Piatt County, IL Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 893 mortgage applications in Piatt County, IL totaling $171.4 million, down 18% from 2012. The average application was for $191,000, and applicants reported an average income of $81,000. 65% of applications resulted in an originated loan and 13% were denied. The most active lender was First State Bank and Trust, with 150 applications, followed by JPMorgan Chase Bank, NA and Busey Bank.

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Total Number of Mortgage Applications 893
Total Mortgage Loan Application Amount $171,435,000
Average Mortgage Loan Application Amount $191,000
Highest Mortgage Loan Application Amount $65,689,000
Average Applicant Income $81,000
Highest Applicant Income $840,000

Mortgage Company List for Lending in Piatt County, IL for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First State Bank and Trust
201 W MAIN ST
MONTICELLO, IL 61856
* $ 248,466,000 150 $ 16,637,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 65 $ 7,676,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,581,292,000 62 $ 8,090,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 54 $ 7,725,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 1,569,951,000 42 $ 4,946,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 29 $ 3,900,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 592,237,000 27 $ 3,139,000
The Fisher National Bank
1710 S NEIL ST SUITE 3
FISHER, IL 61843
* $ 93,077,000 23 $ 2,356,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 20 $ 1,866,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,569,090,000 19 $ 3,779,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 120,420,787,000 18 $ 1,487,000
State Bank of Bement
180 E. BODMAN ST
BEMENT, IL 61813
* $ 78,543,000 17 $ 1,354,000
University of Illinois Community Credit Union
2201 S FIRST ST
CHAMPAIGN, IL 61820
* $ 278,645,000 16 $ 1,484,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 2,927,655,000 15 $ 2,165,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 15 $ 2,094,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 696,033,000 14 $ 1,255,000
Hickory Point Bank & Trust FSB
225 N WATER STREET
DECATUR, IL 62523
* $ 591,178,000 14 $ 1,718,000
Decatur Earthmover Credit Union
260 WEST MARION AVENUE
FORSYTH, IL 62535
* $ 262,814,000 13 $ 473,000
First Bank & Trust, Il
101 S CENTRAL AVE PO BOX 880
PARIS, IL 61944
* $ 389,337,000 13 $ 873,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 13 $ 1,434,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 12 $ 1,259,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ 10,000,000 12 $ 1,350,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 10 $ 1,083,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 9 $ 784,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 9 $ 1,168,000
First Federal Savings Bank of Champaign-Urbana
1311 S. NEIL ST.
CHAMPAIGN, IL 61820
* $ 170,327,000 8 $ 1,021,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 7 $ 819,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 6 $ 1,090,000
Bankchampaign, National Association
2101 S NEIL ST
CHAMPAIGN, IL 61820
* $ 198,635,000 6 $ 929,000
Soy Capital Bank and Trust Company
455 N MAIN STREET
DECATUR, IL 62523
* $ 380,741,000 5 $ 440,000
First Financial Bank NA
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ 2,793,023,000 5 $ 482,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 4 $ 537,000
Centrue Bank
606 BROADWAY
COAL CITY, IL 60416
* $ 900,381,000 4 $ 517,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 4 $ 462,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 4 $ 699,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ 470,957,000 4 $ 201,000
Scott State Bank
101 WEST MAIN STREET
BETHANY, IL 61914
* $ 100,676,000 4 $ 211,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 953,650,000 4 $ 204,000
Inland Home Mortgage Company
2225 S WOLF ROAD
HILLSIDE, IL 60162
* $ 1,135,000,000 4 $ 432,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 3 $ 51,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 262,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 409,000
Buena Vista National Bank
1309 SWANWICK STREET
CHESTER, IL 62233
* $ 207,635,000 3 $ 151,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 3 $ 429,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 328,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 3 $ 184,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 3 $ 708,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 237,850,000 3 $ 370,000
The Gerber State Bank
PO BOX 410
ARGENTA, IL 62501
* $ 74,890,000 3 $ 192,000
Prospect Bank
PO BOX 400
PARIS, IL 61944
* $ 352,633,000 3 $ 594,000
Bank & Trust Company
401 N MADISON
LITCHFIELD, IL 62056
* $ 271,052,000 2 $ 369,000
National Penn Bank
PO BOX 547
BOYERTOWN, PA 19512
* $ 8,347,902,000 2 $ 5,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 22,017,122,000 2 $ 254,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 2 $ 464,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 2 $ 214,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 205,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 87,109,000 2 $ 202,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 2 $ 448,000
Midwest Mortgage Capital, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 2 $ 193,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 2 $ 326,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 398,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 233,000
Land of Lincoln Credit Union
3130 E MOUND RD
DECATUR, IL 62526
* $ 177,089,000 2 $ 167,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 204,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 260,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 757,844,000 1 $ 170,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 5,164,405,000 1 $ 294,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 237,816,000 1 $ 179,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 129,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 65,689,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 260,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 55,954,625,000 1 $ 294,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ 10,000,000 1 $ 77,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 1 $ 218,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 1 $ 136,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 266,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 240,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 102,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 58,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 288,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 92,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 66,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 158,082,000 1 $ 291,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 1 $ 163,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,701,612,000 1 $ 90,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 1 $ 232,000
Vermilion Valley Bank
4 E PEORIA PO BOX 128
PIPER CITY, IL 60959
* $ 130,866,000 1 $ 88,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 273,007,000 1 $ 55,000
Cornerstone Mortgage, Inc.
17280 NORTH OUTER 40 RD.
CHESTERFIELD, MO 63005
* $ 10,000,000 1 $ 115,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 175,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 112,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 194,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 50,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 82,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 1 $ 162,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 97,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 120,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 88,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 3,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,460,729,000 1 $ 90,000
Hometown Bank, National Association
PO BOX 797
CARTHAGE, MO 64836
* $ 168,260,000 1 $ 243,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 198,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 87,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 669,944,000 1 $ 102,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 1 $ 72,000
Town and Country Bank
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 367,042,000 1 $ 80,000
Marquette Bank
6316 S WESTERN AVE
CHICAGO, IL 60636
* $ 1,555,310,000 1 $ 260,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 82,086,021,000 1 $ 152,000
The First National Bank of Cat
202 S SANDUSKY
CATLIN, IL 61817
* $ 45,147,000 1 $ 22,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 620,462,000 1 $ 186,000
Philo Exchange Bank
102 WEST WASHINGTON STREET
PHILO, IL 61864
* $ 86,173,000 1 $ 120,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 104,823,994,000 1 $ 138,000

The tables below break down 2013 mortgage applications in Piatt County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Piatt County, IL in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 487 $124,333,000 $255,000 $65,689,000 $85,000 $840,000
Home Purchase 330 $42,514,000 $128,000 $504,000 $74,000 $573,000
Home Improvement 76 $4,588,000 $60,000 $289,000 $88,000 $608,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 782 $93,959,000 $120,000 $504,000 $86,000 $840,000
Not applicable 52 $71,300,000 $1,371,000 $65,689,000 $26,000 $198,000
Not Provided 51 $5,683,000 $111,000 $408,000 $71,000 $273,000
Hispanic 4 $220,000 $55,000 $104,000 $97,000 $175,000
Black or African American 3 $225,000 $75,000 $80,000 $38,000 $42,000
Asian 1 $48,000 $48,000 $48,000 $60,000 $60,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 667 $76,942,000 $115,000 $504,000 $91,000 $840,000
FHA-insured (Federal Housing Administration) 106 $79,089,000 $746,000 $65,689,000 $56,000 $481,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 79 $8,626,000 $109,000 $243,000 $44,000 $105,000
VA-guaranteed (Veterans Administration) 41 $6,778,000 $165,000 $359,000 $61,000 $122,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 576 $67,547,000 $117,000 $504,000 $92,000 $608,000
Application Denied By Financial Institution 114 $12,589,000 $110,000 $417,000 $65,000 $527,000
Loan Purchased By The Institution 109 $79,273,000 $727,000 $65,689,000 $46,000 $174,000
Application Withdrawn By Applicant 54 $6,498,000 $120,000 $272,000 $87,000 $840,000
Application Approved But Not Accepted 26 $4,077,000 $156,000 $417,000 $76,000 $187,000
File Closed For Incompleteness 14 $1,451,000 $103,000 $232,000 $41,000 $122,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 34 $3,332,000 $98,000 $359,000 $72,000 $481,000
Debt-To-Income Ratio 20 $2,130,000 $106,000 $230,000 $51,000 $117,000
Collateral 17 $2,683,000 $157,000 $417,000 $109,000 $527,000
Other 9 $1,070,000 $118,000 $226,000 $52,000 $105,000
Credit Application Incomplete 3 $563,000 $187,000 $223,000 $88,000 $134,000
Unverifiable Information 1 $35,000 $35,000 $35,000 $1,000 $1,000
Insufficient Cash (Downpayment, Closing Cost) 1 $22,000 $22,000 $22,000 $103,000 $103,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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