Unlock detailed Trempealeau County WI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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activity and lending patterns in this area and throughout the US.
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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 741 |
| Total Mortgage Loan Application Amount | $106,289,000 |
| Average Mortgage Loan Application Amount | $143,000 |
| Highest Mortgage Loan Application Amount | $1,384,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $790,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| ROYAL CREDIT UNION 200 RIVERFRONT TERRACE EAU CLAIRE, WI 54703 |
* | $ 2,025,442,000 | 117 | $ 14,678,000 |
| CO-OP CREDIT UNION 100 E MAIN ST BLACK RIVER FALLS, WI 54615 |
* | $ 305,205,000 | 66 | $ 7,187,000 |
| ALTRA FEDERAL CREDIT UNION 1700 OAK FOREST DRIVE ONALASKA, WI 54650 |
* | $ 1,254,502,000 | 60 | $ 8,466,000 |
| FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 WILMINGTON, DE 19044 |
* | $ -1,000 | 46 | $ 5,729,000 |
| BLUFF VIEW BANK 16893 SOUTH MAIN STREET GALESVILLE, WI 54630 |
* | $ 96,541,000 | 27 | $ 4,763,000 |
| ASSOCIATED BANK, NATIONAL ASSOCIATION 200 NORTH ADAMS STREET GREEN BAY, WI 54301 |
* | $ 29,070,880,000 | 25 | $ 2,977,000 |
| MARINE CREDIT UNION 811 MONITOR STREET LA CROSSE, WI 54603 |
* | $ 689,786,000 | 24 | $ 2,988,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,727,235,000,000 | 19 | $ 2,677,000 |
| COMPEER FINANCIAL, FLCA 2600 JENNY WREN TRAIL SUN PRAIRIE, WI 53590 |
* | $ -1,000 | 15 | $ 4,630,000 |
| MERCHANTS BANK, NATIONAL ASSOCIATION 102 EAST THIRD STREET WINONA, MN 55987 |
* | $ 1,620,732,000 | 15 | $ 2,267,000 |
| PARK BANK 1200 MAIN STREET PO BOX 100 HOLMEN, WI 54636 |
* | $ 53,782,000 | 15 | $ 1,989,000 |
| FIREFIGHTERS CREDIT UNION 525 5TH AVE S ONALASKA, WI 54601 |
* | $ 78,284,000 | 14 | $ 1,735,000 |
| GOODLEAP, LLC 8781 SIERRA COLLEGE BLVD GLENDALE, CA 95661 |
* | $ -1,000 | 13 | $ 1,723,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 441,010,095,000 | 13 | $ 1,853,000 |
| BADGERLAND FINANCIAL, ACA 1430 NORTH RIDGE DRIVE PRAIRIE DU SAC, WI 53578 |
* | $ -1,000 | 12 | $ 4,440,000 |
| LUMINATE HOME LOANS, INC. 7760 FRANCE AVE S, STE 1010 ROSEVILLE, MN 55435 |
* | $ -1,000 | 10 | $ 1,580,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 9 | $ 1,262,000 |
| SERVION, INC. 500 MAIN STREET NEW BRIGHTON, MN 55112 |
* | $ -1,000 | 9 | $ 1,491,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 8 | $ 979,000 |
| CONSUMER LOAN SERVICES, LLC 811 MONITOR STREET LA CROSSE, WI 54603 |
* | $ -1,000 | 7 | $ 927,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 7 | $ 1,079,000 |
| BREMER BANK, NATIONAL ASSOCIATION 372 ST. PETER STREET ST. PAUL, MN 55102 |
* | $ 11,496,234,000 | 7 | $ 721,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 6 | $ 822,000 |
| PIGEON FALLS STATE BANK 40214 S. EKERN AVE PO BOX 489 PIGEON FALLS, WI 54760 |
* | $ 77,771,000 | 6 | $ 864,000 |
| WESTCONSIN CREDIT UNION 444 BROADWAY MENOMONIE, WI 54751 |
* | $ 1,102,046,000 | 6 | $ 833,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,980,496,000 | 6 | $ 799,000 |
| BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 106,169,829,000 | 6 | $ 549,000 |
| VERVE, A CREDIT UNION 2900 UNIVERSAL ST OSHKOSH, WI 54904 |
* | $ 811,976,000 | 6 | $ 523,000 |
| WATERSTONE MORTGAGE CORPORATION N25 W23255 PAUL ROAD PEWAUKEE, WI 53072 |
* | $ -1,000 | 5 | $ 334,000 |
| BANKERS' BANK 7700 MINERAL POINT ROAD MADISON, WI 53717 |
* | $ 553,662,000 | 5 | $ 668,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 5 | $ 588,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 4 | $ 748,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 4 | $ 798,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 77,760,914,000 | 4 | $ 920,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,082,803,000,000 | 3 | $ 402,000 |
| THE FIRST NATIONAL BANK OF BANGOR 1798 COMMERCIAL ST BANGOR, WI 54614 |
* | $ 238,085,000 | 3 | $ 455,000 |
| GOVERNMENTAL EMPLOYEES CREDIT UNION 225 LA CROSSE ST LA CROSSE, WI 54601 |
* | $ 65,155,000 | 3 | $ 270,000 |
| LEADERONE FINANCIAL CORPORATION 7500 COLLEGE BLVD SUITE 1150 TOPEKA, KS 66210 |
* | $ -1,000 | 3 | $ 441,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 3 | $ 506,000 |
| 1ST COMMUNITY CREDIT UNION 1000 W. WISCONSIN STREET SPARTA, WI 54656 |
* | $ 142,790,000 | 3 | $ 360,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 3 | $ 469,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ -1,000 | 3 | $ 403,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 3 | $ 343,000 |
| PEOPLES HOME EQUITY 5205 MARYLAND WAY SUITE 100 BRENTWOOD, TN 37027 |
* | $ -1,000 | 2 | $ 254,000 |
| UNITY BANK 207 W LINCOLN ST AUGUSTA, WI 54722 |
* | $ 148,892,000 | 2 | $ 212,000 |
| HOMESERVICES LENDING, LLC 2700 WESTOWN PARKWAY SUITE 345 WILMINGTON, DE 50266 |
* | $ -1,000 | 2 | $ 330,000 |
| UNIVERSITY OF WISCONSIN CREDIT UNION 3500 UNIVERSITY AVE MADISON, WI 53705 |
* | $ 2,331,002,000 | 2 | $ 424,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 2 | $ 419,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ -1,000 | 2 | $ 328,000 |
| OAK BANK 5951 MCKEE ROAD STE 100 FITCHBURG, WI 53719 |
* | $ 270,506,000 | 2 | $ 702,000 |
| GO MORTGAGE, LLC 15430 W CAPITOL DRIVE WILMINGTON, DE 53005 |
* | $ -1,000 | 2 | $ 304,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 2 | $ 345,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 2 | $ 79,000 |
| RIVER BANK 145 N MAIN ST, P.O. BOX 280 STODDARD, WI 54658 |
* | $ 453,458,000 | 2 | $ 448,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ -1,000 | 2 | $ 244,000 |
| CAPITAL ONE, NATIONAL ASSOCIATION 7933 PRESTON ROAD PLANO, TX 75024 |
* | $ 286,080,320,000 | 2 | $ 288,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ -1,000 | 2 | $ 344,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ -1,000 | 2 | $ 285,000 |
| THINK MUTUAL BANK 5200 MEMBERS PARKWAY NW ROCHESTER, MN 55901 |
* | $ 1,593,928,000 | 2 | $ 165,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 91,146,995,000 | 2 | $ 70,000 |
| STATE BANK FINANCIAL 401 MAIN ST LA CROSSE, WI 54601 |
* | $ 340,482,000 | 2 | $ 314,000 |
| DUPACO COMMUNITY PO BOX 179 DUBUQUE, IA 52004 |
* | $ 1,515,035,000 | 1 | $ 151,000 |
| CHIPPEWA VALLEY BANK 15755 W COUNTY ROAD B HAYWARD, WI 54843 |
* | $ 345,561,000 | 1 | $ 516,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 317,715,000 | 1 | $ 161,000 |
| OLD NATIONAL BANK ONE MAIN STREET EVANSVILLE, IN 47708 |
* | $ 14,759,060,000 | 1 | $ 260,000 |
| FIRST CENTENNIAL MORTGAGE CORPORATION 2471 W SULLIVAN ROAD CHICAGO, IL 60506 |
* | $ -1,000 | 1 | $ 131,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 1 | $ 148,000 |
| ROYAL BANK 202 MAIN STREET ELROY, WI 53929 |
* | $ 367,694,000 | 1 | $ 96,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 1 | $ 106,000 |
| CITIZENS COMMUNITY FEDERAL NATIONAL ASSOCIATION 219 FAIRFAX STREET ALTOONA, WI 54720 |
* | $ 686,414,000 | 1 | $ 10,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 1 | $ 264,000 |
| LENDERLIVE NETWORK, LLC 710 S ASH GLENDALE, CO 80246 |
* | $ -1,000 | 1 | $ 68,000 |
| 360 MORTGAGE GROUP, LLC 11305 FOUR POINTS DRIVE, BLDG 1, #200 AUSTIN, TX 78726 |
* | $ -1,000 | 1 | $ 121,000 |
| FIRST COMMUNITY BANK 202 MERCHANT ROW MILTON, WI 53563 |
* | $ 101,996,000 | 1 | $ 150,000 |
| CHARTER BANK 1010 W CLAIREMONT AVE EAU CLAIRE, WI 54701 |
* | $ 835,164,000 | 1 | $ 955,000 |
| BAY EQUITY LLC 28 LIBERTY SHIPWAY SUITE 2800 GLENDALE, CA 94965 |
* | $ -1,000 | 1 | $ 74,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 1 | $ 197,000 |
| WRIGHT-PATT CREDIT UNION, INC. 3560 PENTAGON BLVD. BEAVERCREEK, OH 45431 |
* | $ 3,459,301,000 | 1 | $ 113,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 1 | $ 141,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 1,982,691,000 | 1 | $ 217,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 1 | $ 128,000 |
| INTERCAP LENDING INC. 11781 S. LONE PEAK PARKWAY, SUITE 200 ESPANOLA, NM 84020 |
* | $ -1,000 | 1 | $ 132,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 18,252,081,000 | 1 | $ 297,000 |
| UNION STATE BANK OF WEST SALEM 120 S. MILL STREET/ PO BOX 870 WEST SALEM, WI 54669 |
* | $ 85,162,000 | 1 | $ 164,000 |
| BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 908,911,000 | 1 | $ 375,000 |
| AFFINITY PLUS 175 WEST LAFAYETTE FRONTAGE ROAD SAINT PAUL, MN 55107 |
* | $ 1,919,185,000 | 1 | $ 35,000 |
| PEOPLES BANK MIDWEST 10583 MAIN STREET HAYWARD, WI 54843 |
* | $ 344,014,000 | 1 | $ 270,000 |
| HOME FEDERAL SAVINGS BANK 1016 CIVIC CENTER DR NW ROCHESTER, MN 55901 |
* | $ 681,169,000 | 1 | $ 315,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 1 | $ 127,000 |
| PREVAIL BANK 675 E BROADWAY AVE MEDFORD, WI 54451 |
* | $ 605,441,000 | 1 | $ 292,000 |
| MYCUMORTGAGE, LLC 3560 PENTAGON BLVD. SUITE 301 BEAVERCREEK, OH 45431 |
* | $ -1,000 | 1 | $ 113,000 |
| COULEE BANK 1516 LOSEY BLVD. S. LA CROSSE, WI 54601 |
* | $ 342,026,000 | 1 | $ 200,000 |
| BRIDGEVIEW BANK GROUP 7940 S HARLEM BRIDGEVIEW, IL 60455 |
* | $ 1,095,554,000 | 1 | $ 72,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ -1,000 | 1 | $ 206,000 |
| MB FINANCIAL BANK, NATIONAL ASSOCIATION 6111 N. RIVER ROAD ROSEMONT, IL 60018 |
* | $ 19,227,800,000 | 1 | $ 100,000 |
| SUMMIT MORTGAGE CORPORATION 13355 10TH AVE N, SUITE 100 PLYMOUTH, MN 55441 |
* | $ -1,000 | 1 | $ 212,000 |
| IMPAC MORTGAGE CORP. 19500 JAMBOREE RD GLENDALE, CA 92612 |
* | $ -1,000 | 1 | $ 118,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ -1,000 | 1 | $ 117,000 |
| OCEANSIDE MORTGAGE COMPANY 55 MAIN ST TOMS RIVER, NJ 08753 |
* | $ -1,000 | 1 | $ 173,000 |
| CLEARPATH LENDING 15615 ALTON PARKWAY SUITE 300 IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 197,000 |
| ALERUS FINANCIAL, NATIONAL ASSOCIATION PO BOX 6001 GRAND FORKS, ND 58206 |
* | $ 2,048,652,000 | 1 | $ 270,000 |
| NORTHVIEW BANK 510 MAIN SANDSTONE, MN 55072 |
* | $ 328,148,000 | 1 | $ 143,000 |
| AXIA FINANCIAL, LLC 1120 112TH AVE NE STE 600 BELLEVUE, WA 98004 |
* | $ -1,000 | 1 | $ 120,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ -1,000 | 1 | $ 215,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 200,557,635,000 | 1 | $ 18,000 |
| UNITED SECURITY FINANCIAL CORP 930 EAST 6600 SOUTH MURRAY, UT 84121 |
* | $ -1,000 | 1 | $ 162,000 |
| HOMEOWNERS FINANCIAL GROUP USA, LLC 16427 N. SCOTTSDALE ROAD, SUITE 145 SCOTTSDALE, AZ 85264 |
* | $ -1,000 | 1 | $ 145,000 |
| BANK MUTUAL 4949 W BROWN DEER RD MILWAUKEE, WI 53224 |
* | $ 2,647,424,000 | 1 | $ 90,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 1 | $ 163,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 1 | $ 34,000 |
| WINGS FINANCIAL CREDIT UNION 14985 GLAZIER AVENUE APPLE VALLEY, MN 55124 |
* | $ 4,435,339,000 | 1 | $ 82,000 |
| COVANTAGE CREDIT UNION 723 6TH AVE, PO BOX 107 ANTIGO, WI 54409 |
* | $ 1,376,405,000 | 1 | $ 198,000 |
| DENMARK STATE BANK 103 E MAIN ST/PO BOX 130 DENMARK, WI 54208 |
* | $ 444,451,000 | 1 | $ 262,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2017, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 359 | $52,031,000 | $144,000 | $755,000 | $63,000 | $255,000 |
| Refinancing | 314 | $46,685,000 | $148,000 | $1,384,000 | $77,000 | $790,000 |
| Home Improvement | 68 | $7,573,000 | $111,000 | $516,000 | $86,000 | $205,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 625 | $86,564,000 | $138,000 | $955,000 | $77,000 | $790,000 |
| Not Provided | 45 | $5,672,000 | $126,000 | $280,000 | $57,000 | $193,000 |
| Not applicable | 42 | $10,375,000 | $247,000 | $1,384,000 | $12,000 | $113,000 |
| Hispanic | 19 | $2,273,000 | $119,000 | $232,000 | $46,000 | $86,000 |
| Black or African American | 6 | $841,000 | $140,000 | $201,000 | $47,000 | $74,000 |
| American Indian or Alaskan Native | 2 | $277,000 | $138,000 | $149,000 | $65,000 | $81,000 |
| Asian | 1 | $105,000 | $105,000 | $105,000 | $43,000 | $43,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $182,000 | $182,000 | $182,000 | $53,000 | $53,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 563 | $80,512,000 | $143,000 | $1,384,000 | $78,000 | $790,000 |
| FHA-insured (Federal Housing Administration) | 100 | $13,193,000 | $131,000 | $260,000 | $49,000 | $176,000 |
| VA-guaranteed (Veterans Administration) | 50 | $9,233,000 | $184,000 | $383,000 | $51,000 | $151,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $3,351,000 | $119,000 | $206,000 | $41,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 443 | $67,275,000 | $151,000 | $1,384,000 | $73,000 | $579,000 |
| Application Denied By Financial Institution | 105 | $12,973,000 | $123,000 | $432,000 | $66,000 | $790,000 |
| Application Withdrawn By Applicant | 95 | $12,467,000 | $131,000 | $500,000 | $75,000 | $789,000 |
| Loan Purchased By The Institution | 41 | $6,193,000 | $151,000 | $375,000 | $34,000 | $156,000 |
| File Closed For Incompleteness | 34 | $3,997,000 | $117,000 | $228,000 | $60,000 | $178,000 |
| Application Approved But Not Accepted | 23 | $3,384,000 | $147,000 | $351,000 | $124,000 | $672,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 25 | $3,172,000 | $126,000 | $260,000 | $45,000 | $111,000 |
| Credit History | 17 | $1,734,000 | $102,000 | $160,000 | $63,000 | $124,000 |
| Collateral | 15 | $1,590,000 | $106,000 | $256,000 | $129,000 | $790,000 |
| Other | 6 | $750,000 | $125,000 | $260,000 | $87,000 | $182,000 |
| Employment History | 6 | $518,000 | $86,000 | $127,000 | $34,000 | $55,000 |
| Credit Application Incomplete | 4 | $340,000 | $85,000 | $97,000 | $44,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $599,000 | $299,000 | $432,000 | $63,000 | $111,000 |
| Unverifiable Information | 1 | $204,000 | $204,000 | $204,000 | $48,000 | $48,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.