Union County PA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Unlock detailed Union County PA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Pennsylvania.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,582
Total Mortgage Loan Application Amount $200,839,000
Average Mortgage Loan Application Amount $126,000
Highest Mortgage Loan Application Amount $925,000
Average Applicant Income $69,000
Highest Applicant Income $1,888,000

Mortgage Company List for Lending in Union County PA for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 180 $ 22,501,000
MIFFLINBURG BANK AND TRUST COMPANY
250 E. CHESTNUT STREET, PO BOX 186
MIFFLINBURG, PA 17844
* $ 262,557,000 140 $ 14,820,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 65 $ 9,543,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,072,546,000 62 $ 5,790,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 62 $ 8,402,000
SUSQUEHANNA BANK
1570 MANHEIM PIKE PO BOX 3300
LANCASTER, PA 17601
* $ 6,595,205,000 61 $ 8,697,000
FIRST NATIONAL BANK OF PA
166 MAIN ST
GREENVILLE, PA 16125
* $ 5,911,677,000 59 $ 3,753,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 84,701,123,000 56 $ 7,443,000
AMERICAN HOME BANK
3840 HEMPLAND ROAD
MOUNTVILLE, PA 17554
* $ 266,050,000 55 $ 10,348,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 52 $ 7,892,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 52 $ 6,816,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 48 $ 9,169,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 47 $ 5,918,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 42 $ 6,446,000
CITIFINANCIAL SERVICES INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 41 $ 2,439,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 30 $ 2,999,000
PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
PO BOX 67013
HARRISBURG, PA 17106
* $ 2,958,520,000 30 $ 1,875,000
WELLS FARGO FIN'L PENNSYLVANIA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 27 $ 2,943,000
AMERICAN HERITAGE FCU
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 646,551,000 26 $ 3,257,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 19 $ 3,172,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 19 $ 1,274,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 18 $ 2,923,000
FNB BANK, NATIONAL ASSOCIATION
630 MILL STREET
DANVILLE, PA 17821
* $ 374,703,000 18 $ 3,164,000
SERVICE 1ST
1985 MONTOUR BLVD PO BOX 159
DANVILLE, PA 17821
* $ 121,890,000 17 $ 712,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 16 $ 2,116,000
AGCHOICE FARM CREDIT ACA
300 WINDING CREEK BLVD
MECHANICSBURG, PA 17050
* $ 12,000,000 13 $ 1,977,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 12 $ 2,700,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 11 $ 1,735,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 266,672,000 10 $ 1,234,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 10 $ 1,155,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 124,782,289,000 10 $ 442,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 10 $ 1,366,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 9 $ 1,120,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 9 $ 2,123,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 9 $ 969,000
JERSEY SHORE STATE BANK
300 MARKET STREET
WILLIAMSPORT, PA 17701
* $ 615,286,000 9 $ 713,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 8 $ 91,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 8 $ 1,157,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 8 $ 1,161,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 8 $ 915,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 8 $ 2,083,000
AURORA FINANCIAL GROUP INC
9 EVES DRIVE SUITE 190
MARLTON, NJ 08053
* $ 10,000,000 6 $ 873,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 6 $ 721,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 5 $ 561,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 5 $ 510,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 79,977,597,000 5 $ 756,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 4 $ 747,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 653,269,000,000 4 $ 468,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 6,719,063,000 4 $ 338,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 4 $ 435,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 403,955,000 4 $ 744,000
M&T BANK, NA
1 M&T PLAZA - 15TH FLOOR
BUFFALO, NY 14203
* $ 375,737,000 4 $ 576,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 4 $ 405,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 4 $ 476,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 3 $ 528,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 3 $ 190,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 3 $ 509,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 3 $ 31,000
FIRST COLUMBIA BANK & TRUST CO.
232 EAST ST. PO BOX 240
BLOOMSBURG, PA 17815
* $ 312,356,000 3 $ 166,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 3 $ 343,000
IDEAL MORTGAGE BANKERS, LTD
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 3 $ 504,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 3 $ 371,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 3 $ 136,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILMINGTON, DE 18702
* $ 60,000,000 2 $ 149,000
SLM FINANCIAL CORPORATION
300 CONTINENTAL DRIVE
NEWARK, DE 19713
* $ 10,000,000 2 $ 8,000
PRECISION FINANCIAL INC
6800 JERICHO TURNPIKE SUITE206E
SYOSSET, NY 11791
* $ 1,626,831,000 2 $ 300,000
PREMIUM CAPITAL FUNDING LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 2 $ 264,000
CORNING CREDIT UNION
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 581,620,000 2 $ 139,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 14,762,983,000 2 $ 241,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 2 $ 124,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 2 $ 463,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 463,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 2 $ 349,000
VIST BANK
1240 BROADCASTING RD
WYOMISSING, PA 19610
* $ 1,102,269,000 2 $ 190,000
CITIZENS & NORTHERN BANK
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 1,225,710,000 2 $ 122,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 2 $ 59,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 2 $ 355,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 2 $ 382,000
PNC REVERSE MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 2 $ 358,000
AMERICANMTGNETWORK DBA VERTICE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 2 $ 323,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 1 $ 112,000
ORRSTOWN BANK
2695 PHILADELPHIA AVENUE
SHIPPENSBURG, PA 17201
* $ 882,139,000 1 $ 110,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 89,000
SOUTH CENTRAL BANK, NATIONAL ASSOCIATION
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 209,465,000 1 $ 41,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 1 $ 216,000
WELLS FARGO FIN'L CALIFORNIA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 1 $ 100,000
AMERISERV FINANCIAL BANK
216 FRANKLIN ST
JOHNSTOWN, PA 15901
* $ 894,193,000 1 $ 437,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 43,810,702,000 1 $ 212,000
THE BRYN MAWR TRUST COMPANY
801 LANCASTER AVE
BRYN MAWR, PA 19010
* $ 998,165,000 1 $ 100,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 962,672,000 1 $ 138,000
THE FIRST NATIONAL BANK OF MIF
2 NORTH MAIN STREET, PO BOX 96
MIFFLINTOWN, PA 17059
* $ 301,325,000 1 $ 28,000
FIRST NATIONAL BANK OF LIVERPO
104 N FRONT ST
LIVERPOOL, PA 17045
* $ 38,800,000 1 $ 25,000
FNCB
102 EAST DRINKER ST
DUNMORE, PA 18512
* $ 1,295,872,000 1 $ 68,000
M&T REAL ESTATE TRUST
ONE M&T PLAZA - 15TH FLOOR
BUFFALO, NY 14203
* $ 54,391,344,000 1 $ 68,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 1,770,082,000 1 $ 67,000
THE FIRST STATE BANK
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 170,829,000 1 $ 57,000
METRO BANK
3801 PAXTON STREET
HARRISBURG, PA 17111
* $ 1,977,837,000 1 $ 250,000
NOVA BANK
1235 WESTLAKES DRIVE, SUITE 420
BERWYN, PA 19312
* $ 497,258,000 1 $ 508,000
THIRD FEDERAL SAVINGS AND LOAN
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 10,442,308,000 1 $ 30,000
ELMIRA SAVINGS BANK, FSB
333 E WATER ST
ELMIRA, NY 14901
* $ 453,802,000 1 $ 122,000
GATEWAY BUSINESS BANK
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 171,611,000 1 $ 133,000
CITIZENS BANK OF PENNSYLVANIA
1701 JOHN F. KENNEDY BOULEVARD
PHILADELPHIA, PA 19103
* $ 39,643,178,000 1 $ 10,000
INTEGRITY BANK
3314 MARKET ST
CAMP HILL, PA 17011
* $ 313,580,000 1 $ 925,000
HAMPDEN BANK
19 HARRISON AVENUE
SPRINGFIELD, MA 01103
* $ 496,715,000 1 $ 11,000
WILLIAM PENN BANK FSB
911 SECOND STREET PIKE
RICHBORO, PA 18954
* $ 268,683,000 1 $ 150,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 273,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 140,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 1 $ 174,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 94,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 1 $ 127,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 189,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 117,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 1 $ 183,000
HOWARD HANNA FINANCIAL SERVICES, INC.
1000 GAMMA DRIVE
PITTSBURGH, PA 15238
* $ 10,000,000 1 $ 191,000
SUPERIOR MORTGAGE CORP.
854 S WHITE HORSE PIKE
HAMMONTON, NJ 08037
* $ 10,000,000 1 $ 222,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 216,000
FRANKLIN FIRST FINANCIAL, LTD
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 207,000
LANCASTER RED ROSE CREDIT UNION
1010 NEW HOLLAND AVE
LANCASTER, PA 17601
* $ 42,736,000 1 $ 144,000
RIVERFRONT FEDERAL CREDIT UNION
430 S 4TH ST
WYOMISSING, PA 19602
* $ 123,260,000 1 $ 4,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 11,238,962,000 1 $ 174,000
AFFINITY
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 08720
* $ 1,614,660,000 1 $ 290,000
USX FEDERAL CREDIT UNION
PO BOX 1728
CRANBERRY TWP., PA 16066
* $ 123,393,000 1 $ 58,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 140,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 1 $ 92,000
OCMBC, INC.
19000 MACARTHUR BLVD, SUITE 200
GLENDALE, CA 92612
* $ 40,000,000 1 $ 88,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 320,000
MOBILITY HOME LOANS
6077 PRIMACY PARKWAY, STE 300
MEMPHIS, TN 38119
* $ 175,085,370,000 1 $ 300,000
AVELO MORTGAGE, L.L.C
250 EAST JOHN CARPENTER FREEWAY
IRVING, TX 75062
* $ 10,000,000 1 $ 148,000
EURO MORTGAGE BANKERS, INC.
1 HUNTINGTON QUAD SUITE 1N16
MELVILLE, NY 11747
* $ 10,000,000 1 $ 178,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2008, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Union County PA in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 919 $120,627,000 $131,000 $925,000 $63,000 $484,000
Home Purchase 444 $67,750,000 $152,000 $510,000 $81,000 $1,888,000
Home Improvement 219 $12,462,000 $56,000 $320,000 $67,000 $424,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,335 $166,458,000 $124,000 $925,000 $70,000 $1,888,000
Not Provided 139 $17,801,000 $128,000 $417,000 $76,000 $380,000
Not applicable 71 $11,615,000 $163,000 $813,000 $18,000 $272,000
Hispanic 12 $1,549,000 $129,000 $402,000 $71,000 $190,000
Asian 11 $1,860,000 $169,000 $323,000 $85,000 $175,000
Black or African American 8 $888,000 $111,000 $222,000 $114,000 $484,000
American Indian or Alaskan Native 4 $545,000 $136,000 $200,000 $50,000 $77,000
Native Hawaiian or Other Pacific Islander 2 $123,000 $61,000 $105,000 $32,000 $40,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,345 $165,721,000 $123,000 $925,000 $71,000 $1,888,000
FHA-insured (Federal Housing Administration) 228 $33,691,000 $147,000 $739,000 $55,000 $258,000
VA-guaranteed (Veterans Administration) 6 $1,090,000 $181,000 $217,000 $65,000 $117,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $337,000 $112,000 $127,000 $51,000 $60,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 730 $93,770,000 $128,000 $925,000 $79,000 $1,888,000
Application Denied By Financial Institution 414 $46,593,000 $112,000 $739,000 $58,000 $292,000
Loan Purchased By The Institution 174 $28,678,000 $164,000 $417,000 $52,000 $273,000
Application Withdrawn By Applicant 149 $18,328,000 $123,000 $417,000 $65,000 $275,000
Application Approved But Not Accepted 98 $11,504,000 $117,000 $384,000 $81,000 $600,000
File Closed For Incompleteness 17 $1,966,000 $115,000 $192,000 $54,000 $101,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 45 $3,313,000 $73,000 $306,000 $50,000 $114,000
Collateral 42 $5,251,000 $125,000 $417,000 $66,000 $186,000
Debt-To-Income Ratio 21 $2,031,000 $96,000 $263,000 $37,000 $83,000
Other 10 $1,514,000 $151,000 $510,000 $96,000 $202,000
Credit Application Incomplete 6 $945,000 $157,000 $297,000 $108,000 $292,000
Insufficient Cash (Downpayment, Closing Cost) 5 $468,000 $93,000 $165,000 $42,000 $51,000
Employment History 2 $219,000 $109,000 $197,000 $44,000 $66,000
Unverifiable Information 1 $175,000 $175,000 $175,000 $74,000 $74,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Pennsylvania Lender List