Warren County, PA Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 964 mortgage applications in Warren County, PA totaling $103.3 million, down 16% from 2022. The average application was for $107,000, and applicants reported an average income of $81,000. 57% of applications resulted in an originated loan and 20% were denied. The most active lender was Northwest Bank, with 241 applications, followed by Cnb Bank and PNC Bank N.A..

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 964
Total Mortgage Loan Application Amount $103,300,000
Average Mortgage Loan Application Amount $107,000
Highest Mortgage Loan Application Amount $725,000
Average Applicant Income $81,000
Highest Applicant Income $731,000

Mortgage Company List for Lending in Warren County, PA for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 14,213,677,000 241 $ 21,255,000
Cnb Bank
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 5,453,779,000 65 $ 6,545,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 50 $ 4,990,000
Pennsylvania State Employees Credit Union
PO BOX 67013
HARRISBURG, PA 17110
* $ 8,070,968,000 45 $ 3,835,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 187,590,465,000 31 $ 2,355,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 27 $ 3,845,000
Tidewater Mortgage Services, Inc
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 26452
* $ -1,000 24 $ 3,110,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 21 $ 2,895,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 17 $ 1,335,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 17 $ 2,455,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 17 $ 865,000
Corry Federal Credit Union
728 WORTH STREET
CORRY, PA 16438
* $ 96,262,000 16 $ 1,440,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 15,614,778,000 13 $ 1,655,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 11 $ 1,405,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 10 $ 1,040,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 10 $ 1,360,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 10 $ 1,030,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 9 $ 895,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 9 $ 1,765,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 8 $ 560,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 7 $ 555,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 7 $ 855,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 7 $ 685,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 7 $ 795,000
Howard Hanna Financial Services, Inc
1000 GAMMA DRIVE
PITTSBURGH, PA 15238
* $ -1,000 6 $ 1,260,000
Centra Credit Union
3801 TUPELO DRIVE
COLUMBUS, IN 47201
* $ 2,045,720,000 6 $ 440,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 6 $ 740,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 5 $ 345,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 5 $ 635,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 5 $ 415,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 5 $ 615,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 5 $ 435,000
Marquette Savings Bank
920 PEACH STREET
ERIE, PA 16501
* $ 1,126,810,000 5 $ 835,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 43,726,588,000 5 $ 545,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 4 $ 800,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 4 $ 570,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 4 $ 790,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 4 $ 1,250,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 4 $ 450,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 435,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 3 $ 155,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 3 $ 225,000
First Commonwealth Bank
PO BOX 400
INDIANA, PA 15701
* $ 9,776,999,000 3 $ 325,000
Affordable Mortgage Advisors
4640 CAMPBELLS RUN ROAD
PITTSBURGH, PA 15205
* $ -1,000 3 $ 555,000
Farmers National Bank
1 SOUTH MAIN STREET
NILES, OH 44446
* $ 4,065,303,000 2 $ 440,000
Nextier Bank, National Association
245 PITTSBURGH RD
KITTANNING, PA 16201
* $ 1,991,078,000 2 $ 290,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 70,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 2 $ 480,000
Vermont Federal Credit Union
275 KENNEDY DR
SOUTH BURLINGTON, VT 05407
* $ 947,593,000 2 $ 50,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 2 $ 230,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ -1,000 2 $ 60,000
Utilities Employees Credit Union
11 MERIDIAN BLVD
WYOMISSING, PA 19610
* $ 1,302,495,000 2 $ 80,000
The One Federal Credit Union
300 ARCH STREET
MEADVILLE, PA 16335
* $ 97,632,000 2 $ 170,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 2 $ 230,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ -1,000 2 $ 370,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 2 $ 270,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 2 $ 50,000
First Heritage Financial LLC
2655 NESHAMINY INTERPLEX DR - STE 105
TREVOSE, PA 19053
* $ -1,000 2 $ 460,000
Greenville Savings Bank
233 MAIN STREET
GREENVILLE, PA 16125
* $ 317,862,000 2 $ 190,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 16,894,686,000 1 $ 95,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 135,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 1 $ 155,000
Ameriserv Financial Bank
216 FRANKLIN ST
JOHNSTOWN, PA 15901
* $ 1,350,198,000 1 $ 45,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 1 $ 35,000
Real Genius LLC
1625 S CONGRESS AVE STE 190
DELRAY BEACH, FL 33445
* $ -1,000 1 $ 75,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 245,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 1 $ 155,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 1 $ 285,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 65,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 85,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 1 $ 405,000
Intercoastal Mortgage, LLC
11911 FREEDOM DRIVE SUITE 500
RESTON, VA 20190
* $ -1,000 1 $ 75,000
Erie Federal Credit Union
3503 PEACH STREET
ERIE, PA 16508
* $ 779,067,000 1 $ 155,000
Welcome Home Finance, L.P.
100 NORTHPOINTE CIRCLE, SUITE 206
BUTLER, PA 16046
* $ -1,000 1 $ 125,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 45,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 95,000
Rmc Home Mortgage, LLC
6000 BROOKTREE ROAD SUITE 310
WEXFORD, PA 15090
* $ -1,000 1 $ 115,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 1 $ 205,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 1 $ 115,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 1 $ 215,000
Somerset Trust Company
151 WEST MAIN STREET
SOMERSET, PA 15501
* $ 2,017,848,000 1 $ 95,000
Community First Credit Union of Florida
637 N. LEE STREET
JACKSONVILLE, FL 32204
* $ 2,539,857,000 1 $ 115,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 135,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 125,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ 9,523,916,000 1 $ 95,000
Premium Mortgage Corporation
2541 MONROE AVE
ROCHESTER, NY 14618
* $ -1,000 1 $ 175,000
Genway Home Mortgage, Inc.
3211 INTERNET BOULEVARD, SUITE 300
FRISCO, TX 75034
* $ -1,000 1 $ 155,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 1 $ 95,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 1 $ 105,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 2,192,809,000 1 $ 105,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ 1,817,155,000 1 $ 65,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 95,000
Mercer County State Bank
3279 S MAIN STREET
SANDY LAKE, PA 16145
* $ 551,097,000 1 $ 25,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 35,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 75,000
S&T Bank
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ 9,106,184,000 1 $ 115,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 1 $ 175,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 1 $ 265,000
Southern Trust Mortgage, LLC
295 BENDIX ROAD SUITE 400
VIRGINIA BEACH, VA 23452
* $ -1,000 1 $ 535,000
The Andover Bank
PO BOX 1300
ANDOVER, OH 44003
* $ 571,761,000 1 $ 95,000
Members 1st FCU
5000 LOUISE DRIVE
ENOLA, PA 17025
* $ 6,987,615,000 1 $ 115,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 1 $ 115,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 185,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 28,780,644,000 1 $ 55,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 1 $ 125,000

The tables below break down 2023 mortgage applications in Warren County, PA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Warren County, PA in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 476 $63,960,000 $134,000 $535,000 $83,000 $731,000
Home Improvement 161 $10,155,000 $63,000 $205,000 $84,000 $731,000
Other Purpose 142 $9,880,000 $69,000 $335,000 $78,000 $350,000
Cash-out Refinancing 126 $13,430,000 $106,000 $725,000 $75,000 $287,000
Refinancing 57 $5,745,000 $100,000 $305,000 $84,000 $414,000
Not Applicable 2 $130,000 $65,000 $75,000 $38,000 $38,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 769 $77,935,000 $101,000 $475,000 $81,000 $731,000
Not Provided 107 $13,135,000 $122,000 $725,000 $83,000 $731,000
Not applicable 70 $9,720,000 $138,000 $535,000 $56,000 $151,000
Hispanic 9 $1,325,000 $147,000 $245,000 $104,000 $360,000
American Indian or Alaskan Native 4 $450,000 $112,000 $185,000 $59,000 $64,000
Black or African American 2 $290,000 $145,000 $145,000 $58,000 $58,000
Asian 1 $155,000 $155,000 $155,000 $64,000 $64,000
Native Hawaiian or Other Pacific Islander 1 $135,000 $135,000 $135,000 $58,000 $58,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 734 $72,450,000 $98,000 $535,000 $85,000 $731,000
FHA-insured (Federal Housing Administration) 133 $15,975,000 $120,000 $355,000 $60,000 $215,000
VA-guaranteed (Veterans Administration) 77 $12,315,000 $159,000 $725,000 $80,000 $211,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $2,560,000 $128,000 $235,000 $56,000 $92,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 550 $60,550,000 $110,000 $535,000 $85,000 $731,000
Application Denied By Financial Institution 196 $17,180,000 $87,000 $405,000 $73,000 $461,000
Application Withdrawn By Applicant 90 $9,760,000 $108,000 $305,000 $80,000 $355,000
Loan Purchased By The Institution 74 $10,370,000 $140,000 $535,000 $68,000 $151,000
File Closed For Incompleteness 40 $3,790,000 $94,000 $225,000 $77,000 $587,000
Application Approved But Not Accepted 14 $1,650,000 $117,000 $725,000 $80,000 $196,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 764 $85,860,000 $112,000 $725,000 $83,000 $731,000
Credit History 77 $5,805,000 $75,000 $285,000 $83,000 $461,000
Debt-To-Income Ratio 42 $3,640,000 $86,000 $405,000 $53,000 $203,000
Collateral 38 $4,110,000 $108,000 $345,000 $82,000 $319,000
Credit Application Incomplete 16 $1,470,000 $91,000 $345,000 $91,000 $304,000
Other 15 $1,425,000 $95,000 $255,000 $79,000 $245,000
Unverifiable Information 5 $395,000 $79,000 $145,000 $34,000 $60,000
Employment History 4 $330,000 $82,000 $125,000 $48,000 $82,000
Insufficient Cash (Downpayment, Closing Cost) 3 $265,000 $88,000 $105,000 $33,000 $42,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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