Wayne County, PA Mortgage Lenders & HMDA Data, 2008

In 2008, lenders reported 3,476 mortgage applications in Wayne County, PA totaling $480.7 million, down 29% from 2007. The average application was for $138,000, and applicants reported an average income of $80,000. 48% of applications resulted in an originated loan and 25% were denied. The most active lender was The Honesdale National Bank, with 296 applications, followed by Countrywide Bank FSB and The Dime Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,476
Total Mortgage Loan Application Amount $480,728,000
Average Mortgage Loan Application Amount $138,000
Highest Mortgage Loan Application Amount $1,375,000
Average Applicant Income $80,000
Highest Applicant Income $3,180,000

Mortgage Company List for Lending in Wayne County, PA for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
The Honesdale National Bank
38 NORTH FRANKIN STREET
WILKES BARRE, PA 18701
* $ 448,238,000 296 $ 34,618,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 237 $ 38,607,000
The Dime Bank
820 CHURCH STREET
HONESDALE, PA 18431
* $ 433,981,000 217 $ 16,949,000
Wayne Bank
717 MAIN STREET
HONESDALE, PA 18431
* $ 480,521,000 189 $ 20,906,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 164 $ 28,924,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 153 $ 23,757,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 125 $ 17,388,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 114 $ 16,584,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 92 $ 13,331,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 5,182,343,000 73 $ 7,321,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 70 $ 12,310,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 653,269,000,000 68 $ 7,653,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 66 $ 10,572,000
Citizens Savings Bank
500 SOUTH STATE STREET
CLARKS SUMMIT, PA 18411
* $ 311,989,000 57 $ 6,273,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 57 $ 9,355,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 55 $ 7,614,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 51 $ 648,000
Wachovia Mortgage FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 51 $ 9,785,000
Essa Bank & Trust
200 PALMER STREET, PO BOX L
STROUDSBURG, PA 18360
* $ 863,479,000 50 $ 7,813,000
Fncb
102 EAST DRINKER ST
DUNMORE, PA 18512
* $ 1,295,872,000 44 $ 3,589,000
Wells Fargo Fin'l Pennsylvania
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 43 $ 4,336,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 42 $ 6,957,000
Community Bank and Trust Co
125 NORTH STATE STREET
CLARKS SUMMIT, PA 18411
* $ 544,812,000 40 $ 3,978,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 39 $ 7,001,000
Summit Mortgage Corporation
13355 10TH AVE N, #100
PLYMOUTH, MN 55441
* $ 10,000,000 36 $ 4,994,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 124,782,289,000 36 $ 2,063,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 32 $ 5,873,000
PNC Reverse Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 30 $ 4,633,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 30 $ 5,400,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 29 $ 4,253,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 29 $ 5,011,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 24 $ 3,898,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 23 $ 3,489,000
Amtrust Bank
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 23 $ 4,198,000
Pennsylvania State Employees Credit Union
PO BOX 67013
HARRISBURG, PA 17110
* $ 2,958,520,000 20 $ 1,034,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,072,546,000 20 $ 3,480,000
Citifinancial Services Inc
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 18 $ 1,355,000
First Tennessee Bank NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 18 $ 2,781,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 17 $ 3,348,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 16 $ 2,280,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 15 $ 2,686,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 14 $ 2,020,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 4,679,552,000 13 $ 812,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 13 $ 1,974,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 13 $ 2,284,000
Sovereign Bank
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 84,701,123,000 13 $ 2,360,000
Ge Money Bank
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 13 $ 172,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 13 $ 1,989,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 13 $ 2,414,000
Waterfield Bank
6903 ROCKLEDGE DRIVE, SUITE 525
BETHESDA, MD 20817
* $ 160,020,000 12 $ 2,166,000
Home Loan Investment Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 266,672,000 12 $ 2,192,000
Penn Security Bank & Trust Co.
150 N WASHINGTON AVENUE
SCRANTON, PA 18503
* $ 577,202,000 12 $ 1,067,000
Fidelity Deposit & Discount Bank
101 N BLAKELY ST
SCRANTON, PA 18512
* $ 586,963,000 12 $ 2,051,000
Capital One Home Loans, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 11 $ 1,993,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 11 $ 1,155,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 11 $ 1,799,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 10 $ 1,619,000
Security Atlantic Wholesale
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 10 $ 1,738,000
Home Consultants
473 EASTON TURNPIKE STE A
LAKE ARIEL, PA 18436
* $ 10,000,000 10 $ 1,525,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 10 $ 1,650,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 10 $ 483,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 127,698,351,000 9 $ 1,703,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 9 $ 1,090,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 79,977,597,000 9 $ 2,679,000
Gateway Bank, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 403,955,000 9 $ 2,015,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 1,614,660,000 8 $ 1,185,000
National City Bank
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 8 $ 1,387,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 8 $ 1,515,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 7 $ 1,365,000
Unmb Home Loans Inc
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ 10,000,000 7 $ 874,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 7 $ 1,336,000
Ideal Mortgage Bankers, Ltd
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 7 $ 1,427,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 77,748,330,000 7 $ 725,000
TD Bank N.A.
70 GRAY ROAD
FALMOUTH, ME 04105
* $ 45,485,973,000 7 $ 414,000
CU Factory Built Lending, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 7 $ 292,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 6 $ 1,021,000
Harleysville National Bank
483 MAIN STREET
HARLEYSVILLE, PA 19438
* $ 3,887,951,000 6 $ 1,166,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 6 $ 1,446,000
Wachovia Mortgage Corp
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 6 $ 1,213,000
Americanmtgnetwork dba Vertice
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 6 $ 1,019,000
Premium Capital Funding LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 6 $ 998,000
Superior Mortgage Corp.
854 S WHITE HORSE PIKE
HAMMONTON, NJ 08037
* $ 10,000,000 5 $ 744,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 5 $ 849,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 5 $ 1,614,000
Sussexmortgage.Com, LLC
3232 NEWMARK DR.
MIAMISBURG, OH 45342
* $ 11,912,413,000 5 $ 832,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 5 $ 1,248,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 3,017,861,000 5 $ 937,000
Net Credit Union
119 MULBERRY STREET
SCRANTON, PA 18503
* $ 130,771,000 4 $ 292,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 4 $ 755,000
Police and Fire Federal Credit Union
901 ARCH ST
PHILADELPHIA, PA 19107
* $ 2,636,104,000 4 $ 245,000
Citizens Bank of Pennsylvania
1701 JOHN F. KENNEDY BOULEVARD
PHILADELPHIA, PA 19103
* $ 39,643,178,000 4 $ 391,000
Charles Schwab Bank
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 14,762,983,000 4 $ 771,000
Merrill Lynch Credit Corp.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 4 $ 851,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 4 $ 294,000
Eastern Savings Bank, FSB
EXEC PLAZA II - 11350 MCCORMICK RD
HUNT VALLEY, MD 21031
* $ 1,117,603,000 4 $ 401,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 209,465,000 4 $ 87,000
Citi Residential Lending Inc.
153 EAST 53RD ST, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,121,487,000 4 $ 1,172,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 4 $ 586,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 4 $ 856,000
Cardinal Financial Company
444 JACKSONVILLE ROAD
WARMINSTER, PA 18974
* $ 10,000,000 4 $ 556,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 931,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ 10,000,000 4 $ 696,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 3 $ 173,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ 60,000,000 3 $ 205,000
Aurora Financial Group Inc
9 EVES DRIVE SUITE 190
MARLTON, NJ 08053
* $ 10,000,000 3 $ 436,000
Nationwide Mortgage Concepts,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 3 $ 552,000
Sterling National Mortgage Co.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 3 $ 489,000
Commerce Bank, NA
2059 SPINGDALE ROAD
CHERRY HILL, NJ 08003
* $ 45,216,892,000 3 $ 96,000
Banco Popular National Assoc
PO BOX 362708
SAN JUAN, PR 00936
* $ 90,405,000 3 $ 498,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 258,853,000 3 $ 70,000
Penn East Federal Credit Union
411 7TH AVENUE
SCRANTON, PA 18503
* $ 86,771,000 3 $ 140,000
American Heritage Federal Credit Union
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 646,551,000 3 $ 352,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 3 $ 514,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 11,238,962,000 3 $ 352,000
Novastar Mortgage
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 3 $ 451,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ 10,000,000 2 $ 262,000
Mortgage It Inc
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 2 $ 526,000
Wilmington Finance, Inc.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 2 $ 253,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 10,000,000 2 $ 334,000
Gb Mortgage, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 2 $ 205,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,970,989,000 2 $ 154,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 5,518,089,000 2 $ 409,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 206,394,000 2 $ 339,000
Midcountry Bank
2611 BLUE HERON DR.
MARION, IL 62959
* $ 1,027,186,000 2 $ 424,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,402,062,000 2 $ 524,000
Roma Bank
2300 ROUTE 33
ROBBINSVILLE, NJ 08691
* $ 875,918,000 2 $ 179,000
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 54,098,791,000 2 $ 111,000
First Keystone National Bank
111 WEST FRONT ST
BERWICK, PA 18603
* $ 687,460,000 2 $ 173,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 2 $ 290,000
Provident Bank
239 WASHINGTON STREET
JERSEY CITY, NJ 07302
* $ 6,338,298,000 2 $ 593,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 6,719,063,000 2 $ 352,000
Catskill Hudson Bank
95 SCHWENK DRIVE
KINGSTON, NY 12401
* $ 177,866,000 2 $ 96,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 2 $ 39,000
Continental Home Loans Inc.
175 PINELAWN ROAD, SUITE 303
MELVILLE, NY 11747
* $ 14,386,000 2 $ 258,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ 10,000,000 2 $ 320,000
US Mortgage Corporation
19D CHAPIN ROAD
PINE BROOK, NJ 07058
* $ 10,000,000 2 $ 308,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 2 $ 338,000
First Interstate Financial Cor
39 AVENUE AT THE COMMONS
SHREWSBURY, NJ 07702
* $ 10,000,000 2 $ 281,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 269,000
Allied Home Mtg Capital Corp
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 2 $ 375,000
United Mortgage Corp
510 BROADHOLLOW ROAD, SUITE 202
MELVILLE, NY 11747
* $ 10,000,000 2 $ 391,000
Somerset Investors Corp.
290 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 2 $ 267,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 89,000
Wall Street Mortgage Bankers
1111 MARCUS AVE, LL08
LAKE SUCCESS, NY 11042
* $ 10,000,000 1 $ 242,000
Mortgage Master, Inc.
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 1 $ 175,000
Homecomings Financial LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 197,000
Nations Home Mortgage
51 HADDONFIELD ROAD SUITE 210
CHERRY HILL, NJ 08002
* $ 10,000,000 1 $ 172,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 165,000
Mobility Home Loans
6077 PRIMACY PARKWAY, STE 300
MEMPHIS, TN 38119
* $ 175,085,370,000 1 $ 170,000
Trident Mortgage Company LP
431 W LANCASTER AVE
DEVON, PA 19333
* $ 176,021,000 1 $ 225,000
Vanguard Funding LLC
300 GARDEN CITY PLAZA, SUITE 170
GARDEN CITY, NY 11530
* $ 2,793,000 1 $ 200,000
Euro Mortgage Bankers, Inc.
1 HUNTINGTON QUAD SUITE 1N16
MELVILLE, NY 11747
* $ 10,000,000 1 $ 215,000
1st 2nd Mortgage Company of N.J., Inc.
50 SPRING STREET
CRESSKILL, NJ 07626
* $ 10,000,000 1 $ 202,000
Nations Home Funding, Inc
761 OLD HICKORY BLVD., STE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 110,000
Lime Financial Services, Ltd.
3815 SOUTH WEST TEMPLE
SALT LAKE CITY, UT 84115
* $ 10,000,000 1 $ 185,000
Equity Now Inc
215 LEXINGTON AVENUE, SUITE 1702
MAMARONECK, NY 10543
* $ 10,000,000 1 $ 298,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 119,000
Castle Point Mortgage, Inc.
7 ENTIN ROAD, STE. 102
PARSIPPANY, NJ 07054
* $ 16,999,000 1 $ 95,000
Dell Franklin Financial LLC
8334 VETERANS HIGHWAY, SUITE #1
MILLERSVILLE, MD 21108
* $ 9,519,000 1 $ 164,000
Ctx Mortgage Company, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 1 $ 203,000
Stonebridge Bank
605 WILLOWBROOK LANE
WEST CHESTER, PA 19382
* $ 457,376,000 1 $ 63,000
Mariner's Bank
935 RIVER ROAD
EDGEWATER, NJ 07020
* $ 177,944,000 1 $ 825,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 48,000
Tioga State Bank
PO BOX 386
SPENCER, NY 14883
* $ 300,961,000 1 $ 68,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 130,000
Susquehanna Bank
1570 MANHEIM PIKE PO BOX 3300
LANCASTER, PA 17601
* $ 6,595,205,000 1 $ 255,000
Park National Bank
801 N CLARK
CHICAGO, IL 60610
* $ 4,245,338,000 1 $ 415,000
Valley Mortgage Services, LLC
3232 NEWMARK DR.
MIAMISBURG, OH 45342
* $ 1,747,931,299,000 1 $ 370,000
First Intercoastal Mortgage, L
3232 NEWMARK DR.
MIAMISBURG, OH 45342
* $ 11,912,413,000 1 $ 124,000
First National Bank of Pa
166 MAIN ST
GREENVILLE, PA 16125
* $ 5,911,677,000 1 $ 6,000
First National Bank and Trust
40 S. STATE ST.
NEWTOWN, PA 18940
* $ 594,107,000 1 $ 38,000
National Penn Bank
PO BOX 547
BOYERTOWN, PA 19512
* $ 5,797,315,000 1 $ 417,000
Riverview National Bank
200 FRONT STREET, P O BOX B
MARYSVILLE, PA 17053
* $ 122,607,000 1 $ 417,000
Peoples National Bank
82 FRANKLIN AVENUE
HALLSTEAD, PA 18822
* $ 431,355,000 1 $ 133,000
Valley National Bank
1460 VALLEY ROAD
WAYNE, NJ 07470
* $ 12,720,722,000 1 $ 57,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 2,489,439,000 1 $ 92,000
American Home Bank
3840 HEMPLAND ROAD
MOUNTVILLE, PA 17554
* $ 266,050,000 1 $ 119,000
Aurora Bank FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 16,047,364,000 1 $ 82,000
Security Savings Bank, FSB
11599 RIDGEVIEW RD
OLATHE, KS 66061
* $ 827,461,000 1 $ 145,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 543,934,000 1 $ 304,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 275,851,000 1 $ 101,000
Berkshire Bank
1101 WOODLAND ROAD
WYOMISSING, PA 19610
* $ 119,397,000 1 $ 100,000
Gb Home Equity, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 12,000,000 1 $ 43,000
Community First Bank
3725 OLD COURT ROAD
BALTIMORE, MD 21208
* $ 66,540,000 1 $ 116,000
Liberty Mortgage Corporation
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 1 $ 176,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 413,286,000 1 $ 230,000
Maverick Funding
1160 PARSIPPANY BOULEVARD, SUITE B
PARSIPPANY, NJ 07054
* $ 40,000,000 1 $ 274,000
Trumark Financial Credit Union
335 COMMERCE DRIVE
FORT WASHINGTON, PA 19034
* $ 932,473,000 1 $ 67,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 2,295,764,000 1 $ 57,000
Island Federal Credit Union
120 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 372,807,000 1 $ 180,000
Eastern New York FCU
710 BERME RD
NAPANOCH, NY 12458
* $ 47,484,000 1 $ 49,000
U.S. Postal Service Federal Credit Union
7905 MALCOLM RD STE 311
CLINTON, MD 20735
* $ 177,516,000 1 $ 78,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 197,273,000 1 $ 55,000
Ctce Federal Credit Union
2101 CENTRE AVE
READING, PA 19605
* $ 76,139,000 1 $ 42,000
Service 1st Federal Credit Uni
1985 MONTOUR BLVD PO BOX 159
DANVILLE, PA 17821
* $ 121,890,000 1 $ 9,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 1 $ 110,000
Precision Financial Inc
6800 JERICHO TURNPIKE SUITE206E
SYOSSET, NY 11791
* $ 1,626,831,000 1 $ 218,000
Mld Mortgage Inc.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 1 $ 125,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 117,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 179,000
Suncoast Mortgage Corporation
4129 CHURCH ROAD
MOUNT LAUREL, NJ 08054
* $ 10,000,000 1 $ 300,000
Prospect Mortgage, LLC
15301 VENTURA BLVD. SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 274,000
Slm Financial Corporation
300 CONTINENTAL DRIVE
NEWARK, DE 19713
* $ 10,000,000 1 $ 2,000

The tables below break down 2008 mortgage applications in Wayne County, PA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Wayne County, PA in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,045 $304,739,000 $149,000 $850,000 $72,000 $1,500,000
Home Purchase 894 $144,931,000 $162,000 $1,375,000 $99,000 $1,006,000
Home Improvement 537 $31,058,000 $57,000 $500,000 $75,000 $3,180,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,838 $379,754,000 $133,000 $1,375,000 $83,000 $3,180,000
Not Provided 374 $56,904,000 $152,000 $650,000 $75,000 $500,000
Not applicable 141 $25,639,000 $181,000 $850,000 $26,000 $309,000
Hispanic 79 $11,022,000 $139,000 $350,000 $94,000 $380,000
Black or African American 30 $5,416,000 $180,000 $374,000 $93,000 $285,000
Asian 7 $1,044,000 $149,000 $285,000 $77,000 $142,000
American Indian or Alaskan Native 4 $605,000 $151,000 $423,000 $90,000 $136,000
Native Hawaiian or Other Pacific Islander 3 $344,000 $114,000 $150,000 $19,000 $34,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,988 $401,837,000 $134,000 $1,375,000 $84,000 $3,180,000
FHA-insured (Federal Housing Administration) 447 $72,194,000 $161,000 $367,000 $52,000 $189,000
VA-guaranteed (Veterans Administration) 28 $4,970,000 $177,000 $370,000 $52,000 $180,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 13 $1,727,000 $132,000 $175,000 $46,000 $63,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,668 $215,597,000 $129,000 $1,375,000 $88,000 $3,180,000
Application Denied By Financial Institution 867 $124,499,000 $143,000 $595,000 $71,000 $635,000
Loan Purchased By The Institution 361 $57,169,000 $158,000 $664,000 $52,000 $762,000
Application Withdrawn By Applicant 303 $47,050,000 $155,000 $700,000 $82,000 $1,020,000
Application Approved But Not Accepted 208 $25,220,000 $121,000 $417,000 $91,000 $1,006,000
File Closed For Incompleteness 69 $11,193,000 $162,000 $800,000 $85,000 $338,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 124 $12,729,000 $102,000 $434,000 $78,000 $459,000
Collateral 114 $17,947,000 $157,000 $417,000 $87,000 $373,000
Debt-To-Income Ratio 112 $17,328,000 $154,000 $595,000 $50,000 $192,000
Other 57 $8,969,000 $157,000 $417,000 $79,000 $635,000
Credit Application Incomplete 33 $6,205,000 $188,000 $477,000 $94,000 $600,000
Unverifiable Information 24 $4,532,000 $188,000 $367,000 $87,000 $200,000
Insufficient Cash (Downpayment, Closing Cost) 14 $2,679,000 $191,000 $417,000 $83,000 $148,000
Employment History 7 $752,000 $107,000 $187,000 $51,000 $120,000
Mortgage Insurance Denied 1 $228,000 $228,000 $228,000 $70,000 $70,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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