKEE AVE
SALLISAW, OK 74955
* $ 920,605,000 1 $ 165,000
Western Sun FCU
4620 W KENOSHA STREET
BROKEN ARROW, OK 74012
* $ 193,928,000 1 $ 15,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 8,876,888,000 1 $ 105,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 125,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 1 $ 285,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 1 $ 25,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 1 $ 235,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 31,679,817,000 1 $ 75,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ -1,000 1 $ 75,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 4,976,744,000 1 $ 205,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 1 $ 545,000
Crossfirst Bank

CHAMPAIGN, IL 61820
* $ 6,596,702,000 1 $ 75,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 1 $ 455,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 115,000

The tables below break down 2023 mortgage applications in Pawnee County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Pawnee County, OK in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 390 $61,100,000 $156,000 $545,000 $81,000 $540,000
Cash-out Refinancing 52 $7,290,000 $140,000 $305,000 $70,000 $210,000
Home Improvement 43 $2,815,000 $65,000 $305,000 $81,000 $215,000
Refinancing 42 $6,520,000 $155,000 $505,000 $86,000 $261,000
Other Purpose 29 $2,455,000 $84,000 $455,000 $98,000 $550,000
Not Applicable 1 $95,000 $95,000 $95,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 369 $50,815,000 $137,000 $545,000 $82,000 $550,000
Not Provided 59 $9,245,000 $156,000 $365,000 $83,000 $343,000
Not applicable 55 $9,705,000 $176,000 $365,000 $0 $0
American Indian or Alaskan Native 50 $6,510,000 $130,000 $475,000 $75,000 $176,000
Hispanic 10 $1,500,000 $150,000 $235,000 $89,000 $163,000
Black or African American 7 $1,565,000 $223,000 $285,000 $104,000 $149,000
Asian 5 $765,000 $153,000 $305,000 $24,000 $43,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 371 $48,065,000 $129,000 $545,000 $85,000 $550,000
FHA-insured (Federal Housing Administration) 124 $21,490,000 $173,000 $475,000 $75,000 $192,000
VA-guaranteed (Veterans Administration) 40 $7,560,000 $189,000 $295,000 $78,000 $151,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $3,160,000 $143,000 $215,000 $58,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 241 $33,655,000 $139,000 $505,000 $86,000 $425,000
Application Denied By Financial Institution 105 $13,115,000 $124,000 $545,000 $62,000 $207,000
Application Withdrawn By Applicant 70 $12,090,000 $172,000 $505,000 $96,000 $540,000
Loan Purchased By The Institution 62 $11,080,000 $178,000 $365,000 $92,000 $257,000
File Closed For Incompleteness 47 $6,775,000 $144,000 $455,000 $81,000 $550,000
Application Approved But Not Accepted 32 $3,560,000 $111,000 $505,000 $74,000 $188,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 420 $63,340,000 $150,000 $505,000 $85,000 $550,000
Debt-To-Income Ratio 67 $8,615,000 $128,000 $505,000 $71,000 $540,000
Credit History 37 $4,175,000 $112,000 $405,000 $62,000 $118,000
Collateral 11 $1,775,000 $161,000 $545,000 $75,000 $183,000
Other 9 $435,000 $48,000 $135,000 $93,000 $207,000
Unverifiable Information 4 $790,000 $197,000 $305,000 $119,000 $170,000
Insufficient Cash (Downpayment, Closing Cost) 4 $610,000 $152,000 $175,000 $69,000 $96,000
Credit Application Incomplete 3 $355,000 $118,000 $135,000 $42,000 $62,000
Employment History 2 $180,000 $90,000 $95,000 $77,000 $104,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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