WATERLOO-CEDAR FALLS, IA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Unlock detailed WATERLOO-CEDAR FALLS, IA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Iowa.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 8,481 |
| Total Mortgage Loan Application Amount | $956,199,000 |
| Average Mortgage Loan Application Amount | $112,000 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $1,919,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 467,861,000,000 | 978 | $ 122,424,000 |
| VERIDIAN CREDIT UNION 1827 ANSBOROUGH AVE WATERLOO, IA 50701 |
* | $ 1,284,209,000 | 888 | $ 105,204,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 688 | $ 78,182,000 |
| COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 121,054,736,000 | 633 | $ 66,354,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 404 | $ 49,748,000 |
| IOWA BANKERS MORTGAGE CORPORAT 8800 NW 62ND AVE PO BOX 6220 JOHNSTON, IA 50131 |
* | $ 10,000,000 | 259 | $ 35,628,000 |
| BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 254 | $ 25,613,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 243 | $ 33,872,000 |
| BANKIOWA OF CEDAR RAPIDS 7045 C AVE NE CEDAR RAPIDS, IA 52402 |
* | $ 419,456,000 | 231 | $ 23,364,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 232,759,503,000 | 228 | $ 32,469,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 28,404,352,000 | 218 | $ 26,057,000 |
| FIRST NATIONAL BANK 316 EAST BREMER AVENUE, P.O. BOX 837 WAVERLY, IA 50677 |
* | $ 254,547,000 | 211 | $ 24,378,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 202 | $ 18,647,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 18,878,056,000 | 179 | $ 21,485,000 |
| FARMERS STATE BANK 131 TOWER PARK DRIVE SUITE 100 WATERLOO, IA 50701 |
* | $ 171,214,000 | 179 | $ 16,543,000 |
| LIBERTY BANK F.S.B. 6400 WESTOWN PARKWAY WEST DES MOINES, IA 50266 |
* | $ 1,071,066,000 | 160 | $ 15,384,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,028,246,000 | 150 | $ 8,832,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,318,888,000,000 | 125 | $ 12,635,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 122 | $ 7,298,000 |
| WELLS FARGO FIN'L IOWA 3, INC 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 36,752,895,000 | 104 | $ 10,707,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 15,757,171,000 | 92 | $ 11,581,000 |
| REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 137,049,763,000 | 87 | $ 12,186,000 |
| HFC COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 15,000,000 | 76 | $ 8,140,000 |
| IOWA COMMUNITY CREDIT UNION 3301 CEDAR HEIGHTS DR CEDAR FALLS, IA 50613 |
* | $ 63,888,000 | 75 | $ 3,606,000 |
| MIDWESTONE BANK 102 S CLINTON IOWA CITY, IA 52240 |
* | $ 779,816,000 | 72 | $ 11,927,000 |
| DENVER SAVINGS BANK 121 S. STATE STREET DENVER, IA 50622 |
* | $ 83,160,000 | 69 | $ 5,266,000 |
| COMMUNITY NATIONAL BANK 422 COMMERCIAL STREET WATERLOO, IA 50701 |
* | $ 305,181,000 | 68 | $ 4,965,000 |
| AMTRUST BANK 1801 E. 9TH ST #200 CLEVELAND, OH 44114 |
* | $ 16,938,391,000 | 67 | $ 9,894,000 |
| LINCOLN SAVINGS BANK 301 WASHINGTON ST REINBECK, IA 50613 |
* | $ 429,858,000 | 61 | $ 11,275,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 50 | $ 6,054,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 48 | $ 6,426,000 |
| GRUNDY NATIONAL BANK 529 G AVENUE GRUNDY CENTER, IA 50638 |
* | $ 170,482,000 | 48 | $ 3,332,000 |
| SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 UPPER ARLINGTON, OH 44131 |
* | $ 101,315,000 | 48 | $ 10,951,000 |
| READLYN SAVINGS BANK 141 MAIN STREET PO BOX 40 READLYN, IA 50668 |
* | $ 40,324,000 | 47 | $ 3,753,000 |
| FIRST SECURITY STATE BANK 3229 GREENHILL CIRCLE CEDAR FALLS, IA 50613 |
* | $ 89,458,000 | 46 | $ 4,420,000 |
| PEOPLES SAVINGS BANK PO BOX 248 WELLSBURG, IA 50680 |
* | $ 64,623,000 | 42 | $ 1,786,000 |
| TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 40 | $ 4,786,000 |
| COUNTRYWIDE HOME LOANS 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 199,946,230,000 | 37 | $ 3,765,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 36 | $ 4,480,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 31 | $ 1,125,000 |
| MIDWESTONE BANK 102 SOUTH CLINTON STREET IOWA CITY, IA 52240 |
* | $ 589,821,000 | 31 | $ 3,441,000 |
| FIRST STATE BANK PO BOX 206, 1150 W 1ST ST SUMNER, IA 50674 |
* | $ 82,659,000 | 30 | $ 1,962,000 |
| STATE BANK AND TRUST COMPANY 124 1ST ST SE WAVERLY, IA 50677 |
* | $ 141,597,000 | 28 | $ 3,378,000 |
| AMERICAN SAVINGS BANK 312 S. MAIN ST., PO BOX 909 TRIPOLI, IA 50676 |
* | $ 40,061,000 | 26 | $ 1,748,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,312,794,218,000 | 26 | $ 2,474,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,251,715,000,000 | 23 | $ 887,000 |
| FIRST AMERICAN BANK 1207 CENTRAL AVE FORT DODGE, IA 50501 |
* | $ 1,712,351,000 | 23 | $ 236,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 20 | $ 1,974,000 |
| NORTHEAST SECURITY BANK 108 NORTH CARPENTER SUMNER, IA 50674 |
* | $ 68,679,000 | 20 | $ 1,591,000 |
| ELOAN 9600 WEST BRYN MAWR ROSEMONT, IL 60018 |
* | $ 48,624,000,000 | 20 | $ 2,878,000 |
| FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 36,725,591,000 | 19 | $ 1,854,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 19 | $ 2,394,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 175,107,526,000 | 19 | $ 2,170,000 |
| FIRST STATE BANK 120 W CENTER CONRAD, IA 50621 |
* | $ 108,656,000 | 18 | $ 2,155,000 |
| CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 97,517,902,000 | 18 | $ 143,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 30,219,506,000 | 17 | $ 2,665,000 |
| VALLEY BANK 3455 AVENUE OF THE CITIES MOLINE, IL 61265 |
* | $ 593,886,000 | 16 | $ 1,985,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 16 | $ 1,669,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 5,518,089,000 | 15 | $ 1,671,000 |
| FARM CREDIT SERVICES OF AMERICA, FLCA 5015 S 118TH ST OMAHA, NE 68137 |
* | $ 10,000,000 | 14 | $ 2,942,000 |
| CAPITAL ONE HOME LOANS, LLC 12800 FOSTER STREET OVERLAND PARK, KS 66213 |
* | $ 88,701,411,000 | 13 | $ 1,532,000 |
| BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-N MONTEREY PARK, CA 91755 |
* | $ 61,829,845,000 | 13 | $ 755,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 13 | $ 1,969,000 |
| SECURITY STATE BANK 933 16TH ST SW WAVERLY, IA 50677 |
* | $ 62,124,000 | 13 | $ 870,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 12 | $ 1,710,000 |
| 1ST ADVANTAGE MORTGAGE 701 E 22ND ST, STE 125 LOMBARD, IL 60148 |
* | $ 10,000,000 | 12 | $ 1,289,000 |
| FIDELITY BANK & TRUST 4250 ASBURY ROAD DUBUQUE, IA 52002 |
* | $ 262,367,000 | 11 | $ 1,056,000 |
| RESIDENTIAL FUNDING CORP. LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 11 | $ 682,000 |
| CU FACTORY BUILT LENDING, LP 6061 IH-10 WEST SAN ANTONIO, TX 78201 |
* | $ 1,761,607,000 | 10 | $ 357,000 |
| GE MONEY BANK 4246 SOUTH RIVERBOAT RDCSUITE 200 SALT LAKE CITY, UT 84123 |
* | $ 14,839,190,000 | 10 | $ 133,000 |
| ORIGEN FINANCIAL SERVICES LLC 27777 FRANKLIN ROAD SUITE 1710 SOUTHFIELD, MI 48034 |
* | $ 10,000,000 | 10 | $ 210,000 |
| M&I BANK FSB W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 1,402,062,000 | 10 | $ 1,578,000 |
| HOMECOMINGS FINANCIAL LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 9 | $ 1,363,000 |
| CEDAR VALLEY BANK & TRUST 321 MAIN ST LA PORTE CITY, IA 50651 |
* | $ 38,152,000 | 9 | $ 368,000 |
| CSMC, INC 10425 W NORTH AVENUE SUITE 100 WAUWATOSA, WI 53226 |
* | $ 10,000,000 | 9 | $ 1,102,000 |
| CEDAR FALLS COMMUNITY CREDIT UNION 123 W 4TH ST CEDAR FALLS, IA 50613 |
* | $ 59,388,000 | 9 | $ 322,000 |
| UNIVERSAL LENDING CORPORATION 6775 EAST EVANS AVE. DENVER, CO 80224 |
* | $ 10,000,000 | 9 | $ 1,114,000 |
| UNIVERSAL MORTGAGE CORPORATION 12080 NORTH CORPORATE PKWY SUITE 100 MEQUON, WI 53092 |
* | $ 10,000,000 | 8 | $ 1,009,000 |
| EQUIFIRST CORPORATION 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 343,735,670,000 | 8 | $ 1,020,000 |
| LIBERTY MORTGAGE CORPORATION 223 W NASH STREET WILSON, NC 27893 |
* | $ 2,406,088,000 | 8 | $ 941,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 8 | $ 1,300,000 |
| WACHOVIA MORTGAGE FSB TONYA YOUNG 100 N MAIN ST MAC D4001-063 WINSTON-SALEM, NC 27101 |
* | $ 56,294,475,000 | 7 | $ 1,827,000 |
| WESTSTAR MORTGAGE, INC. 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ 10,000,000 | 6 | $ 759,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 15,898,003,000 | 6 | $ 327,000 |
| MEMBERS1ST COMMUNITY CREDIT UNION 910 S 12TH AVE MARSHALLTOWN, IA 50158 |
* | $ 115,987,000 | 6 | $ 243,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 12,970,989,000 | 5 | $ 162,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 5 | $ 709,000 |
| FIDELITY BANK 177 S JORDAN CREEK PKWY WEST DES MOINES, IA 50266 |
* | $ 51,405,000 | 5 | $ 744,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 5 | $ 765,000 |
| ASSOCIATED BANK, N.A. 200 N ADAMS ST GREEN BAY, WI 54301 |
* | $ 21,335,735,000 | 4 | $ 404,000 |
| ENTERPRISE BANK, N.A. 12800 WEST CENTER RD OMAHA, NE 68144 |
* | $ 179,038,000 | 4 | $ 466,000 |
| NORTHWEST BANK 101 W 5TH ST. SPENCER, IA 51301 |
* | $ 728,307,000 | 4 | $ 516,000 |
| RIVER FUNDING CORPORATION 1580 HERITAGE BLVD SUITE 200 WEST SALEM, WI 54669 |
* | $ 10,000,000 | 4 | $ 534,000 |
| WINTRUST MORTGAGE CORPORATION 660 MIDWEST RD SUITE 100 OAK BROOK TERRACE, IL 60181 |
* | $ 300,000,000 | 4 | $ 491,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 3 | $ 463,000 |
| PLAZA HOME MORTGAGE, INC 5090 SHOREHAM PLACE, SUITE #206 SAN DIEGO, CA 92122 |
* | $ 10,000,000 | 3 | $ 493,000 |
| BENEFICIAL FINANCIAL I, INC. 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 11,000,000 | 3 | $ 246,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 3 | $ 459,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 79,977,597,000 | 3 | $ 272,000 |
| EVERHOME MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 3 | $ 234,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 61,450,273,000 | 3 | $ 275,000 |
| FARMERS & MERCHANTS SAVINGS BANK PO BOX 588 101 E MAIN ST MANCHESTER, IA 52057 |
* | $ 211,071,000 | 3 | $ 291,000 |
| FARMERS SAVINGS BANK 205 W MAIN ST MARSHALLTOWN, IA 50158 |
* | $ 128,204,000 | 3 | $ 235,000 |
| CHASE MANHATTAN BANK USA, NA 200 WHITE CLAY CENTER DR NEWARK, DE 19711 |
* | $ 77,748,330,000 | 3 | $ 281,000 |
| COMMUNITY SAVINGS BANK PO BOX 77 EDGEWOOD, IA 52042 |
* | $ 274,654,000 | 3 | $ 165,000 |
| AMERICAN STERLING BANK 535 S STERLING SUGAR CREEK, MO 64054 |
* | $ 272,321,000 | 3 | $ 503,000 |
| CEDAR RAPIDS BANK AND TRUST COMPANY 500 1ST AVENUE NE CEDAR RAPIDS, IA 52401 |
* | $ 383,954,000 | 3 | $ 296,000 |
| BEST OF IOWA COMMUNITY CU 405 S BLAIRSFERRY CROSSING HIAWATHA, IA 52233 |
* | $ 37,435,000 | 3 | $ 148,000 |
| BANKWEST, INC. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 675,894,000 | 2 | $ 34,000 |
| BRIDGE COMMUNITY BANK 405 E 5TH STREET PO BOX 580 SOLON, IA 52333 |
* | $ 52,988,000 | 2 | $ 390,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD, SUITE 100 GREENBELT, MD 20770 |
* | $ 543,934,000 | 2 | $ 286,000 |
| CHARLES SCHWAB BANK 211 MAIN STREET SAN FRANCISCO, CA 94105 |
* | $ 14,762,983,000 | 2 | $ 492,000 |
| FARMERS SAVINGS BANK & TRUST 401 B AVE VINTON, IA 52349 |
* | $ 64,126,000 | 2 | $ 108,000 |
| F&M BANK - IOWA 11 N 1ST AVENUE MARSHALLTOWN, IA 50158 |
* | $ 428,511,000 | 2 | $ 141,000 |
| DUBUQUE BANK AND TRUST COMPANY 1398 CENTRAL AVENUE DUBUQUE, IA 52001 |
* | $ 976,455,000 | 2 | $ 285,000 |
| DUPACO COMMUNITY PO BOX 179 DUBUQUE, IA 52004 |
* | $ 475,321,000 | 2 | $ 281,000 |
| LEGACY BANK 502 8TH ST SW - PO BOX 309 ALTOONA, IA 50009 |
* | $ 88,058,000 | 2 | $ 57,000 |
| MIDWEST HERITAGE BANK, FSB 1025 BRADEN AVENUE, P. O. BOX 331 CHARITON, IA 50049 |
* | $ 122,905,000 | 2 | $ 321,000 |
| NOVASTAR MORTGAGE 2114 CENTRAL SUITE 600 KANSAS CITY, MO 64108 |
* | $ 10,000,000 | 2 | $ 143,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 33,011,920,000 | 2 | $ 234,000 |
| MORTGAGE IT INC 60 WALL ST NEW YORK, NY 10005 |
* | $ 10,000,000 | 2 | $ 169,000 |
| LSI MORTGAGE PLUS 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 2 | $ 230,000 |
| NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144 CLEVELAND, OH 44114 |
* | $ 138,755,343,000 | 2 | $ 370,000 |
| HILLS BANK AND TRUST COMPANY 131 EAST MAIN ST / PO BOX 160 HILLS, IA 52235 |
* | $ 1,660,069,000 | 2 | $ 212,000 |
| HOMEPLUS FINANCE CORPORATION 2143 S. SEPULVEDA BLVD LOS ANGELES, CA 90025 |
* | $ 40,000,000 | 2 | $ 34,000 |
| HSBC MORTGAGE CORP 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 2 | $ 191,000 |
| IDEAL MORTGAGE BANKERS, LTD 520 BROADHOLLOW ROAD MELVILLE, NY 11747 |
* | $ 10,000,000 | 2 | $ 229,000 |
| GO MORTGAGE, LLC 15430 W CAPITOL DRIVE WILMINGTON, DE 53005 |
* | $ 10,000,000 | 2 | $ 90,000 |
| TRIUMPH COMMUNITY BANK NA 2040 1ST STREET A MOLINE, IL 61265 |
* | $ 1,012,241,000 | 2 | $ 145,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 124,782,289,000 | 2 | $ 40,000 |
| QUAD CITY BANK AND TRUST COMPANY 2118 MIDDLE ROAD BETTENDORF, IA 52722 |
* | $ 861,379,000 | 2 | $ 1,870,000 |
| SECURITY STATE BANK P.O. BOX 511, 231 FIRST STREET EAST INDEPENDENCE, IA 50644 |
* | $ 76,221,000 | 2 | $ 116,000 |
| PREMIUM CAPITAL FUNDING LLC 125 JERICHO TPKE JERICHO, NY 11753 |
* | $ 10,000,000 | 2 | $ 305,000 |
| WACHOVIA MORTGAGE CORP 301 S COLLEGE ST CHARLOTTE, NC 28202 |
* | $ 2,687,938,000 | 2 | $ 409,000 |
| WEBSTER BANK, N.A. 145 BANK ST WATERBURY, CT 06702 |
* | $ 17,064,364,000 | 1 | $ 71,000 |
| VISIONBANK OF IOWA 925 GATEWAY DR GRIMES, IA 50111 |
* | $ 101,533,000 | 1 | $ 23,000 |
| WILMINGTON FINANCE, INC. 620 W GERMANTOWN RD PLYMOUTH MEETING, PA 19462 |
* | $ 10,000,000 | 1 | $ 140,000 |
| SHELTER FINANCIAL BANK 1817 W. BROADWAY COLUMBIA, MO 65218 |
* | $ 135,478,000 | 1 | $ 55,000 |
| POLK COUNTY BANK 5601 MERLE HAY RD, P.O. BOX 200 JOHNSTON, IA 50131 |
* | $ 170,848,000 | 1 | $ 151,000 |
| THINK MUTUAL BANK 5200 MEMBERS PARKWAY NW ROCHESTER, MN 55901 |
* | $ 1,343,178,000 | 1 | $ 65,000 |
| UNITED COMMUNITY BANK 104 N MACOUPIN CHATHAM, IL 62033 |
* | $ 611,447,000 | 1 | $ 200,000 |
| UNITED MORTGAGE COMPANY-WASHTE 2723 S STATE ST ANN ARBOR, MI 48106 |
* | $ 177,163,000 | 1 | $ 100,000 |
| UNITED SECURITY SAVINGS BANK 1211 EDGEWOOD ROAD SW CEDAR RAPIDS, IA 52404 |
* | $ 44,353,000 | 1 | $ 15,000 |
| STERLING NATIONAL MORTGAGE CO. 98 CUTTERMILL RD GREAT NECK, NY 11021 |
* | $ 964,388,000 | 1 | $ 198,000 |
| STONEWATER MORTGAGE CORPORATIO 603 N. WILMOT ROAD TUCSON, AZ 85711 |
* | $ 10,000,000 | 1 | $ 280,000 |
| GREENSTATE CREDIT UNION 2355 LANDON RD NORTH LIBERTY, IA 52317 |
* | $ 619,196,000 | 1 | $ 33,000 |
| VANTUS BANK PO BOX 897 SIOUX CITY, IA 51102 |
* | $ 624,166,000 | 1 | $ 24,000 |
| GB MORTGAGE, LLC 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 29,183,000 | 1 | $ 141,000 |
| GUARANTY BANK, FSB 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 1,795,053,000 | 1 | $ 141,000 |
| HIAWATHA BANK & TRUST COMPANY 777 N CENTER PT RD HIAWATHA, IA 52233 |
* | $ 37,123,000 | 1 | $ 114,000 |
| HOME FEDERAL SAVINGS BANK 1016 CIVIC CENTER DR NW ROCHESTER, MN 55901 |
* | $ 1,116,457,000 | 1 | $ 66,000 |
| HOME SAVINGS OF AMERICA 35 E BROADWAY LITTLE FALLS, MN 56345 |
* | $ 275,851,000 | 1 | $ 140,000 |
| FREEDOM SECURITY BANK 140 HOLIDAY ROAD CORALVILLE, IA 52241 |
* | $ 93,877,000 | 1 | $ 152,000 |
| FRONTIER FINANCIAL, INC. 16647 CHESTERFIELD GROVE ROAD, SUITE 100 CHESTERFIELD, MO 63005 |
* | $ 653,000 | 1 | $ 93,000 |
| FRANKLIN FIRST FINANCIAL, LTD 538 BROADHOLLOW ROAD MELVILLE, NY 11747 |
* | $ 36,249,000 | 1 | $ 111,000 |
| FIRST 425 1ST AVE SW HIAWATHA, IA 52405 |
* | $ 98,019,000 | 1 | $ 265,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 1 | $ 101,000 |
| FIRST MISSOURI NATIONAL BANK P.O. BOX 190 BROOKFIELD, MO 64628 |
* | $ 89,991,000 | 1 | $ 396,000 |
| NATIONWIDE MORTGAGE CONCEPTS, 40380 DESERT CREEK LANE RANCHO MIRAGE, CA 92270 |
* | $ 10,000,000 | 1 | $ 125,000 |
| MORTON COMMUNITY BANK 721 W. JACKSON MORTON, IL 61550 |
* | $ 1,513,612,000 | 1 | $ 285,000 |
| MWABANK 1701 1ST AVENUE ROCK ISLAND, IL 61201 |
* | $ 166,952,000 | 1 | $ 38,000 |
| NORTH AMERICA SERVICES, LLC 241 E. SAGINAW HWY./PO BOX 980 EAST LANSING, MI 48826 |
* | $ 395,864,000 | 1 | $ 15,000 |
| PARAMOUNT MORTGAGE COMPANY 347 N. LINDBERGH BLVD. ST. LOUIS, MO 63141 |
* | $ 10,000,000 | 1 | $ 150,000 |
| PENTAGON FEDERAL CREDIT UNION 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 11,238,962,000 | 1 | $ 175,000 |
| PEOPLES NATIONAL BANK OF KEWANEE 207 N TREMONT ST KEWANEE, IL 61443 |
* | $ 192,606,000 | 1 | $ 16,000 |
| LINN AREA 3015 BLAIRS FERRY RD NE CEDAR RAPIDS, IA 52402 |
* | $ 154,319,000 | 1 | $ 100,000 |
| MAINSOURCE BANK OF ILLINOIS 2000 W COURT STREET KANKAKEE, IL 60901 |
* | $ 200,973,000 | 1 | $ 21,000 |
| M&T BANK 1 M&T PLAZA -15TH FLOOR BUFFALO, NY 14203 |
* | $ 64,072,546,000 | 1 | $ 303,000 |
| MARINE CREDIT UNION 811 MONITOR STREET LA CROSSE, WI 54603 |
* | $ 318,845,000 | 1 | $ 13,000 |
| AURORA BANK FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 16,047,364,000 | 1 | $ 87,000 |
| INTERLINC MTG INC 19221 I 45 SOUTH SUITE 210 CONROE, TX 77385 |
* | $ 850,000 | 1 | $ 141,000 |
| E*TRADE BANK 671 NORTH GLEBE RD, 12TH FLOOR ARLINGTON, VA 22203 |
* | $ 51,623,321,000 | 1 | $ 80,000 |
| FARMERS STATE BANK 1240 8TH AVE MARION, IA 52302 |
* | $ 528,601,000 | 1 | $ 82,000 |
| CENTENNIAL LENDING, LLC 4112 KODIAK COURT, UNIT D CENTENNIAL, CO 80504 |
* | $ 3,406,000,000 | 1 | $ 221,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 1,770,082,000 | 1 | $ 19,000 |
| COMMUNITY FIRST BANK 3725 OLD COURT ROAD BALTIMORE, MD 21208 |
* | $ 66,540,000 | 1 | $ 78,000 |
| DIGITAL FEDERAL CREDIT UNION 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ 3,900,047,000 | 1 | $ 89,000 |
| ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 258,853,000 | 1 | $ 7,000 |
| AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION 4301 E 53RD STREET DAVENPORT, IA 52807 |
* | $ 659,524,000 | 1 | $ 96,000 |
| AMERICAN FINANCE HOUSE LARIBA 15141 E WHITTIER BLVD, SUITE 400 WHITTIER, CA 90603 |
* | $ 10,000,000 | 1 | $ 250,000 |
| AMERICAN GENERAL FIN.SERV.(DE) 601 N.W. SECOND STREET, P.O. BOX 59 EVANSVILLE, IN 47701 |
* | $ 10,000,000 | 1 | $ 131,000 |
| AMERICAN HERITAGE BANK PO BOX 1408/2 SOUTH MAIN SAPULPA, OK 74066 |
* | $ 570,498,000 | 1 | $ 5,000 |
| COMPEER FINANCIAL, FLCA 2600 JENNY WREN TRAIL SUN PRAIRIE, WI 53590 |
* | $ 10,000,000 | 1 | $ 230,000 |
| ALLIED HOME MTG CAPITAL CORP 6110 PINEMONT DR., STE. 215 HOUSTON, TX 77092 |
* | $ 10,000,000 | 1 | $ 128,000 |
| AMERICANMTGNETWORK DBA VERTICE TONYA YOUNG 100 N MAIN ST MAC D4001-063 WINSTON-SALEM, NC 27101 |
* | $ 473,000,000,000 | 1 | $ 89,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 1 | $ 82,000 |
| TRUITY FEDERAL CREDIT UNION 501 S JOHNSTONE BARTLESVILLE, OK 74003 |
* | $ 427,297,000 | 1 | $ 70,000 |
| ACKLEY STATE BANK 650 MAIN ST BOX 149 ACKLEY, IA 50601 |
* | $ 119,072,000 | 1 | $ 75,000 |
| BUFFALO FEDERAL SAVINGS BANK P.O. BOX 1020, 106 FORT STREET BUFFALO, WY 82834 |
* | $ 118,649,000 | 1 | $ 110,000 |
| BEACH FIRST NATIONAL BANK 3751 GRISSOM PARKWAY, SUITE 100 MYRTLE BEACH, SC 29577 |
* | $ 594,483,000 | 1 | $ 122,000 |
| BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 699,030,000 | 1 | $ 79,000 |
| BOULEVARD BANK 111 E MAIN ST NEOSHO, MO 64850 |
* | $ 111,500,000 | 1 | $ 69,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 127,698,351,000 | 1 | $ 154,000 |
| BANKERS TRUST COMPANY, N.A. 453 7TH STREET DES MOINES, IA 50309 |
* | $ 2,135,495,000 | 1 | $ 67,000 |
| BANKMORTGAGESOLUTIONS LLC 14425 COLLEGE BLVD SUITE 100 LENEXA, KS 66215 |
* | $ 11,000,000 | 1 | $ 149,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2008, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for WATERLOO-CEDAR FALLS, IA in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,933 | $467,514,000 | $118,000 | $2,625,000 | $64,000 | $1,560,000 |
| Refinancing | 3,910 | $462,743,000 | $118,000 | $3,500,000 | $66,000 | $1,919,000 |
| Home Improvement | 638 | $25,942,000 | $40,000 | $582,000 | $62,000 | $697,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,935 | $772,395,000 | $111,000 | $1,774,000 | $68,000 | $1,919,000 |
| Not Provided | 548 | $54,933,000 | $100,000 | $571,000 | $64,000 | $697,000 |
| Not applicable | 534 | $84,435,000 | $158,000 | $3,500,000 | $28,000 | $1,258,000 |
| Black or African American | 279 | $21,865,000 | $78,000 | $417,000 | $53,000 | $600,000 |
| Hispanic | 103 | $9,320,000 | $90,000 | $417,000 | $47,000 | $163,000 |
| Asian | 57 | $10,509,000 | $184,000 | $1,221,000 | $135,000 | $1,152,000 |
| American Indian or Alaskan Native | 13 | $1,557,000 | $119,000 | $257,000 | $57,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $1,185,000 | $98,000 | $184,000 | $60,000 | $245,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,827 | $775,619,000 | $113,000 | $3,500,000 | $69,000 | $1,560,000 |
| FHA-insured (Federal Housing Administration) | 1,483 | $160,625,000 | $108,000 | $276,000 | $48,000 | $1,919,000 |
| VA-guaranteed (Veterans Administration) | 108 | $14,424,000 | $133,000 | $400,000 | $53,000 | $153,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 63 | $5,531,000 | $87,000 | $197,000 | $29,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,782 | $558,174,000 | $116,000 | $3,500,000 | $71,000 | $1,919,000 |
| Application Denied By Financial Institution | 1,357 | $128,101,000 | $94,000 | $2,000,000 | $54,000 | $603,000 |
| Loan Purchased By The Institution | 823 | $94,784,000 | $115,000 | $417,000 | $38,000 | $611,000 |
| Application Withdrawn By Applicant | 745 | $89,211,000 | $119,000 | $660,000 | $68,000 | $1,200,000 |
| Application Approved But Not Accepted | 619 | $69,102,000 | $111,000 | $777,000 | $66,000 | $644,000 |
| File Closed For Incompleteness | 155 | $16,827,000 | $108,000 | $417,000 | $79,000 | $744,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 215 | $25,012,000 | $116,000 | $417,000 | $74,000 | $560,000 |
| Credit History | 200 | $11,199,000 | $55,000 | $271,000 | $46,000 | $260,000 |
| Debt-To-Income Ratio | 126 | $11,395,000 | $90,000 | $600,000 | $46,000 | $603,000 |
| Credit Application Incomplete | 45 | $5,004,000 | $111,000 | $251,000 | $53,000 | $159,000 |
| Other | 44 | $4,616,000 | $104,000 | $280,000 | $52,000 | $141,000 |
| Unverifiable Information | 21 | $2,112,000 | $100,000 | $247,000 | $76,000 | $248,000 |
| Employment History | 9 | $735,000 | $81,000 | $140,000 | $38,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $939,000 | $104,000 | $195,000 | $53,000 | $103,000 |
| Mortgage Insurance Denied | 3 | $248,000 | $82,000 | $121,000 | $49,000 | $73,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.