Bennington County, VT Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 895 mortgage applications in Bennington County, VT totaling $162.2 million, down 40% from 2013. The average application was for $181,000, and applicants reported an average income of $119,000. 45% of applications resulted in an originated loan and 24% were denied. The most active lender was Primelending, with 73 applications, followed by Wells Fargo Bank NA and People's United Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 895
Total Mortgage Loan Application Amount $162,153,000
Average Mortgage Loan Application Amount $181,000
Highest Mortgage Loan Application Amount $1,100,000
Average Applicant Income $119,000
Highest Applicant Income $3,271,000

Mortgage Company List for Lending in Bennington County, VT for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 73 $ 10,689,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 69 $ 13,340,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 32,973,830,000 50 $ 7,381,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 217,626,166,000 47 $ 6,637,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 40 $ 6,948,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 94,716,980,000 33 $ 4,840,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 32 $ 7,501,000
Berkshire Bank

ALBANY, NY 12207
* $ 5,645,664,000 29 $ 4,315,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 27 $ 5,424,000
Kittredge Mortgage Corporation
123 BONNET STREET
MANCHESTER, VT 05254
* $ 7,088,000 25 $ 5,799,000
Adams Community Bank
2 CENTER STREET
ADAMS, MA 01220
* $ 405,776,000 23 $ 3,053,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 22 $ 4,958,000
Trustco Bank
6 METRO PARK ROAD
ALBANY, NY 12205
* $ 4,522,056,000 21 $ 3,553,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 21 $ 3,542,000
Mountainone Bank
93 MAIN STREET
NORTH ADAMS, MA 01247
* $ 772,566,000 21 $ 2,852,000
Merchants Bank
PO BOX 1009
BURLINGTON, VT 05402
* $ 1,735,215,000 20 $ 2,433,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 18 $ 3,053,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 17 $ 3,428,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 15 $ 3,404,000
Vermont State Employees
ONE BAILEY AVENUE
MONTPELIER, VT 05602
* $ 618,571,000 15 $ 873,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 13 $ 2,361,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 12 $ 2,761,000
Greylock Federal Credit Union
150 WEST ST.
PITTSFIELD, MA 01201
* $ 1,093,618,000 11 $ 1,556,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 10 $ 2,611,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 8 $ 1,784,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 8 $ 1,172,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 7,581,736,000 7 $ 610,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 6 $ 1,542,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 74,264,382,000 5 $ 1,112,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 5 $ 888,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 5 $ 824,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 410,770,000 5 $ 1,233,000
Certusbank, N.A.
2 WEST WASHINGTON STREET 5TH FLOOR
GREENVILLE, SC 29601
* $ 1,656,164,000 4 $ 1,029,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 4 $ 187,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 4 $ 943,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 4 $ 448,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 4 $ 562,000
Mortgage Master
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 4 $ 881,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 10,000,000 3 $ 744,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 3 $ 508,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 3 $ 468,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 42,112,763,000 3 $ 1,336,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 3 $ 2,304,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 16,840,840,000 3 $ 827,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 3 $ 501,000
Mutual Bank
570 WASHINGTON STREET
WHITMAN, MA 02382
* $ 430,332,000 3 $ 510,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 2 $ 759,000
Eastrise Federal Credit Union
141 HARVEST LANE
WILLISTON, VT 05495
* $ 988,686,000 2 $ 301,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 2 $ 360,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 429,000
Passumpsic Bank
25 MR ARTHUR DRIVE
CHESTERFIELD, NH 03466
* $ 306,000,000 2 $ 440,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 2 $ 506,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 2 $ 442,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 2 $ 366,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 2 $ 367,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 2 $ 920,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 2 $ 253,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 2 $ 423,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 2 $ 536,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 202,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 359,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 236,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 277,561,000 2 $ 550,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,037,879,000 2 $ 560,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 2 $ 834,000
Pittsfield Cooperative Bank
70 SOUTH ST
PITTSFIELD, MA 01201
* $ 252,848,000 1 $ 165,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 1 $ 222,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 928,805,000 1 $ 300,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 150,121,000 1 $ 229,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 1 $ 170,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 144,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 400,000
Island Federal Credit Union
120 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 948,038,000 1 $ 150,000
Xcel Federal Credit Union
1460 BROAD STREET
BLOOMFIELD, NJ 07003
* $ 151,102,000 1 $ 100,000
Arrow Bank NA
250 GLEN STREET
GLENS FALLS, NY 12801
* $ 1,843,285,000 1 $ 40,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,664,450,000 1 $ 499,000
One Credit Union
380 RIVER STREET
SPRINGFIELD, VT 05156
* $ 131,173,000 1 $ 16,000
The Adirondack Trust Company
473 BROADWAY
SARATOGA SPRINGS, NY 12866
* $ 991,604,000 1 $ 183,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 1 $ 157,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 45,602,567,000 1 $ 685,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 17,765,526,000 1 $ 560,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 22,971,000,000 1 $ 525,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 20,830,913,000 1 $ 138,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 1 $ 146,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 90,439,767,000 1 $ 35,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 228,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 149,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 658,311,000 1 $ 180,000
Continental Home Loans Inc.
175 PINELAWN ROAD, SUITE 303
MELVILLE, NY 11747
* $ 14,386,000 1 $ 323,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 539,275,000 1 $ 105,000
Bankesb
36 MAIN STREET
EASTHAMPTON, MA 01027
* $ 1,002,298,000 1 $ 504,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 1 $ 6,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 196,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 416,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ 10,000,000 1 $ 91,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 254,000
The Bank of Maine
2 CANAL PLAZA
PORTLAND, ME 04101
* $ 744,628,000 1 $ 224,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 5,444,999,000 1 $ 360,000
Countryside Federal Credit Union
5720 COMMONS PARK
EAST SYRACUSE, NY 13057
* $ 129,747,000 1 $ 113,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 1 $ 20,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 5,573,160,000 1 $ 415,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 141,772,000 1 $ 379,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 5,253,713,000 1 $ 300,000
Mortgage Financial Inc
170 MAIN STREET, SUITE 108
TEWKSBURY, MA 01876
* $ 10,000,000 1 $ 130,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 455,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,662,890,000 1 $ 281,000
Sterling National Bank
400 RELLA BLVD.
MONTEBELLO, NY 10901
* $ 6,628,000,000 1 $ 296,000
Private Bank of Buckhead
3565 PIEDMONT ROAD, BLDG 3, STE 210
ATLANTA, GA 30305
* $ 203,371,000 1 $ 260,000

The tables below break down 2014 mortgage applications in Bennington County, VT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Bennington County, VT in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 419 $76,579,000 $182,000 $1,062,000 $113,000 $3,271,000
Home Purchase 386 $79,851,000 $206,000 $1,100,000 $136,000 $1,731,000
Home Improvement 90 $5,723,000 $63,000 $300,000 $79,000 $438,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 699 $126,993,000 $181,000 $1,100,000 $131,000 $3,271,000
Not applicable 97 $17,605,000 $181,000 $417,000 $27,000 $600,000
Not Provided 84 $15,414,000 $183,000 $448,000 $134,000 $600,000
Asian 7 $1,046,000 $149,000 $211,000 $94,000 $152,000
Hispanic 5 $556,000 $111,000 $149,000 $161,000 $305,000
American Indian or Alaskan Native 3 $539,000 $179,000 $353,000 $50,000 $133,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 711 $130,605,000 $183,000 $1,100,000 $137,000 $3,271,000
FHA-insured (Federal Housing Administration) 90 $14,061,000 $156,000 $282,000 $44,000 $228,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 51 $7,055,000 $138,000 $224,000 $40,000 $337,000
VA-guaranteed (Veterans Administration) 43 $10,432,000 $242,000 $1,062,000 $82,000 $290,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 401 $75,789,000 $189,000 $910,000 $151,000 $3,271,000
Application Denied By Financial Institution 215 $34,487,000 $160,000 $1,100,000 $95,000 $950,000
Loan Purchased By The Institution 109 $20,118,000 $184,000 $417,000 $37,000 $600,000
Application Withdrawn By Applicant 94 $17,708,000 $188,000 $750,000 $111,000 $650,000
File Closed For Incompleteness 42 $8,375,000 $199,000 $1,100,000 $191,000 $1,731,000
Application Approved But Not Accepted 34 $5,676,000 $166,000 $415,000 $94,000 $663,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 41 $4,916,000 $119,000 $400,000 $58,000 $350,000
Credit History 33 $5,307,000 $160,000 $1,100,000 $105,000 $950,000
Collateral 27 $5,128,000 $189,000 $560,000 $122,000 $364,000
Credit Application Incomplete 18 $3,187,000 $177,000 $417,000 $167,000 $760,000
Other 17 $2,850,000 $167,000 $500,000 $107,000 $834,000
Insufficient Cash (Downpayment, Closing Cost) 4 $804,000 $201,000 $448,000 $167,000 $397,000
Employment History 2 $359,000 $179,000 $239,000 $43,000 $77,000
Unverifiable Information 1 $137,000 $137,000 $137,000 $48,000 $48,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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