Sharp County, AR Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 662 mortgage applications in Sharp County, AR totaling $82.9 million, down 25% from 2022. The average application was for $125,000, and applicants reported an average income of $73,000. 50% of applications resulted in an originated loan and 16% were denied. The most active lender was First Community Bank, with 70 applications, followed by Fnbc Bank and Vanderbilt Mortgage and Finance, Inc.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 662
Total Mortgage Loan Application Amount $82,940,000
Average Mortgage Loan Application Amount $125,000
Highest Mortgage Loan Application Amount $3,855,000
Average Applicant Income $73,000
Highest Applicant Income $739,000

Mortgage Company List for Lending in Sharp County, AR for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Community Bank
1325 HARRISON STREET
BATESVILLE, AR 72501
* $ 2,427,913,000 70 $ 7,880,000
Fnbc Bank
636 ASH FLAT DR
ASH FLAT, AR 72513
* $ 742,510,000 50 $ 8,360,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 26 $ 2,720,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 26 $ 4,170,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 24 $ 3,440,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 23 $ 3,155,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 21 $ 3,095,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 17 $ 2,485,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 22,808,174,000 16 $ 1,890,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 16 $ 2,360,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 15 $ 2,145,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 14 $ 1,580,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 13 $ 1,335,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 13 $ 1,235,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 11 $ 1,115,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 11 $ 715,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 27,409,758,000 10 $ 790,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 9 $ 1,195,000
Firsttrust Home Loans
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ -1,000 9 $ 1,375,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 9 $ 965,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 1,747,013,000 9 $ 1,115,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 8 $ 1,310,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ 3,423,751,000 7 $ 585,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 7 $ 1,315,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 6 $ 510,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 6 $ 570,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 6 $ 840,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ -1,000 6 $ 690,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 5 $ 355,000
The Citizens Bank
200 S THIRD ST, PO BOX 2156
BATESVILLE, AR 72503
* $ 1,335,234,000 5 $ 525,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 5 $ 365,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 5 $ 285,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 5 $ 645,000
Eagle Bank and Trust Company
650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120
LITTLE ROCK, AR 72211
* $ 473,884,000 5 $ 565,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 4 $ 380,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 4 $ 1,030,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 4 $ 300,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 4 $ 560,000
The Farmers & Merchants Bank
708 S MAIN ST
STUTTGART, AR 72160
* $ 1,713,639,000 4 $ 190,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 4 $ 560,000
Arkansas Federal Credit Union
17500 CANTRELL
LITTLE ROCK, AR 72223
* $ 2,199,145,000 4 $ 330,000
First National Bank
PO BOX 700
PARAGOULD, AR 72451
* $ 2,396,440,000 4 $ 340,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 4 $ 140,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 3 $ 475,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 3 $ 505,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 3 $ 775,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 3 $ 635,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 3 $ 275,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 3 $ 355,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 78,672,073,000 3 $ 75,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 3 $ 485,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 3 $ 655,000
Arvest Bank

TULSA, OK 74103
* $ 26,441,420,000 3 $ 255,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 3 $ 285,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 3 $ 475,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 2 $ 420,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 2 $ 280,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 2 $ 70,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 2 $ 340,000
First National Bank of Commerce
206 W MAIN STREET
WALNUT RIDGE, AR 72476
* $ 272,576,000 2 $ 310,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 410,000
Memphis City Employees Credit Union
2678 MT. MORIAH TERRACE COVE
MEMPHIS, TN 38115
* $ 442,391,000 2 $ 310,000
Anstaff Bank
PO BOX 1900
GREEN FOREST, AR 72638
* $ 967,352,000 2 $ 190,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 170,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 2 $ 240,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 48,668,073,000 2 $ 170,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 2 $ 280,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 2 $ 210,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 85,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 4,976,744,000 1 $ 35,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 1 $ 65,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 11,283,366,000 1 $ 75,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 1 $ 125,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 115,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 1 $ 65,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 1 $ 55,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 1 $ 125,000
First Citizens National Bank

NEWARK, OH 43055
* $ 2,399,631,000 1 $ 115,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 47,596,192,000 1 $ 45,000
Guaranty Bank

ANKENY, IA 50023
* $ 2,148,808,000 1 $ 45,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 1 $ 275,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 16,995,485,000 1 $ 125,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 875,403,000 1 $ 95,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 467,010,000 1 $ 175,000
Encompass Lending Group, L.P.
23108 SEVEN MEADOWS PKWY SUITE 100
KATY, TX 77494
* $ -1,000 1 $ 185,000
Shore United Bank, N.A.
18 EAST DOVER STREET
EASTON, MD 21601
* $ 3,476,775,000 1 $ 155,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 115,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 95,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 125,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ -1,000 1 $ 55,000
Success Credit Union
P.O. BOX 467
BLYTHEVILLE, AR 72316
* $ 173,256,000 1 $ 45,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 1 $ 165,000
Sente Mortgage, Inc.
4520 BURNET ROAD
AUSTIN, TX 78756
* $ -1,000 1 $ 215,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ -1,000 1 $ 135,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 1 $ 25,000
Legacy National Bank
4055 W SUNSET
P O BOX 6490, AR 72766
* $ 916,023,000 1 $ 145,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 1 $ 85,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 135,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 55,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 5,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 1,991,593,000 1 $ 205,000
Ttcu Federal Credit Union
9815 E 81ST ST
TULSA, OK 74133
* $ 2,684,022,000 1 $ 15,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ -1,000 1 $ 425,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 1 $ 95,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 125,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 65,000

The tables below break down 2023 mortgage applications in Sharp County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Sharp County, AR in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 434 $56,370,000 $129,000 $495,000 $77,000 $739,000
Cash-out Refinancing 84 $11,740,000 $139,000 $365,000 $62,000 $347,000
Refinancing 63 $10,275,000 $163,000 $3,855,000 $67,000 $315,000
Home Improvement 44 $2,200,000 $50,000 $155,000 $68,000 $347,000
Other Purpose 36 $2,310,000 $64,000 $215,000 $68,000 $150,000
Not Applicable 1 $45,000 $45,000 $45,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 471 $53,845,000 $114,000 $415,000 $73,000 $739,000
Not applicable 94 $16,380,000 $174,000 $3,855,000 $0 $0
Not Provided 74 $8,890,000 $120,000 $495,000 $70,000 $314,000
Hispanic 12 $2,130,000 $177,000 $355,000 $102,000 $152,000
Black or African American 5 $675,000 $135,000 $235,000 $50,000 $82,000
American Indian or Alaskan Native 4 $450,000 $112,000 $175,000 $87,000 $206,000
Asian 2 $570,000 $285,000 $425,000 $86,000 $140,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 411 $46,125,000 $112,000 $3,855,000 $80,000 $739,000
FHA-insured (Federal Housing Administration) 110 $14,130,000 $128,000 $315,000 $54,000 $163,000
VA-guaranteed (Veterans Administration) 98 $17,900,000 $182,000 $495,000 $66,000 $147,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 43 $4,785,000 $111,000 $195,000 $49,000 $126,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 330 $43,200,000 $130,000 $3,855,000 $79,000 $739,000
Application Denied By Financial Institution 109 $12,015,000 $110,000 $355,000 $61,000 $713,000
Application Withdrawn By Applicant 84 $9,900,000 $117,000 $275,000 $66,000 $314,000
Loan Purchased By The Institution 84 $11,900,000 $141,000 $335,000 $90,000 $95,000
File Closed For Incompleteness 35 $3,855,000 $110,000 $365,000 $67,000 $162,000
Application Approved But Not Accepted 20 $2,070,000 $103,000 $425,000 $68,000 $140,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 501 $62,175,000 $124,000 $495,000 $73,000 $459,000
Debt-To-Income Ratio 85 $12,355,000 $145,000 $3,855,000 $85,000 $739,000
Credit History 44 $4,570,000 $103,000 $215,000 $50,000 $120,000
Other 10 $1,450,000 $145,000 $355,000 $85,000 $162,000
Collateral 9 $925,000 $102,000 $195,000 $48,000 $72,000
Credit Application Incomplete 6 $690,000 $115,000 $215,000 $86,000 $317,000
Unverifiable Information 4 $400,000 $100,000 $135,000 $52,000 $68,000
Insufficient Cash (Downpayment, Closing Cost) 2 $320,000 $160,000 $205,000 $97,000 $133,000
Employment History 1 $55,000 $55,000 $55,000 $124,000 $124,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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