Bristol County, RI Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 1,557 mortgage applications in Bristol County, RI totaling $399.9 million, down 44% from 2013. The average application was for $256,000, and applicants reported an average income of $149,000. 61% of applications resulted in an originated loan and 14% were denied. The most active lender was Banknewport, with 97 applications, followed by Citizens Bank, NA and Navigant Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,557
Total Mortgage Loan Application Amount $399,921,000
Average Mortgage Loan Application Amount $256,000
Highest Mortgage Loan Application Amount $4,200,000
Average Applicant Income $149,000
Highest Applicant Income $9,999,000

Mortgage Company List for Lending in Bristol County, RI for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Banknewport
184 JOHN CLARKE RD
MIDDLETOWN, RI 02842
* $ 1,225,204,000 97 $ 18,384,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 94,716,980,000 90 $ 21,027,000
Navigant Credit Union
1005 DOUGLAS PIKE
SMITHFIELD, RI 02917
* $ 1,459,046,000 82 $ 16,335,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 74 $ 22,217,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 67 $ 20,849,000
Coastal1 Credit Union
1200 CENTRAL AVENUE
PAWTUCKET, RI 02861
* $ 1,556,599,000 60 $ 12,908,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 54 $ 16,359,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 46 $ 13,508,000
The People's Credit Union
858 WEST MAIN ROAD
MIDDLETOWN, RI 02842
* $ 379,857,000 40 $ 6,559,000
Rhode Island Credit Union
95 JEFFERSON BLVD
WARWICK, RI 02888
* $ 241,891,000 38 $ 2,745,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 74,264,382,000 36 $ 9,988,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 35 $ 8,930,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 20,830,913,000 29 $ 7,563,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 29 $ 8,863,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ 3,185,326,000 22 $ 5,493,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ 10,000,000 22 $ 6,682,000
Coastway Community Bank
ONE COASTWAY BLVD
WARWICK, RI 02886
* $ 434,567,000 22 $ 6,884,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 217,626,166,000 22 $ 6,192,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 22 $ 5,521,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 21 $ 5,355,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 21 $ 4,148,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 204,003,000 20 $ 3,624,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 20 $ 4,798,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 19 $ 4,850,000
Mortgage Master
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 18 $ 4,624,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 1,015,355,000 17 $ 1,687,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 16 $ 4,649,000
Shamrock Home Loans, Inc.
75 NEWMAN AVE
EAST PROVIDENCE, RI 02916
* $ 4,122,000 15 $ 3,658,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ 8,712,000 15 $ 5,962,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 14 $ 4,414,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 14 $ 2,712,000
St. Anne's Credit Union of Fal
286 OLIVER STREET
FALL RIVER, MA 02723
* $ 825,627,000 14 $ 2,293,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 13 $ 3,861,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 13 $ 2,557,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 12 $ 3,427,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 11 $ 3,399,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 11 $ 3,160,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 10 $ 1,875,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 10 $ 2,380,000
Centreville Bank
1218 MAIN STREET
WEST WARWICK, RI 02893
* $ 979,624,000 10 $ 2,121,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 10 $ 2,094,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 9 $ 2,549,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 9 $ 1,971,000
Bank Rhode Island
ONE TURKS HEAD PLACE
PROVIDENCE, RI 02903
* $ 1,795,920,000 9 $ 1,939,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 8 $ 2,336,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 8 $ 2,465,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 7 $ 1,921,000
Fall River Five Cents Savings
79 NORTH MAIN ST
FALL RIVER, MA 02720
* $ 749,318,000 7 $ 1,759,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ 10,000,000 7 $ 1,633,000
Ne Moves Mortgage, LLC
52 SECOND AVENUE, 3RD FLOOR
WALTHAM, MA 02451
* $ 10,000,000 6 $ 1,356,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 42,112,763,000 6 $ 9,768,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 6 $ 1,539,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 5 $ 340,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 5 $ 1,812,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 5 $ 1,074,000
Bristol County Savings Bank
35 BROADWAY
TAUNTON, MA 02780
* $ 1,465,902,000 5 $ 1,023,000
Mechanics Cooperative Bank
308 BAY STREET
TAUNTON, MA 02780
* $ 435,899,000 5 $ 1,000,000
Ocean State Credit Union
2006 NOOSENECK HILL RD
COVENTRY, RI 02816
* $ 230,031,000 4 $ 2,405,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 4 $ 1,179,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 4 $ 975,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 4 $ 1,017,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 4 $ 1,126,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 4 $ 999,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ 10,000,000 3 $ 665,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 658,311,000 3 $ 1,036,000
Washington Trust Mortgage Company LLC
23 BROAD STREET
WESTERLY, RI 02891
* $ 3,025,425,000 3 $ 1,333,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 3 $ 2,089,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 3 $ 105,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 559,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 3 $ 456,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 3 $ 805,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ 3,295,000 3 $ 720,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ 387,524,000 3 $ 329,000
Atlantic Home Loans, Inc.
50 ROUTE 46
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 1,018,000
Village Mortgage Company
30 TOWER LANE
AVON, CT 06001
* $ 5,817,000 3 $ 777,000
Commonwealth Mortgage, LLC
600 WEST CUMMINGS PARK SUITE 2500
WOBURN, MA 01801
* $ 4,391,000 2 $ 671,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 1,118,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 2 $ 287,000
Schaefer Mortgage Corporation
5 BUTTRICK ROAD
LONDONDERRY, NH 03053
* $ 17,252,000 2 $ 815,000
Merrimack Mortgage Company, in
1045 ELM STREET, SUITE 601
MANCHESTER, NH 03101
* $ 10,000,000 2 $ 540,000
Homestar Mortgage, Inc.
220 SMITH STREET
PROVIDENCE, RI 02908
* $ 10,000,000 2 $ 782,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 22,971,000,000 2 $ 1,465,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 802,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 513,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 543,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ 17,789,000 2 $ 280,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 2 $ 549,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 62,915,596,000 2 $ 95,000
First Federal Svg Bank Boston
100 BRICKSTONE SQUARE
ANDOVER, MA 01810
* $ 64,984,000 2 $ 335,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 6,711,706,000 2 $ 548,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 2 $ 807,000
Savings Institute Bank & Trust
PO BOX 95
WILLIMANTIC, CT 06226
* $ 1,334,783,000 2 $ 483,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 2 $ 665,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 5,253,713,000 2 $ 563,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ 642,980,000 2 $ 674,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 2 $ 23,000
Freedom National Bank
584 PUTNAM PIKE
GREENVILLE, RI 02828
* $ 100,487,000 2 $ 597,000
Certusbank, N.A.
2 WEST WASHINGTON STREET 5TH FLOOR
GREENVILLE, SC 29601
* $ 1,656,164,000 2 $ 636,000
Milford Federal Bank
246 MAIN STREET
MILFORD, MA 01757
* $ 342,890,000 2 $ 626,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 511,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 2 $ 554,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 610,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 536,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 237,000
Bank of Canton
490 TURNPIKE STREET
CANTON, MA 02021
* $ 624,312,000 1 $ 225,000
Peoplesbank
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ 1,827,377,000 1 $ 323,000
Envision Bank
10 CABOT PLACE
STOUGHTON, MA 02072
* $ 374,027,000 1 $ 422,000
Unibank for Savings
49 CHURCH STREET
WHITINSVILLE, MA 01588
* $ 1,349,697,000 1 $ 405,000
Webster Five Cents Savings Bank
136 THOMPSON RD.
WEBSTER, MA 01570
* $ 552,100,000 1 $ 461,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 233,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 1 $ 240,000
The Bank of Maine
2 CANAL PLAZA
PORTLAND, ME 04101
* $ 744,628,000 1 $ 192,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,033,309,000 1 $ 67,000
Foxboro Federal Savings
ONE CENTRAL STREET
FOXBOROUGH, MA 02035
* $ 148,583,000 1 $ 490,000
Msa Mortgage, LLC
5 FREMONT STREET
WINTHROP, MA 02152
* $ 10,000,000 1 $ 271,000
Farmington Bank
ONE FARM GLEN BOULEVARD
FARMINGTON, CT 06032
* $ 2,107,096,000 1 $ 400,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,569,087,000 1 $ 216,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 926,944,000 1 $ 500,000
Wave Federal Credit Union
480 GREENWICH AVENUE
WARWICK, RI 02886
* $ 109,771,000 1 $ 25,000
Taunton Federal Credit Union
14 CHURCH GREET
TAUNTON, MA 02780
* $ 129,203,000 1 $ 190,000
Self Reliance (Ny) FCU
108 SECOND AVE
NEW YORK, NY 10003
* $ 1,027,071,000 1 $ 940,000
Bank Snb
608 S MAIN
STILLWATER, OK 74074
* $ 1,966,857,000 1 $ 312,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,662,890,000 1 $ 244,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 1 $ 310,000
Fall River Municipal Credit Un
333 MILLIKEN BLVD
FALL RIVER, MA 02721
* $ 215,012,000 1 $ 220,000
Eastern Bank
195 MARKET ST
LYNN, MA 01901
* $ 8,661,730,000 1 $ 290,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 5,573,160,000 1 $ 75,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 165,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 233,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 90,439,767,000 1 $ 956,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 16,840,840,000 1 $ 683,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 32,973,830,000 1 $ 662,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 351,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 1 $ 417,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 1 $ 1,265,000
Firstkey Mortgage, LLC
900 THIRD AVENUE, SUITE 500
NEW YORK, NY 10022
* $ 4,365,000 1 $ 190,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ 0 1 $ 274,000
Rushmore Loan Management Servi
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ 117,300,000 1 $ 327,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 260,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 196,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 99,877,000,000 1 $ 300,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 98,737,480,000 1 $ 455,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 17,765,526,000 1 $ 800,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 105,616,000,000 1 $ 2,500,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ 1,404,000 1 $ 200,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ 604,484,000 1 $ 184,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,037,879,000 1 $ 599,000
Chartway FCU
5700 CLEVELAND STREET
VIRGINIA BEACH, VA 23462
* $ 1,962,270,000 1 $ 197,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,256,102,000 1 $ 380,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 1 $ 291,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 253,764,000 1 $ 324,000
Mb Financial Bank NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,624,027,000 1 $ 99,000
Rockland Trust Company
120 LIBERTY STREET
BROCKTON, MA 02302
* $ 6,103,368,000 1 $ 341,000
Metro Credit Union
200 REVERE BEACH PARKWAY
CHELSEA, MA 02150
* $ 1,279,777,000 1 $ 275,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 4,127,288,000 1 $ 262,000
Hometown Bank
31 SUTTON AVENUE
OXFORD, MA 01540
* $ 364,798,000 1 $ 100,000

The tables below break down 2014 mortgage applications in Bristol County, RI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Bristol County, RI in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 744 $174,886,000 $235,000 $1,700,000 $109,000 $1,134,000
Home Purchase 685 $211,755,000 $309,000 $4,200,000 $199,000 $9,999,000
Home Improvement 128 $13,280,000 $103,000 $820,000 $111,000 $527,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,236 $317,780,000 $257,000 $4,200,000 $166,000 $9,999,000
Not applicable 152 $38,851,000 $255,000 $714,000 $15,000 $215,000
Not Provided 114 $27,574,000 $241,000 $900,000 $136,000 $879,000
Asian 24 $8,097,000 $337,000 $757,000 $199,000 $619,000
Hispanic 17 $3,968,000 $233,000 $599,000 $104,000 $286,000
Black or African American 9 $2,671,000 $296,000 $533,000 $127,000 $187,000
American Indian or Alaskan Native 5 $980,000 $196,000 $328,000 $175,000 $240,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,377 $353,067,000 $256,000 $4,200,000 $159,000 $9,999,000
FHA-insured (Federal Housing Administration) 131 $31,572,000 $241,000 $511,000 $68,000 $196,000
VA-guaranteed (Veterans Administration) 49 $15,282,000 $311,000 $640,000 $95,000 $286,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 943 $236,593,000 $250,000 $2,500,000 $145,000 $9,999,000
Application Denied By Financial Institution 223 $59,503,000 $266,000 $4,200,000 $261,000 $9,999,000
Loan Purchased By The Institution 178 $47,276,000 $265,000 $960,000 $40,000 $465,000
Application Withdrawn By Applicant 113 $31,535,000 $279,000 $1,265,000 $148,000 $962,000
File Closed For Incompleteness 57 $13,483,000 $236,000 $560,000 $127,000 $960,000
Application Approved But Not Accepted 43 $11,531,000 $268,000 $880,000 $134,000 $452,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 44 $13,730,000 $312,000 $1,040,000 $160,000 $710,000
Debt-To-Income Ratio 40 $7,531,000 $188,000 $398,000 $77,000 $265,000
Credit History 32 $5,538,000 $173,000 $1,353,000 $123,000 $932,000
Credit Application Incomplete 20 $6,103,000 $305,000 $1,265,000 $148,000 $557,000
Other 6 $1,172,000 $195,000 $490,000 $90,000 $192,000
Unverifiable Information 6 $1,120,000 $186,000 $303,000 $156,000 $364,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,543,000 $308,000 $480,000 $69,000 $192,000
Employment History 2 $382,000 $191,000 $204,000 $70,000 $76,000
Mortgage Insurance Denied 1 $205,000 $205,000 $205,000 $67,000 $67,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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