Polk County TN
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Unlock detailed Polk County TN mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Tennessee.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 604 |
| Total Mortgage Loan Application Amount | $70,677,000 |
| Average Mortgage Loan Application Amount | $117,000 |
| Highest Mortgage Loan Application Amount | $850,000 |
| Average Applicant Income | $48,000 |
| Highest Applicant Income | $307,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 55 | $ 4,020,000 |
| UNITED COMMUNITY BANK PO BOX 398 BLAIRSVILLE, GA 30512 |
* | $ 10,694,612,000 | 41 | $ 4,274,000 |
| FIRST VOLUNTEER BANK 728 BROAD STREET CHATTANOOGA, TN 37402 |
* | $ 919,807,000 | 40 | $ 3,311,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 441,010,095,000 | 26 | $ 3,558,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,727,235,000,000 | 22 | $ 3,030,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ -1,000 | 20 | $ 3,295,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 19 | $ 2,844,000 |
| BANK OF CLEVELAND 75 BOBBY TAYLOR AVE CLEVELAND, TN 37320 |
* | $ 242,827,000 | 17 | $ 2,527,000 |
| FIRST CITIZENS NATIONAL BANK 200 WEST COURT STREET DYERSBURG, TN 38024 |
* | $ 1,598,928,000 | 16 | $ 1,967,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 11 | $ 624,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 10 | $ 1,642,000 |
| ATHENS FEDERAL COMMUNITY BANK NATIONAL ASSOCIATION 106 WASHINGTON AVENUE (PO BOX 869) ATHENS, TN 37371 |
* | $ 439,639,000 | 10 | $ 953,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 9 | $ 1,584,000 |
| PEOPLES BANK OF EAST TENNESSEE 4511 U.S. HWY 411 MADISONVILLE, TN 37354 |
* | $ 202,577,000 | 9 | $ 1,411,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 125,042,021,000 | 9 | $ 581,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 200,557,635,000 | 9 | $ 216,000 |
| SIMPLY BANK PO BOX 99, 369 FRONT ST SPRING CITY, TN 37381 |
* | $ 289,923,000 | 8 | $ 184,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 214,433,035,000 | 8 | $ 1,128,000 |
| TENNESSEE VALLEY FCU 535 CHESTNUT STREET CHATTANOOGA, TN 37402 |
* | $ 1,244,697,000 | 7 | $ 757,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 7 | $ 1,481,000 |
| PLATINUM FINANCIAL FUNDING, LLC 1913 GUNBARREL ROAD CHATTANOOGA, TN 37421 |
* | $ -1,000 | 7 | $ 1,224,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 7 | $ 939,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 6 | $ 581,000 |
| SOUTHEAST BANK 192 N SEVEN OAKS DR FARRAGUT, TN 37922 |
* | $ 1,253,531,000 | 6 | $ 544,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 6 | $ 472,000 |
| HOME POINT MORTGAGE ACCEPTANCE CORPORATION 121 RESEARCH BLVD MADISON, AL 35758 |
* | $ -1,000 | 6 | $ 1,205,000 |
| 1ST FRANKLIN FINANCIAL CORPORATION 135 E. TUGALO ST. TOCCOA, GA 30577 |
* | $ -1,000 | 6 | $ 132,000 |
| RIVER VALLEY AGCREDIT, ACA P O BOX 309 PADUCAH, KY 42066 |
* | $ -1,000 | 5 | $ 1,040,000 |
| MORTGAGE INVESTORS GROUP, INC. 8320 E. WALKER SPRINGS LANE NASHVILLE, TN 37923 |
* | $ -1,000 | 5 | $ 737,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 5 | $ 423,000 |
| BANK OZK PO BOX 8811 LITTLE ROCK, AR 72231 |
* | $ 18,874,479,000 | 5 | $ 202,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 5 | $ 697,000 |
| BOWATER EMPLOYEES CREDIT UNION P. O. BOX 359 CALHOUN, TN 37309 |
* | $ 149,039,000 | 5 | $ 211,000 |
| CU COMMUNITY, LLC 2077 TOWN CENTER BOULEVARD OAK RIDGE, TN 37922 |
* | $ -1,000 | 5 | $ 420,000 |
| ISERVE RESIDENTIAL LENDING, LLC 15015 AVENUE OF SCIENCE PHOENIX, AZ 92128 |
* | $ -1,000 | 5 | $ 665,000 |
| FIRST COMMUNITY MORTGAGE, INC. 275 ROBERT ROSE DRIVE NASHVILLE, TN 37129 |
* | $ -1,000 | 4 | $ 570,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,883,786,000 | 4 | $ 213,000 |
| MORTGAGE FINANCIAL GROUP, INC. 1100 E ALFRED ST TAVARES, FL 32778 |
* | $ 6,578,137,000 | 4 | $ 364,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 4 | $ 286,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ -1,000 | 4 | $ 430,000 |
| BRIDGEVIEW BANK GROUP 7940 S HARLEM BRIDGEVIEW, IL 60455 |
* | $ 1,095,554,000 | 4 | $ 749,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 4 | $ 397,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 79,775,662,000 | 4 | $ 965,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 4 | $ 396,000 |
| GOODLEAP, LLC 8781 SIERRA COLLEGE BLVD GLENDALE, CA 95661 |
* | $ -1,000 | 4 | $ 634,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 3 | $ 277,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ -1,000 | 3 | $ 652,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 3 | $ 335,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 3 | $ 491,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,082,803,000,000 | 3 | $ 358,000 |
| HOMETOWN LENDERS, INC. 310 THE BRIDGE STREET, 4TH FLOOR SUITE A HUNTSVILLE, AL 35806 |
* | $ 0 | 3 | $ 361,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 3 | $ 415,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ -1,000 | 2 | $ 256,000 |
| ORNL 221 SOUTH RUTGERS AVENUE OAK RIDGE, TN 37830 |
* | $ 1,863,094,000 | 2 | $ 290,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ -1,000 | 2 | $ 186,000 |
| PEOPLES HOME EQUITY 5205 MARYLAND WAY SUITE 100 BRENTWOOD, TN 37027 |
* | $ -1,000 | 2 | $ 241,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ -1,000 | 2 | $ 355,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,980,496,000 | 2 | $ 243,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 2 | $ 311,000 |
| ANDREW JOHNSON BANK 124 N MAIN STREET GREENEVILLE, TN 37743 |
* | $ 342,681,000 | 2 | $ 130,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ -1,000 | 2 | $ 354,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 2 | $ 216,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 2 | $ 52,000 |
| HOMESTAR FINANCIAL CORPORATION 332 WASHINGTON STREET, NW PEACHTREE CORNERS, GA 30501 |
* | $ -1,000 | 2 | $ 175,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 1,982,691,000 | 2 | $ 156,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 2 | $ 171,000 |
| MIDLAND STATES BANK 1201 NETWORK CENTRE DRIVE EFFINGHAM, IL 62401 |
* | $ 3,230,875,000 | 2 | $ 145,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 2 | $ 222,000 |
| 1ST ALLIANCE LENDING, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ -1,000 | 2 | $ 157,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 317,715,000 | 2 | $ 349,000 |
| MORTGAGE ASSURANCE, INC. 1200 ASHWOOD PKWY. STE 200 PEACHTREE CORNERS, GA 30338 |
* | $ -1,000 | 2 | $ 415,000 |
| CRESCENT MORTGAGE COMPANY 6600 PEACHTREE DUNWOODY ROAD SUITE 650 WILMINGTON, DE 30328 |
* | $ -1,000 | 2 | $ 204,000 |
| WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 RALEIGH, NC 28210 |
* | $ -1,000 | 1 | $ 35,000 |
| FORBRIGHT BANK 6701 DEMOCRACY BLVD, SUITE 400 CHEVY CHASE, MD 20817 |
* | $ 835,262,000 | 1 | $ 184,000 |
| PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 475,515,000 | 1 | $ 95,000 |
| BANKSOUTH MORTGAGE COMPANY, LLC 3290 NORTHSIDE PARKWAY, SUITE 600 GREENSBORO, GA 30027 |
* | $ -1,000 | 1 | $ 380,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 77,760,914,000 | 1 | $ 250,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 1 | $ 122,000 |
| FIRST HORIZON BANK 165 MADISON AVE 5TH FLOOR MEMPHIS, TN 38101 |
* | $ 28,351,811,000 | 1 | $ 99,000 |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. 596 LYNNHAVEN PARKWAY SUITE 200 VIRGINIA BEACH, VA 23452 |
* | $ -1,000 | 1 | $ 383,000 |
| CAPITAL BANK 625 BATTLEFIELD PARKWAY FORT OGLETHORPE, GA 30742 |
* | $ 116,042,000 | 1 | $ 5,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ -1,000 | 1 | $ 83,000 |
| ATLANTIC CAPITAL BANK, NATIONAL ASSOCIATION 1110 MARKET STREET SUITE 300 CHATTANOOGA, TN 37402 |
* | $ 2,728,592,000 | 1 | $ 90,000 |
| PROSPERITY HOME MORTGAGE, LLC 14501 GEORGE CARTER WAY SUITE 300 GLEN ALLEN, VA 20151 |
* | $ -1,000 | 1 | $ 93,000 |
| THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND 7007 BROADWAY AVENUE CLEVELAND, OH 44105 |
* | $ 13,155,641,000 | 1 | $ 119,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ -1,000 | 1 | $ 67,000 |
| ACOPIA, LLC 306 NORTHCREEK BOULEVARD SUITE 100 NASHVILLE, TN 37072 |
* | $ -1,000 | 1 | $ 90,000 |
| STATE EMPLOYEES' P.O. DRAWER 25279 RALEIGH, NC 27611 |
* | $ 35,025,800,000 | 1 | $ 74,000 |
| PINNACLE BANK 150 3RD AVE SOUTH NASHVILLE, TN 37201 |
* | $ 11,096,621,000 | 1 | $ 155,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ -1,000 | 1 | $ 135,000 |
| VAN DYK MORTGAGE CORPORATION 2449 CAMELOT CT SE GRAND RAPIDS, MI 49546 |
* | $ -1,000 | 1 | $ 168,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,862,672,000 | 1 | $ 350,000 |
| HOWARD BANK 6011 UNIVERSITY BLVD #370 ELLICOTT CITY, MD 21043 |
* | $ 1,027,051,000 | 1 | $ 75,000 |
| CSL FINANCIAL, LLC 500 OFFICE PARK DRIVE, SUITE 310 MONTGOMERY, AL 35223 |
* | $ 0 | 1 | $ 81,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ -1,000 | 1 | $ 134,000 |
| AGFIRST FARM CREDIT BANK 1901 MAIN STREET COLUMBIA, SC 29201 |
* | $ -1,000 | 1 | $ 266,000 |
| ROUNDPOINT MORTGAGE SERVICING LLC 5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8 WILMINGTON, DE 28219 |
* | $ 0 | 1 | $ 138,000 |
| TOWNE MORTGAGE COMPANY 2170 E. BIG BEAVER ROAD, SUITE A PLYMOUTH, MI 48083 |
* | $ -1,000 | 1 | $ 133,000 |
| R M K FINANCIAL CORP. 1819 S. EXCISE AVENUE ONTARIO, CA 91761 |
* | $ -1,000 | 1 | $ 83,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 21,301,361,000 | 1 | $ 103,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 1 | $ 93,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 1 | $ 75,000 |
| FIRST FEDERAL BANK OF KANSAS CITY 6900 EXECUTIVE DR KANSAS CITY, MO 64120 |
* | $ 714,597,000 | 1 | $ 150,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 1 | $ 308,000 |
| INTERCAP LENDING INC. 11781 S. LONE PEAK PARKWAY, SUITE 200 ESPANOLA, NM 84020 |
* | $ -1,000 | 1 | $ 245,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 355,999,734,000 | 1 | $ 245,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 3,275,430,000 | 1 | $ 3,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,677,490,000,000 | 1 | $ 155,000 |
| PANORAMA MORTGAGE GROUP, LLC 350 SOUTH RAMPART BLVD, STE 310 CARSON CITY, NV 89145 |
* | $ -1,000 | 1 | $ 73,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 1 | $ 202,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ -1,000 | 1 | $ 173,000 |
| 1ST SIGNATURE LENDING, LLC 9800 CROSSPOINT BLVD. INDIANAPOLIS, IN 46256 |
* | $ -1,000 | 1 | $ 113,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ -1,000 | 1 | $ 61,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 1 | $ 123,000 |
| DAS ACQUISITION COMPANY, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ -1,000 | 1 | $ 147,000 |
| GEORGIA UNITED 6705 SUGARLOAF PARKWAY DULUTH, GA 30097 |
* | $ 1,200,775,000 | 1 | $ 20,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ -1,000 | 1 | $ 159,000 |
| ORION FEDERAL CREDIT UNION 7845 HIGHWAY 64 MEMPHIS, TN 38133 |
* | $ 651,499,000 | 1 | $ 131,000 |
| GUARANTY TRUST COMPANY 316 ROBERT ROSE DRIVE MURFREESBORO, TN 37129 |
* | $ -1,000 | 1 | $ 160,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2017, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Polk County TN in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 315 | $37,173,000 | $118,000 | $400,000 | $47,000 | $307,000 |
| Refinancing | 227 | $30,742,000 | $135,000 | $850,000 | $48,000 | $175,000 |
| Home Improvement | 62 | $2,762,000 | $44,000 | $255,000 | $50,000 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 467 | $50,712,000 | $108,000 | $536,000 | $54,000 | $307,000 |
| Not applicable | 72 | $11,101,000 | $154,000 | $850,000 | $5,000 | $110,000 |
| Not Provided | 46 | $5,919,000 | $128,000 | $380,000 | $56,000 | $197,000 |
| Hispanic | 9 | $1,201,000 | $133,000 | $232,000 | $33,000 | $69,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $699,000 | $174,000 | $176,000 | $64,000 | $72,000 |
| American Indian or Alaskan Native | 4 | $843,000 | $210,000 | $350,000 | $38,000 | $79,000 |
| Asian | 1 | $106,000 | $106,000 | $106,000 | $50,000 | $50,000 |
| Black or African American | 1 | $96,000 | $96,000 | $96,000 | $34,000 | $34,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 375 | $39,116,000 | $104,000 | $850,000 | $54,000 | $307,000 |
| FHA-insured (Federal Housing Administration) | 128 | $15,432,000 | $120,000 | $267,000 | $36,000 | $132,000 |
| VA-guaranteed (Veterans Administration) | 57 | $11,046,000 | $193,000 | $413,000 | $44,000 | $129,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 44 | $5,083,000 | $115,000 | $184,000 | $32,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 265 | $32,407,000 | $122,000 | $850,000 | $57,000 | $307,000 |
| Application Denied By Financial Institution | 122 | $11,217,000 | $91,000 | $319,000 | $51,000 | $240,000 |
| Loan Purchased By The Institution | 82 | $11,879,000 | $144,000 | $383,000 | $11,000 | $183,000 |
| Application Withdrawn By Applicant | 69 | $8,377,000 | $121,000 | $340,000 | $46,000 | $156,000 |
| File Closed For Incompleteness | 45 | $4,265,000 | $94,000 | $413,000 | $49,000 | $162,000 |
| Application Approved But Not Accepted | 21 | $2,532,000 | $120,000 | $400,000 | $59,000 | $129,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 20 | $1,549,000 | $77,000 | $255,000 | $59,000 | $240,000 |
| Debt-To-Income Ratio | 17 | $1,872,000 | $110,000 | $319,000 | $37,000 | $74,000 |
| Collateral | 11 | $1,491,000 | $135,000 | $270,000 | $72,000 | $147,000 |
| Other | 3 | $300,000 | $100,000 | $152,000 | $62,000 | $96,000 |
| Unverifiable Information | 2 | $13,000 | $6,000 | $8,000 | $48,000 | $67,000 |
| Employment History | 2 | $280,000 | $140,000 | $245,000 | $56,000 | $92,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $280,000 | $140,000 | $170,000 | $87,000 | $116,000 |
| Credit Application Incomplete | 1 | $26,000 | $26,000 | $26,000 | $156,000 | $156,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.