Pittsburg County, OK Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 1,373 mortgage applications in Pittsburg County, OK totaling $163.4 million, down 10% from 2016. The average application was for $118,000, and applicants reported an average income of $70,000. 47% of applications resulted in an originated loan and 22% were denied. The most active lender was Bancfirst, with 200 applications, followed by Arvest Bank and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,373
Total Mortgage Loan Application Amount $163,367,000
Average Mortgage Loan Application Amount $118,000
Highest Mortgage Loan Application Amount $1,744,000
Average Applicant Income $70,000
Highest Applicant Income $1,422,000

Mortgage Company List for Lending in Pittsburg County, OK for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 7,005,733,000 200 $ 16,029,000
Arvest Bank

TULSA, OK 74103
* $ 16,686,060,000 113 $ 10,684,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 61 $ 8,633,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 53 $ 4,024,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 48 $ 3,086,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 32,160,352,000 47 $ 4,466,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 39 $ 4,893,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ -1,000 33 $ 4,284,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,681,854,000 31 $ 5,524,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 26 $ 3,592,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 24 $ 3,319,000
American Southwest Mortgage Funding Corp
5900 MOSTELLER DRIVE SUITE 8
OKLAHOMA CITY, OK 73112
* $ -1,000 23 $ 2,593,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 22 $ 2,638,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 21 $ 2,555,000
Financial Concpepts Mortgage
2949 S BRYANT
EDMOND, OK 73013
* $ 0 20 $ 3,012,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 19 $ 2,393,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 19 $ 2,059,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 19 $ 2,869,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 17 $ 4,990,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 17 $ 2,441,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 17 $ 2,031,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 3,576,177,000 15 $ 225,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ -1,000 15 $ 2,504,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 13 $ 2,145,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,883,786,000 13 $ 984,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 13 $ 1,731,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 12 $ 1,300,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 136,031,000 12 $ 1,861,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 11 $ 1,307,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 13,265,339,000 10 $ 1,504,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 5,802,485,000 10 $ 1,318,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 9 $ 807,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 9 $ 181,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 9 $ 219,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 8 $ 723,000
Oklahoma's Credit Union
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ 493,352,000 8 $ 601,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 7 $ 1,155,000
American Bank of Oklahoma
200 E MAIN, P.O. BOX 66
COLLINSVILLE, OK 74021
* $ 253,167,000 6 $ 922,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 6 $ 1,088,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 6 $ 652,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 6 $ 908,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 6 $ 1,339,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 6 $ 1,162,000
First Fidelity Bank
5100 N CLASSEN BLVD SUITE 500
OKLAHOMA CITY, OK 73118
* $ 1,492,047,000 5 $ 428,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,186,502,000 5 $ 677,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ -1,000 5 $ 581,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 5 $ 944,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 5 $ 448,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 5 $ 385,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 5 $ 352,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 4 $ 491,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 4 $ 446,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 4 $ 557,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 4 $ 877,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 4 $ 735,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 4 $ 746,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 3 $ 199,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 437,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 3 $ 534,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,349,581,000,000 3 $ 261,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 550,032,000 3 $ 848,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 91,146,995,000 3 $ 105,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 3 $ 129,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 421,000
Bank Snb
608 S MAIN
STILLWATER, OK 74074
* $ 2,468,717,000 3 $ 666,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 835,262,000 3 $ 375,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 3 $ 418,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 3 $ 337,000
Armstrong Bank
1111 W BROADWAY
MUSKOGEE, OK 74401
* $ 886,669,000 2 $ 295,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 317,715,000 2 $ 364,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 2 $ 417,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 201,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 2 $ 331,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 2 $ 281,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 286,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 2 $ 231,000
Firstar Bank, National Association
PO BOX 308
ROLAND, OK 74954
* $ 556,552,000 2 $ 132,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 2 $ 237,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 2 $ 180,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 2 $ 282,000
Leader Mortgage Corp.
3400 PARK PL N
MUSKOGEE, OK 74403
* $ -1,000 2 $ 403,000
The Morris State Bank
800 WEST OZARK
MORRIS, OK 74445
* $ 76,431,000 2 $ 174,000
Weokie Federal Credit Union
8100 W RENO
OKLAHOMA CITY, OK 73127
* $ 1,058,468,000 2 $ 391,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 2 $ 330,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 304,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 2 $ 639,000
Vision Bank
PO BOX 669
ADA, OK 74820
* $ 628,994,000 2 $ 275,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 269,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 382,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 252,204,000 2 $ 32,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 6,584,834,000 1 $ 118,000
Prime Bank
1016 W COVELL
EDMOND, OK 73003
* $ 252,818,000 1 $ 508,000
Ttcu Federal Credit Union
9815 E 81ST ST
TULSA, OK 74133
* $ 1,730,718,000 1 $ 80,000
Associated Mortgage Corporation
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74136
* $ -1,000 1 $ 101,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 1 $ 38,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 3,275,430,000 1 $ 63,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 52,958,000,000 1 $ 455,000
First National Bank and Trust Company
130 E MACARTHUR
SHAWNEE, OK 74804
* $ 245,945,000 1 $ 103,000
The Central National Bank of Poteau
P.O. BOX 340
POTEAU, OK 74953
* $ 231,346,000 1 $ 78,000
Western Sun Federal Credit Union
4620 W KENOSHA STREET
BROKEN ARROW, OK 74012
* $ 166,296,000 1 $ 50,000
Guaranty Bank
1341 W BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 687,852,000 1 $ 1,744,000
Crossfirst Bank

CHAMPAIGN, IL 61820
* $ 2,128,671,000 1 $ 425,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ -1,000 1 $ 76,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 64,000
Texas Bank Financial
901 SANTA FE DRIVE
WEATHERFORD, TX 76086
* $ 207,006,000 1 $ 146,000
US Employees Oc Federal Credit Union
4301 S INTERSTATE 44 SERVICE RD.
OKLAHOMA CITY, OK 73119
* $ 151,019,000 1 $ 25,000
All America Bank
444 WEST STATE HIGHWAY 152
MUSTANG, OK 73064
* $ 387,988,000 1 $ 36,000
Bank of Commerce
PO BOX 29
CHELSEA, OK 74016
* $ 137,713,000 1 $ 22,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 220,000
First Bank & Trust Company
PO BOX 878
PERRY, OK 73077
* $ 147,887,000 1 $ 51,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 22,318,430,000 1 $ 228,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 14,723,604,000 1 $ 242,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 286,080,320,000 1 $ 175,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 1 $ 104,000
Landmark Bank
PO BOX 1867
COLUMBIA, MO 65201
* $ 2,567,353,000 1 $ 400,000
First Bank
P. O. BOX 250
LOCUST GROVE, OK 74532
* $ 77,465,000 1 $ 75,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ -1,000 1 $ 195,000
Oklahoma Federal Credit Union
517 NE 36TH STREET
OKLAHOMA CITY, OK 73105
* $ 117,978,000 1 $ 65,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 1 $ 183,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 231,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 93,524,000 1 $ 116,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 111,000
City National Bank and Trust
PO BOX 2009
LAWTON, OK 73502
* $ 346,453,000 1 $ 60,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 1 $ 224,000
Community National Bank & Trust
14 N LINCOLN
CHANUTE, KS 66720
* $ 961,241,000 1 $ 86,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 3,034,303,000 1 $ 81,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,121,439,000 1 $ 70,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ 1,074,980,000 1 $ 45,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 202,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 2,252,297,000 1 $ 38,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 137,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 52,000
Republic Bank & Trust
401 W. MAIN
NORMAN, OK 73069
* $ 499,053,000 1 $ 66,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 139,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,862,672,000 1 $ 890,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,027,051,000 1 $ 78,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ 0 1 $ 64,000
Fnb Community Bank
2911 S AIR DEPOT BLVD
MIDWEST CITY, OK 73110
* $ 444,794,000 1 $ 2,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ -1,000 1 $ 122,000
Halliburton Employees Federal Credit Union
703 SOUTH 9TH STREET
DUNCAN, OK 73533
* $ 147,166,000 1 $ 240,000
Assemblies of God Credit Union
1535 N CAMPBELL AVE
SPRINGFIELD, MO 65803
* $ 147,699,000 1 $ 130,000
Quail Creek Bank, National Association
12201 N. MAY AVENUE
OKLAHOMA CITY, OK 73120
* $ 595,948,000 1 $ 31,000
First Bank & Trust Company
PO BOX 427
WAGONER, OK 74477
* $ 282,118,000 1 $ 107,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 166,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 214,433,035,000 1 $ 890,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 58,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 83,730,044,000 1 $ 330,000
F&M Bank
17100 N MAY AVE
EDMOND, OK 73012
* $ 409,577,000 1 $ 61,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ -1,000 1 $ 206,000
Security State Bank of Oklahoma
PO BOX 749
WEWOKA, OK 74884
* $ 214,708,000 1 $ 45,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 92,000
Sooner State Bank
10301 N MAY AVE
OKLAHOMA CITY, OK 73120
* $ 189,091,000 1 $ 156,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ 2,789,402,000 1 $ 146,000
Priority Bank
3401 E MISSION BLVD
FAYETTEVILLE, AR 72703
* $ 80,159,000 1 $ 146,000
First Liberty Bank
9601 N MAY AVE
OKLAHOMA CITY, OK 73120
* $ 310,636,000 1 $ 244,000

The tables below break down 2017 mortgage applications in Pittsburg County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Pittsburg County, OK in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 747 $93,507,000 $125,000 $508,000 $73,000 $835,000
Refinancing 449 $62,968,000 $140,000 $1,744,000 $69,000 $1,422,000
Home Improvement 177 $6,892,000 $38,000 $890,000 $65,000 $220,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 913 $107,035,000 $117,000 $890,000 $79,000 $1,422,000
American Indian or Alaskan Native 166 $18,390,000 $110,000 $333,000 $69,000 $418,000
Not applicable 128 $17,872,000 $139,000 $1,744,000 $9,000 $118,000
Not Provided 107 $14,124,000 $132,000 $455,000 $72,000 $371,000
Hispanic 29 $2,258,000 $77,000 $349,000 $53,000 $144,000
Black or African American 17 $1,803,000 $106,000 $293,000 $55,000 $161,000
Asian 8 $1,241,000 $155,000 $386,000 $189,000 $652,000
Native Hawaiian or Other Pacific Islander 5 $644,000 $128,000 $158,000 $80,000 $218,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 801 $91,508,000 $114,000 $1,744,000 $87,000 $1,422,000
FHA-insured (Federal Housing Administration) 234 $28,098,000 $120,000 $276,000 $49,000 $261,000
VA-guaranteed (Veterans Administration) 206 $29,815,000 $144,000 $494,000 $53,000 $251,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 132 $13,946,000 $105,000 $255,000 $32,000 $218,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 639 $81,605,000 $127,000 $1,744,000 $85,000 $1,422,000
Application Denied By Financial Institution 302 $27,022,000 $89,000 $890,000 $55,000 $350,000
Loan Purchased By The Institution 211 $28,449,000 $134,000 $493,000 $41,000 $600,000
Application Withdrawn By Applicant 115 $14,310,000 $124,000 $400,000 $80,000 $540,000
File Closed For Incompleteness 71 $8,394,000 $118,000 $294,000 $68,000 $422,000
Application Approved But Not Accepted 35 $3,587,000 $102,000 $296,000 $80,000 $520,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 28 $1,791,000 $63,000 $175,000 $47,000 $84,000
Debt-To-Income Ratio 25 $2,863,000 $114,000 $245,000 $54,000 $171,000
Collateral 24 $3,406,000 $141,000 $890,000 $64,000 $181,000
Credit Application Incomplete 20 $2,661,000 $133,000 $249,000 $58,000 $137,000
Other 11 $956,000 $86,000 $186,000 $88,000 $191,000
Unverifiable Information 5 $224,000 $44,000 $102,000 $85,000 $278,000
Insufficient Cash (Downpayment, Closing Cost) 5 $435,000 $87,000 $196,000 $40,000 $64,000
Employment History 1 $108,000 $108,000 $108,000 $33,000 $33,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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