Blaine County, ID Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 1,351 mortgage applications in Blaine County, ID totaling $573.0 million, down 15% from 2016. The average application was for $424,000, and applicants reported an average income of $208,000. 58% of applications resulted in an originated loan and 15% were denied. The most active lender was Wells Fargo Bank NA, with 220 applications, followed by US Bank, N.A. and United Wholesale Mortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,351
Total Mortgage Loan Application Amount $573,032,000
Average Mortgage Loan Application Amount $424,000
Highest Mortgage Loan Application Amount $3,750,000
Average Applicant Income $208,000
Highest Applicant Income $10,149,000

Mortgage Company List for Lending in Blaine County, ID for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 220 $ 112,829,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 121 $ 51,951,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 56 $ 14,633,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 55 $ 16,271,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ 9,433,163,000 52 $ 19,494,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 50 $ 15,023,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 46 $ 35,303,000
D. L. Evans Bank
375 N OVERLAND AVE
BURLEY, ID 83318
* $ 1,322,280,000 45 $ 13,665,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 63,076,162,000 39 $ 16,316,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ 14,885,224,000 35 $ 11,641,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 31 $ 10,631,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 31 $ 34,868,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 20 $ 4,501,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 18 $ 5,097,000
Idaho Central Credit Union
4400 CENTRAL WAY
CHUBBUCK, ID 83202
* $ 2,810,897,000 17 $ 3,284,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 16 $ 5,187,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 15 $ 3,077,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 15 $ 4,026,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 175,715,000,000 14 $ 9,504,000
Pioneer Federal Credit Union
250 SOUTH 3RD WEST
MOUNTAIN HOME, ID 83647
* $ 437,995,000 14 $ 2,803,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 12 $ 3,577,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 12 $ 2,980,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 83,730,044,000 12 $ 6,350,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 11 $ 2,577,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 73,277,772,000 11 $ 10,919,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 11 $ 3,555,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 6,200,289,000 10 $ 5,187,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 10 $ 1,990,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ -1,000 9 $ 2,562,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 52,958,000,000 9 $ 10,171,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 7 $ 2,226,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 7 $ 1,825,000
Citywide Home Loans, LLC

CHICAGO, IL 60613
* $ -1,000 7 $ 2,655,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 6 $ 2,039,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 6 $ 1,445,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 6 $ 2,585,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 13,016,049,000 6 $ 4,189,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,349,581,000,000 6 $ 3,705,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 5 $ 1,347,000
Idaho Independent Bank
1260 W RIVERSTONE DR
COEUR D ALENE, ID 83814
* $ 619,212,000 5 $ 1,366,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 5 $ 1,843,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 5 $ 1,863,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 56,935,844,000 5 $ 6,782,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 5 $ 1,798,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 214,433,035,000 5 $ 1,694,000
First Mortgage Company, Inc.
7670 W. EMERALD STREET
BOISE, ID 83704
* $ -1,000 4 $ 1,862,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 4 $ 1,996,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 4 $ 1,782,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ -1,000 4 $ 1,652,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 4 $ 463,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 134,362,217,000 4 $ 1,587,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 4 $ 2,080,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 4 $ 1,112,000
Capital Educators Fed CU
PO BOX 570 (275 S STRATFORD DR)
MERIDIAN, ID 83680
* $ 554,076,000 4 $ 655,000
Loanstar Home Loans, LLC dba Loanstar Home Lending
9020 SW WASHINGTON SQUARE RD SUITE 350
PORTLAND, OR 97223
* $ -1,000 4 $ 1,498,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 4 $ 1,355,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ 6,058,883,000 4 $ 884,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 3 $ 870,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 3 $ 789,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 3 $ 1,396,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 3 $ 1,123,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 32,160,352,000 2 $ 1,087,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 46,120,923,000 2 $ 1,723,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 651,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 18,159,563,000 2 $ 5,305,000
Forethought Life Insurance Company
10 WEST MARKET STREET STE. 2300
INDIANAPOLIS, IN 46204
* $ -1,000 2 $ 414,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 280,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,862,672,000 2 $ 1,483,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 2 $ 949,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 568,425,000 2 $ 458,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 3,275,430,000 2 $ 589,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 2 $ 655,000
Advantage Plus FCU
2133 E CENTER ST.
POCATELLO, ID 83201
* $ 129,039,000 2 $ 646,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 2 $ 284,000
1st Security Bank of Washington
6920 220TH STREET SW
MOUNTLAKE TERRACE, WA 98043
* $ 827,925,000 2 $ 473,000
Westmark Credit Union
PO BOX 2869
IDAHO FALLS, ID 83404
* $ 667,203,000 2 $ 391,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 583,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 2 $ 470,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 252,204,000 2 $ 28,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 106,169,829,000 2 $ 724,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 2 $ 718,000
Bank of Idaho
399 N CAPITAL
IDAHO FALLS, ID 83403
* $ 292,446,000 2 $ 958,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 2 $ 505,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 3,230,875,000 2 $ 1,080,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 2 $ 1,006,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 853,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 606,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 2 $ 246,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 596,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ -1,000 2 $ 473,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,631,667,000 1 $ 331,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 9,531,252,000 1 $ 256,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 91,146,995,000 1 $ 100,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 6,411,041,000 1 $ 560,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 1 $ 424,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 370,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 2,299,685,000 1 $ 142,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 251,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 1 $ 206,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 159,116,000,000 1 $ 950,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 21,689,804,000 1 $ 400,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 286,080,320,000 1 $ 645,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,688,730,000 1 $ 308,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 124,000
Direct Mortgage Corp
13894 S BANGERTER PARKWAY SUITE 200
DRAPER, UT 84020
* $ -1,000 1 $ 355,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 3,633,286,000 1 $ 244,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ -1,000 1 $ 179,000
First Fed Bank
105 W 8TH ST
PORT ANGELES, WA 98362
* $ 1,016,679,000 1 $ 647,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 9,512,407,000 1 $ 172,000
Sre Mortgage Alliance Inc.
2245 CAMPUS DRIVE
EL SEGUNDO, CA 90245
* $ -1,000 1 $ 396,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 190,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,020,784,000 1 $ 692,000
Idaho First Bank
475 E DEINHARD LANE
MCCALL, ID 83638
* $ 149,490,000 1 $ 204,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ -1,000 1 $ 417,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 24,798,295,000 1 $ 350,000
Northeast Bank
500 CANAL ST
LEWISTON, ME 04240
* $ 1,012,347,000 1 $ 140,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 1 $ 5,000
Lookout Credit Union
707 S 9TH AVE
POCATELLO, ID 83201
* $ 172,945,000 1 $ 64,000
Mortgage Capital Partners, Inc
12400 WILSHIRE BLVD, SUITE 900
LOS ANGELES, CA 90025
* $ -1,000 1 $ 710,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 560,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 9,508,908,000 1 $ 656,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 131,174,000 1 $ 999,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ -1,000 1 $ 515,000
Citizens Bank and Trust Company
7553 NW BARRY ROAD
KANSAS CITY, MO 64153
* $ 920,030,000 1 $ 551,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 383,000
Arvest Bank

TULSA, OK 74103
* $ 16,686,060,000 1 $ 160,000
Directors Mortgage, Inc
4550 SW KRUSE WAY, SUITE 275
LAKE OSWEGO, OR 97035
* $ -1,000 1 $ 396,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 21,301,361,000 1 $ 710,000
Self Help Federal Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ 716,820,000 1 $ 647,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ 8,820,887,000 1 $ 243,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ 2,793,758,000 1 $ 2,750,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,850,010,000 1 $ 495,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 498,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 616,000
Northfield Bank

WOODBRIDGE, NJ 07095
* $ 3,851,026,000 1 $ 2,649,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ -1,000 1 $ 144,000
Security Home Mortgage
576 SOUTH STATE STREET
OREM, UT 84058
* $ -1,000 1 $ 212,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 176,689,000 1 $ 233,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 7,621,000,000 1 $ 1,000,000
Ascent Federal Credit Union
4140 HARRISON BLVD
OGDEN, UT 84403
* $ 104,044,000 1 $ 228,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ 0 1 $ 35,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 312,000
Bank of Utah
2605 WASHINGTON BOULEVARD
OGDEN, UT 84401
* $ 1,085,815,000 1 $ 306,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 123,547,932,000 1 $ 422,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 4,628,017,000 1 $ 1,167,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 514,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 133,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 83,640,475,000 1 $ 544,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 1 $ 330,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 24,452,112,000 1 $ 1,100,000

The tables below break down 2017 mortgage applications in Blaine County, ID by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Blaine County, ID in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 682 $283,692,000 $415,000 $3,750,000 $207,000 $2,687,000
Refinancing 624 $276,405,000 $442,000 $3,575,000 $215,000 $10,149,000
Home Improvement 45 $12,935,000 $287,000 $1,530,000 $119,000 $960,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,055 $463,434,000 $439,000 $3,750,000 $226,000 $10,149,000
Not Provided 133 $57,520,000 $432,000 $2,649,000 $236,000 $2,687,000
Hispanic 79 $15,406,000 $195,000 $548,000 $69,000 $342,000
Not applicable 65 $31,202,000 $480,000 $3,080,000 $27,000 $555,000
Asian 12 $3,194,000 $266,000 $582,000 $279,000 $1,074,000
Black or African American 3 $895,000 $298,000 $375,000 $84,000 $103,000
American Indian or Alaskan Native 3 $1,018,000 $339,000 $420,000 $99,000 $132,000
Native Hawaiian or Other Pacific Islander 1 $363,000 $363,000 $363,000 $110,000 $110,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,196 $529,114,000 $442,000 $3,750,000 $225,000 $10,149,000
FHA-insured (Federal Housing Administration) 90 $24,632,000 $273,000 $562,000 $68,000 $824,000
VA-guaranteed (Veterans Administration) 33 $12,849,000 $389,000 $1,343,000 $98,000 $345,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 32 $6,437,000 $201,000 $328,000 $55,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 786 $333,174,000 $423,000 $3,750,000 $229,000 $10,149,000
Application Denied By Financial Institution 205 $94,448,000 $460,000 $2,750,000 $138,000 $1,729,000
Application Withdrawn By Applicant 181 $77,629,000 $428,000 $2,184,000 $253,000 $5,400,000
Loan Purchased By The Institution 89 $33,217,000 $373,000 $2,649,000 $96,000 $1,456,000
File Closed For Incompleteness 47 $17,435,000 $370,000 $1,731,000 $206,000 $1,331,000
Application Approved But Not Accepted 43 $17,129,000 $398,000 $3,575,000 $187,000 $1,800,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 74 $46,091,000 $622,000 $2,653,000 $144,000 $1,641,000
Collateral 32 $9,589,000 $299,000 $919,000 $169,000 $1,400,000
Credit History 19 $6,261,000 $329,000 $1,470,000 $139,000 $875,000
Credit Application Incomplete 16 $10,553,000 $659,000 $2,750,000 $198,000 $1,729,000
Other 7 $1,247,000 $178,000 $232,000 $60,000 $132,000
Unverifiable Information 7 $2,910,000 $415,000 $712,000 $113,000 $292,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,441,000 $480,000 $700,000 $157,000 $203,000
Employment History 2 $393,000 $196,000 $270,000 $27,000 $29,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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