Genway Home Mortgage, Inc. Mortgage Lending & HMDA Data, 2023
In 2023, Genway Home Mortgage, Inc. of Frisco, TX reported 283 mortgage applications totaling $103.5 million. The average application was for $365,777, and applicants reported an average income of $127,911. 71% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Sacramento--Roseville--Arden-Arcade, CA (49), Seattle-Bellevue-Everett, WA (24) and Cincinnati, OH-KY-IN (13) (applications in parentheses).
| Mortgage Company & Address | Genway Home Mortgage, Inc. 3211 Internet Boulevard, Suite 300 Frisco, TX 75034 |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 |
| Total Number of Mortgage Applications | 283 |
| Total Mortgage Loan Application Amount | $103,515,000 |
| Average Mortgage Loan Application Amount | $365,777 |
| Highest Mortgage Loan Application Amount | $1,415,000 |
| Average Applicant Income | $127,911 |
| Highest Applicant Income | $946,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Genway Home Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Genway Home Mortgage, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 235 | $87,905,000 | $374,000 | $1,415,000 | $133,000 | $946,000 |
| Refinancing | 48 | $15,610,000 | $325,000 | $775,000 | $103,000 | $403,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 121 | $43,185,000 | $356,000 | $1,415,000 | $133,000 | $946,000 |
| Hispanic | 44 | $14,870,000 | $337,000 | $665,000 | $99,000 | $230,000 |
| Black or African American | 39 | $14,815,000 | $379,000 | $1,235,000 | $127,000 | $403,000 |
| Not Provided | 39 | $13,255,000 | $339,000 | $1,115,000 | $126,000 | $528,000 |
| Asian | 34 | $14,510,000 | $426,000 | $825,000 | $140,000 | $286,000 |
| American Indian or Alaskan Native | 2 | $850,000 | $425,000 | $505,000 | $138,000 | $195,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $575,000 | $575,000 | $575,000 | $169,000 | $169,000 |
| Not applicable | 1 | $325,000 | $325,000 | $325,000 | $87,000 | $87,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 191 | $69,735,000 | $365,000 | $1,415,000 | $136,000 | $946,000 |
| FHA-insured (Federal Housing Administration) | 70 | $25,280,000 | $361,000 | $775,000 | $112,000 | $286,000 |
| VA-guaranteed (Veterans Administration) | 21 | $8,375,000 | $398,000 | $825,000 | $101,000 | $170,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $125,000 | $125,000 | $125,000 | $46,000 | $46,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 200 | $75,430,000 | $377,000 | $1,235,000 | $128,000 | $537,000 |
| Application Withdrawn By Applicant | 56 | $19,320,000 | $345,000 | $815,000 | $118,000 | $286,000 |
| Application Denied By Financial Institution | 20 | $6,170,000 | $308,000 | $1,415,000 | $154,000 | $946,000 |
| File Closed For Incompleteness | 5 | $2,135,000 | $427,000 | $725,000 | $131,000 | $160,000 |
| Application Approved But Not Accepted | 2 | $460,000 | $230,000 | $255,000 | $81,000 | $114,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 263 | $97,345,000 | $370,000 | $1,235,000 | $125,000 | $537,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,100,000 | $262,000 | $475,000 | $138,000 | $205,000 |
| Credit History | 6 | $1,550,000 | $258,000 | $535,000 | $115,000 | $157,000 |
| Debt-To-Income Ratio | 4 | $900,000 | $225,000 | $335,000 | $66,000 | $88,000 |
| Other | 2 | $1,620,000 | $810,000 | $1,415,000 | $512,000 | $946,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Genway Home Mortgage, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Genway Home Mortgage, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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