Saline County, MO Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 744 mortgage applications in Saline County, MO totaling $70.5 million, up 1% from 2015. The average application was for $94,000, and applicants reported an average income of $53,000. 61% of applications resulted in an originated loan and 15% were denied. The most active lender was Wood & Huston Bank, with 173 applications, followed by Flat Branch Mortgage, Inc. and Community Bank of Marshall.

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Total Number of Mortgage Applications 744
Total Mortgage Loan Application Amount $70,466,000
Average Mortgage Loan Application Amount $94,000
Highest Mortgage Loan Application Amount $843,000
Average Applicant Income $53,000
Highest Applicant Income $341,000

Mortgage Company List for Lending in Saline County, MO for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wood & Huston Bank
27 E. NORTH STREET
MARSHALL, MO 65340
* $ 610,744,000 173 $ 13,840,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ 39,000,000 89 $ 8,775,000
Community Bank of Marshall
P.O. BOX 700
MARSHALL, MO 65340
* $ 152,684,000 86 $ 6,218,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 39 $ 4,410,000
Exchange Bank of Missouri
P.O. BOX 69, 101 SOUTH CHURCH STREET
FAYETTE, MO 65248
* $ 172,822,000 36 $ 4,784,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 24 $ 3,181,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 24 $ 2,304,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ 4,800,524,000 22 $ 842,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 14 $ 1,094,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 14 $ 1,433,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 10 $ 1,272,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 9 $ 734,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ 10,000,000 9 $ 784,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 7 $ 714,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 7 $ 709,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 7 $ 577,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 1,589,071,000 7 $ 301,000
Central Missouri Community Credit Union
620 N MAGUIRE
WARRENSBURG, MO 64093
* $ 96,057,000 7 $ 564,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 6 $ 344,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 6 $ 439,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 5 $ 586,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 5 $ 687,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 4 $ 423,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 4 $ 299,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 4 $ 383,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 183,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 3 $ 307,000
Bank 21
ONE W WASHINGTON ST
CARROLLTON, MO 64633
* $ 90,875,000 3 $ 880,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 3 $ 381,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 3 $ 370,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 2 $ 217,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 112,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 2 $ 400,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 92,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 180,082,000 2 $ 227,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 2 $ 112,000
State Bank of Missouri
101 NW 2ND ST.
CONCORDIA, MO 64020
* $ 84,643,000 2 $ 129,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 352,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 528,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 2 $ 219,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ 10,000,000 2 $ 744,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 2 $ 632,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 2 $ 166,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 2 $ 135,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 2 $ 350,000
Enterprise Bank & Trust
150 N. MERAMEC AVE.
CLAYTON, MO 63105
* $ 3,596,390,000 1 $ 259,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 64,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 118,000
Concordia Bank
PO BOX 909
CONCORDIA, MO 64020
* $ 61,264,000 1 $ 26,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ 26,264,000 1 $ 163,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 268,926,000 1 $ 32,000
Central Bank of Warrensburg
PO BOX 477
WARRENSBURG, MO 64093
* $ 210,640,000 1 $ 30,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 106,000
BNC National Bank

BISMARCK, ND 58501
* $ 903,318,000 1 $ 138,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ 512,000 1 $ 123,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 224,192,000 1 $ 8,000
Jefferson Bank of Missouri
700 SOUTHWEST BLVD.
JEFFERSON CITY, MO 65101
* $ 517,715,000 1 $ 100,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 862,680,000 1 $ 85,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 938,105,000 1 $ 251,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 192,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 70,000
Equitable Mortgage
909 E REPUBLIC ROAD B200
SPRINGFIELD, MO 65807
* $ 1,300,000 1 $ 170,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 1 $ 82,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 92,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 7,273,809,000 1 $ 200,000
Commercial Trust Company
119 NORTH MAIN STREET
FAYETTE, MO 65248
* $ 124,729,000 1 $ 45,000
Multipli Federal Credit Union
3124 W. EDGEWOOD DR.
JEFFERSON CITY, MO 65109
* $ 115,172,000 1 $ 105,000
Missouri Credit Union
111 EAST BROADWAY
COLUMBIA, MO 65203
* $ 291,351,000 1 $ 106,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 63,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 1 $ 81,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 7,515,756,000 1 $ 92,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 104,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,958,614,000 1 $ 77,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 142,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 1 $ 168,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 59,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 15,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 134,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 554,698,000 1 $ 176,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 393,454,000 1 $ 205,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 1 $ 113,000
First Mortgage Solutions, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ 5,324,994,000 1 $ 99,000
Lead Bank
200 N 3RD ST
GARDEN CITY, MO 64747
* $ 151,753,000 1 $ 49,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 2,730,795,000 1 $ 67,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 1 $ 74,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 1 $ 56,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 1 $ 142,000
1st Midamerica Credit Union
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 649,313,000 1 $ 104,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 3,351,909,000 1 $ 98,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 60,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 1 $ 142,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 18,823,520,000 1 $ 126,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 377,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 1 $ 18,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 625,382,000 1 $ 7,000

The tables below break down 2016 mortgage applications in Saline County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Saline County, MO in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 360 $32,795,000 $91,000 $605,000 $49,000 $341,000
Refinancing 279 $33,740,000 $120,000 $843,000 $55,000 $312,000
Home Improvement 105 $3,931,000 $37,000 $466,000 $62,000 $335,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 553 $51,639,000 $93,000 $561,000 $59,000 $341,000
Hispanic 77 $5,204,000 $67,000 $163,000 $40,000 $114,000
Not applicable 52 $7,853,000 $151,000 $843,000 $13,000 $105,000
Not Provided 35 $3,741,000 $106,000 $675,000 $47,000 $160,000
Black or African American 19 $1,604,000 $84,000 $142,000 $46,000 $74,000
Native Hawaiin or Other Pacific Islander 4 $272,000 $68,000 $90,000 $48,000 $55,000
Asian 4 $153,000 $38,000 $76,000 $76,000 $120,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 474 $42,816,000 $90,000 $843,000 $61,000 $341,000
FHA-insured (Federal Housing Administration) 109 $11,247,000 $103,000 $340,000 $42,000 $104,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 100 $8,365,000 $83,000 $163,000 $32,000 $74,000
VA-guaranteed (Veterans Administration) 61 $8,038,000 $131,000 $377,000 $42,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 456 $43,802,000 $96,000 $843,000 $59,000 $341,000
Application Denied By Financial Institution 113 $9,279,000 $82,000 $757,000 $46,000 $335,000
Application Withdrawn By Applicant 83 $7,791,000 $93,000 $380,000 $48,000 $160,000
Loan Purchased By The Institution 72 $8,097,000 $112,000 $371,000 $32,000 $160,000
File Closed For Incompleteness 13 $882,000 $67,000 $190,000 $43,000 $81,000
Application Approved But Not Accepted 7 $615,000 $87,000 $128,000 $53,000 $101,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 28 $1,418,000 $50,000 $181,000 $54,000 $335,000
Collateral 22 $1,733,000 $78,000 $192,000 $52,000 $203,000
Debt-To-Income Ratio 17 $1,515,000 $89,000 $425,000 $38,000 $77,000
Credit Application Incomplete 7 $461,000 $65,000 $124,000 $40,000 $62,000
Employment History 2 $116,000 $58,000 $58,000 $22,000 $29,000
Insufficient Cash (Downpayment, Closing Cost) 2 $116,000 $58,000 $80,000 $44,000 $47,000
Other 1 $20,000 $20,000 $20,000 $59,000 $59,000
Unverifiable Information 1 $77,000 $77,000 $77,000 $35,000 $35,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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