St. Joseph County MI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Unlock detailed St. Joseph County MI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Michigan.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,446
Total Mortgage Loan Application Amount $257,766,000
Average Mortgage Loan Application Amount $105,000
Highest Mortgage Loan Application Amount $1,265,000
Average Applicant Income $62,000
Highest Applicant Income $1,763,000

Mortgage Company List for Lending in St. Joseph County MI for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
OAK MORTGAGE, LLC
113-125 E CHICAGO RD
STURGIS, MI 49091
* $ -1,000 204 $ 24,140,000
AMERIFIRST FINANCIAL CORPORATION
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 186 $ 20,194,000
OMNI COMMUNITY CREDIT UNION
PO BOX 1537
BATTLE CREEK, MI 49068
* $ 360,619,000 175 $ 2,396,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 135 $ 16,251,000
MEMBER FIRST MORTGAGE, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 112 $ 9,011,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 99,554,985,000 77 $ 7,360,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,727,235,000,000 62 $ 7,889,000
HORIZON BANK
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 3,133,166,000 59 $ 4,919,000
SOUTHERN MICHIGAN BANK & TRUST
51 WEST PEARL STREET
COLDWATER, MI 49036
* $ 639,528,000 45 $ 5,959,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 40 $ 3,835,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 40 $ 5,070,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 39 $ 3,790,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,980,496,000 38 $ 2,906,000
LAKE MICHIGAN CREDIT UNION
PO BOX 2848
CALEDONIA, MI 49501
* $ 4,823,232,000 37 $ 5,491,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 34 $ 4,196,000
FIFTH THIRD MORTGAGE-MI, LLC
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 32 $ 3,957,000
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 3,413,046,000 30 $ 598,000
STURGIS BANK & TRUST COMPANY
113-125 E CHICAGO RD
STURGIS, MI 49091
* $ 398,464,000 29 $ 3,500,000
FARMERS STATE BANK
220 S. DETROIT STREET
LAGRANGE, IN 46761
* $ 678,717,000 29 $ 3,019,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 28 $ 3,681,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 134,362,217,000 27 $ 1,345,000
CONSUMERS CREDIT UNION
PO BOX 525
KALAMAZOO, MI 49077
* $ 809,891,000 25 $ 2,159,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 25 $ 3,286,000
SUCCESS MORTGAGE PARTNERS, INC.
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 21 $ 2,005,000
ARBOR FINANCIAL CREDIT UNION
1551 SOUTH 9TH STREET
KALAMAZOO, MI 49009
* $ 479,182,000 21 $ 3,129,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 19 $ 2,356,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 19 $ 1,915,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 19 $ 3,098,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 19 $ 1,518,000
PACOR MORTGAGE CORP.
14930 CICERO AVE
OAK FOREST, IL 60452
* $ -1,000 19 $ 2,169,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 355,999,734,000 18 $ 1,080,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 17 $ 1,644,000
KELLOGG COMMUNITY CREDIT UNION
41 SECOND ST
BATTLE CREEK, MI 49014
* $ 488,070,000 16 $ 1,005,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 14 $ 1,707,000
INTERRA CREDIT UNION
300 W LINCOLN AVE
GOSHEN, IN 46526
* $ 918,936,000 14 $ 2,060,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 14 $ 1,561,000
GREENSTONE FARM CREDIT SERVICES, FLCA
3515 WEST RD
EAST LANSING, MI 48823
* $ -1,000 14 $ 2,871,000
MERCANTILE BANK
310 LEONARD ST NW
GRAND RAPIDS, MI 49504
* $ 3,062,597,000 13 $ 1,860,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 12 $ 1,470,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 12 $ 650,000
MORTGAGE 1 INCORPORATED
43456 MOUND ROAD
STERLING HEIGHTS, MI 49314
* $ -1,000 12 $ 1,751,000
CHEMICAL BANK
333 E MAIN STREET
MIDLAND, MI 48640
* $ 17,284,293,000 11 $ 2,083,000
HFG HOLDINGS, LLC
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48084
* $ 412,902,000 11 $ 1,475,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 11 $ 1,319,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 9 $ 1,540,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,349,581,000,000 9 $ 965,000
GENISYS CREDIT UNION
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 2,204,471,000 9 $ 71,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 8 $ 727,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 139,776,168,000 8 $ 487,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 8 $ 909,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 8 $ 902,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 8 $ 918,000
FIRST STATE BANK OF MIDDLEBURY
111 S. MAIN STREET
MIDDLEBURY, IN 46540
* $ 500,394,000 8 $ 695,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 8 $ 1,310,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 8 $ 1,048,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ -1,000 7 $ 581,000
EVERWISE CREDIT UNION
110 S MAIN ST
SOUTH BEND, IN 46601
* $ 3,026,240,000 7 $ 800,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 7 $ 669,000
MORTGAGE CENTER L.C
29621 NORTHWESTERN HWY
PLYMOUTH, MI 48034
* $ -1,000 7 $ 674,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 7 $ 82,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,677,490,000,000 7 $ 1,047,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 6 $ 486,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 6 $ 865,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 6 $ 146,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 6 $ 915,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 6 $ 542,000
KALAMAZOO COUNTY STATE BANK
223 N. GRAND P.O. BOX 668
SCHOOLCRAFT, MI 49087
* $ 95,935,000 6 $ 491,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 6 $ 818,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 6 $ 549,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 6 $ 614,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 6 $ 742,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 5 $ 809,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 91,146,995,000 5 $ 327,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 5 $ 495,000
INDEPENDENT BANK
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 2,537,351,000 5 $ 919,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 5 $ 423,000
FIRST FEDERAL SAVINGS BANK
P.O. BOX 527
ROCHESTER, IN 46975
* $ 375,546,000 5 $ 856,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 5 $ 451,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 587,672,000 5 $ 764,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 5 $ 926,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 5 $ 568,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 3,275,430,000 4 $ 660,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 4 $ 383,000
INOVA
358 S ELKHART AVENUE
ELKHART, IN 46516
* $ 318,560,000 4 $ 365,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 4 $ 513,000
HURON VALLEY FINANCIAL, INC.
2395 OAK VALLEY DRIVE, SUITE 200
ANN ARBOR, MI 48103
* $ -1,000 4 $ 693,000
HONOR CREDIT UNION
EDGEWOOD RD
BERRIEN SPRINGS, MI 49103
* $ 713,122,000 4 $ 362,000
HALLMARK HOME MORTGAGE, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ -1,000 4 $ 737,000
1ST SOURCE BANK
P O BOX 1602 SUITE 400
SOUTH BEND, IN 46634
* $ 5,478,967,000 3 $ 394,000
THE FIRST STATE BANK
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 216,651,000 3 $ 545,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 3 $ 416,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 3 $ 657,000
CIRCLE FEDERAL CREDIT UNION
507 E MAIN ST
NILES, MI 49120
* $ 55,127,000 3 $ 455,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 3 $ 307,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 14,759,060,000 3 $ 192,000
NOTRE DAME FEDERAL CREDIT UNION CORPORATION
P.O. BOX 7878
NOTRE DAME, IN 46556
* $ 497,588,000 3 $ 422,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 3 $ 487,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 3 $ 506,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 3 $ 669,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 3 $ 351,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 3 $ 353,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 3 $ 413,000
CLEARPATH LENDING
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ 10,000,000 3 $ 528,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ -1,000 3 $ 213,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 3 $ 485,000
CIBM BANK
2913 KIRBY AVE
CHAMPAIGN, IL 61821
* $ 652,287,000 3 $ 528,000
POST COMMUNITY CREDIT UNION
240 CLIFF ST.
BATTLE CREEK, MI 49014
* $ 84,769,000 2 $ 267,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 106,169,829,000 2 $ 178,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 2 $ 270,000
ADVIA FEDERAL CREDIT UNION
550 S RIVERVIEW DR
KALAMAZOO, MI 49004
* $ 1,347,692,000 2 $ 35,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 331,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 2 $ 313,000
SUPERIOR FINANCIAL SOLUTIONS, LLC
4230 ELIDA RD
LIMA, OH 45807
* $ -1,000 2 $ 231,000
LAKE CITY BANK
P.O. BOX 1387
WARSAW, IN 46581
* $ 4,276,959,000 2 $ 325,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 13,265,339,000 2 $ 143,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,207,688,000 2 $ 27,000
NUMARK CREDIT UNION
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 236,585,000 2 $ 372,000
NATIONS DIRECT MORTGAGE, LLC
5 HUTTON CENTRE DRIVE, SUITE 200
SACRAMENTO, CA 92707
* $ -1,000 2 $ 405,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 2 $ 430,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 568,425,000 2 $ 698,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,862,672,000 2 $ 282,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 29,070,880,000 2 $ 739,000
BRIDGEVIEW BANK GROUP
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 2 $ 214,000
FORETHOUGHT LIFE INSURANCE COMPANY
10 WEST MARKET STREET STE. 2300
INDIANAPOLIS, IN 46204
* $ -1,000 2 $ 171,000
GVC MORTGAGE, INC.
ONE PLAZA DRIVE, SUITE 3
PENDLETON, IN 46064
* $ -1,000 2 $ 212,000
R M K FINANCIAL CORP.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ -1,000 2 $ 398,000
UNITED FEDERAL CREDIT UNION
2807 SOUTH STATE ST
SAINT JOSEPH, MI 49085
* $ 2,252,297,000 2 $ 185,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 2 $ 266,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 2 $ 240,000
DIAMOND RESIDENTIAL MORTGAGE CORPORATION
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ -1,000 2 $ 436,000
ARC HOME LLC
2010 CORPORATE RIDGE STE 750
BALTIMORE, MD 22102
* $ 0 2 $ 197,000
COMERICA BANK
411 W LAFAYETTE BLVD
DALLAS, TX 48226
* $ 73,018,220,000 2 $ 565,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
PLYMOUTH, MI 48108
* $ -1,000 2 $ 183,000
PERL MORTGAGE, INC.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ -1,000 2 $ 451,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ -1,000 2 $ 131,000
CHIPHONE FEDERAL CREDIT UNION
1655 W BEARDSLEY AVE
ELKHART, IN 46514
* $ 88,454,000 2 $ 107,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,982,691,000 2 $ 203,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 2 $ 254,000
ALLIED FIRST BANK,SB
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 93,524,000 1 $ 207,000
GREAT LAKES CREDIT UNION
2525 GREEN BAY
BANNOCKBURN, IL 60064
* $ 767,252,000 1 $ 22,000
INTERCAP LENDING INC.
11781 S. LONE PEAK PARKWAY, SUITE 200
ESPANOLA, NM 84020
* $ -1,000 1 $ 117,000
THE CAMPBELL & FETTER BANK
PO BOX 231
KENDALLVILLE, IN 46755
* $ 343,316,000 1 $ 132,000
CITADEL SERVICING CORPORATION
15707 ROCKFIELD BLVD STE 320
SACRAMENTO, CA 92618
* $ -1,000 1 $ 140,000
CONSUMERS PROFESSIONAL CREDIT UNION
525 W WILLOW STREET
LANSING, MI 48906
* $ 73,313,000 1 $ 17,000
OCMBC, INC.
19000 MACARTHUR BLVD, SUITE 200
GLENDALE, CA 92612
* $ -1,000 1 $ 165,000
THE FARMERS & MERCHANTS STATE BANK
307 N DEFIANCE ST
ARCHBOLD, OH 43502
* $ 1,035,722,000 1 $ 220,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 1 $ 174,000
UNIVERSAL 1 CREDIT UNION
P.O. BOX 467
DAYTON, OH 45409
* $ 416,366,000 1 $ 53,000
SUMMIT FUNDING, INC.
2241 HARVARD ST, SUITE 200
GLENDALE, CA 95815
* $ -1,000 1 $ 110,000
BUSEY BANK
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 5,382,961,000 1 $ 184,000
CHICAGO FINANCIAL SERVICES, INC.
1455 W HUBBARD ST STE 200
CHICAGO, IL 60625
* $ -1,000 1 $ 240,000
NORTHERN MORTGAGE SERVICES, LLC
3714 28TH ST SW
GRAND RAPIDS, MI 49418
* $ -1,000 1 $ 222,000
LENDERLIVE NETWORK, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 1 $ 181,000
J. VIRGIL, INC.
G3404 MILLER ROAD
FENTON, MI 48507
* $ -1,000 1 $ 128,000
LIBERTY
9520 ORMSBY STATION RD SUITE 20
EVANSVILLE, IN 40223
* $ 1,277,552,000 1 $ 8,000
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC
1360 E. 9TH STREET SUITE 300
CLEVELAND, OH 44114
* $ -1,000 1 $ 350,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 317,715,000 1 $ 180,000
HOME BANK SB
PO BOX 1677
MARTINSVILLE, IN 46151
* $ 254,344,000 1 $ 136,000
AMERICAN MORTGAGE SERVICE COMPANY
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ -1,000 1 $ 152,000
FIRST HOME BANK
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 151,255,000 1 $ 74,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 3,483,848,000 1 $ 140,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 392,980,000 1 $ 15,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 908,911,000 1 $ 250,000
ROUNDPOINT MORTGAGE SERVICING LLC
5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8
WILMINGTON, DE 28219
* $ 0 1 $ 60,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 63,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 250,000
BURLING BANK
141 W JACKSON BLVD
CHICAGO, IL 60604
* $ 120,603,000 1 $ 300,000
MAIN STREET BANK
31780 TELEGRAPH ROAD, SUITE 100
BINGHAM FARMS, MI 48025
* $ 217,828,000 1 $ 90,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 10,000
ANDERSON FINANCIAL GROUP
2421 N ASHLAND AVE
CHICAGO, IL 60614
* $ -1,000 1 $ 140,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,121,439,000 1 $ 28,000
LIVE WELL FINANCIAL, INC.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 1 $ 131,000
SUPERIOR CREDIT UNION, INC.
4230 ELIDA RD
LIMA, OH 45807
* $ 663,451,000 1 $ 248,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 142,000
OLD SECOND NATIONAL BANK
37 S. RIVER ST.
AURORA, IL 60506
* $ 2,227,613,000 1 $ 75,000
THE DART BANK
368 S. PARK ST.
MASON, MI 48854
* $ 378,516,000 1 $ 174,000
EDGEWATER BANK
321 MAIN STREET
SAINT JOSEPH, MI 49085
* $ 152,212,000 1 $ 330,000
PREFERRED CREDIT UNION
3767 SPARKS DR SE
GRAND RAPIDS, MI 49546
* $ 162,333,000 1 $ 2,000
MUTUALBANK
110 E CHARLES ST
MUNCIE, IN 47305
* $ 1,551,078,000 1 $ 212,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 82,000
FRANKLIN FIRST FINANCIAL, LTD
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 106,000
KIAVI FUNDING, INC.
315 MONTGOMERY STREET 16TH FLOOR
WILMINGTON, DE 94104
* $ -1,000 1 $ 83,000
HOWARD BANK
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,027,051,000 1 $ 31,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 131,174,000 1 $ 147,000
FORBRIGHT BANK
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20817
* $ 835,262,000 1 $ 152,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 368,000
UNITED BAY COMMUNITY
1309 N. LINCOLN AVE.
BAY CITY, MI 48708
* $ 188,843,000 1 $ 95,000
MEMBER ADVANTAGE MORTGAGE, LLC
3330 BROADMOOR SE, SUITE B
LANSING, MI 49512
* $ -1,000 1 $ 51,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 21,689,804,000 1 $ 168,000
GO MORTGAGE, LLC
15430 W CAPITOL DRIVE
WILMINGTON, DE 53005
* $ -1,000 1 $ 137,000
KALSEE CREDIT UNION
2501 MILLCORK
KALAMAZOO, MI 49001
* $ 167,411,000 1 $ 104,000
CIBC BANK USA
120 SOUTH LASALLE
CHICAGO, IL 60603
* $ 20,039,455,000 1 $ 176,000
STAUNTON FINANCIAL, INC.
25800 NORTHWESTERN HIGHWAY SUITE 110
SOUTHFIELD, MI 48075
* $ -1,000 1 $ 360,000
PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE
5480 CORPORATE DRIVE SUITE 240
WILMINGTON, DE 48098
* $ -1,000 1 $ 324,000
KONDAUR CAPITAL CORPORATION
333 S ANITA DR STE 400
ORANGE, CA 92868
* $ -1,000 1 $ 108,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,870,076,000 1 $ 365,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 1 $ 383,000
FIRST DIRECT LENDING LLC
15261 LAGUNA CANYON ROAD, SUITE 200
IRVINE, CA 92618
* $ -1,000 1 $ 135,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ -1,000 1 $ 117,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 1 $ 233,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 1 $ 126,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,939,799,000 1 $ 125,000
NATIONS RELIABLE LENDING, LLC
2506 W MAIN STREET
WILMINGTON, DE 77056
* $ -1,000 1 $ 188,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2017, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for St. Joseph County MI in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,179 $146,533,000 $124,000 $1,265,000 $62,000 $927,000
Refinancing 873 $97,538,000 $111,000 $640,000 $62,000 $1,763,000
Home Improvement 394 $13,695,000 $34,000 $338,000 $60,000 $607,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,819 $205,196,000 $112,000 $1,265,000 $68,000 $1,763,000
Not Provided 319 $17,570,000 $55,000 $424,000 $58,000 $1,470,000
Not applicable 171 $21,565,000 $126,000 $1,265,000 $12,000 $359,000
Hispanic 79 $6,368,000 $80,000 $195,000 $47,000 $174,000
Black or African American 30 $3,794,000 $126,000 $365,000 $61,000 $289,000
American Indian or Alaskan Native 13 $1,263,000 $97,000 $245,000 $28,000 $103,000
Asian 13 $1,767,000 $135,000 $388,000 $75,000 $122,000
Native Hawaiian or Other Pacific Islander 2 $243,000 $121,000 $122,000 $63,000 $64,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,555 $160,948,000 $103,000 $1,265,000 $74,000 $1,763,000
FHA-insured (Federal Housing Administration) 485 $52,544,000 $108,000 $280,000 $43,000 $208,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 254 $24,010,000 $94,000 $350,000 $34,000 $93,000
VA-guaranteed (Veterans Administration) 152 $20,264,000 $133,000 $324,000 $43,000 $217,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,353 $146,058,000 $107,000 $1,265,000 $68,000 $1,763,000
Application Denied By Financial Institution 465 $40,646,000 $87,000 $1,265,000 $53,000 $607,000
Application Withdrawn By Applicant 238 $25,593,000 $107,000 $360,000 $62,000 $303,000
Loan Purchased By The Institution 234 $28,510,000 $121,000 $385,000 $32,000 $359,000
File Closed For Incompleteness 80 $9,022,000 $112,000 $418,000 $71,000 $562,000
Application Approved But Not Accepted 76 $7,937,000 $104,000 $307,000 $71,000 $411,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 118 $6,412,000 $54,000 $330,000 $46,000 $260,000
Debt-To-Income Ratio 78 $5,632,000 $72,000 $250,000 $44,000 $166,000
Collateral 72 $6,861,000 $95,000 $390,000 $67,000 $607,000
Credit Application Incomplete 45 $5,227,000 $116,000 $380,000 $68,000 $360,000
Other 21 $1,592,000 $75,000 $245,000 $48,000 $103,000
Employment History 17 $1,336,000 $78,000 $388,000 $48,000 $122,000
Unverifiable Information 8 $803,000 $100,000 $280,000 $78,000 $206,000
Insufficient Cash (Downpayment, Closing Cost) 4 $302,000 $75,000 $151,000 $35,000 $51,000
Mortgage Insurance Denied 1 $73,000 $73,000 $73,000 $29,000 $29,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Michigan Lender List