Smith County MS
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Unlock detailed Smith County MS mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Mississippi.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 353 |
| Total Mortgage Loan Application Amount | $28,682,000 |
| Average Mortgage Loan Application Amount | $81,000 |
| Highest Mortgage Loan Application Amount | $564,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $1,456,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| COMMUNITY BANK OF MISSISSIPPI 323 EAST THIRD STREET FLOWOOD, MS 39074 |
* | $ 691,820,000 | 48 | $ 2,608,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 45 | $ 2,200,000 |
| TRUSTMARK NATIONAL BANK PO BOX 291 JACKSON, MS 39205 |
* | $ 11,681,215,000 | 41 | $ 3,232,000 |
| MAGNOLIA STATE BANK P O BOX 41 BAY SPRINGS, MS 39440 |
* | $ 296,901,000 | 21 | $ 1,844,000 |
| PEOPLES BANK PO BOX 7 MENDENHALL, MS 39114 |
* | $ 237,114,000 | 16 | $ 1,905,000 |
| THE BANK OF FOREST 211 WEST THIRD STREET FOREST, MS 39074 |
* | $ 142,464,000 | 15 | $ 647,000 |
| CADENCE BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 13,032,498,000 | 15 | $ 1,058,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 14 | $ 899,000 |
| COMMUNITY BANK, ELLISVILLE, MISSISSIPPI P. O. BOX 265 LAUREL, MS 39441 |
* | $ 661,510,000 | 11 | $ 779,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,373,600,000,000 | 10 | $ 941,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 9 | $ 1,156,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 360,478,278,000 | 8 | $ 637,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 8 | $ 1,319,000 |
| PRIORITYONE BANK 220 MAIN AVENUE NORTH MAGEE, MS 39111 |
* | $ 543,003,000 | 8 | $ 567,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 116,608,550,000 | 6 | $ 778,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,945,467,000,000 | 5 | $ 545,000 |
| OMNIBANK 236 E CAPITOL ST JACKSON, MS 39201 |
* | $ 47,480,000 | 5 | $ 250,000 |
| CLAYTON BANK AND TRUST 520 WEST SUMMIT HILL DRIVE SUITE 801 KNOXVILLE, TN 37902 |
* | $ 678,563,000 | 4 | $ 157,000 |
| CITIZENS BANK 814 MAIN STREET COLUMBIA, MS 39429 |
* | $ 366,409,000 | 4 | $ 282,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 62,866,954,000 | 3 | $ 366,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 943,388,000 | 3 | $ 225,000 |
| GMFS LLC 7389 FLORIDA BLVD, STE 200-A CAMDEN, DE 70806 |
* | $ 10,000,000 | 2 | $ 274,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 2 | $ 351,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ 40,000,000 | 2 | $ 332,000 |
| SOUTH STATE BANK 520 GERVAIS STREET COLUMBIA, SC 29201 |
* | $ 7,933,259,000 | 2 | $ 83,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,433,716,000,000 | 2 | $ 215,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,763,439,000 | 2 | $ 112,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 2 | $ 454,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 2 | $ 184,000 |
| THE HOME LENDING GROUP, LLC 215 KATHERINE DRIVE FLOWOOD, MS 39232 |
* | $ 22,596,000 | 2 | $ 216,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 2 | $ 447,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 2 | $ 253,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 8,361,206,000 | 1 | $ 82,000 |
| STATE BANK & TRUST COMPANY 147 SOUTH RAILROAD AVENUE BROOKHAVEN, MS 39601 |
* | $ 948,472,000 | 1 | $ 2,000 |
| EVABANK 1710 CHEROKEE AVE SW EVA, AL 35055 |
* | $ 323,275,000 | 1 | $ 24,000 |
| FIDELITY BANK 201 ST. CHARLES AVE SUITE 2710 NEW ORLEANS, LA 70170 |
* | $ 825,044,000 | 1 | $ 211,000 |
| ORIGIN BANK 2211 NORTH 7TH CHOUDRANT, LA 71291 |
* | $ 3,199,260,000 | 1 | $ 157,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 1 | $ 157,000 |
| KONDAUR CAPITAL CORPORATION 333 S ANITA DR STE 400 ORANGE, CA 92868 |
* | $ 54,713,000 | 1 | $ 181,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 15,766,346,000 | 1 | $ 144,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 1 | $ 62,000 |
| KEESLER 2602 PASS ROAD BILOXI, MS 39531 |
* | $ 2,127,248,000 | 1 | $ 49,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 52,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 55,502,976,000 | 1 | $ 33,000 |
| CRESCENT MORTGAGE COMPANY 6600 PEACHTREE DUNWOODY ROAD SUITE 650 WILMINGTON, DE 30328 |
* | $ 826,484,000 | 1 | $ 145,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ 1,543,699,000 | 1 | $ 304,000 |
| THE FIRST, A NATIONAL BANKING ASSOCIATION P.O. BOX 15549 HATTIESBURG, MS 39404 |
* | $ 939,735,000 | 1 | $ 136,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ 5,889,539,000 | 1 | $ 50,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 200,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 1 | $ 102,000 |
| FIRST FINANCIAL BANK 214 N WASHINGTON STREET EL DORADO, AR 71730 |
* | $ 855,988,000 | 1 | $ 71,000 |
| HANCOCK WHITNEY BANK 2510 14TH STREET FLOWOOD, MS 39501 |
* | $ 6,615,096,000 | 1 | $ 5,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,346,747,000,000 | 1 | $ 80,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2014, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Smith County MS in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 185 | $15,396,000 | $83,000 | $347,000 | $51,000 | $297,000 |
| Refinancing | 136 | $12,167,000 | $89,000 | $564,000 | $95,000 | $1,456,000 |
| Home Improvement | 32 | $1,119,000 | $34,000 | $186,000 | $53,000 | $220,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 259 | $20,955,000 | $80,000 | $564,000 | $72,000 | $755,000 |
| Black or African American | 59 | $3,663,000 | $62,000 | $211,000 | $67,000 | $1,456,000 |
| Not applicable | 17 | $2,100,000 | $123,000 | $234,000 | $6,000 | $111,000 |
| Not Provided | 14 | $1,524,000 | $108,000 | $308,000 | $71,000 | $186,000 |
| Hispanic | 4 | $440,000 | $110,000 | $142,000 | $81,000 | $121,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 289 | $20,551,000 | $71,000 | $564,000 | $72,000 | $1,456,000 |
| FHA-insured (Federal Housing Administration) | 34 | $4,246,000 | $124,000 | $244,000 | $60,000 | $131,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $1,971,000 | $115,000 | $157,000 | $34,000 | $59,000 |
| VA-guaranteed (Veterans Administration) | 13 | $1,914,000 | $147,000 | $268,000 | $53,000 | $186,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 192 | $14,675,000 | $76,000 | $564,000 | $78,000 | $755,000 |
| Application Denied By Financial Institution | 97 | $7,719,000 | $79,000 | $308,000 | $63,000 | $1,456,000 |
| Loan Purchased By The Institution | 23 | $2,664,000 | $115,000 | $234,000 | $23,000 | $111,000 |
| Application Withdrawn By Applicant | 19 | $2,109,000 | $111,000 | $347,000 | $66,000 | $177,000 |
| Application Approved But Not Accepted | 17 | $960,000 | $56,000 | $98,000 | $45,000 | $96,000 |
| File Closed For Incompleteness | 5 | $555,000 | $111,000 | $181,000 | $61,000 | $121,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 15 | $1,361,000 | $90,000 | $304,000 | $158,000 | $1,456,000 |
| Debt-To-Income Ratio | 9 | $671,000 | $74,000 | $168,000 | $23,000 | $41,000 |
| Collateral | 5 | $440,000 | $88,000 | $155,000 | $80,000 | $130,000 |
| Other | 5 | $444,000 | $88,000 | $268,000 | $24,000 | $43,000 |
| Employment History | 2 | $85,000 | $42,000 | $47,000 | $57,000 | $60,000 |
| Credit Application Incomplete | 1 | $79,000 | $79,000 | $79,000 | $78,000 | $78,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.