Allegany County MD
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Unlock detailed Allegany County MD mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Maryland.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,996
Total Mortgage Loan Application Amount $201,870,000
Average Mortgage Loan Application Amount $101,000
Highest Mortgage Loan Application Amount $3,600,000
Average Applicant Income $56,000
Highest Applicant Income $2,888,000

Mortgage Company List for Lending in Allegany County MD for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION
153 BALTIMORE STREET
CUMBERLAND, MD 21502
* $ 331,762,000 330 $ 24,743,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,373,600,000,000 120 $ 12,425,000
ATLANTIC HOME LOANS, INC.
50 ROUTE 46
PARSIPPANY, NJ 07054
* $ 10,000,000 117 $ 13,626,000
STANDARD BANK, PASB
2640 MONROEVILLE BLVD
MONROEVILLE, PA 15146
* $ 431,034,000 87 $ 9,035,000
CHESSIE FEDERAL CREDIT UNION
15 COMMERCE DRIVE
CUMBERLAND, MD 21502
* $ 235,983,000 75 $ 8,461,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 84,362,333,000 72 $ 4,526,000
FIRST UNITED CORPORATION
19 S SECOND STREET
OAKLAND, MD 21550
* $ 1,326,857,000 67 $ 6,152,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 56 $ 6,867,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 54 $ 5,848,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,014,796,000 53 $ 4,986,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 47 $ 4,690,000
ACT 1ST FCU
14316 NATIONAL HWY SW
LAVALE, MD 21502
* $ 96,025,000 44 $ 484,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 38 $ 4,013,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 36 $ 4,921,000
SUSQUEHANNA BANK
1570 MANHEIM PIKE PO BOX 3300
LANCASTER, PA 17604
* $ 18,381,407,000 33 $ 3,404,000
ALCOVA MORTGAGE LLC
308 MARKET ST, SE
MECHANICSVILLE, VA 24011
* $ 710,000 33 $ 3,607,000
CREDIT UNION MORTGAGE ASSOCIATION, INC.
10800 MAIN STREET
WILMINGTON, DE 22030
* $ 435,000,000 32 $ 3,146,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 309,999,678,000 32 $ 2,545,000
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED
971 CORPORATE BLVD
LINTHICUM, MD 21090
* $ 2,687,168,000 32 $ 3,114,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 27 $ 2,517,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,433,716,000,000 27 $ 2,845,000
TIDEWATER MORTGAGE SERVICES, INC.
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 23452
* $ 100,000,000 25 $ 3,409,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 24 $ 3,406,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 179,126,294,000 23 $ 2,039,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 20 $ 2,083,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,346,747,000,000 17 $ 2,503,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 16 $ 1,282,000
KELCO FEDERAL CREDIT UNION
321 GREENE ST
CUMBERLAND, MD 21502
* $ 49,970,000 16 $ 995,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 15 $ 1,951,000
WEPCO FEDERAL CREDIT UNION
204 NORTH BRANCH AVE
BLOOMINGTON, MD 21523
* $ 198,260,000 15 $ 804,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 14 $ 1,120,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 14 $ 1,476,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 14 $ 1,150,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 11 $ 1,224,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 10 $ 1,101,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 9 $ 915,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 9 $ 418,000
DISCOVER HOME LOANS, INC
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 9 $ 1,310,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 8 $ 816,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 8 $ 837,000
AMWEST FUNDING CORP.
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 7 $ 886,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 7 $ 534,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 7 $ 785,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 7 $ 727,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 7 $ 697,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 12,648,357,000 6 $ 511,000
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK
200 WESTGATE CIRCLE SUITE 200
ANNAPOLIS, MD 21401
* $ 795,337,000 6 $ 1,028,000
FIRST HOME MORTGAGE CORPORATION
5355 NOTTINGHAM DRIVE, SUITE 130
LUTHERVILLE-TIMONIUM, MD 21236
* $ 10,000,000 5 $ 968,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 5 $ 568,000
C & F MORTGAGE CORPORATION
1400 ALVERSER DRIVE
WEST POINT, VA 23113
* $ 189,567,000 5 $ 464,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 4 $ 433,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ 10,000,000 4 $ 431,000
THE GRANT COUNTY BANK
P. O. BOX 929
PETERSBURG, WV 26847
* $ 235,700,000 4 $ 402,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 4 $ 349,000
NEW WINDSOR STATE BANK
222 EAST BALTIMORE STREET
TANEYTOWN, MD 21787
* $ 279,527,000 4 $ 322,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 4 $ 284,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ 10,000,000 4 $ 730,000
DITECH MORTGAGE CORP
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 4 $ 517,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 4 $ 288,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 4 $ 418,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 4 $ 389,000
MONARCH BANK
1435 CROSSWAYS BOULEVARD, SUITE 101
CHESAPEAKE, VA 23320
* $ 1,015,892,000 3 $ 247,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 3 $ 330,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ 10,000,000 3 $ 580,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 3 $ 904,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 3 $ 31,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 3 $ 321,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 943,388,000 3 $ 386,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 16,840,840,000 3 $ 385,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 3 $ 245,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 179,771,772,000 2 $ 90,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 217,626,166,000 2 $ 17,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 217,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 2 $ 198,000
SUMMIT COMMUNITY BANK, INC
PO BOX 680; 310 NORTH MAIN STREET
MOOREFIELD, WV 26836
* $ 1,378,967,000 2 $ 77,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 188,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ 52,388,000 2 $ 611,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 2 $ 364,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 201,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 2 $ 220,000
STIFEL BANK & TRUST
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,037,879,000 2 $ 174,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 2 $ 477,000
FNB BANK, INCORPORATED
105 NORTH HIGH STREET
ROMNEY, WV 26757
* $ 162,355,000 2 $ 325,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ 10,000,000 2 $ 440,000
WASHINGTONFIRST BANK
11921 FREEDOM DRIVE, SUITE 250
RESTON, VA 20190
* $ 1,126,608,000 2 $ 1,920,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 2 $ 121,000
PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE
5480 CORPORATE DRIVE SUITE 240
WILMINGTON, DE 48098
* $ 608,779,509,000 2 $ 302,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ 10,000,000 2 $ 520,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,345,180,000 2 $ 175,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 1 $ 100,000
NYCB MORTGAGE COMPANY, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 119,000
MILLENNIUM FINANCIAL GROUP, INC.
8803 BALTIMORE NATIONAL PIKE
MIDDLETOWN, MD 21769
* $ 199,194,000 1 $ 52,000
M&T REAL ESTATE TRUST
701 SENECA STREET-SUITE 330N
BUFFALO, NY 14210
* $ 54,391,344,000 1 $ 80,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 145,000
CORRIDOR MORTGAGE GROUP, INC.
11085 STRATFIELD COURT
MARRIOTTSVILLE, MD 21104
* $ 605,000,000 1 $ 72,000
MORTGAGE MASTER
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 1 $ 122,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 63,000
FIRST COMMUNITY BANK OF MERCERSBURG
12 SOUTH MAIN STREET
MERCERSBURG, PA 17236
* $ 171,693,000 1 $ 72,000
RESIDENTIAL MORTGAGE SERVICES, INC.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ 10,000,000 1 $ 46,000
R M K FINANCIAL CORP.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ 16,639,000 1 $ 96,000
SANDY SPRING BANK
6831 BENJAMIN FRANKIN DRIVE
OLNEY, MD 21046
* $ 4,103,337,000 1 $ 30,000
BANK OF ROMNEY
95 E MAIN STREET
ROMNEY, WV 26757
* $ 249,747,000 1 $ 40,000
FIRST NATIONAL BANK OF LAYTON
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 253,764,000 1 $ 73,000
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION
12201 SUNRISE VALLEY DR
WASHINGTON, DC 20192
* $ 146,850,000 1 $ 44,000
SOMERSET TRUST COMPANY
151 WEST MAIN STREET
SOMERSET, PA 15501
* $ 822,872,000 1 $ 103,000
SUMMIT CREDIT UNION
PO BOX 8046
COTTAGE GROVE, WI 53708
* $ 1,955,509,000 1 $ 5,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 98,000
KIND LENDING, LLC
9931 CORPORATE CAMPUS DR, STE 1200
LEXINGTON, KY 40223
* $ 42,141,000 1 $ 221,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ 5,889,539,000 1 $ 65,000
PIKE CREEK MORTGAGE SERVICES, INC.
2100 DRUMMOND PLAZA
WILMINGTON, DE 19711
* $ 13,868,000 1 $ 159,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 130,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 233,000
MIDDLETOWN VALLEY BANK
24 WEST MAIN STREET
MIDDLETOWN, MD 21769
* $ 160,224,000 1 $ 426,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 293,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ 10,000,000 1 $ 389,000
GEORGE MASON MORTGAGE LLC
4100 MONUMENT CORNER DRIVE #100
FAIRFAX, VA 22030
* $ 630,414,000 1 $ 188,000
COASTAL STATES MORTGAGE, INC.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 1 $ 60,000
UNITED BANK INC
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 5,081,543,000 1 $ 180,000
FRANKLIN FIRST FINANCIAL, LTD
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 138,000
EQUITY RESOURCES, INC.
PO BOX 5177
NEWARK, OH 43058
* $ 16,280,000 1 $ 320,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 617,585,000 1 $ 75,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 375,205,000 1 $ 133,000
CERTUSBANK, N.A.
2 WEST WASHINGTON STREET 5TH FLOOR
GREENVILLE, SC 29601
* $ 1,656,164,000 1 $ 188,000
ARUNDEL FEDERAL SAVINGS BANK
655 CRAIN HIGHWAY, S.
GLEN BURNIE, MD 21061
* $ 467,533,000 1 $ 280,000
BLUERIDGE BANK
18 W. PATRICK STREET
FREDERICK, MD 21701
* $ 178,673,000 1 $ 3,600,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 410,770,000 1 $ 293,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 1 $ 219,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 106,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 1 $ 98,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 1 $ 52,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 141,772,000 1 $ 96,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 1 $ 190,000
ORRSTOWN BANK
2695 PHILADELPHIA AVENUE
SHIPPENSBURG, PA 17201
* $ 1,177,380,000 1 $ 94,000
COLE TAYLOR BANK
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,662,890,000 1 $ 51,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,763,439,000 1 $ 38,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 80,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 13,380,372,000 1 $ 174,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 59,304,805,000 1 $ 37,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2014, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Allegany County MD in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 895 $103,381,000 $115,000 $3,600,000 $58,000 $442,000
Home Purchase 833 $88,846,000 $106,000 $707,000 $53,000 $2,888,000
Home Improvement 268 $9,643,000 $35,000 $413,000 $59,000 $229,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,540 $148,334,000 $96,000 $707,000 $62,000 $2,888,000
Not applicable 219 $29,769,000 $135,000 $3,600,000 $7,000 $254,000
Not Provided 170 $17,127,000 $100,000 $413,000 $61,000 $329,000
Black or African American 31 $3,300,000 $106,000 $221,000 $63,000 $191,000
Asian 16 $1,653,000 $103,000 $273,000 $116,000 $333,000
Hispanic 15 $1,310,000 $87,000 $213,000 $49,000 $165,000
American Indian or Alaskan Native 3 $185,000 $61,000 $120,000 $34,000 $53,000
Native Hawaiian or Other Pacific Islander 2 $192,000 $96,000 $123,000 $70,000 $81,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,330 $128,530,000 $96,000 $3,600,000 $65,000 $2,888,000
FHA-insured (Federal Housing Administration) 293 $30,926,000 $105,000 $290,000 $40,000 $329,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 218 $22,660,000 $103,000 $265,000 $29,000 $91,000
VA-guaranteed (Veterans Administration) 155 $19,754,000 $127,000 $293,000 $47,000 $128,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,046 $101,590,000 $97,000 $3,600,000 $67,000 $2,888,000
Application Denied By Financial Institution 349 $34,203,000 $98,000 $707,000 $54,000 $649,000
Loan Purchased By The Institution 288 $30,526,000 $105,000 $375,000 $21,000 $254,000
Application Withdrawn By Applicant 199 $22,119,000 $111,000 $400,000 $54,000 $240,000
File Closed For Incompleteness 69 $7,592,000 $110,000 $413,000 $55,000 $329,000
Application Approved But Not Accepted 45 $5,840,000 $129,000 $600,000 $59,000 $152,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 58 $3,543,000 $61,000 $180,000 $45,000 $191,000
Collateral 55 $6,349,000 $115,000 $707,000 $88,000 $649,000
Debt-To-Income Ratio 29 $3,904,000 $134,000 $413,000 $48,000 $157,000
Credit Application Incomplete 18 $1,786,000 $99,000 $208,000 $51,000 $167,000
Other 13 $1,234,000 $94,000 $256,000 $71,000 $157,000
Insufficient Cash (Downpayment, Closing Cost) 9 $870,000 $96,000 $220,000 $52,000 $166,000
Employment History 3 $338,000 $112,000 $153,000 $43,000 $55,000
Unverifiable Information 2 $145,000 $72,000 $75,000 $65,000 $130,000
Mortgage Insurance Denied 1 $113,000 $113,000 $113,000 $66,000 $66,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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