Cherokee County NC
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Unlock detailed Cherokee County NC mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in North Carolina.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,045
Total Mortgage Loan Application Amount $402,475,000
Average Mortgage Loan Application Amount $196,000
Highest Mortgage Loan Application Amount $755,000
Average Applicant Income $93,000
Highest Applicant Income $1,274,000

Mortgage Company List for Lending in Cherokee County NC for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
HOMESTAR FINANCIAL CORPORATION
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ -1,000 175 $ 41,945,000
STATE EMPLOYEES'
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 51,653,025,000 173 $ 25,725,000
UNITED COMMUNITY BANK
PO BOX 398
GREENVILLE, SC 30512
* $ 20,897,645,000 126 $ 20,480,000
LOCAL GOVERNMENT
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 3,281,700,000 72 $ 9,780,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 528,514,000,000 71 $ 10,425,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 67 $ 10,875,000
FIRST-CITIZENS BANK & TRUST COMPANY
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27609
* $ 58,215,736,000 55 $ 8,585,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 47 $ 10,985,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 45 $ 12,225,000
THE CENTRAL TRUST BANK
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 20,248,406,000 43 $ 10,905,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 41 $ 7,805,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 37 $ 7,315,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 37 $ 10,145,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 36 $ 9,020,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,779,504,000,000 35 $ 7,335,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 31 $ 5,945,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 551,902,526,000 30 $ 4,180,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 30 $ 6,030,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 27 $ 6,075,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 27 $ 6,315,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 25 $ 6,035,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 25 $ 5,595,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 24 $ 3,850,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,342,526,000 22 $ 2,160,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 22 $ 4,630,000
FIRST RELIANCE BANK
2170 W PALMETTO ST
FLORENCE, SC 29501
* $ 908,003,000 15 $ 2,655,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 15 $ 2,545,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 14 $ 3,460,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 14 $ 3,020,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 13 $ 2,575,000
SOUTHSTATE BANK, NATIONAL ASSOCIATION
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ 41,822,249,000 12 $ 2,630,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 12 $ 990,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 12 $ 2,220,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 11 $ 2,095,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,519,525,000,000 11 $ 2,105,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 11 $ 2,155,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 11 $ 2,265,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 10 $ 2,190,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 10 $ 2,470,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 10 $ 1,790,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 9 $ 1,625,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 9 $ 1,805,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 9 $ 2,065,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 9 $ 2,935,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 9 $ 1,475,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 9 $ 1,485,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 8 $ 1,700,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 7 $ 1,645,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 7 $ 245,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 7 $ 1,325,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 6 $ 2,070,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 6 $ 1,050,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 6 $ 1,490,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 6 $ 330,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 6 $ 930,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 6 $ 1,160,000
ON Q FINANCIAL, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85251
* $ -1,000 5 $ 1,305,000
SOUTHEAST MORTGAGE OF GEORGIA, INC.
3575 KOGER BLVD. SUITE 400
DULUTH, GA 30096
* $ -1,000 5 $ 1,345,000
CLEARPATH LENDING
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 5 $ 985,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 5 $ 1,215,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 5 $ 925,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 5 $ 1,315,000
1ST SIGNATURE LENDING, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ -1,000 5 $ 1,155,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 5 $ 1,245,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 423,958,417,000 4 $ 1,100,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 4 $ 780,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 348,453,000 4 $ 760,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 4 $ 630,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 4 $ 610,000
MORTGAGE FINANCIAL GROUP, INC.
1100 E ALFRED ST
TAVARES, FL 32778
* $ -1,000 4 $ 770,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 4 $ 870,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ -1,000 4 $ 590,000
MOUNTAIN CREDIT UNION
1700 RUSS AVE
WAYNESVILLE, NC 28786
* $ 320,707,000 3 $ 305,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 3 $ 515,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ -1,000 3 $ 705,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 3 $ 505,000
LADERA LENDING, INC.
555 CORPORATE DRIVE SUITE 215
SACRAMENTO, CA 92694
* $ -1,000 3 $ 795,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 3 $ 565,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 796,563,000 3 $ 895,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 456,669,000 3 $ 835,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 32,520,025,000 3 $ 515,000
GOPRIME MORTGAGE, INC.
320 N SALEM STREET
RALEIGH, NC 27502
* $ -1,000 3 $ 465,000
HOMEXPRESS MORTGAGE CORP.
15641 RED HILL AVE., SUITE 205
NEWARK, DE 92780
* $ -1,000 3 $ 505,000
BANK OF TENNESSEE
301 E. CENTER ST.
KINGSPORT, TN 37660
* $ 1,784,992,000 3 $ 785,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 12,582,271,000 3 $ 1,495,000
FBC MORTGAGE, LLC
189 S ORANGE AVE STE 970
TALLAHASSEE, FL 32801
* $ -1,000 3 $ 775,000
MISSION LOANS, LLC
5686 DRESSLER ROAD, NW
UPPER ARLINGTON, OH 44720
* $ -1,000 3 $ 465,000
SOFI BANK, NATIONAL ASSOCIATION
2750 E COTTONWOOD PKWY STE 300
COTTONWOOD HEIGHTS, UT 84121
* $ 174,662,000 2 $ 220,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 5,072,223,000 2 $ 250,000
CAPITAL CITY HOME LOANS, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
KENNESAW, GA 30043
* $ -1,000 2 $ 460,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 26,774,219,000 2 $ 300,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 2 $ 570,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 690,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 2 $ 650,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 154,830,000,000 2 $ 270,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 2 $ 470,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 2 $ 360,000
QUORUM FEDERAL CREDIT UNION
2500 WESTCHESTER AVENUE
HARRISON, NY 10577
* $ 1,025,737,000 2 $ 100,000
GTE FEDERAL CREDIT UNION
711 E HENDERSON AVENUE
TAMPA, FL 33602
* $ 2,797,870,000 2 $ 110,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 2 $ 490,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 2 $ 450,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 2 $ 200,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 172,820,000,000 2 $ 1,040,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 470,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 2 $ 420,000
RADIUS FINANCIAL GROUP INC.
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ -1,000 2 $ 400,000
SYNOVUS BANK
PO BOX 120
COLUMBUS, GA 31902
* $ 57,224,306,000 2 $ 550,000
ANGEL OAK HOME LOANS LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ -1,000 2 $ 720,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 2 $ 380,000
PINNACLE BANK
150 3RD AVE SOUTH
NASHVILLE, TN 37201
* $ 38,275,134,000 2 $ 310,000
BANKSOUTH
6340 LAKE OCONEE PARKWAY
GREENSBORO, GA 30642
* $ 1,184,588,000 2 $ 430,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 2 $ 510,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 2 $ 310,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 173,414,362,000 2 $ 350,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 2 $ 820,000
AMERIS BANK
300 SOUTH MAIN STREET
ATLANTA, GA 31768
* $ 23,754,594,000 2 $ 850,000
PFN LENDING GROUP, INC.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ -1,000 2 $ 690,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 710,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ -1,000 2 $ 390,000
PINNACLE BANK
884 ELBERT STREET
ELBERTON, GA 30635
* $ 2,008,896,000 2 $ 210,000
MILEND, INC.
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30350
* $ -1,000 2 $ 390,000
HOMEOWNERS FINANCIAL GROUP USA, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85264
* $ -1,000 2 $ 210,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ -1,000 2 $ 420,000
TRULIANT FEDERAL CREDIT UNION
3200 TRULIANT WAY
WINSTON-SALEM, NC 27103
* $ 3,779,449,000 2 $ 170,000
HOMETOWN EQUITY MORTGAGE, LLC
151 NORTH SERVICE ROAD
CLAYTON, MO 63376
* $ -1,000 2 $ 500,000
LIBERTY HOME MORTGAGE CORPORATION
4401 ROCKSIDE RD 310
STRONGSVILLE, OH 44131
* $ -1,000 2 $ 430,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47129
* $ 1,758,936,000 2 $ 440,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 16,793,269,000 2 $ 1,060,000
BANK OF CLEVELAND
75 BOBBY TAYLOR AVE
CLEVELAND, TN 37320
* $ 341,423,000 2 $ 490,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 205,000
HIGHLANDS RESIDENTIAL MORTGAGE, LTD.
12001 NORTH CENTRAL EXPRESSWAY SUITE 750
DALLAS, TX 75243
* $ -1,000 1 $ 205,000
ENCOMPASS LENDING GROUP, LP
23108 SEVEN MEADOWS PKWY SUITE 100
KATY, TX 77494
* $ -1,000 1 $ 425,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 1 $ 395,000
HANCOCK MORTGAGE PARTNERS, LLC
ONE SUGAR CREEK CENTER BLVD SUITE 1000
SUGAR LAND, TX 77478
* $ -1,000 1 $ 185,000
HIGHTECHLENDING INC
2030 MAIN ST 350
IRVINE, CA 92614
* $ -1,000 1 $ 155,000
BAYFIRST NATIONAL BANK
9190 SEMINOLE BLVD
SAINT PETERSBURG, FL 33772
* $ 917,272,000 1 $ 375,000
FIRST FLORIDA CREDIT UNION
500 WEST 1ST STREET
JACKSONVILLE, FL 32203
* $ 1,319,070,000 1 $ 205,000
FIRST BANK OF ALABAMA
120 NORTH ST E
TALLADEGA, AL 35160
* $ 877,527,000 1 $ 255,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 1,046,501,000 1 $ 155,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
SACRAMENTO, CA 94520
* $ -1,000 1 $ 5,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 145,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 235,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 195,000
COASTAL FEDERAL CREDIT UNION
PO BOX 99167
RALEIGH, NC 27624
* $ 4,623,157,000 1 $ 75,000
SUCCESS MORTGAGE PARTNERS, INC.
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 1 $ 235,000
GEORGIA UNITED
6705 SUGARLOAF PARKWAY
DULUTH, GA 30097
* $ 1,880,574,000 1 $ 245,000
TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION
777 108TH AVE NE #1670
PASADENA, MD 98004
* $ -1,000 1 $ 105,000
BEELINE LOANS, INC.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 1 $ 225,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 215,000
GENHOME MORTGAGE CORPORATION
2923 PULLMAN ST SUITE B
SACRAMENTO, CA 92677
* $ -1,000 1 $ 125,000
EASTMAN CREDIT UNION
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 7,123,603,000 1 $ 465,000
CAMPUS USA CREDIT UNION
14007 NW 1ST ROAD
NEWBERRY, FL 32669
* $ 2,692,290,000 1 $ 305,000
CAPITAL CENTER, L.L.C.
4510 COX ROAD STE 402
GLEN ALLEN, VA 23060
* $ -1,000 1 $ 155,000
AIR ACADEMY FEDERAL CREDIT UNION
9810 N UNION BLVD
COLORADO SPRINGS, CO 80924
* $ 860,015,000 1 $ 245,000
CORNING CREDIT UNION
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 2,136,862,000 1 $ 25,000
AMNET ESOP CORP DBA AMERICAN MORTGAGE NETWORK
347 3RD AVE 2ND FLOOR
CHULA VISTA, CA 91910
* $ -1,000 1 $ 175,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 1 $ 365,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 1 $ 365,000
REV FEDERAL CREDIT UNION
200 MARYMEADE DRIVE
SUMMERVILLE, SC 29483
* $ 892,806,000 1 $ 165,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 1 $ 275,000
GLOBAL FEDERAL CREDIT UNION
PO BOX 196850
ANCHORAGE, AK 99519
* $ 10,716,065,000 1 $ 55,000
HOMESPIRE MORTGAGE CORPORATION
9711 WASHINGTONIAN BLVD SUITE 500
BALTIMORE, MD 20878
* $ -1,000 1 $ 195,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
DOVER, DE 11530
* $ -1,000 1 $ 305,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 420,502,000,000 1 $ 105,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 205,000
CANOPY MORTGAGE, LLC
380 TECHNOLOGY CT, SUITE 200
LEHI, UT 84042
* $ -1,000 1 $ 365,000
SUNCOAST CREDIT UNION
6801 E HILLSBOROUGH AVE
TAMPA, FL 33610
* $ 14,874,921,000 1 $ 255,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 285,000
BANK OZK
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 26,530,430,000 1 $ 15,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 1 $ 145,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 105,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 1 $ 135,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 525,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,120,189,000 1 $ 75,000
SERVISFIRST BANK
2500 WOODCREST PLACE
BIRMINGHAM, AL 35209
* $ 15,447,515,000 1 $ 405,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ -1,000 1 $ 215,000
BANKSOUTH MORTGAGE COMPANY, LLC
3290 NORTHSIDE PARKWAY, SUITE 600
GREENSBORO, GA 30027
* $ -1,000 1 $ 245,000
DELMAR FINANCIAL COMPANY
1066 EXECUTIVE PARKWAY SUITE 100
ST. LOUIS, MO 63141
* $ -1,000 1 $ 265,000
PRINCETON MORTGAGE CORPORATION
2482 PENNINGTON ROAD SUITE 1
EWING, NJ 08534
* $ -1,000 1 $ 415,000
FIRST WESTERN TRUST BANK
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 2,522,046,000 1 $ 265,000
SUMMIT FUNDING, INC.
2241 HARVARD ST, SUITE 200
GLENDALE, CA 95815
* $ -1,000 1 $ 115,000
NEXERA HOLDING LLC
2200 POWELL STREET SUITE 340
DOVER, DE 94608
* $ -1,000 1 $ 195,000
AGFIRST FARM CREDIT BANK
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 435,000
FIRST HORIZON BANK
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38101
* $ 88,758,641,000 1 $ 295,000
FIRST BANK
PO BOX 508
TROY, NC 27371
* $ 10,516,825,000 1 $ 135,000
FIRSTRUST SAVINGS BANK
1 WALNUT GROVE DRIVE
CONSHOHOCKEN, PA 19044
* $ 5,178,645,000 1 $ 235,000
GENISYS CREDIT UNION
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 4,030,966,000 1 $ 145,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ -1,000 1 $ 95,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 1 $ 215,000
FIRST MORTGAGE SOLUTIONS, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ -1,000 1 $ 335,000
RAYMOND JAMES BANK
710 CARILLON PARKWAY
ST. PETERSBURG, FL 33716
* $ 38,107,223,000 1 $ 305,000
LEGEND LENDING CORPORATION
17047 EL CAMINO REAL, SUITE 150
HOUSTON, TX 77058
* $ -1,000 1 $ 295,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 1 $ 175,000
QUONTIC BANK
31-05 BROADWAY
NEW YORK, NY 11106
* $ 916,091,000 1 $ 175,000
SHELTER HOME MORTGAGE, LLC
1770 INDIAN TRAIL RD, SUITE 400
WILMINGTON, DE 30093
* $ -1,000 1 $ 215,000
NEWREZ VENTURES LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ -1,000 1 $ 215,000
TELCO COMMUNITY CREDIT UNION
712 NEW LEICESTER HWY.
CANDLER, NC 28806
* $ 337,574,000 1 $ 255,000
NEIGHBORHOOD LOANS, INC.
55 W. 22ND STREET SUITE 130
CHICAGO, IL 60148
* $ -1,000 1 $ 155,000
STAR ONE CREDIT UNION
PO BOX 3643
CARLSBAD, CA 94088
* $ 11,067,830,000 1 $ 505,000
MORTGAGE ASSURANCE, INC.
1200 ASHWOOD PKWY. STE 200
PEACHTREE CORNERS, GA 30338
* $ -1,000 1 $ 105,000
ADVISORS MORTGAGE GROUP, L.L.C.
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ -1,000 1 $ 185,000
CHRISTENSEN FINANCIAL, INC.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ -1,000 1 $ 185,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 1 $ 195,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 9,203,588,000 1 $ 265,000
T2 FINANCIAL LLC
480 OLDE WORTHINGTON RD SUITE 300
CINCINNATI, OH 43082
* $ -1,000 1 $ 385,000
LENOX FINANCIAL MORTGAGE CORPORATION
200 E. SANDPOINTE SUITE 800
SANTA ANA, CA 92707
* $ -1,000 1 $ 155,000
OAKTREE FUNDING CORP.
1298 WEST 7TH STREET
CHANDLER, AZ 91786
* $ -1,000 1 $ 285,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
LITTLETON, CO 80918
* $ -1,000 1 $ 505,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 1 $ 315,000
WILMINGTON SAVINGS FUND SOCIETY, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 15,742,039,000 1 $ 55,000
CIVIC FINANCIAL SERVICES, LLC
2015 MANHATTAN BEACH BLVD STE 106
GLENDALE, CA 90278
* $ -1,000 1 $ 245,000
A&D MORTGAGE LLC
1040 S. FEDERAL HWY
HOLLYWOOD, FL 33020
* $ -1,000 1 $ 145,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 215,000
REPUBLIC BANK & TRUST COMPANY
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 6,088,183,000 1 $ 165,000
AMERICAN FEDERAL MORTGAGE CORPORATION
360 ROUTE 24
CHESTER, NJ 07930
* $ -1,000 1 $ 185,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 9,729,918,000 1 $ 175,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,474,358,000 1 $ 105,000
VIBRANT CREDIT UNION
1900 52ND AVE
MOLINE, IL 61265
* $ 1,063,621,000 1 $ 35,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Cherokee County NC in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,082 $253,760,000 $234,000 $755,000 $106,000 $1,024,000
Cash-out Refinancing 410 $80,460,000 $196,000 $615,000 $69,000 $1,274,000
Refinancing 261 $41,675,000 $159,000 $705,000 $88,000 $960,000
Other Purpose 147 $14,415,000 $98,000 $525,000 $83,000 $885,000
Home Improvement 141 $11,745,000 $83,000 $405,000 $88,000 $436,000
Not Applicable 4 $420,000 $105,000 $195,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,534 $291,660,000 $190,000 $755,000 $93,000 $1,274,000
Not Provided 217 $44,015,000 $202,000 $645,000 $89,000 $356,000
Not applicable 168 $41,120,000 $244,000 $755,000 $79,000 $150,000
Hispanic 61 $13,065,000 $214,000 $755,000 $114,000 $795,000
American Indian or Alaskan Native 26 $4,960,000 $190,000 $375,000 $72,000 $254,000
Black or African American 23 $3,825,000 $166,000 $465,000 $89,000 $238,000
Asian 10 $2,300,000 $230,000 $385,000 $164,000 $543,000
Native Hawaiian or Other Pacific Islander 3 $655,000 $218,000 $315,000 $106,000 $131,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,538 $286,940,000 $186,000 $755,000 $101,000 $1,274,000
VA-guaranteed (Veterans Administration) 278 $72,070,000 $259,000 $755,000 $72,000 $262,000
FHA-insured (Federal Housing Administration) 214 $40,900,000 $191,000 $425,000 $57,000 $210,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $2,565,000 $171,000 $265,000 $52,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,106 $218,300,000 $197,000 $755,000 $100,000 $1,024,000
Application Withdrawn By Applicant 297 $61,585,000 $207,000 $615,000 $93,000 $1,274,000
Application Denied By Financial Institution 272 $42,570,000 $156,000 $645,000 $68,000 $795,000
Loan Purchased By The Institution 202 $49,140,000 $243,000 $755,000 $104,000 $349,000
File Closed For Incompleteness 115 $20,305,000 $176,000 $645,000 $79,000 $960,000
Application Approved But Not Accepted 42 $7,610,000 $181,000 $535,000 $90,000 $364,000
Preapproval Approved but not Accepted 9 $2,315,000 $257,000 $375,000 $99,000 $257,000
Preapproval Denied by Financial Institution 2 $650,000 $325,000 $505,000 $96,000 $162,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,766 $358,080,000 $202,000 $755,000 $97,000 $1,274,000
Debt-To-Income Ratio 79 $13,635,000 $172,000 $465,000 $72,000 $795,000
Credit History 62 $8,820,000 $142,000 $425,000 $62,000 $180,000
Collateral 44 $6,720,000 $152,000 $645,000 $77,000 $286,000
Credit Application Incomplete 43 $6,605,000 $153,000 $425,000 $76,000 $249,000
Other 25 $3,845,000 $153,000 $375,000 $70,000 $180,000
Unverifiable Information 17 $3,365,000 $197,000 $505,000 $73,000 $174,000
Insufficient Cash (Downpayment, Closing Cost) 5 $725,000 $145,000 $195,000 $38,000 $68,000
Employment History 4 $680,000 $170,000 $215,000 $26,000 $47,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the North Carolina Lender List