Albemarle County, VA Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 5,798 mortgage applications in Albemarle County, VA totaling $1.8 billion, up 13% from 2018. The average application was for $309,000, and applicants reported an average income of $139,000. 59% of applications resulted in an originated loan and 10% were denied. The most active lender was Wells Fargo Bank NA, with 448 applications, followed by First Heritage Mortgage, LLC and Truist Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,798
Total Mortgage Loan Application Amount $1,792,650,000
Average Mortgage Loan Application Amount $309,000
Highest Mortgage Loan Application Amount $37,655,000
Average Applicant Income $139,000
Highest Applicant Income $2,500,000

Mortgage Company List for Lending in Albemarle County, VA for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 448 $ 155,570,000
First Heritage Mortgage, LLC
11325 RANDOM HILLS RD SUITE 600
FAIRFAX, VA 22031
* $ -1,000 366 $ 145,200,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 301 $ 78,705,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 289 $ 63,685,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 241 $ 72,345,000
NVR Mortgage Finance, Inc.

PITTSBURGH, PA 15276
* $ -1,000 189 $ 60,435,000
Fulton Bank, National Association
ONE PENN SQUARE
LANCASTER, PA 17602
* $ 12,558,891,000 168 $ 71,250,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 146 $ 53,010,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 139 $ 51,595,000
Uva Community Credit Union
3300 BERKMAR DRIVE
CHARLOTTESVILLE, VA 22901
* $ 954,157,000 133 $ 15,925,000
Atlantic Coast Mortgage, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
FAIRFAX, VA 22030
* $ -1,000 113 $ 34,315,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 112 $ 34,280,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 99 $ 30,565,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 94 $ 25,080,000
Atlantic Union Bank
1051 EAST CARY STREET, SUITE 1200
GLEN ALLEN, VA 23060
* $ 13,732,008,000 92 $ 16,680,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 90 $ 29,620,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 35,267,496,000 88 $ 16,310,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 83 $ 24,235,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 83 $ 28,455,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 74 $ 17,570,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 532,730,000 69 $ 22,845,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 61 $ 16,855,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 56 $ 14,550,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 55 $ 14,085,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 53 $ 17,185,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 51 $ 14,465,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 50 $ 13,690,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 46 $ 12,930,000
Carter Bank and Trust
PO BOX 3748
MARTINSVILLE, VA 24112
* $ 4,039,599,000 45 $ 23,095,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 41 $ 11,405,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 3,041,867,000 38 $ 3,260,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 37 $ 10,355,000
Virginia Federal Credit Union
PO BOX 90010
RICHMOND, VA 23225
* $ 3,638,027,000 36 $ 4,880,000
Capital Center LLC
4510 COX ROAD STE 402
GLEN ALLEN, VA 23060
* $ -1,000 35 $ 9,405,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 35 $ 9,565,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 34 $ 11,260,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 34 $ 9,180,000
C&F Mortgage Corporation
1400 ALVERSER DRIVE
MIDLOTHIAN, VA 23113
* $ -1,000 34 $ 9,030,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 30 $ 2,140,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 30 $ 9,320,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 29 $ 9,535,000
George Mason Mortgage, LLC
4100 MONUMENT CORNER DRIVE #100
PRINCE WILLIAM, VA 22030
* $ -1,000 29 $ 8,575,000
Towne First Mortgage, LLC
4501 COX RD #301
GLEN ALLEN, VA 23060
* $ -1,000 28 $ 8,280,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 28 $ 10,700,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 27 $ 7,765,000
Virginia National Bank
PO BOX 2853
CHARLOTTESVILLE, VA 22911
* $ 644,554,000 25 $ 15,005,000
United Bank VA

MORGANTOWN, WV 26505
* $ 19,247,276,000 23 $ 6,755,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 22 $ 1,780,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 22 $ 7,300,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 22 $ 3,400,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 22 $ 7,140,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 21 $ 2,895,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 20 $ 6,440,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 19 $ 4,975,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 19 $ 5,735,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 19 $ 6,425,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 18 $ 6,680,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 12,915,178,000 18 $ 6,170,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,205,430,000 18 $ 4,070,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 17 $ 5,025,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 17 $ 5,595,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 33,026,384,000 17 $ 7,105,000
Cbm Mortgage, Inc.
912 HOMETOWN WAY
FRONT ROYAL, VA 22630
* $ -1,000 16 $ 4,950,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 16 $ 3,340,000
Ally Bank

CHARLOTTE, NC 28202
* $ 159,291,000,000 16 $ 7,370,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 15 $ 4,425,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 14 $ 4,770,000
Blue Ridge Bank
P.O. BOX 609, 17 WEST MAIN ST
LURAY, VA 22835
* $ 538,871,000 13 $ 2,995,000
Nextmark Federal Credit Union
4201 MEMBERS WAY
FAIRFAX, VA 22030
* $ 417,970,000 13 $ 1,465,000
Department of Commerce Federal Credit Union
P.O. BOX 14720
WASHINGTON, DC 20230
* $ 504,230,000 13 $ 5,075,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 13 $ 3,725,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 12 $ 5,410,000
Dupont Community Credit Union
140 LUCY LANE
WAYNESBORO, VA 22980
* $ 1,176,411,000 12 $ 1,340,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 12 $ 3,900,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 75,169,000,000 11 $ 5,815,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 11 $ 2,885,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 5,133,339,000 11 $ 2,975,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 11 $ 4,755,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 11 $ 2,505,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 635,000,000 11 $ 3,605,000
Integrity Home Mortgage Corporation
122 PILOT CIRCLE
WINCHESTER, VA 22602
* $ -1,000 10 $ 2,800,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 10 $ 3,190,000
Townebank
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 11,163,043,000 10 $ 2,390,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 9 $ 2,965,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 9 $ 675,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 9 $ 1,895,000
Member Options, LLC
1936 ARLINGTONG BLVD.
CHARLOTTESVILLE, VA 22903
* $ -1,000 9 $ 2,615,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 8,514,086,000 9 $ 1,805,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 8 $ 2,670,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 8 $ 2,980,000
Village Bank Mortgage
13305 MIDLOTHIAN TURNPIKE
MIDLOTHIAN, VA 23113
* $ -1,000 8 $ 2,340,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 8 $ 2,090,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 8 $ 1,750,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 8 $ 2,330,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 7 $ 4,185,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 11,357,345,000 7 $ 2,755,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 16,110,188,000 7 $ 4,065,000
McLean Mortgage Corporation
11325 RANDOM HILLS RD. SUITE 400
FAIRFAX, VA 22030
* $ -1,000 7 $ 3,075,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 59,366,170,000 7 $ 8,885,000
Agfirst Farm Credit Bank
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 7 $ 2,315,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 302,668,929,000 6 $ 470,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 6 $ 1,620,000
First Savings Mortgage Corporation
8444 WEST PARK DRIVE, THE 4TH FLOOR
MCLEAN, VA 22102
* $ -1,000 6 $ 1,760,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 6 $ 460,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 6 $ 1,570,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 6 $ 1,180,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 6 $ 1,940,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 6 $ 3,150,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 6 $ 1,740,000
Citizens and Farmers Bank
415 14TH STREET
WEST POINT, VA 23181
* $ 1,517,593,000 6 $ 1,210,000
Member One Federal Credit Union
P.O. BOX 12288
ROANOKE, VA 24024
* $ 1,011,861,000 5 $ 285,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 5 $ 3,265,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 5 $ 1,465,000
Chesapeake Bank
35 SCHOOL STREET, PO BOX 2256
KILMARNOCK, VA 22482
* $ 850,890,000 5 $ 1,655,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 5 $ 1,505,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 5 $ 1,285,000
Ony Glo, Inc.
6 HUTTON CENTRE DRIVE #1030
SANTA ANA, CA 92707
* $ -1,000 5 $ 1,875,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 8,530,262,000 5 $ 945,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 5 $ 1,625,000
BNC National Bank

BISMARCK, ND 58501
* $ 970,161,000 5 $ 1,665,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 5 $ 1,145,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 5 $ 1,445,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ 664,284,000 5 $ 1,795,000
Aurora Financial, LLC
8150 LEESBURG PIKE #410
VIENNA, VA 22182
* $ -1,000 5 $ 1,725,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 4 $ 960,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 4 $ 1,120,000
Apple Federal Credit Union
4029 RIDGE TOP RD
FAIRFAX, VA 22030
* $ 2,740,682,000 4 $ 1,100,000
Bank of the James
828 MAIN STREET
LYNCHBURG, VA 24504
* $ 675,259,000 4 $ 1,280,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 4 $ 1,120,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 4 $ 1,030,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 3,483,865,000 4 $ 1,340,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 4 $ 1,470,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 11,226,544,000 4 $ 1,160,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 4 $ 2,020,000
Southern Trust Mortgage, LLC
4433 CORPORATION LANE SUITE 300
VIRGINIA BEACH, VA 23462
* $ -1,000 4 $ 2,180,000
Guaranty Home Mortgage Corporation
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 4 $ 1,870,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 4 $ 670,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 4 $ 1,290,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 4 $ 1,000,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ -1,000 3 $ 645,000
Ovm Financial, Inc.
816 GREENBRIER CIRCLE SUITE 100
CHESAPEAKE, VA 23320
* $ -1,000 3 $ 735,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 12,179,508,000 3 $ 335,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 3 $ 575,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 3 $ 865,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 3 $ 915,000
Sandy Spring Bank
6831 BENJAMIN FRANKIN DRIVE
COLUMBIA, MD 21046
* $ 8,229,665,000 3 $ 1,225,000
City National Bank of Wv
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 4,835,856,000 3 $ 835,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 3 $ 1,125,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,305,036,000 3 $ 805,000
Langley Federal Credit Union
721 LAKEFRONT COMMONS, SUITE 102
NEWPORT NEWS, VA 23606
* $ 2,821,018,000 3 $ 1,165,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 3 $ 585,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 3 $ 715,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 3 $ 1,035,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,071,570,000 3 $ 875,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ -1,000 3 $ 1,095,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 3 $ 355,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 123,147,670,000 3 $ 1,615,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 34,104,022,000 3 $ 1,155,000
Tidewater Mortgage Services, Inc
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 26452
* $ -1,000 3 $ 855,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 3 $ 775,000
Cityworth Mortgage LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ -1,000 3 $ 395,000
Farm Credit of the Virginias, Aca
106 SANGERS LANE
STAUNTON, VA 24401
* $ -1,000 3 $ 985,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ -1,000 3 $ 815,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 3,412,460,000 3 $ 1,115,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ -1,000 3 $ 1,255,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 50,703,918,000 2 $ 700,000
Air Academy Federal Credit Union
9810 N UNION BLVD
COLORADO SPRINGS, CO 80924
* $ 603,260,000 2 $ 710,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 2 $ 1,080,000
First Mortgage Solutions, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ -1,000 2 $ 510,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 2 $ 350,000
Park View Federal Credit Union
1675 VIRGINIA AVENUE
HARRISONBURG, VA 22802
* $ 180,980,000 2 $ 580,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 2 $ 560,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 820,261,000 2 $ 600,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 25,140,256,000 2 $ 2,850,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 300,000
Bank Fund Staff Federal Credit
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 4,971,905,000 2 $ 770,000
Prime Choice Funding Inc.
17852 17TH ST #107
TUSTIN, CA 92780
* $ -1,000 2 $ 760,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 2 $ 310,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,798,459,000 2 $ 600,000
State Employees Credit Union of MD
971 CORPORATE BLVD
LINTHICUM, MD 21090
* $ 3,642,602,000 2 $ 530,000
First Bank and Trust Company
PO BOX 1000
ABINGDON, VA 24212
* $ 1,809,023,000 2 $ 490,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 2 $ 770,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 350,058,000 2 $ 120,000
Mass. Institute of Tech. Federal Credit Union
700 TECHNOLOGY SQUARE
CAMBRIDGE, MA 02139
* $ 564,203,000 2 $ 350,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 2 $ 430,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 2 $ 160,000
Arvest Bank

TULSA, OK 74103
* $ 18,449,940,000 2 $ 430,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 430,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 2 $ 1,410,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 2 $ 1,180,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 2 $ 530,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ -1,000 2 $ 540,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 2 $ 230,000
Amalgamated Bank
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ 4,688,525,000 2 $ 1,680,000
Fidelity Bank
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 4,734,882,000 2 $ 700,000
Tidewater Home Funding, LLC
1108 EDEN WAY
CHESAPEAKE, VA 23320
* $ -1,000 2 $ 510,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 169,812,442,000 2 $ 920,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 2 $ 230,000
Apex Home Loans, Inc.
3204 TOWER OAKS BLVD., SUITE 400
ROCKVILLE, MD 20852
* $ -1,000 2 $ 750,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ -1,000 2 $ 1,010,000
Farmers & Merchants Bank
PO BOX 1111
TIMBERVILLE, VA 22853
* $ 778,632,000 2 $ 610,000
American National Bank and Trust Company
628 MAIN STREET
DANVILLE, VA 24541
* $ 1,853,057,000 1 $ 1,345,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ -1,000 1 $ 195,000
Lafayette Federal Credit Union
2701 TOWER OAKS BLVD.,
ROCKVILLE, MD 20852
* $ 558,394,000 1 $ 535,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ -1,000 1 $ 37,655,000
1st Constitution Bank
1246 S. RIVER RD
CRANBURY, NJ 08512
* $ 1,177,275,000 1 $ 205,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,636,147,000 1 $ 635,000
The Freedom Bank of Virginia
10555 MAIN STREET
FAIRFAX, VA 22030
* $ 478,815,000 1 $ 335,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 15,430,682,000 1 $ 215,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 135,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 1,435,822,000 1 $ 175,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 40,636,055,000 1 $ 545,000
Congressional Federal Credit Union
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ 970,766,000 1 $ 135,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 125,000
Northrop Grumman Federal Credit Union
879 W 190TH ST 8TH FLOOR
GARDENA, CA 90248
* $ 1,139,109,000 1 $ 275,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 135,000
Bank of Little Rock Mortgage Corporation
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ -1,000 1 $ 205,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,077,570,000 1 $ 245,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 455,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 28,875,870,000 1 $ 505,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 191,517,000,000 1 $ 2,595,000
Traditions Bank
226 PAULINE DRIVE
YORK, PA 17402
* $ 482,918,000 1 $ 65,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 407,529,000 1 $ 365,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 32,077,582,000 1 $ 175,000
Ivy Mortgage, Inc.
7625 MAPLE LAWN BLVD SUITE 135
FULTON, MD 20759
* $ -1,000 1 $ 325,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 1 $ 195,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 1 $ 405,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,707,183,000 1 $ 255,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 14,673,422,000 1 $ 75,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 1 $ 225,000
Truliant Federal Credit Union
3200 TRULIANT WAY
WINSTON SALEM, NC 27103
* $ 2,470,165,000 1 $ 75,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 845,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 7,347,510,000 1 $ 455,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 7,306,280,000 1 $ 35,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ -1,000 1 $ 225,000
Pioneer Bank
P O BOX 10 252 EAST MAIN ST
STANLEY, VA 22851
* $ 208,984,000 1 $ 135,000
Burke & Herbert Bk & Tr Co
100 S. FAIRFAX ST
ALEXANDRIA, VA 22315
* $ 3,006,721,000 1 $ 265,000
Franklin Mint Federal Credit Union
5 HILLMAN DRIVE
CHADDS FORD, PA 19317
* $ 1,094,100,000 1 $ 655,000
Republic Bank & Trust
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 5,230,165,000 1 $ 95,000
Nationwide Equities Corporation
225 BRAE BLVD SUITE 202
PARK RIDGE, NJ 07656
* $ -1,000 1 $ 135,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 325,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 10,105,549,000 1 $ 485,000
State Employees' Credit Union
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 38,812,319,000 1 $ 235,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 125,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ -1,000 1 $ 135,000
Freedom of Maryland Federal Cr
2019 EMMORTON ROAD
BEL AIR, MD 21014
* $ 306,032,000 1 $ 125,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 1 $ 465,000
Poli Mortgage Group, Inc.
780 DEDHAM STREET
CANTON, MA 02021
* $ -1,000 1 $ 345,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 1 $ 125,000
Merck Employees FCU
126 E. LINCOLN AVENUE
RAHWAY, NJ 07065
* $ 1,900,048,000 1 $ 305,000
Primis Bank
10900 NUCKOLS ROAD SUITE 325 GLEN ALLEN
GLEN ALLEN, VA 23060
* $ 2,707,117,000 1 $ 285,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 234,032,000,000 1 $ 945,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 405,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 235,000
Farmers-Merchants Bank of Illinois
P.O. BOX 217
JOY, IL 61260
* $ 173,321,000 1 $ 195,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 3,023,882,000 1 $ 415,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 1 $ 195,000
Intercoastal Mortgage, LLC
11911 FREEDOM DRIVE SUITE 500
RESTON, VA 20190
* $ -1,000 1 $ 605,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 425,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 2,599,291,000 1 $ 175,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 475,000
Potomac Mortgage Group, Inc.
4035 RIDGE TOP ROAD, SUITE 100
FAIRFAX, VA 22030
* $ -1,000 1 $ 335,000
Accelerate Mortgage, LLC
750 PRIDES CROSSING #303
NEWARK, DE 19713
* $ -1,000 1 $ 415,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ -1,000 1 $ 355,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 215,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 3,538,467,000 1 $ 215,000
Universal Mortgage & Finance, Inc
3158 BRAVERTON STREET SUITE 204
EDGEWATER, MD 21037
* $ -1,000 1 $ 165,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 1 $ 165,000
Self Help Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ 1,011,156,000 1 $ 475,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ -1,000 1 $ 235,000
Homespire Mortgage Corporation

FAIRFAX, VA 22031
* $ -1,000 1 $ 425,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ -1,000 1 $ 255,000
American Nationwide Mortgage Company, Inc.
3820 NORTHDALE BLVD STE 111A
TAMPA, FL 33624
* $ -1,000 1 $ 485,000
Philadelphia Mortgage Advisors, Inc.
600 W GERMANTOWN PIKE, STE 270
PLYMOUTH MEETING, PA 19462
* $ -1,000 1 $ 405,000
Members Mortgage Company Inc
90 MAPLE STREET
STONEHAM, MA 02180
* $ -1,000 1 $ 185,000
Univest Bank and Trust Co.
PO BOX 197
SOUDERTON, PA 18964
* $ 4,964,938,000 1 $ 255,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 205,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 415,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ -1,000 1 $ 225,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 1 $ 205,000
John Marshall Bank
1943 ISAAC NEWTON SQUARE, SUITE 100
RESTON, VA 20190
* $ 1,394,135,000 1 $ 535,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 578,076,000 1 $ 75,000
Allegacy Federal Credit Union
P O BOX 26043
WINSTON SALEM, NC 27114
* $ 1,470,433,000 1 $ 45,000
Berkadia Commercial Mortgage
323 NORRISTOWN ROAD SUITE 300
AMBLER, PA 19002
* $ -1,000 1 $ 3,025,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 1 $ 305,000
Summit Community Bank, Inc
PO BOX 680; 310 NORTH MAIN STREET
MOOREFIELD, WV 26836
* $ 2,192,939,000 1 $ 205,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 395,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 7,183,022,000 1 $ 35,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ -1,000 1 $ 125,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ -1,000 1 $ 355,000
Essex Bank
9954 MAYLAND DRIVE SUITE 2100
RICHMOND, VA 23233
* $ 1,393,009,000 1 $ 65,000

The tables below break down 2019 mortgage applications in Albemarle County, VA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Albemarle County, VA in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,817 $945,475,000 $335,000 $3,285,000 $141,000 $1,800,000
Refinancing 1,311 $491,415,000 $374,000 $37,655,000 $145,000 $2,500,000
Cash-out Refinancing 879 $246,085,000 $279,000 $2,015,000 $113,000 $2,220,000
Home Improvement 388 $41,010,000 $105,000 $1,005,000 $153,000 $1,838,000
Other Purpose 366 $58,290,000 $159,000 $3,025,000 $152,000 $1,700,000
Not Applicable 37 $10,375,000 $280,000 $1,105,000 $162,000 $280,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,857 $1,160,175,000 $300,000 $6,505,000 $142,000 $2,500,000
Not Provided 817 $249,155,000 $304,000 $8,105,000 $146,000 $1,800,000
Not applicable 498 $219,130,000 $440,000 $37,655,000 $114,000 $352,000
Asian 236 $66,160,000 $280,000 $875,000 $133,000 $1,400,000
Black or African American 227 $52,935,000 $233,000 $1,415,000 $97,000 $600,000
Hispanic 108 $30,700,000 $284,000 $905,000 $113,000 $425,000
American Indian or Alaskan Native 15 $4,315,000 $287,000 $865,000 $123,000 $285,000
Native Hawaiian or Other Pacific Islander 6 $1,990,000 $331,000 $485,000 $128,000 $222,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,800 $1,481,800,000 $308,000 $37,655,000 $147,000 $2,500,000
VA-guaranteed (Veterans Administration) 524 $193,070,000 $368,000 $1,105,000 $106,000 $450,000
FHA-insured (Federal Housing Administration) 417 $105,555,000 $253,000 $525,000 $77,000 $720,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 57 $12,225,000 $214,000 $335,000 $61,000 $116,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,400 $1,096,470,000 $322,000 $37,655,000 $144,000 $1,838,000
Loan Purchased By The Institution 806 $270,820,000 $336,000 $1,495,000 $127,000 $675,000
Application Withdrawn By Applicant 678 $217,360,000 $320,000 $3,005,000 $150,000 $2,500,000
Application Denied By Financial Institution 600 $129,330,000 $215,000 $6,505,000 $117,000 $1,700,000
File Closed For Incompleteness 167 $46,105,000 $276,000 $1,125,000 $123,000 $506,000
Application Approved But Not Accepted 146 $32,290,000 $221,000 $1,005,000 $135,000 $999,000
Preapproval Approved but not Accepted 1 $275,000 $275,000 $275,000 $93,000 $93,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,088 $1,622,640,000 $318,000 $37,655,000 $142,000 $2,500,000
Debt-To-Income Ratio 299 $85,785,000 $286,000 $6,505,000 $90,000 $850,000
Collateral 142 $28,610,000 $201,000 $805,000 $152,000 $1,134,000
Credit History 108 $13,360,000 $123,000 $475,000 $119,000 $1,154,000
Other 61 $15,165,000 $248,000 $1,155,000 $149,000 $1,700,000
Credit Application Incomplete 54 $16,510,000 $305,000 $1,195,000 $124,000 $650,000
Insufficient Cash (Downpayment, Closing Cost) 23 $5,155,000 $224,000 $615,000 $167,000 $561,000
Unverifiable Information 21 $5,035,000 $239,000 $665,000 $104,000 $332,000
Employment History 2 $390,000 $195,000 $205,000 $46,000 $49,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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