Polk County, TX Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 2,170 mortgage applications in Polk County, TX totaling $399.7 million, down 15% from 2021. The average application was for $184,000, and applicants reported an average income of $109,000. 39% of applications resulted in an originated loan and 26% were denied. The most active lender was 21st Mortgage, with 334 applications, followed by Vanderbilt Mortgage and Finance, Inc and Triad Financial Services, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,170
Total Mortgage Loan Application Amount $399,690,000
Average Mortgage Loan Application Amount $184,000
Highest Mortgage Loan Application Amount $3,155,000
Average Applicant Income $109,000
Highest Applicant Income $6,323,000

Mortgage Company List for Lending in Polk County, TX for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 334 $ 38,450,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 121 $ 12,275,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 53 $ 6,885,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 44 $ 9,330,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 42 $ 7,200,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ -1,000 38 $ 7,900,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 37 $ 7,835,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 35 $ 7,195,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 34 $ 8,430,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 34 $ 4,040,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 33 $ 7,775,000
First Liberty Bank
1900 SAM HOUSTON STREET
LIBERTY, TX 77575
* $ 415,860,000 33 $ 9,445,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 32 $ 5,660,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 31 $ 7,635,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 31 $ 6,145,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ 20,897,645,000 30 $ 3,490,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 30 $ 5,690,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 29 $ 4,115,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 29 $ 3,405,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 28 $ 2,060,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 27 $ 6,765,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 26 $ 4,330,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 25 $ 5,425,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 24 $ 4,860,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 23 $ 2,565,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 22 $ 4,890,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 21 $ 4,245,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 20 $ 2,760,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,655,190,000 19 $ 2,065,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 19 $ 4,655,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 18 $ 4,970,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 17 $ 3,865,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 16 $ 2,950,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 15 $ 4,095,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 14 $ 2,180,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 13 $ 2,975,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 13 $ 3,995,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 12 $ 2,710,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 12 $ 1,930,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 12 $ 2,690,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 12 $ 2,620,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 11 $ 2,485,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,582,271,000 10 $ 1,240,000
Commercial Bank of Texas, NA
215 E MAIN ST
NACOGDOCHES, TX 75961
* $ 1,274,626,000 10 $ 2,130,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 10 $ 1,750,000
Aspire Financial, Inc.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ -1,000 10 $ 2,330,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 10 $ 2,270,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 10 $ 1,670,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 2,415,583,000 10 $ 1,220,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 9 $ 1,685,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 93,199,669,000 9 $ 1,885,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 8 $ 1,100,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 8 $ 620,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 8 $ 2,040,000
Southside Bank
1201 S BECKHAM
TYLER, TX 75701
* $ 7,254,717,000 7 $ 1,395,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 37,833,980,000 7 $ 2,145,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 7 $ 645,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 14,773,617,000 7 $ 1,335,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 7 $ 2,145,000
Inspire Home Loans Inc.
4695 MACARTHUR COURT SUITE 350
NEWPORT BEACH, CA 92660
* $ -1,000 7 $ 1,415,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ -1,000 7 $ 2,675,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 7 $ 1,465,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 6 $ 1,160,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ 50,953,666,000 6 $ 460,000
Tdecu
2000 POST OAK BLVD. STE. 2100
HOUSTON, TX 77056
* $ 4,542,185,000 6 $ 890,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 6 $ 1,600,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 6 $ 560,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 6 $ 690,000
Legend Lending Corporation
17047 EL CAMINO REAL, SUITE 150
HOUSTON, TX 77058
* $ -1,000 6 $ 1,200,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 6 $ 1,160,000
Focusone Mortgage, LLC
9601 JONES RD STE 108
HOUSTON, TX 77065
* $ -1,000 6 $ 1,070,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 6 $ 1,450,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 6 $ 1,480,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 5 $ 415,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 5 $ 795,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 5 $ 1,055,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ 13,062,060,000 5 $ 555,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 32,520,025,000 5 $ 1,045,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,089,286,000 5 $ 2,135,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 5 $ 1,035,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 5 $ 975,000
University Federal Credit Union
8303 N MOPAC EXPRESSWAY
AUSTIN, TX 78759
* $ 3,951,506,000 5 $ 785,000
Allegiance Bank
8727 W SAM HOUSTON PARKWAY N
HOUSTON, TX 77040
* $ 7,096,226,000 5 $ 905,000
Certainty Home Loans, LLC
6101 WEST PLANO PARKWAY
WILMINGTON, DE 75093
* $ -1,000 5 $ 805,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 12,464,313,000 5 $ 3,105,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 5 $ 1,095,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 4 $ 760,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 4 $ 510,000
Gulf Coast Educators Federal Credit Union
5953 FAIRMONT PARKWAY
PASADENA, TX 77505
* $ 1,243,783,000 4 $ 730,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 4 $ 960,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ 10,485,573,000 4 $ 1,330,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 4 $ 960,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 47,665,560,000 4 $ 670,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 4 $ 1,090,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 4 $ 870,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,758,936,000 4 $ 480,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 4 $ 950,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 4 $ 650,000
First Community Credit Union
15260 FM 529
HOUSTON, TX 77095
* $ 1,964,515,000 4 $ 1,500,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 4 $ 780,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 3 $ 1,055,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,046,473,000 3 $ 535,000
Wolfe Financial Inc
191 H NC HIGHWAY 42 NORTH
ASHEBORO, NC 27203
* $ -1,000 3 $ 795,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 3 $ 475,000
BNC National Bank

BISMARCK, ND 58501
* $ 1,046,501,000 3 $ 1,075,000
Amplify Credit Union
3600 W PARMER LANE
AUSTIN, TX 78727
* $ 1,360,354,000 3 $ 845,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 3 $ 565,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 3 $ 765,000
Houston Police Federal Credit Union
1600 MEMORIAL DR
HOUSTON, TX 77007
* $ 960,822,000 3 $ 415,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 3 $ 685,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 3 $ 1,075,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ -1,000 3 $ 735,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 3 $ 325,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 3 $ 515,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 3 $ 335,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 3 $ 1,235,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 3 $ 265,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 3 $ 315,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 3 $ 875,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,669,227,000,000 3 $ 1,315,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,193,839,000 3 $ 355,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 580,000
Alliance Bank Central Texas
P.O. BOX 7554
WOODWAY, TX 76712
* $ 502,823,000 2 $ 260,000
Southtrust Bank, N.A.
601 GUADALUPE ST
GEORGE WEST, TX 78022
* $ 525,189,000 2 $ 360,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ -1,000 2 $ 350,000
First Service Credit Union
9621 WEST SAM HOUSTON PKWY N #110
HOUSTON, TX 77084
* $ 855,098,000 2 $ 170,000
Arvest Bank

TULSA, OK 74103
* $ 26,774,219,000 2 $ 490,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 2 $ 340,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 2 $ 350,000
Amerant Bank, N.A.
220 ALHAMBRA CIRCLE
MIAMI, FL 33134
* $ 7,622,254,000 2 $ 230,000
Shell Federal Credit Union
301 E 13TH ST
DEER PARK, TX 77536
* $ 1,590,307,000 2 $ 660,000
Third Coast Bank
20202 HIGHWAY 59 N SUITE 190
HUMBLE, TX 77338
* $ 2,497,555,000 2 $ 4,860,000
Lnderlab Inc
10901 CHARGER WY
AUSTIN, TX 78741
* $ -1,000 2 $ 920,000
Ubank
208 S US HIGHWAY 69
HUNTINGTON, TX 75949
* $ 396,772,000 2 $ 360,000
Chartway FCU
5700 CLEVELAND STREET
VIRGINIA BEACH, VA 23462
* $ 2,533,187,000 2 $ 80,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 330,000
Associated Credit Union of Tx
1095 W LEAGUE CITY PKWY
LEAGUE CITY, TX 77573
* $ 520,602,000 2 $ 380,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 3,832,697,000 2 $ 90,000
K&G Capital Mortgage, LLC
3210 N FRAZIER ST
CONROE, TX 77303
* $ -1,000 2 $ 220,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 4,465,477,000 2 $ 430,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 2 $ 280,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 480,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 2 $ 240,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ -1,000 2 $ 620,000
Certified Funding, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ -1,000 2 $ 140,000
Capital Concepts Inc
11200 WESTHEIMER RD #150
HOUSTON, TX 77042
* $ -1,000 2 $ 250,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 15,151,012,000 2 $ 430,000
Education First Federal Credit Union
7025 EASTEX FREEWAY
BEAUMONT, TX 77706
* $ 538,988,000 2 $ 250,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 2 $ 720,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,041,605,000 2 $ 420,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 2 $ 350,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 730,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 2 $ 330,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 50,093,398,000 2 $ 220,000
Telco Plus Credit Union
423 GILMER RD
LONGVIEW, TX 75604
* $ 83,520,000 2 $ 820,000
Mct Credit Union
2736 NALL STREET
PORT NECHES, TX 77651
* $ 363,107,000 2 $ 520,000
Rave Financial Credit Union
PO BOX 12849
BEAUMONT, TX 77726
* $ 1,024,437,000 2 $ 260,000
Trinity Oaks Mortgage
204A N I35E
RED OAK, TX 75154
* $ -1,000 2 $ 470,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 24,685,744,000 2 $ 920,000
Amoco Federal Credit Union
2300 TEXAS AVE
TEXAS CITY, TX 77590
* $ 1,260,141,000 2 $ 180,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 2 $ 710,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 796,563,000 2 $ 700,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 2 $ 450,000
Customers Bank
701 READING AVE
READING, PA 19611
* $ 19,555,791,000 2 $ 300,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 94,798,000,000 2 $ 450,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 1 $ 405,000
Homeway Mortgage LLC
23218 RED RIVER DR.
KATY, TX 77494
* $ -1,000 1 $ 155,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 1 $ 245,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 1 $ 295,000
Fed Ex Employees Credit Association
2731 NONCONNAH BLVD
MEMPHIS, TN 38132
* $ 677,079,000 1 $ 165,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ -1,000 1 $ 95,000
Encompass Lending Group, L.P.
23108 SEVEN MEADOWS PKWY SUITE 100
KATY, TX 77494
* $ -1,000 1 $ 205,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 185,000
Gibraltar Mortgage Services, LLC
5120 WOODWAY DRIVE SUITE #5020
WILMINGTON, DE 77056
* $ -1,000 1 $ 375,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 18,959,414,000 1 $ 285,000
Pacwest Funding, Inc.
4710 VILLAGE PLAZA LOOP STE 100
EUGENE, OR 97401
* $ -1,000 1 $ 125,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 345,000
Fivepoint Credit Union
1300 HWY 69 N
NEDERLAND, TX 77627
* $ 833,470,000 1 $ 265,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ -1,000 1 $ 115,000
The Bank
1304 N CUTTING AVENUE
JENNINGS, LA 70546
* $ 355,683,000 1 $ 1,825,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 235,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 1 $ 235,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 1 $ 275,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 16,793,269,000 1 $ 275,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 1 $ 745,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 1 $ 45,000
Amerifirst Financial, Inc.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ -1,000 1 $ 155,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 1 $ 395,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,291,812,000 1 $ 25,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 121,064,212,000 1 $ 675,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 325,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 1 $ 155,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ -1,000 1 $ 265,000
Castle Mortgage Corporation
10251 VISTA SORRENTO PKWY, STE. 225
WILMINGTON, DE 92121
* $ -1,000 1 $ 255,000
Willow Bend Mortgage Company, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ -1,000 1 $ 415,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 1 $ 405,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 15,019,689,000 1 $ 215,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 348,453,000 1 $ 295,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,565,203,000 1 $ 155,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ 1,770,503,000 1 $ 175,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 1 $ 595,000
Lrs Financial Network dba Hnb Mortgage
2101 W. WADLEY STE. 36
MIDLAND, TX 79705
* $ -1,000 1 $ 645,000
Extraco Banks, NA
18 SOUTH MAIN STREET
TEMPLE, TX 76502
* $ 2,038,670,000 1 $ 535,000
Sente Mortgage, Inc.
4520 BURNET ROAD
AUSTIN, TX 78756
* $ -1,000 1 $ 55,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 1,029,884,000 1 $ 505,000
First State Bank of Texas
442 N DIBRELL AVE
THREE RIVERS, TX 78071
* $ 248,822,000 1 $ 235,000
Sunward
3707 JUAN TABO NE
ALBUQUERQUE, NM 87109
* $ 3,624,478,000 1 $ 235,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 1 $ 715,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 456,669,000 1 $ 85,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 165,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 145,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 88,758,641,000 1 $ 645,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 275,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 1 $ 105,000
Verabank,N.A.
P.O. BOX 1009
HENDERSON, TX 75653
* $ 3,692,383,000 1 $ 305,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ -1,000 1 $ 305,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ -1,000 1 $ 5,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 3,310,189,000 1 $ 75,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ -1,000 1 $ 355,000
Members Choice Credit Union
18211 KATY FREEWAY
HOUSTON, TX 77094
* $ 715,418,000 1 $ 65,000
First Guaranty Bank
400 EAST THOMAS STREET
HAMMOND, LA 70401
* $ 2,874,343,000 1 $ 145,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 1 $ 95,000
212 Loans, LLC
308 W PARKWOOD AVE
FRIENDSWOOD, TX 77546
* $ -1,000 1 $ 255,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 185,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 435,000
Texas Tech Federal Credit Union
4005 98TH STREET
LUBBOCK, TX 79409
* $ 330,402,000 1 $ 205,000
Texas Bay Area Credit Union
12611 FUQUA ST
HOUSTON, TX 77034
* $ 559,798,000 1 $ 45,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 20,248,406,000 1 $ 215,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 17,593,319,000 1 $ 115,000
Greater Texas FCU
1180 AIRPORT BLVD
AUSTIN, TX 78727
* $ 952,537,000 1 $ 25,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ -1,000 1 $ 255,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ -1,000 1 $ 205,000
Community Resource Credit Unio
2900 DECKER DRIVE
BAYTOWN, TX 77520
* $ 712,968,000 1 $ 475,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 195,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 1 $ 65,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 1 $ 65,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 275,000
American State Bank
1116 TROUP HWY
ARP, TX 75701
* $ 598,770,000 1 $ 145,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 1 $ 65,000
Radiant Credit Union
405 SE 2ND PLACE
GAINESVILLE, FL 32606
* $ 703,311,000 1 $ 115,000
First National Bank of Huntsville
PO BOX 659 , 1300 11TH ST
HUNTSVILLE, TX 77340
* $ 617,773,000 1 $ 35,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 166,652,719,000 1 $ 215,000
Independent Bank
1600 REDBUD BLVD
MCKINNEY, TX 75070
* $ 18,728,746,000 1 $ 185,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 1 $ 105,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 1 $ 65,000
Homeward Mortgage LLC
1001 S CAPITAL OF TEXAS HWY BUILDING I SUITE 100
AUSTIN, TX 78746
* $ -1,000 1 $ 285,000
Austin Bank, Texas National Association
PO BOX 1537
JACKSONVILLE, TX 75766
* $ 2,597,738,000 1 $ 335,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 936,708,000 1 $ 85,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 1 $ 125,000
America's Choice Home Loans LP
8584 KATY FREEWAY, STE 200
HOUSTON, TX 77024
* $ -1,000 1 $ 235,000
Bayer Hfcu
788 N STATE ROUTE 2
NEW MARTINSVILLE, WV 26155
* $ 655,162,000 1 $ 45,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 485,000
Town Square Mortgage & Investments LLC
17300 DALLAS PKWY, STE 1030
DALLAS, TX 75248
* $ -1,000 1 $ 245,000
Bayfirst Financial
9190 SEMINOLE BLVD
SAINT PETERSBURG, FL 33701
* $ 917,272,000 1 $ 235,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 174,662,000 1 $ 285,000
Agfirst Farm Credit Bank
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 425,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 455,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 135,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 415,000
Shelby
111 SELMA ST
CENTER, TX 75935
* $ 363,077,000 1 $ 495,000

The tables below break down 2022 mortgage applications in Polk County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Polk County, TX in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,570 $288,480,000 $183,000 $1,705,000 $110,000 $6,323,000
Cash-out Refinancing 241 $45,635,000 $189,000 $605,000 $105,000 $1,172,000
Refinancing 236 $52,050,000 $220,000 $3,155,000 $110,000 $784,000
Other Purpose 61 $7,715,000 $126,000 $1,285,000 $97,000 $558,000
Home Improvement 58 $5,670,000 $97,000 $615,000 $96,000 $480,000
Not Applicable 4 $140,000 $35,000 $45,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,317 $243,145,000 $184,000 $1,825,000 $115,000 $6,323,000
Not Provided 253 $50,355,000 $199,000 $725,000 $105,000 $600,000
Hispanic 193 $30,375,000 $157,000 $575,000 $84,000 $590,000
Not applicable 188 $42,960,000 $228,000 $3,155,000 $352,000 $1,166,000
Black or African American 154 $22,390,000 $145,000 $415,000 $81,000 $960,000
Asian 33 $5,485,000 $166,000 $545,000 $145,000 $1,302,000
American Indian or Alaskan Native 20 $2,990,000 $149,000 $475,000 $88,000 $220,000
Native Hawaiian or Other Pacific Islander 3 $545,000 $181,000 $235,000 $68,000 $85,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,784 $317,770,000 $178,000 $3,155,000 $113,000 $6,323,000
FHA-insured (Federal Housing Administration) 230 $46,120,000 $200,000 $425,000 $83,000 $198,000
VA-guaranteed (Veterans Administration) 137 $33,195,000 $242,000 $725,000 $89,000 $321,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $2,605,000 $137,000 $285,000 $58,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 849 $182,735,000 $215,000 $3,155,000 $130,000 $6,323,000
Application Denied By Financial Institution 560 $77,090,000 $137,000 $725,000 $75,000 $600,000
Application Withdrawn By Applicant 291 $59,535,000 $204,000 $775,000 $118,000 $846,000
File Closed For Incompleteness 193 $26,355,000 $136,000 $605,000 $90,000 $960,000
Loan Purchased By The Institution 186 $39,050,000 $209,000 $745,000 $211,000 $1,166,000
Application Approved But Not Accepted 75 $11,615,000 $154,000 $455,000 $104,000 $590,000
Preapproval Approved but not Accepted 14 $2,760,000 $197,000 $495,000 $94,000 $304,000
Preapproval Denied by Financial Institution 2 $550,000 $275,000 $325,000 $72,000 $96,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,569 $307,365,000 $195,000 $1,825,000 $121,000 $6,323,000
Credit History 246 $29,290,000 $119,000 $525,000 $74,000 $600,000
Debt-To-Income Ratio 185 $37,785,000 $204,000 $3,155,000 $71,000 $483,000
Collateral 55 $8,005,000 $145,000 $625,000 $80,000 $248,000
Credit Application Incomplete 46 $7,270,000 $158,000 $725,000 $134,000 $558,000
Unverifiable Information 32 $4,070,000 $127,000 $565,000 $78,000 $166,000
Other 27 $4,115,000 $152,000 $505,000 $113,000 $281,000
Insufficient Cash (Downpayment, Closing Cost) 6 $660,000 $110,000 $155,000 $57,000 $82,000
Employment History 4 $1,130,000 $282,000 $565,000 $43,000 $110,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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