Silver Bow County, MT Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 1,423 mortgage applications in Silver Bow County, MT totaling $224.1 million, up 4% from 2018. The average application was for $157,000, and applicants reported an average income of $83,000. 59% of applications resulted in an originated loan and 14% were denied. The most active lender was Wells Fargo Bank NA, with 232 applications, followed by Glacier Bank and Opportunity Bank of Montana.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,423
Total Mortgage Loan Application Amount $224,135,000
Average Mortgage Loan Application Amount $157,000
Highest Mortgage Loan Application Amount $2,665,000
Average Applicant Income $83,000
Highest Applicant Income $999,000

Mortgage Company List for Lending in Silver Bow County, MT for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 232 $ 34,830,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ 12,102,845,000 212 $ 32,000,000
Opportunity Bank of Montana
1400 PROSPECT AVE
HELENA, MT 59601
* $ 843,686,000 113 $ 18,185,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 81 $ 10,175,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 43 $ 6,915,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 41 $ 8,105,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 38 $ 5,910,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 34 $ 5,920,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 33 $ 5,155,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 33 $ 5,485,000
Horizon Credit Union
13224 E MANSFIELD AVE
SPOKANE VALLEY, WA 99216
* $ 1,056,461,000 30 $ 3,060,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 28 $ 4,410,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 24 $ 4,510,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 19 $ 3,565,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 19 $ 3,435,000
First Montana Bank
201 N HIGGINS AVE
MISSOULA, MT 59802
* $ 308,281,000 18 $ 2,900,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 17 $ 2,555,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 16 $ 2,780,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 3,648,810,000 15 $ 1,995,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 14 $ 2,160,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 187,387,000 13 $ 2,215,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 11 $ 665,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 11 $ 1,935,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 13,239,925,000 11 $ 1,825,000
Universal Lending Corporation
6430 S FIDDLERS GREEN CIR STE 460
GREENWOOD VILLAGE, CO 80111
* $ -1,000 10 $ 1,360,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 9 $ 1,485,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 9 $ 1,535,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 8 $ 1,460,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 6 $ 810,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 6 $ 700,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 6 $ 1,200,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 5 $ 835,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 5 $ 995,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 5 $ 865,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 5 $ 805,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 5 $ 795,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 5 $ 685,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 4 $ 740,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 4 $ 690,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 4 $ 560,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 4 $ 630,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 4 $ 420,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 4 $ 830,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 3 $ 445,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 3 $ 1,455,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 615,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 3 $ 535,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 3 $ 585,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,513,109,000 3 $ 915,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 3 $ 415,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 3 $ 595,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 3 $ 255,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 3 $ 185,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 680,000
Montana Federal Credit Union
15 14TH STREET SOUTH
GREAT FALLS, MT 59401
* $ 240,511,000 2 $ 220,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 190,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 2 $ 490,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 390,000
Sofi Mortgage, LLC
6175 MAIN STREET, SUITE 490
FRISCO, TX 75034
* $ -1,000 2 $ 280,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 2 $ 530,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 2 $ 580,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 2 $ 180,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 2 $ 390,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,636,147,000 2 $ 230,000
Graystone Funding Company, LLC
1966 EAST 6200 SOUTH
SALT LAKE CITY, UT 84121
* $ -1,000 2 $ 310,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 440,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 2 $ 800,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 2 $ 240,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 320,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 364,059,000 2 $ 670,000
Embark
1500 RIVER DRIVE NORTH
GREAT FALLS, MT 59401
* $ 104,767,000 2 $ 70,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 80,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 240,000
Primewest Mortgage Corporation
7806 INDIANA AVENUE
LUBBOCK, TX 79423
* $ -1,000 2 $ 220,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ -1,000 1 $ 75,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 245,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 1 $ 285,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 125,000
Operating Engineers Federal Credit Union
250 N CANYONS PARKWAY
LIVERMORE, CA 94551
* $ 1,139,508,000 1 $ 185,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 195,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 75,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 1,074,501,000 1 $ 225,000
Rocky Mountain Bank
2615 KING AVE WEST
BILLINGS, MT 59102
* $ 490,453,000 1 $ 105,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 1 $ 195,000
Inwood National Bank
7621 INWOOD RD
DALLAS, TX 75209
* $ 2,817,297,000 1 $ 245,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 1 $ 175,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 241,136,000 1 $ 95,000
Rushmore Loan Management Services LLC
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ -1,000 1 $ 335,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 1 $ 25,000
Midwest Loan Solutions, Inc.
29777 TELEGRAPH RD. SUITE 3580
SOUTHFIELD, MI 48034
* $ -1,000 1 $ 275,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 75,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 1,050,339,000 1 $ 45,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 65,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 90,988,326,000 1 $ 115,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 1 $ 175,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 1 $ 135,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 215,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 305,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 305,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 1,111,480,000 1 $ 35,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 12,915,178,000 1 $ 235,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 1 $ 215,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 1 $ 175,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 305,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 1 $ 585,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 1 $ 85,000

The tables below break down 2019 mortgage applications in Silver Bow County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Silver Bow County, MT in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 772 $128,490,000 $166,000 $2,665,000 $87,000 $999,000
Cash-out Refinancing 320 $53,090,000 $165,000 $565,000 $77,000 $403,000
Refinancing 171 $29,995,000 $175,000 $585,000 $83,000 $631,000
Other Purpose 76 $6,450,000 $84,000 $295,000 $81,000 $418,000
Home Improvement 69 $4,325,000 $62,000 $245,000 $78,000 $284,000
Not Applicable 15 $1,785,000 $119,000 $435,000 $71,000 $77,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,138 $175,750,000 $154,000 $705,000 $83,000 $999,000
Not applicable 132 $24,260,000 $183,000 $2,665,000 $112,000 $350,000
Not Provided 108 $18,240,000 $168,000 $535,000 $85,000 $350,000
Hispanic 20 $2,700,000 $135,000 $355,000 $101,000 $257,000
American Indian or Alaskan Native 15 $1,895,000 $126,000 $245,000 $53,000 $94,000
Asian 5 $775,000 $155,000 $555,000 $63,000 $142,000
Native Hawaiian or Other Pacific Islander 3 $305,000 $101,000 $145,000 $99,000 $194,000
Black or African American 2 $210,000 $105,000 $125,000 $72,000 $72,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 950 $144,570,000 $152,000 $2,665,000 $92,000 $999,000
FHA-insured (Federal Housing Administration) 218 $33,660,000 $154,000 $315,000 $60,000 $176,000
VA-guaranteed (Veterans Administration) 157 $32,225,000 $205,000 $585,000 $69,000 $403,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 98 $13,680,000 $139,000 $255,000 $49,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 834 $132,860,000 $159,000 $2,665,000 $87,000 $999,000
Application Denied By Financial Institution 197 $24,805,000 $125,000 $565,000 $58,000 $296,000
Application Withdrawn By Applicant 183 $29,795,000 $162,000 $535,000 $88,000 $631,000
Loan Purchased By The Institution 153 $27,005,000 $176,000 $485,000 $110,000 $418,000
File Closed For Incompleteness 43 $7,005,000 $162,000 $585,000 $69,000 $220,000
Application Approved But Not Accepted 12 $2,610,000 $217,000 $555,000 $82,000 $208,000
Preapproval Approved but not Accepted 1 $55,000 $55,000 $55,000 $56,000 $56,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,203 $195,475,000 $162,000 $2,665,000 $88,000 $999,000
Debt-To-Income Ratio 65 $9,355,000 $143,000 $565,000 $48,000 $140,000
Credit History 56 $5,590,000 $99,000 $305,000 $59,000 $136,000
Collateral 31 $4,085,000 $131,000 $465,000 $75,000 $296,000
Other 27 $3,585,000 $132,000 $335,000 $65,000 $160,000
Credit Application Incomplete 20 $3,440,000 $172,000 $305,000 $57,000 $192,000
Employment History 10 $1,180,000 $118,000 $255,000 $33,000 $62,000
Insufficient Cash (Downpayment, Closing Cost) 6 $590,000 $98,000 $145,000 $59,000 $111,000
Unverifiable Information 5 $835,000 $167,000 $525,000 $45,000 $65,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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