Chittenden County VT
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Unlock detailed Chittenden County VT mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Vermont.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,617
Total Mortgage Loan Application Amount $1,802,745,000
Average Mortgage Loan Application Amount $236,000
Highest Mortgage Loan Application Amount $33,505,000
Average Applicant Income $124,000
Highest Applicant Income $3,600,000

Mortgage Company List for Lending in Chittenden County VT for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
NEW ENGLAND
141 HARVEST LANE
WILLISTON, VT 05495
* $ 1,259,693,000 2,188 $ 406,060,000
VERMONT FEDERAL CREDIT UNION
PO BOX 407
BURLINGTON, VT 05401
* $ 558,777,000 458 $ 76,780,000
NORTHEAST HOME LOAN, LLC
25 MR ARTHUR DRIVE
ST JOHNSBURY, VT 03466
* $ -1,000 426 $ 125,590,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 277 $ 70,705,000
PEOPLE'S UNITED BANK
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 47,601,600,000 270 $ 95,050,000
UNION BANK
20 LOWER MAIN STREET PO BOX 667
MORRISVILLE, VT 05661
* $ 804,593,000 259 $ 82,135,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 254 $ 46,530,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 137,976,503,000 250 $ 51,070,000
VERMONT STATE EMPLOYEES
ONE BAILEY AVENUE
MONTPELIER, VT 05602
* $ 778,158,000 201 $ 30,405,000
NORTH COUNTRY
PO BOX 64709
SOUTH BURLINGTON, VT 05406
* $ 620,193,000 183 $ 35,175,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 177 $ 47,845,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 166 $ 50,280,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 302,668,929,000 165 $ 28,275,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,689,351,000,000 132 $ 36,560,000
NORTHFIELD SAVINGS BANK
1021 PAINE TURNPIKE NORTH
NORTHFIELD, VT 05602
* $ 1,033,301,000 131 $ 37,375,000
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 10,412,127,000 104 $ 53,560,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 97 $ 29,085,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 93 $ 26,235,000
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 9,492,332,000 92 $ 33,720,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 92 $ 19,360,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 61 $ 17,825,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 60 $ 15,710,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 58 $ 14,080,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,782,639,000,000 53 $ 15,065,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 47 $ 10,625,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 40 $ 10,130,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 38 $ 9,600,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 35 $ 10,415,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 35 $ 9,125,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 34 $ 10,250,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 32 $ 8,300,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,015,112,000 31 $ 1,835,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 27 $ 8,375,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 25 $ 5,845,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 25 $ 8,355,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 25 $ 6,075,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 23 $ 6,895,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 22 $ 6,250,000
THE NATIONAL BANK OF MIDDLEBURY
30 MAIN STREET
MIDDLEBURY, VT 05753
* $ 370,312,000 21 $ 6,225,000
PEOPLES TRUST COMPANY OF ST. ALBANS
25 KINGMAN STREET, PO BOX 320
ST. ALBANS, VT 05478
* $ 266,945,000 20 $ 4,000,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 20 $ 5,490,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 19 $ 4,395,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 19 $ 3,685,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 17 $ 3,625,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 15 $ 3,795,000
KELLER MORTGAGE, LLC
4725 LAKEHURST CT SUITE 400
HILLIARD, OH 43016
* $ -1,000 15 $ 3,275,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 219,071,000,000 14 $ 4,170,000
ONE CREDIT UNION
380 RIVER STREET
SPRINGFIELD, VT 05156
* $ 170,547,000 13 $ 1,245,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 11 $ 3,375,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 10 $ 2,170,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 10 $ 2,900,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 10 $ 2,030,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 10 $ 3,520,000
SANTANDER BANK, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 77,243,612,000 10 $ 3,460,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 18,466,868,000 10 $ 2,850,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 10 $ 2,150,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 684,352,000 9 $ 3,435,000
802 CREDIT UNION INC.
265 SOUTH MAIN STREET
BARRE, VT 05641
* $ 129,661,000 9 $ 395,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 9 $ 2,485,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ -1,000 9 $ 2,655,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 75,169,000,000 9 $ 4,165,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 8 $ 2,400,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 8 $ 2,530,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 8 $ 1,490,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 234,032,000,000 8 $ 3,930,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 826,876,000,000 8 $ 2,660,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 395,677,000 8 $ 2,100,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 8 $ 2,500,000
REDWOOD RESIDENTIAL ACQUISITION CORPORATION
ONE BELVEDERE PLACE
WILMINGTON, DE 94941
* $ -1,000 7 $ 4,775,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 7 $ 1,995,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 5,133,339,000 7 $ 1,955,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,636,147,000 6 $ 2,080,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 6 $ 1,280,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,011,136,000 6 $ 1,410,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 6 $ 1,520,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 6 $ 800,000
HANSCOM FEDERAL CREDIT UNION
25 PORTER ROAD, SUITE 100
BEDFORD, MA 01460
* $ 1,327,580,000 5 $ 1,075,000
LENDINGONE, LLC
901 YAMATO RD #150
DOVER, DE 33431
* $ -1,000 5 $ 1,105,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 5 $ 495,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 159,291,000,000 5 $ 2,885,000
TCF NATIONAL BANK
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,708,028,000 4 $ 1,290,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 4 $ 1,040,000
CITADEL SERVICING CORPORATION
15707 ROCKFIELD BLVD STE 320
SACRAMENTO, CA 92618
* $ -1,000 4 $ 2,040,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 18,449,940,000 4 $ 970,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 970,161,000 4 $ 1,270,000
BERKSHIRE BANK
PO 1308
PITTSFIELD, MA 01202
* $ 12,187,936,000 4 $ 380,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 8,530,262,000 4 $ 900,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 4 $ 1,020,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 4 $ 660,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,798,459,000 3 $ 1,315,000
SERVICE FEDERAL CREDIT UNION
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 3,502,273,000 3 $ 825,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 3 $ 805,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 3 $ 885,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 3 $ 1,155,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 3 $ 755,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 3 $ 925,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 24,484,751,000 3 $ 115,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 370,500,928,000 3 $ 975,000
AMALGAMATED BANK
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ 4,688,525,000 3 $ 1,115,000
CF BANK, NATIONAL ASSOCIATION
7000 N HIGH ST
WORTHINGTON, OH 43085
* $ 664,284,000 3 $ 1,345,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 595,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ -1,000 2 $ 740,000
NASSAU EDUCATORS FEDERAL CREDIT UNION
1000 CORPORATE DRIVE
WESTBURY, NY 11590
* $ 3,153,658,000 2 $ 410,000
BAR HARBOR BANK & TRUST
82 MAIN STREET
BAR HARBOR, ME 04609
* $ 3,604,567,000 2 $ 360,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 2 $ 150,000
MSA MORTGAGE, LLC
5 FREMONT STREET
WINTHROP, MA 02152
* $ -1,000 2 $ 580,000
CALIFORNIA BEAR CREDIT UNION
300 S SPRING STREET, SUITE 1215
LOS ANGELES, CA 90013
* $ 112,325,000 2 $ 550,000
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ 970,766,000 2 $ 80,000
FIRST MIDWEST BANK
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 15,430,682,000 2 $ 760,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
SACRAMENTO, CA 94520
* $ -1,000 2 $ 610,000
FIRST REPUBLIC BANK
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 99,205,204,000 2 $ 1,720,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,305,036,000 2 $ 450,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ -1,000 2 $ 680,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 2 $ 500,000
GOLDMAN SACHS BANK USA
200 WEST STREET
NEW YORK, NY 10282
* $ 191,517,000,000 2 $ 780,000
BNY MELLON, NATIONAL ASSOCIATION
500 GRANT STREET, ROOM 4825
PITTSBURGH, PA 15258
* $ 28,875,870,000 2 $ 1,000,000
LENDUS, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ -1,000 2 $ 560,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 3,483,865,000 2 $ 230,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 2 $ 770,000
ARC HOME LLC
2010 CORPORATE RIDGE STE 750
BALTIMORE, MD 22102
* $ -1,000 2 $ 520,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 59,366,170,000 2 $ 620,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 2 $ 510,000
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LAKEWOOD
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 1,960,015,000 2 $ 450,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 3,538,467,000 2 $ 750,000
PRIORITY FUNDING, LLC
292 MAIN STREET, SUITE G1
NORTHBORO, MA 01532
* $ -1,000 2 $ 110,000
HARBORONE MORTGAGE, LLC
1045 ELM ST SUITE 601
BOSTON, MA 03101
* $ -1,000 2 $ 680,000
PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE
5480 CORPORATE DRIVE SUITE 240
WILMINGTON, DE 48098
* $ -1,000 2 $ 410,000
STATE FINANCIAL NETWORK, LLC
5 HILLMAN DR
BROOMALL, PA 19317
* $ -1,000 1 $ 345,000
GUARDHILL FINANCIAL CORP.
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ -1,000 1 $ 1,475,000
HOWARD BANK
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 2,266,082,000 1 $ 435,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 11,226,544,000 1 $ 725,000
RESIDENTIAL MORTGAGE SERVICES, INC.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 1 $ 215,000
RBC BANK, (GEORGIA) NATIONAL ASSOCIATION
8081 ARCO CORPORATE DRIVE
ATLANTA, GA 27617
* $ 4,951,637,000 1 $ 95,000
BAY STATE SAVINGS BANK
28 FRANKLIN STREET
WORCESTER, MA 01608
* $ 418,121,000 1 $ 245,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 135,000
FIRSTRUST SAVINGS BANK
1 WALNUT GROVE DRIVE
CONSHOHOCKEN, PA 19044
* $ 3,458,196,000 1 $ 45,000
TRIUMPH BANK
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 787,746,000 1 $ 265,000
TCT FEDERAL CREDIT UNION
416 ROWLAND STREET
BALLSTON SPA, NY 12020
* $ 212,758,000 1 $ 95,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ -1,000 1 $ 115,000
AXIOM BANK, N.A.
258 SOUTHHALL LN SUITE 400
MAITLAND, FL 32751
* $ 631,518,000 1 $ 55,000
SOMERSET TRUST COMPANY
151 WEST MAIN STREET
SOMERSET, PA 15501
* $ 1,230,098,000 1 $ 255,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 1 $ 265,000
STATE DEPARTMENT FEDERAL CREDIT UNION
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,985,431,000 1 $ 55,000
OPEN MORTGAGE, LLC
14101 W. HWY 290 #1300
AUSTIN, TX 78737
* $ -1,000 1 $ 115,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 1 $ 195,000
NASA FEDERAL CREDIT UNION
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 2,599,291,000 1 $ 165,000
KS STATEBANK
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,029,298,000 1 $ 245,000
NORTHFIELD BANK
1731 VICTORY BLVD.
NEW YORK, NY 10314
* $ 4,409,433,000 1 $ 85,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 1 $ 15,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 4,426,972,000 1 $ 125,000
UNITED BANK
225 ASYLUM ST
HARTFORD, CT 06103
* $ 7,347,510,000 1 $ 95,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 7,306,280,000 1 $ 355,000
STIFEL BANK AND TRUST
501 N BROADWAY
SAINT LOUIS, MO 63141
* $ 16,110,188,000 1 $ 435,000
FORBRIGHT BANK
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20817
* $ 949,720,000 1 $ 155,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 445,000
LEADER BANK, NATIONAL ASSOCIATION
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 1,348,132,000 1 $ 315,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 1 $ 475,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 275,000
BANKUNITED, NATIONAL ASSOCIATION
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 32,077,582,000 1 $ 1,475,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 1 $ 315,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 1 $ 225,000
THE NORTHERN TRUST COMPANY
50 S. LA SALLE
CHICAGO, IL 60603
* $ 90,988,326,000 1 $ 375,000
ALLIED FIRST BANK,SB
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 85,222,000 1 $ 215,000
PEOPLES STATE BANK
P O BOX 1686, 1905 STEWART AVE
WAUSAU, WI 54402
* $ 915,938,000 1 $ 205,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 1 $ 365,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 268,405,000 1 $ 265,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 1 $ 225,000
AFFINITY
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 08720
* $ 3,385,817,000 1 $ 255,000
SEMPER HOME LOANS, INC
225 DUPONT DRIVE
WILMINGTON, DE 02907
* $ -1,000 1 $ 575,000
CENTRAL BANK
20701 BRUCE B DOWNS BLVD
TAMPA, FL 33647
* $ 168,635,000 1 $ 125,000
ALTRA FEDERAL CREDIT UNION
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,514,584,000 1 $ 25,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 1 $ 345,000
THE CENTRAL TRUST BANK
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 2,581,302,000 1 $ 355,000
OCEANSIDE MORTGAGE COMPANY
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 245,000
INTERCONTINENTAL CAPITAL GROUP, INC
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 1 $ 225,000
LENDERLIVE NETWORK, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 1 $ 305,000
FIRST HOME BANK
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 364,059,000 1 $ 225,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 155,000
NORTHMARK BANK
89 TURNPIKE STREET, P.O. BOX 825
NORTH ANDOVER, MA 01845
* $ 372,260,000 1 $ 465,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2019, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Chittenden County VT in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,109 $882,865,000 $283,000 $8,965,000 $127,000 $3,600,000
Refinancing 1,909 $474,535,000 $248,000 $33,505,000 $124,000 $3,300,000
Cash-out Refinancing 1,234 $311,300,000 $252,000 $5,155,000 $116,000 $2,412,000
Home Improvement 773 $74,385,000 $96,000 $2,805,000 $129,000 $2,616,000
Other Purpose 569 $54,615,000 $95,000 $1,005,000 $119,000 $1,038,000
Not Applicable 23 $5,045,000 $219,000 $565,000 $149,000 $213,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,726 $1,240,710,000 $216,000 $2,765,000 $121,000 $3,300,000
Not Provided 1,149 $278,285,000 $242,000 $2,835,000 $143,000 $3,600,000
Not applicable 399 $205,125,000 $514,000 $33,505,000 $114,000 $443,000
Asian 171 $40,645,000 $237,000 $1,505,000 $125,000 $720,000
Hispanic 72 $14,150,000 $196,000 $555,000 $102,000 $397,000
Black or African American 50 $12,470,000 $249,000 $645,000 $92,000 $288,000
American Indian or Alaskan Native 22 $3,810,000 $173,000 $345,000 $67,000 $142,000
Native Hawaiian or Other Pacific Islander 3 $685,000 $228,000 $405,000 $57,000 $72,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,858 $1,590,830,000 $231,000 $33,505,000 $128,000 $3,600,000
VA-guaranteed (Veterans Administration) 362 $112,240,000 $310,000 $805,000 $90,000 $273,000
FHA-insured (Federal Housing Administration) 318 $81,260,000 $255,000 $645,000 $80,000 $302,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 79 $18,415,000 $233,000 $345,000 $77,000 $174,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,213 $1,266,805,000 $243,000 $33,505,000 $126,000 $3,600,000
Application Withdrawn By Applicant 892 $212,430,000 $238,000 $5,155,000 $130,000 $2,616,000
Application Denied By Financial Institution 689 $116,935,000 $169,000 $1,125,000 $107,000 $3,300,000
Loan Purchased By The Institution 419 $119,995,000 $286,000 $1,475,000 $122,000 $1,612,000
File Closed For Incompleteness 266 $55,600,000 $209,000 $565,000 $111,000 $483,000
Application Approved But Not Accepted 138 $30,980,000 $224,000 $2,005,000 $128,000 $2,190,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,889 $1,676,045,000 $243,000 $33,505,000 $126,000 $3,600,000
Debt-To-Income Ratio 316 $56,850,000 $179,000 $995,000 $70,000 $325,000
Credit History 142 $18,510,000 $130,000 $795,000 $127,000 $3,300,000
Collateral 127 $22,985,000 $180,000 $1,125,000 $137,000 $1,064,000
Credit Application Incomplete 62 $12,870,000 $207,000 $445,000 $158,000 $1,110,000
Other 43 $8,525,000 $198,000 $805,000 $154,000 $1,020,000
Unverifiable Information 20 $2,840,000 $142,000 $525,000 $158,000 $413,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,610,000 $261,000 $465,000 $82,000 $282,000
Employment History 8 $1,510,000 $188,000 $445,000 $75,000 $225,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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