Sioux Falls, SD Metro Area Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 13,291 mortgage applications in Sioux Falls, SD metro area totaling $2.5 billion, down 6% from 2017. The average application was for $186,372, and applicants reported an average income of $100,000. 60% of applications resulted in an originated loan and 9% were denied. The most active lender was Plains Commerce Bank, with 1,688 applications, followed by Wells Fargo Bank NA and US Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 13,291
Total Mortgage Loan Application Amount $2,477,075,000
Average Mortgage Loan Application Amount $186,372
Highest Mortgage Loan Application Amount $9,655,000
Average Applicant Income $100,000
Highest Applicant Income $9,700,000

Mortgage Company List for Lending in Sioux Falls, SD for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 650,256,000 1,688 $ 326,270,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 995 $ 164,745,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 801 $ 112,075,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ 1,686,532,000 757 $ 123,985,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 11,803,006,000 670 $ 95,020,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 646 $ 139,490,000
Levo Federal Credit Union
700 E 14TH STREET
SIOUX FALLS, SD 57106
* $ 268,838,000 577 $ 80,815,000
First Bank & Trust
110 N. MINNESOTA AVE
SIOUX FALLS, SD 57104
* $ 917,193,000 534 $ 108,590,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 471 $ 86,985,000
First Dakota National Bak
225 CEDAR ST
YANKTON, SD 57078
* $ 1,598,426,000 396 $ 115,570,000
Reliabank Dakota
211 N MAIN ST
ESTELLINE, SD 57234
* $ 355,470,000 371 $ 72,235,000
The First National Bank in Sioux Falls
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ 1,127,705,000 344 $ 60,120,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ -1,000 322 $ 64,120,000
Service First Federal Credit Union
3901 E 10TH STREET
SIOUX FALLS, SD 57103
* $ 156,639,000 297 $ 44,185,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 297 $ 64,445,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 194 $ 41,030,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 166 $ 36,630,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 160 $ 40,820,000
CU Mortgage Direct, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ -1,000 160 $ 28,680,000
Meta Financial Group, Inc.
4900 S WESTERN AVENUE
SIOUX FALLS, SD 57108
* $ 5,405,278,000 148 $ 37,630,000
American Bank & Trust
120 E MAIN STREET
SIOUX FALLS, SD 57108
* $ 708,948,000 136 $ 33,180,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 123 $ 23,765,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 1,086,583,000 119 $ 6,595,000
Voyage Federal Credit Union
3823 KIWANIS CIR
SIOUX FALLS, SD 57105
* $ 94,733,000 100 $ 9,330,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 97 $ 20,445,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 96 $ 14,930,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 95 $ 17,355,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 91 $ 16,525,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 191,384,000 72 $ 12,950,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 71 $ 14,495,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 69 $ 24,615,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 69 $ 3,845,000
Black Hills Federal Credit Union
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57702
* $ 1,223,009,000 68 $ 14,450,000
Sioux Empire
5010 S SOLBERG AVE
SIOUX FALLS, SD 57108
* $ 106,259,000 65 $ 4,295,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 60 $ 14,470,000
Frontier Bank
301 1ST AVE
ROCK RAPIDS, IA 51246
* $ 213,933,000 55 $ 13,025,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 52 $ 13,410,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 52 $ 8,940,000
Dacotah Bank
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57401
* $ 2,396,553,000 50 $ 9,280,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 48 $ 11,170,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 45 $ 10,775,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 45 $ 10,075,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 44 $ 8,190,000
Bank Midwest
1525 18TH STREET SUITE 100
SPIRIT LAKE, IA 51360
* $ 835,005,000 43 $ 9,225,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 38 $ 1,710,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 36 $ 6,140,000
Cortrust Bank
100 EAST HAVENS
MITCHELL, SD 57301
* $ 796,123,000 36 $ 5,290,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 34 $ 8,480,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ -1,000 34 $ 6,680,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 31 $ 6,045,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 30 $ 6,360,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,384,707,000,000 30 $ 14,160,000
Security National Bank of South Dakota
325 DAKOTA DUNES BLVD
DAKOTA DUNES, SD 57049
* $ 208,012,000 29 $ 9,245,000
Cornerstone Bank
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 838,911,000 29 $ 11,955,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 29 $ 6,155,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 25,054,739,000 28 $ 6,260,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 27 $ 2,955,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ -1,000 27 $ 6,355,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 27 $ 4,685,000
Security Savings Bank
100 S WEST ST PO BOX 125
CANTON, SD 57013
* $ 224,452,000 25 $ 3,505,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 23 $ 1,335,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 23 $ 4,635,000
Rivers Edge Bank
211 N BROADWAY
MARION, SD 57043
* $ 193,126,000 22 $ 2,540,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 22 $ 4,370,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 22 $ 3,220,000
American State Bank
525 N MAIN AVE, PO BOX 140
SIOUX CENTER, IA 51250
* $ 869,903,000 22 $ 4,760,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ 412,119,000 20 $ 4,020,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 20 $ 3,490,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ 1,809,405,000 19 $ 3,525,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ 1,725,679,000 18 $ 2,950,000
Premier Bank
1004 21ST AVENUE
ROCK VALLEY, IA 51247
* $ 514,254,000 18 $ 2,150,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 17 $ 3,855,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 16 $ 2,350,000
Liberty National Bank

SIOUX FALLS, SD 57106
* $ 390,001,000 15 $ 4,215,000
First National Bank
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ 968,347,000 14 $ 3,480,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 13 $ 2,465,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 13 $ 2,575,000
First Savings Bank
201 N 3RD ST
BERESFORD, SD 57004
* $ 711,171,000 11 $ 2,275,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 11 $ 1,905,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 10 $ 540,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 10 $ 2,220,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 10 $ 3,220,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 9 $ 2,655,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 9 $ 6,725,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,995,487,000 8 $ 2,190,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ -1,000 8 $ 2,120,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,020,511,000 8 $ 1,580,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 8 $ 1,100,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 22,858,876,000 8 $ 1,670,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 8 $ 1,420,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 89,765,667,000 8 $ 1,910,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,947,088,000 8 $ 290,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 7 $ 665,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 7 $ 2,015,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 20,351,074,000 7 $ 3,135,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 7 $ 1,335,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 7 $ 2,275,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,541,610,000 7 $ 965,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 7 $ 1,015,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 264,496,000 6 $ 150,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 6 $ 1,030,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ -1,000 6 $ 1,130,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 6 $ 1,720,000
Iowa State Bank
1101 MAIN STREET
HULL, IA 51239
* $ 604,300,000 6 $ 1,140,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ -1,000 5 $ 155,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 5 $ 775,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 5 $ 1,075,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 363,702,000 5 $ 1,055,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 5 $ 725,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 5 $ 1,025,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 5 $ 535,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 4 $ 600,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 631,522,000 4 $ 920,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 261,210,000 4 $ 530,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 4 $ 1,090,000
Peoples Bank
1230 VALLEY DRIVE
ROCK VALLEY, IA 51247
* $ 501,220,000 4 $ 400,000
Black Hills Community Bank, NA
840 MT. RUSHMORE RD.
RAPID CITY, SD 57701
* $ 242,654,000 4 $ 780,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 4 $ 1,000,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 4 $ 850,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 4 $ 800,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 955,028,000 3 $ 625,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 316,352,000 3 $ 1,045,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,150,216,000 3 $ 355,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,787,790,000 3 $ 1,875,000
Sofi Mortgage, LLC
6175 MAIN STREET, SUITE 490
FRISCO, TX 75034
* $ -1,000 3 $ 655,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 6,681,526,000 3 $ 305,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 3 $ 535,000
Devon Bank
6445 N WESTERN AVENUE
CHICAGO, IL 60645
* $ 270,105,000 3 $ 785,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 53,495,452,000 3 $ 2,595,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 818,571,000 3 $ 775,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 3 $ 995,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 3 $ 645,000
Onb Bank
975 34TH AVE NW
ROCHESTER, MN 55901
* $ 82,636,000 3 $ 425,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 3 $ 1,315,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 4,724,296,000 3 $ 225,000
United Bank of Iowa
501 SECOND STREET
IDA GROVE, IA 51445
* $ 1,490,031,000 2 $ 420,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 4,542,484,000 2 $ 340,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 400,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 15,286,549,000 2 $ 450,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 604,714,000 2 $ 400,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 2 $ 500,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 2 $ 490,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 2 $ 180,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 124,488,000 2 $ 560,000
Arvest Bank

TULSA, OK 74103
* $ 16,758,528,000 2 $ 380,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 12,151,833,000 2 $ 450,000
Bank of Dixon County
117 E 3RD ST
PONCA, NE 68770
* $ 95,885,000 2 $ 460,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 2 $ 150,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 2,764,317,000 2 $ 290,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 2 $ 370,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 2 $ 570,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 2 $ 180,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 2 $ 320,000
Premier Bank Rochester
421 1ST AVE SW
ROCHESTER, MN 55902
* $ 204,901,000 2 $ 910,000
Primebank
37 1ST AVE NW
LE MARS, IA 51031
* $ 423,543,000 2 $ 260,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 580,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 2 $ 480,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 2 $ 330,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 330,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ 1,136,234,000 1 $ 115,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 405,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 8,144,695,000 1 $ 145,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ 480,514,000 1 $ 105,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,964,992,000 1 $ 495,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 491,903,000 1 $ 385,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 5,811,215,000 1 $ 25,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 260,106,000 1 $ 255,000
Western Alliance Bank
2901 N CENTRAL AVENUE
PHOENIX, AZ 85012
* $ 20,404,038,000 1 $ 145,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 265,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 1 $ 575,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 827,634,000 1 $ 255,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 109,372,608,000 1 $ 305,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 969,487,000 1 $ 785,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,934,629,000 1 $ 75,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 265,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 413,653,000 1 $ 45,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 125,000
Bank of Whittier, NA
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ 55,958,000 1 $ 145,000
The First National Bank of Elk River
812 MAIN ST.
ELK RIVER, MN 55330
* $ 276,197,000 1 $ 175,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 85,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,656,476,000 1 $ 175,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,625,986,000 1 $ 35,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 940,832,000 1 $ 45,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 1,104,663,000 1 $ 125,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 3,836,505,000 1 $ 155,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 245,000
Horizon Bank
10841 N 142ND STREET
WAVERLY, NE 68462
* $ 276,368,000 1 $ 965,000
Mayo Employees Federal Credit Union
130 23RD AVE SW
ROCHESTER, MN 55902
* $ 884,447,000 1 $ 355,000
Luana Savings Bank
100 HARVEST DRIVE
LUANA, IA 52156
* $ 984,052,000 1 $ 215,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 20,030,342,000 1 $ 215,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 1 $ 355,000
First Farmers & Merchants Bank
123 SOUTH FOURTH STREET
CANNON FALLS, MN 55009
* $ 297,892,000 1 $ 55,000
Jones Bank
203 S 6TH ST
SEWARD, NE 68434
* $ 233,990,000 1 $ 935,000
Metro Credit Union
14517 F STREET SUITE 211
OMAHA, NE 68137
* $ 331,727,000 1 $ 115,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 1,105,885,000 1 $ 105,000
The Security National Bank of Sioux City, Iowa
601 PIERCE STREET
SIOUX CITY, IA 51101
* $ 952,586,000 1 $ 195,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 4,401,191,000 1 $ 705,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 526,546,000 1 $ 35,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 185,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 1,685,749,000 1 $ 15,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 27,823,771,000 1 $ 135,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 1 $ 215,000
United Prairie Bank
10 FIRESTONE DRIVE, SUITE 300
MANKATO, MN 56001
* $ 569,754,000 1 $ 355,000
Countryside Bank
6734 JOLIET ROAD
COUNTRYSIDE, IL 60525
* $ 553,280,000 1 $ 225,000
BNC National Bank

BISMARCK, ND 58501
* $ 945,013,000 1 $ 365,000
Western State Bank
755 13TH AVE E
DEVILS LAKE, ND 58301
* $ 1,044,941,000 1 $ 435,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 715,005,000 1 $ 455,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ 2,463,284,000 1 $ 425,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 1 $ 385,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,948,023,000 1 $ 35,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 30,280,467,000 1 $ 625,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 287,995,000 1 $ 155,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 225,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 1 $ 145,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 255,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,443,419,000 1 $ 215,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 55,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 417,436,000 1 $ 185,000
Iowa - Nebraska State Bank
2021 DAKOTA AVENUE
SOUTH SIOUX CITY, NE 68776
* $ 207,535,000 1 $ 245,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ -1,000 1 $ 105,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 3,558,094,000 1 $ 345,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 8,908,994,000 1 $ 125,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 133,225,000 1 $ 95,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 1 $ 225,000

The tables below break down 2018 mortgage applications in Sioux Falls, SD metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Sioux Falls, SD in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,789 $1,645,895,000 $211,000 $9,655,000 $97,000 $2,300,000
Cash-out Refinancing 2,146 $368,180,000 $171,000 $1,075,000 $90,000 $2,400,000
Refinancing 1,734 $342,390,000 $197,000 $9,005,000 $110,000 $2,323,000
Home Improvement 745 $46,935,000 $63,000 $915,000 $102,000 $1,172,000
Other Purpose 682 $50,600,000 $74,000 $1,455,000 $129,000 $9,700,000
Not Applicable 195 $23,075,000 $118,000 $935,000 $80,000 $193,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,293 $1,845,055,000 $179,000 $2,355,000 $100,000 $9,700,000
Not applicable 1,295 $332,745,000 $256,000 $9,655,000 $114,000 $834,000
Not Provided 930 $166,090,000 $178,000 $1,455,000 $101,000 $2,760,000
Hispanic 301 $48,545,000 $161,000 $545,000 $76,000 $534,000
Black or African American 203 $34,535,000 $170,000 $505,000 $89,000 $1,789,000
Asian 190 $37,590,000 $197,000 $1,655,000 $103,000 $760,000
American Indian or Alaskan Native 55 $8,565,000 $155,000 $355,000 $71,000 $199,000
Native Hawaiian or Other Pacific Islander 4 $720,000 $180,000 $255,000 $66,000 $90,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,050 $1,861,510,000 $185,000 $9,655,000 $109,000 $9,700,000
FHA-insured (Federal Housing Administration) 1,856 $313,000,000 $168,000 $305,000 $60,000 $231,000
VA-guaranteed (Veterans Administration) 1,080 $251,010,000 $232,000 $1,015,000 $83,000 $605,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 305 $51,555,000 $169,000 $395,000 $61,000 $145,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,919 $1,489,705,000 $188,000 $9,655,000 $102,000 $2,954,000
Loan Purchased By The Institution 2,312 $493,890,000 $213,000 $1,275,000 $103,000 $1,000,000
Application Withdrawn By Applicant 1,325 $253,095,000 $191,000 $1,555,000 $98,000 $2,400,000
Application Denied By Financial Institution 1,259 $158,225,000 $125,000 $4,185,000 $82,000 $9,700,000
Application Approved But Not Accepted 279 $52,175,000 $187,000 $2,015,000 $106,000 $918,000
File Closed For Incompleteness 197 $29,985,000 $152,000 $755,000 $101,000 $1,172,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,577 $2,230,845,000 $192,000 $9,655,000 $101,000 $2,954,000
Debt-To-Income Ratio 856 $146,810,000 $171,000 $4,185,000 $88,000 $1,789,000
Credit History 416 $40,180,000 $96,000 $1,265,000 $73,000 $486,000
Collateral 150 $17,390,000 $115,000 $715,000 $88,000 $542,000
Other 110 $14,810,000 $134,000 $1,305,000 $85,000 $633,000
Credit Application Incomplete 94 $15,350,000 $163,000 $635,000 $74,000 $384,000
Unverifiable Information 48 $6,310,000 $131,000 $395,000 $324,000 $9,700,000
Employment History 20 $2,880,000 $144,000 $265,000 $60,000 $152,000
Insufficient Cash (Downpayment, Closing Cost) 20 $2,500,000 $125,000 $255,000 $55,000 $158,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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