Blue Earth County, MN Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 2,041 mortgage applications in Blue Earth County, MN totaling $315.7 million, down 33% from 2013. The average application was for $154,000, and applicants reported an average income of $68,000. 66% of applications resulted in an originated loan and 11% were denied. The most active lender was Wells Fargo Bank NA, with 438 applications, followed by US Bank, N.A. and Community Bank Mankato.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,041
Total Mortgage Loan Application Amount $315,745,000
Average Mortgage Loan Application Amount $154,000
Highest Mortgage Loan Application Amount $5,904,000
Average Applicant Income $68,000
Highest Applicant Income $4,000,000

Mortgage Company List for Lending in Blue Earth County, MN for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 438 $ 63,749,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 201 $ 32,351,000
Community Bank Mankato
300 ST ANDREWS DR
VERNON CENTER, MN 56090
* $ 211,553,000 110 $ 23,205,000
Bremer Bank, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 2,794,680,000 86 $ 14,434,000
Minnesota Valley Federal Credit Union
1640 ADAMS ST
MANKATO, MN 56001
* $ 98,521,000 76 $ 10,330,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ 4,028,990,000 72 $ 10,050,000
Wells Federal Bank
53 1ST ST SW
WELLS, MN 56097
* $ 243,660,000 70 $ 9,602,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 68 $ 9,354,000
Pioneer Bank
320 STADIUM ROAD SUITE 100
MANKATO, MN 56001
* $ 376,995,000 67 $ 7,870,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 43 $ 6,834,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,744,025,000 40 $ 4,110,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 35 $ 4,996,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 34 $ 4,882,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,630,992,000 31 $ 3,858,000
Minnstar Bank National Association
P.O. BOX 270
LAKE CRYSTAL, MN 56055
* $ 119,602,000 29 $ 3,456,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 27 $ 3,403,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 25 $ 3,872,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ 2,304,353,000 21 $ 2,789,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 21 $ 3,296,000
Progrowth Bank
703 3RD STREET, PO BOX 77
NICOLLET, MN 56074
* $ 159,591,000 19 $ 1,668,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 19 $ 2,715,000
Profinium, Inc.
105 LAKE AVE. PO BOX 848
FAIRMONT, MN 56031
* $ 315,578,000 19 $ 7,601,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,362,044,000 16 $ 2,933,000
St. Clair State Bank
100 WEST MAIN STREET PO BOX 39
ST. CLAIR, MN 56080
* $ 82,181,000 14 $ 1,447,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ 7,380,000 13 $ 2,307,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 12 $ 2,090,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 23,932,159,000 12 $ 2,858,000
United Prairie Bank
10 FIRESTONE DRIVE, SUITE 300
MANKATO, MN 56001
* $ 560,803,000 12 $ 3,510,000
First National Bank Minnesota
500 LONG STREET
MANKATO, MN 56001
* $ 188,710,000 12 $ 818,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 12 $ 1,928,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 552,204,000 11 $ 769,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 11 $ 1,443,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 10 $ 1,480,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 18,396,839,000 10 $ 1,214,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 9 $ 1,910,000
Citizens Bank Minnesota
105 NORTH MINNESOTA STREET
NEW ULM, MN 56073
* $ 344,353,000 9 $ 2,204,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 8 $ 966,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 8 $ 1,080,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 8 $ 1,250,000
Hometown Bank
1000 EAST COOK STREET
REDWOOD FALLS, MN 56283
* $ 223,190,000 8 $ 1,189,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 8 $ 1,521,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ 10,000,000 7 $ 1,060,000
Rescue Mortgage Inc
10740 LYNDALE AVE S, SUITE 19E
BLOOMINGTON, MN 55420
* $ 1,507,000 7 $ 783,000
Roundbank
200 SECOND STREET NE, PO BOX 667
WASECA, MN 56093
* $ 298,904,000 7 $ 1,810,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 7 $ 1,083,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 7 $ 1,214,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 7 $ 1,130,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 6 $ 872,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 6 $ 828,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 6 $ 229,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 5 $ 928,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 5 $ 681,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 2,905,587,000 5 $ 843,000
Alliance Bank
105 EAST LYON AVE
LAKE CITY, MN 55041
* $ 597,895,000 4 $ 426,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 4 $ 539,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 4 $ 562,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 986,791,000 4 $ 800,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 175,432,000 4 $ 462,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 4 $ 564,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 926,944,000 4 $ 370,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 3 $ 645,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,468,863,000 3 $ 285,000
Voyager Bank
775 PRAIRIE CENTER DRIVE
EDEN PRAIRIE, MN 55344
* $ 336,941,000 3 $ 231,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 3 $ 395,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 3 $ 505,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 3 $ 757,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 3 $ 90,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 3 $ 275,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 3 $ 285,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 3 $ 347,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,374,757,000 3 $ 456,000
East Wisconsin Savings Bank
109 W 2ND ST
KAUKAUNA, WI 54130
* $ 234,987,000 2 $ 239,000
Town and Country Credit Union
615 S BROADWAY ST
MINOT, ND 58701
* $ 346,036,000 2 $ 517,000
Mb Financial Bank NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,624,027,000 2 $ 251,000
Mortgages Unlimited Inc.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ 1,518,000 2 $ 362,000
Marketplace Home Mortgage, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ 34,593,007,000 2 $ 275,000
Citizens Alliance Bank
55 NW 1ST ST NW PO BOX 430
CLARA CITY, MN 56222
* $ 484,510,000 2 $ 294,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 16,840,840,000 2 $ 434,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 2 $ 317,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 2 $ 268,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 2 $ 417,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 298,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 2 $ 257,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 375,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 661,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 282,000
Home Federal Savings Bank
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 647,428,000 2 $ 431,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,492,889,000 2 $ 346,000
Cornerstone Bank
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 237,168,000 2 $ 303,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 2 $ 188,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 2 $ 362,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 2 $ 199,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 352,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 2 $ 225,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 91,286,152,000 2 $ 237,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 2 $ 299,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 1 $ 107,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 179,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 1 $ 163,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 135,000
Adp FCU
ONE ADP BLVD
ROSELAND, NJ 07068
* $ 64,622,000 1 $ 25,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 914,430,000 1 $ 19,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 2,412,590,000 1 $ 134,000
Bank Mutual
4949 W BROWN DEER RD
MILWAUKEE, WI 53224
* $ 2,346,761,000 1 $ 5,904,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,094,865,000 1 $ 89,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 204,003,000 1 $ 20,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 1 $ 8,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,861,646,000 1 $ 109,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,334,434,000 1 $ 202,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,351,095,000 1 $ 27,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 672,943,000 1 $ 122,000
Center National Bank
301 N. RAMSEY AVE.
LITCHFIELD, MN 55355
* $ 191,781,000 1 $ 114,000
First Farmers & Merchants National Bank
114 SOUTH PARK STREET
FAIRMONT, MN 56031
* $ 95,214,000 1 $ 125,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 1 $ 154,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 102,326,000 1 $ 148,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 81,000
Sterling State Bank
1419 1ST AVENUE SW
AUSTIN, MN 55912
* $ 310,191,000 1 $ 318,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 1 $ 12,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ 10,000,000 1 $ 138,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 190,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ 10,000,000 1 $ 110,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 12,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 294,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 1 $ 128,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 135,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 1 $ 153,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 128,000
McGlone Mortgage Company, Inc.
3701 E. EVERGREEN DRIVE, SUITE 500B
APPLETON, WI 54913
* $ 10,000,000 1 $ 302,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 236,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 145,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 1 $ 220,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 202,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 1 $ 205,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 1 $ 181,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 1 $ 170,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 1 $ 173,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 64,000
Kleinbank
301 CHESTNUT ST
CHASKA, MN 55318
* $ 1,584,614,000 1 $ 61,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,910,000,000 1 $ 232,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 71,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 143,000
Heartland Credit Union
5500 S ROBERT TRAIL
INVER GROVE HEIGHTS, MN 55077
* $ 95,961,000 1 $ 145,000
Novation Credit Union
500 IMPERIAL AVE
OAKDALE, MN 55128
* $ 99,860,000 1 $ 15,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,037,879,000 1 $ 133,000
First State Bank Minnesota
102 WEST MAIN ST, PO BOX 369
LEROY, MN 55951
* $ 66,246,000 1 $ 62,000
First Farmers & Merchants Bank
123 SOUTH FOURTH STREET
CANNON FALLS, MN 55009
* $ 267,917,000 1 $ 663,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ 10,000,000 1 $ 179,000
Valley Mortgage, Inc.
3315 45TH ST S, SUITE 200
FARGO, ND 58104
* $ 520,000,000 1 $ 93,000
First State Bank of Le Center
88 NORTH PARK AVE
LE CENTER, MN 56057
* $ 70,966,000 1 $ 118,000
Nicollet County Bank of Saint Peter, the
220 SOUTH THIRD STREET, P.O. BOX 420
ST. PETER, MN 56082
* $ 172,615,000 1 $ 280,000
First National Bank of Le Center
10 W. MINNESOTA ST
LE CENTER, MN 56057
* $ 85,156,000 1 $ 137,000
The First National Bank of Elk River
812 MAIN ST.
ELK RIVER, MN 55330
* $ 301,371,000 1 $ 262,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ 10,000,000 1 $ 247,000
Bankvista
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 115,346,000 1 $ 123,000
Americana Community Bank
300 MAIN STREET WEST
SLEEPY EYE, MN 56085
* $ 119,531,000 1 $ 274,000

The tables below break down 2014 mortgage applications in Blue Earth County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Blue Earth County, MN in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,160 $190,454,000 $164,000 $5,904,000 $65,000 $1,997,000
Refinancing 726 $114,252,000 $157,000 $2,500,000 $70,000 $4,000,000
Home Improvement 155 $11,039,000 $71,000 $580,000 $72,000 $411,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,594 $230,051,000 $144,000 $2,000,000 $78,000 $4,000,000
Not applicable 287 $64,184,000 $223,000 $5,904,000 $3,000 $145,000
Not Provided 95 $12,683,000 $133,000 $320,000 $62,000 $156,000
Hispanic 28 $3,654,000 $130,000 $265,000 $94,000 $1,218,000
Asian 22 $2,848,000 $129,000 $550,000 $82,000 $435,000
Black or African American 10 $1,548,000 $154,000 $383,000 $137,000 $471,000
American Indian or Alaskan Native 4 $752,000 $188,000 $249,000 $117,000 $211,000
Native Hawaiian or Other Pacific Islander 1 $25,000 $25,000 $25,000 $74,000 $74,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,525 $240,475,000 $157,000 $5,904,000 $76,000 $4,000,000
FHA-insured (Federal Housing Administration) 333 $46,414,000 $139,000 $276,000 $42,000 $325,000
VA-guaranteed (Veterans Administration) 110 $19,037,000 $173,000 $398,000 $53,000 $209,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 73 $9,819,000 $134,000 $1,065,000 $35,000 $149,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,354 $214,079,000 $158,000 $5,904,000 $76,000 $4,000,000
Loan Purchased By The Institution 255 $37,318,000 $146,000 $416,000 $19,000 $148,000
Application Denied By Financial Institution 216 $27,870,000 $129,000 $2,000,000 $59,000 $411,000
Application Withdrawn By Applicant 142 $26,631,000 $187,000 $3,600,000 $95,000 $1,997,000
Application Approved But Not Accepted 44 $6,386,000 $145,000 $640,000 $66,000 $163,000
File Closed For Incompleteness 30 $3,461,000 $115,000 $247,000 $47,000 $134,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 40 $3,344,000 $83,000 $260,000 $47,000 $127,000
Debt-To-Income Ratio 38 $4,207,000 $110,000 $344,000 $56,000 $411,000
Collateral 38 $5,415,000 $142,000 $719,000 $76,000 $341,000
Credit Application Incomplete 11 $3,644,000 $331,000 $2,000,000 $77,000 $136,000
Other 7 $523,000 $74,000 $146,000 $90,000 $209,000
Unverifiable Information 6 $762,000 $127,000 $207,000 $65,000 $89,000
Employment History 6 $812,000 $135,000 $220,000 $66,000 $119,000
Insufficient Cash (Downpayment, Closing Cost) 2 $359,000 $179,000 $240,000 $94,000 $138,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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