Cedar County, IA Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 753 mortgage applications in Cedar County, IA totaling $82.8 million, down 28% from 2013. The average application was for $110,000, and applicants reported an average income of $64,000. 62% of applications resulted in an originated loan and 12% were denied. The most active lender was Greenstate Credit Union, with 114 applications, followed by Hills Bank and Trust Company and Wells Fargo Bank NA.

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Total Number of Mortgage Applications 753
Total Mortgage Loan Application Amount $82,841,000
Average Mortgage Loan Application Amount $110,000
Highest Mortgage Loan Application Amount $545,000
Average Applicant Income $64,000
Highest Applicant Income $1,190,000

Mortgage Company List for Lending in Cedar County, IA for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 2,161,387,000 114 $ 11,258,000
Hills Bank and Trust Company
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ 2,167,382,000 73 $ 6,643,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 55 $ 5,635,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 55 $ 5,406,000
Residential Mortgage Network, Inc.
2461 10TH STREET SUITE 308
IOWA CITY, IA 52245
* $ 10,000,000 28 $ 4,008,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 27 $ 3,729,000
Bridge Community Bank
405 E 5TH STREET PO BOX 580
SOLON, IA 52333
* $ 79,516,000 23 $ 1,603,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 26,795,278,000 20 $ 2,742,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 17 $ 1,763,000
Cbi Bank & Trust
301 IOWA AVE
MUSCATINE, IA 52761
* $ 434,438,000 15 $ 1,933,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 13 $ 2,123,000
Citizens Savings Bank
215 EAST MAIN STREET
ANAMOSA, IA 52205
* $ 124,328,000 12 $ 1,233,000
Mount Vernon Bank and Trust Company
206 FIRST ST SW
MOUNT VERNON, IA 52314
* $ 100,724,000 12 $ 1,706,000
Collins Community Credit Union
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 737,998,000 10 $ 742,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 2,433,983,000 10 $ 793,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 10 $ 1,394,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 9 $ 1,225,000
Ruhl Mortgage LLC
1701 52ND AVENUE
MOLINE, IL 61265
* $ 0 8 $ 1,067,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 8 $ 897,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 1,743,950,000 8 $ 1,119,000
Ascentra Credit Union
PO BOX 1107
BETTENDORF, IA 52722
* $ 328,170,000 8 $ 1,042,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 868,666,000 8 $ 553,000
First Trust and Savings Bank
123 S. MAIN STREET
WHEATLAND, IA 52777
* $ 141,134,000 8 $ 480,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 1,123,457,000 7 $ 591,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 368,385,000 7 $ 1,067,000
R.I.A. Federal Credit Union
PO BOX 4750
BETTENDORF, IA 52722
* $ 346,092,000 6 $ 417,000
Corda Credit Union
3015 BLAIRS FERRY RD NE
CEDAR RAPIDS, IA 52402
* $ 309,735,000 6 $ 670,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 6 $ 720,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 5 $ 558,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 4 $ 310,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 4 $ 166,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 4 $ 383,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 4 $ 525,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 4 $ 311,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 4 $ 294,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 4 $ 346,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 4 $ 326,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 4 $ 693,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,556,442,000 4 $ 567,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 3 $ 284,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 647,760,000 3 $ 180,000
Dutrac Community Credit Union
P O BOX 3250
DUBUQUE, IA 52004
* $ 571,662,000 3 $ 378,000
Farmers State Bank
1240 8TH AVE
MARION, IA 52302
* $ 655,789,000 3 $ 751,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 3 $ 232,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 3 $ 483,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 3 $ 418,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 2 $ 134,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 2 $ 200,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 246,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 287,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 2 $ 225,000
Triumph Community Bank NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 879,418,000 2 $ 142,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 2 $ 415,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ 10,000,000 2 $ 272,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,492,889,000 2 $ 143,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 2 $ 511,000
Farmers State Bank
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ 536,789,000 2 $ 153,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 2 $ 256,000
Federation Bank
102 E MAIN ST
WASHINGTON, IA 52353
* $ 114,275,000 2 $ 116,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 130,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 282,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 2 $ 348,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 2 $ 132,000
Solon State Bank
126 SOUTH MARKET ST P.O. BOX 129
SOLON, IA 52333
* $ 86,182,000 2 $ 482,000
Citizens State Bank
117 W 1ST ST (PO BOX 517)
MONTICELLO, IA 52310
* $ 357,890,000 2 $ 274,000
First Central State Bank
914 6TH AVE
DE WITT, IA 52742
* $ 288,027,000 2 $ 107,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,016,109,000 2 $ 204,000
Bankers Trust Company
453 7TH STREET
DES MOINES, IA 50309
* $ 438,844,000 1 $ 150,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,099,031,000 1 $ 258,000
Two Rivers Bank & Trust
222 N. MAIN ST
BURLINGTON, IA 52601
* $ 646,851,000 1 $ 174,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 94,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 1 $ 208,000
Aim Credit Union
1200 ASSOCIATES DR STE 102
DUBUQUE, IA 52002
* $ 95,374,000 1 $ 227,000
Citizens State Bank
114 W MAIN ST, PO BOX 198
WYOMING, IA 52362
* $ 93,063,000 1 $ 56,000
Cedar Rapids Bank and Trust
500 1ST AVENUE NE SUITE 100
CEDAR RAPIDS, IA 52401
* $ 806,150,000 1 $ 239,000
Inspired Financial Services, LLC
2708 BICENTENNIAL DR, STE A
CEDAR FALLS, IA 50613
* $ 148,146,000 1 $ 75,000
Ohnward Bank & Trust
332 1ST AVE W
CASCADE, IA 52033
* $ 200,225,000 1 $ 51,000
First Trust and Savings Bank
1831 2ND STREET
CORALVILLE, IA 52241
* $ 51,100,000 1 $ 66,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 108,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 1 $ 171,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 171,000
Community Savings Bank
PO BOX 77
EDGEWOOD, IA 52402
* $ 319,437,000 1 $ 37,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 272,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 105,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 230,000
Blue Grass Savings Bank
104 E. MAYNE PO BOX 248
BLUE GRASS, IA 52726
* $ 183,624,000 1 $ 65,000
Farmers & Merchants Savings Bank
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ 361,764,000 1 $ 39,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 8,122,963,000 1 $ 68,000
Quad City Bank and Trust
4500 NORTH BRADY STREET
DAVENPORT, IA 52806
* $ 1,256,342,000 1 $ 76,000
First Southern Bank
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 349,232,000 1 $ 33,000
Hiawatha Bank and Trust Company
253 BROADWAY
SPRINGVILLE, IA 52336
* $ 47,263,000 1 $ 168,000
Peoples Trust & Savings Bank
205 E MAIN ST
GRAND JUNCTION, IA 50107
* $ 267,904,000 1 $ 87,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 410,770,000 1 $ 168,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 204,003,000 1 $ 10,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 1 $ 25,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 246,270,000 1 $ 176,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ 1,375,260,000 1 $ 64,000
Southeast National Bank
3535 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 157,777,000 1 $ 128,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 171,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 66,467,781,000 1 $ 82,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 1 $ 68,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 114,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 261,000
Universal Lending Corporation
6430 S FIDDLERS GREEN CIR STE 460
GREENWOOD VILLAGE, CO 80111
* $ 10,000,000 1 $ 105,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 1 $ 123,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 128,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 146,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 153,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 160,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 1 $ 122,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 1 $ 172,000

The tables below break down 2014 mortgage applications in Cedar County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cedar County, IA in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 376 $42,457,000 $112,000 $441,000 $58,000 $341,000
Refinancing 309 $37,520,000 $121,000 $545,000 $72,000 $1,190,000
Home Improvement 68 $2,864,000 $42,000 $230,000 $58,000 $134,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 616 $67,245,000 $109,000 $545,000 $69,000 $451,000
Not applicable 78 $9,715,000 $124,000 $296,000 $5,000 $94,000
Not Provided 49 $4,839,000 $98,000 $437,000 $93,000 $1,190,000
Hispanic 7 $775,000 $110,000 $180,000 $53,000 $85,000
Native Hawaiian or Other Pacific Islander 1 $85,000 $85,000 $85,000 $62,000 $62,000
American Indian or Alaskan Native 1 $64,000 $64,000 $64,000 $61,000 $61,000
Asian 1 $118,000 $118,000 $118,000 $41,000 $41,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 561 $58,828,000 $104,000 $545,000 $72,000 $1,190,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 84 $9,299,000 $110,000 $230,000 $32,000 $76,000
FHA-insured (Federal Housing Administration) 66 $7,423,000 $112,000 $262,000 $47,000 $132,000
VA-guaranteed (Veterans Administration) 42 $7,291,000 $173,000 $347,000 $43,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 465 $49,621,000 $106,000 $545,000 $72,000 $1,190,000
Loan Purchased By The Institution 108 $13,979,000 $129,000 $301,000 $25,000 $228,000
Application Denied By Financial Institution 92 $9,644,000 $104,000 $437,000 $60,000 $451,000
Application Withdrawn By Applicant 54 $6,166,000 $114,000 $261,000 $78,000 $140,000
Application Approved But Not Accepted 23 $2,042,000 $88,000 $280,000 $66,000 $389,000
File Closed For Incompleteness 11 $1,389,000 $126,000 $165,000 $69,000 $115,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 18 $1,353,000 $75,000 $437,000 $82,000 $451,000
Collateral 15 $1,595,000 $106,000 $180,000 $75,000 $230,000
Debt-To-Income Ratio 10 $1,382,000 $138,000 $280,000 $43,000 $97,000
Credit Application Incomplete 5 $687,000 $137,000 $249,000 $54,000 $86,000
Other 5 $302,000 $60,000 $113,000 $38,000 $47,000
Unverifiable Information 2 $247,000 $123,000 $137,000 $49,000 $70,000
Employment History 2 $194,000 $97,000 $119,000 $43,000 $58,000
Insufficient Cash (Downpayment, Closing Cost) 2 $257,000 $128,000 $175,000 $50,000 $52,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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