Poquoson County VA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Unlock detailed Poquoson County VA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 768
Total Mortgage Loan Application Amount $249,660,000
Average Mortgage Loan Application Amount $325,000
Highest Mortgage Loan Application Amount $19,995,000
Average Applicant Income $142,000
Highest Applicant Income $4,781,000

Mortgage Company List for Lending in Poquoson County VA for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
LANGLEY FEDERAL CREDIT UNION
721 LAKEFRONT COMMONS, SUITE 102
NEWPORT NEWS, VA 23606
* $ 4,195,308,000 85 $ 12,545,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 53 $ 19,305,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 39 $ 14,745,000
NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION
2107 HARTFORD RD, SUITE B
NEWPORT NEWS, VA 23666
* $ 2,278,711,000 31 $ 3,405,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 528,514,000,000 28 $ 6,020,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,779,504,000,000 28 $ 7,980,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 26 $ 8,230,000
TOWNE BANK
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 16,361,399,000 18 $ 5,580,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 18 $ 8,000,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 18 $ 5,890,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 17 $ 7,935,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 15 $ 4,755,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,342,526,000 14 $ 1,670,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 14 $ 4,460,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 13 $ 4,715,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 13 $ 5,185,000
AMERIS BANK
300 SOUTH MAIN STREET
ATLANTA, GA 31768
* $ 23,754,594,000 10 $ 5,080,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,519,525,000,000 10 $ 1,930,000
1ST ADVANTAGE FEDERAL CREDIT UNION
110 CYBERNETICS WAY
YORKTOWN, VA 23693
* $ 927,339,000 9 $ 895,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 8 $ 3,260,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 796,563,000 8 $ 3,190,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 8 $ 2,020,000
ATLANTIC UNION BANK
1051 EAST CARY STREET, SUITE 1200
GLEN ALLEN, VA 23219
* $ 20,000,309,000 7 $ 2,105,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
WILMINGTON, DE 08054
* $ -1,000 7 $ 2,635,000
OVM FINANCIAL, INC.
816 GREENBRIER CIRCLE SUITE 100
CHESAPEAKE, VA 23320
* $ -1,000 7 $ 2,195,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 551,902,526,000 7 $ 1,275,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 7 $ 2,555,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 6 $ 2,540,000
NEWTOWNE MORTGAGE, LLC
600 22ND STREET SUITE 301
SUFFOLK, VA 23451
* $ -1,000 6 $ 2,120,000
FULTON BANK, NATIONAL ASSOCIATION
ONE PENN SQUARE
LANCASTER, PA 17604
* $ 25,647,791,000 6 $ 2,970,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 6 $ 1,190,000
CBM MORTGAGE, INC.
912 HOMETOWN WAY
FRONT ROYAL, VA 22630
* $ -1,000 6 $ 1,720,000
GARRETT MORTGAGE, LLC
11864 CANON BLVD STE 103
NEWPORT NEWS, VA 23606
* $ -1,000 6 $ 3,050,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 5 $ 405,000
KIAVI FUNDING, INC.
315 MONTGOMERY STREET 16TH FLOOR
WILMINGTON, DE 94104
* $ -1,000 5 $ 665,000
CAPITAL CENTER, L.L.C.
4510 COX ROAD STE 402
GLEN ALLEN, VA 23060
* $ -1,000 5 $ 1,815,000
GOPRIME MORTGAGE, INC.
320 N SALEM STREET
RALEIGH, NC 27502
* $ -1,000 5 $ 1,515,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 5 $ 965,000
THE OLD POINT NATIONAL BANK OF PHOEBUS
1 W MELLEN STREET
HAMPTON, VA 23663
* $ 1,330,067,000 5 $ 1,895,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 5 $ 1,385,000
TOWNE MORTGAGE, LLC
600 22ND ST. SUITE 302
SUFFOLK, VA 23451
* $ -1,000 5 $ 1,875,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 4 $ 1,300,000
HOMESPIRE MORTGAGE CORPORATION
9711 WASHINGTONIAN BLVD SUITE 500
BALTIMORE, MD 20878
* $ -1,000 4 $ 960,000
ALCOVA MORTGAGE LLC
308 MARKET ST, SE
MECHANICSVILLE, VA 24011
* $ -1,000 4 $ 1,580,000
TIDEWATER MORTGAGE SERVICES, INC.
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 23452
* $ -1,000 4 $ 1,140,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 32,520,025,000 4 $ 810,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ -1,000 3 $ 1,215,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 3 $ 965,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 3 $ 165,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 3 $ 2,225,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 3 $ 855,000
SOUTHERN TRUST MORTGAGE, LLC
4433 CORPORATION LANE SUITE 300
MIDLOTHIAN, VA 23462
* $ -1,000 3 $ 1,615,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 3 $ 1,365,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 3 $ 1,285,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 3 $ 1,065,000
FILO MORTGAGE, L.L.C.
555 E NORTH LN #6125
DOVER, DE 19428
* $ -1,000 3 $ 905,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 3 $ 1,465,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 3 $ 185,000
BLUE RIDGE BANK, NATIONAL ASSOCIATION
P.O. BOX 609, 17 WEST MAIN ST
MARTINSVILLE, VA 22835
* $ 2,640,347,000 2 $ 760,000
DOLLAR BANK, FEDERAL SAVINGS BANK
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 10,312,436,000 2 $ 780,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 2 $ 590,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 2 $ 670,000
C & F MORTGAGE CORPORATION
1400 ALVERSER DRIVE
WEST POINT, VA 23113
* $ -1,000 2 $ 600,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 2 $ 1,000,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 2 $ 1,030,000
ARMED FORCES BANK, NATIONAL ASSOCIATION
1111 MAIN ST SUITE 1600
KANSAS CITY, MO 64105
* $ 1,230,840,000 2 $ 730,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 39,468,318,000 2 $ 1,450,000
LOAN SIMPLE, INC.
9635 MAROON CIRCLE SUITE 100
COLORADO SPRINGS, CO 80112
* $ -1,000 2 $ 570,000
COASTAL NEST MORTGAGE
1085 LOFTIS BLVD
NEWPORT NEWS, VA 23606
* $ -1,000 2 $ 410,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 2 $ 830,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 2 $ 160,000
ATLANTIC COAST MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
GLEN ALLEN, VA 22030
* $ -1,000 2 $ 840,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 2 $ 1,060,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 540,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 2 $ 930,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 2 $ 380,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 150,000
FIRST HOME MORTGAGE CORPORATION
5355 NOTTINGHAM DRIVE, SUITE 130
LUTHERVILLE-TIMONIUM, MD 21236
* $ -1,000 2 $ 720,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 2 $ 150,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 1 $ 265,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 1 $ 375,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 145,000
FAY SERVICING, LLC
400 S. LA SALLE STREET, STE 2000
DOVER, DE 60605
* $ -1,000 1 $ 195,000
FIRST HORIZON BANK
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38101
* $ 88,758,641,000 1 $ 55,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 475,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 515,000
FIDELITY DIRECT MORTGAGE, LLC
555 QUINCE ORCHARD RD #411
CLARKSVILLE, MD 20878
* $ -1,000 1 $ 815,000
MEMBER ADVANTAGE MORTGAGE, LLC
3330 BROADMOOR SE, SUITE B
LANSING, MI 49512
* $ -1,000 1 $ 205,000
CHICAGO MORTGAGE SOLUTIONS LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 1 $ 45,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ -1,000 1 $ 205,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
PLYMOUTH, MI 48108
* $ -1,000 1 $ 485,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 445,000
CHARTWAY FEDERAL CREDIT UNION
5700 CLEVELAND STREET
VIRGINIA BEACH, VA 23462
* $ 2,533,187,000 1 $ 125,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 1 $ 455,000
SPECTRA CREDIT UNION
5440 CHEROKEE AVE SUITE 200
ALEXANDRIA, VA 22312
* $ 562,307,000 1 $ 295,000
HOMETOWN LENDERS, INC.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 1 $ 525,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 1 $ 295,000
ABNB FEDERAL CREDIT UNION
830 GREENBRIER CIRCLE
CHESAPEAKE, VA 23320
* $ 777,834,000 1 $ 25,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 1 $ 175,000
MASON MCDUFFIE MORTGAGE CORPORATION
2010 CROW CANYON PLACE, #400
SAN FRANCISCO, CA 94583
* $ -1,000 1 $ 455,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 381,299,804,000 1 $ 19,995,000
VELLUM MORTGAGE, INC.
12700 FAIR LAKES CIR SUITE 400
FAIRFAX, VA 22030
* $ -1,000 1 $ 225,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ -1,000 1 $ 455,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 325,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,655,190,000 1 $ 65,000
QUONTIC BANK
31-05 BROADWAY
NEW YORK, NY 11106
* $ 916,091,000 1 $ 175,000
ANGEL OAK HOME LOANS LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ -1,000 1 $ 1,215,000
FIRST MERCHANTS BANK
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 15,432,095,000 1 $ 525,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 1 $ 325,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 15,151,012,000 1 $ 55,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 1 $ 515,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 1 $ 85,000
SERVICE FEDERAL CREDIT UNION
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 5,191,780,000 1 $ 485,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 365,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 1 $ 555,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 16,793,269,000 1 $ 155,000
MCLEAN MORTGAGE CORPORATION
11325 RANDOM HILLS RD. SUITE 400
FAIRFAX, VA 22030
* $ -1,000 1 $ 185,000
ANGEL OAK MORTGAGE SOLUTIONS LLC
980 HAMMOND DRIVE, SUITE 850
WILMINGTON, DE 30328
* $ -1,000 1 $ 495,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 1 $ 355,000
BANK OF THE JAMES
828 MAIN STREET
LYNCHBURG, VA 24504
* $ 977,506,000 1 $ 55,000
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LAKEWOOD
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 2,217,917,000 1 $ 745,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 24,354,109,000 1 $ 425,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 1 $ 355,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 1 $ 305,000
DOMINION ENERGY CREDIT UNION
PO BOX 26646
RICHMOND, VA 23261
* $ 394,943,000 1 $ 425,000
EAGLEBANK
11931 TECH RD
BETHESDA, MD 20904
* $ 11,799,111,000 1 $ 605,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 154,617,469,000 1 $ 205,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Poquoson County VA in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 394 $148,730,000 $377,000 $1,215,000 $141,000 $4,781,000
Cash-out Refinancing 115 $39,135,000 $340,000 $1,605,000 $123,000 $398,000
Home Improvement 90 $10,150,000 $112,000 $1,005,000 $132,000 $650,000
Refinancing 83 $40,765,000 $491,000 $19,995,000 $123,000 $490,000
Other Purpose 77 $9,705,000 $126,000 $755,000 $202,000 $2,346,000
Not Applicable 9 $1,175,000 $130,000 $195,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 501 $143,525,000 $286,000 $1,605,000 $130,000 $1,455,000
Not Provided 110 $30,250,000 $275,000 $755,000 $193,000 $4,781,000
Not applicable 91 $51,205,000 $562,000 $19,995,000 $77,000 $144,000
Asian 21 $7,075,000 $336,000 $725,000 $168,000 $650,000
Hispanic 20 $6,680,000 $334,000 $665,000 $133,000 $307,000
Black or African American 13 $6,095,000 $468,000 $815,000 $151,000 $400,000
American Indian or Alaskan Native 7 $2,845,000 $406,000 $725,000 $118,000 $163,000
Native Hawaiian or Other Pacific Islander 4 $770,000 $192,000 $605,000 $120,000 $168,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 490 $137,360,000 $280,000 $19,995,000 $151,000 $4,781,000
VA-guaranteed (Veterans Administration) 209 $92,335,000 $441,000 $1,215,000 $130,000 $403,000
FHA-insured (Federal Housing Administration) 69 $19,965,000 $289,000 $465,000 $97,000 $360,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 421 $146,175,000 $347,000 $19,995,000 $150,000 $4,781,000
Application Withdrawn By Applicant 111 $37,575,000 $338,000 $1,215,000 $132,000 $650,000
Application Denied By Financial Institution 99 $22,935,000 $231,000 $1,605,000 $111,000 $750,000
Loan Purchased By The Institution 85 $30,705,000 $361,000 $815,000 $79,000 $144,000
File Closed For Incompleteness 39 $8,725,000 $223,000 $565,000 $176,000 $2,346,000
Application Approved But Not Accepted 12 $2,790,000 $232,000 $455,000 $104,000 $273,000
Preapproval Approved but not Accepted 1 $755,000 $755,000 $755,000 $133,000 $133,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 669 $226,725,000 $338,000 $19,995,000 $147,000 $4,781,000
Credit History 30 $5,830,000 $194,000 $1,005,000 $123,000 $400,000
Debt-To-Income Ratio 27 $6,965,000 $257,000 $1,605,000 $77,000 $215,000
Collateral 20 $4,820,000 $241,000 $755,000 $166,000 $750,000
Credit Application Incomplete 7 $1,725,000 $246,000 $415,000 $90,000 $147,000
Other 7 $1,245,000 $177,000 $285,000 $52,000 $64,000
Unverifiable Information 6 $1,340,000 $223,000 $335,000 $111,000 $166,000
Employment History 1 $725,000 $725,000 $725,000 $298,000 $298,000
Insufficient Cash (Downpayment, Closing Cost) 1 $285,000 $285,000 $285,000 $54,000 $54,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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