Cole County MO
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Unlock detailed Cole County MO mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Missouri.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,662
Total Mortgage Loan Application Amount $383,236,000
Average Mortgage Loan Application Amount $143,000
Highest Mortgage Loan Application Amount $2,500,000
Average Applicant Income $71,000
Highest Applicant Income $8,616,000

Mortgage Company List for Lending in Cole County MO for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
JEFFERSON BANK OF MISSOURI
700 SOUTHWEST BLVD.
JEFFERSON CITY, MO 65101
* $ 552,964,000 377 $ 49,085,000
THE CENTRAL TRUST BANK
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 2,684,312,000 367 $ 58,487,000
MID AMERICA BANK
1511 FRIENDSHIP ROAD
JEFFERSON CITY, MO 65101
* $ 396,419,000 158 $ 24,934,000
HAWTHORN BANK
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ 1,280,492,000 147 $ 18,982,000
FLAT BRANCH MORTGAGE, INC.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 142 $ 18,569,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,727,235,000,000 85 $ 12,699,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 79 $ 11,647,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 77 $ 10,436,000
MISSOURI CREDIT UNION
111 E. BROADWAY
COLUMBIA, MO 65203
* $ 310,502,000 75 $ 10,483,000
TIB NATIONAL ASSOCIATION
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,681,854,000 65 $ 12,830,000
LANDMARK BANK
PO BOX 1867
COLUMBIA, MO 65201
* $ 2,567,353,000 57 $ 7,197,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 57 $ 8,684,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,042,021,000 54 $ 4,434,000
RIVER REGION CREDIT UNION
3124 W. EDGEWOOD DR.
JEFFERSON CITY, MO 65109
* $ 184,286,000 51 $ 6,660,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 48 $ 8,121,000
PROVIDENCE BANK
3855 FORUM BOULEVARD
COLUMBIA, MO 65203
* $ 940,761,000 48 $ 5,504,000
LEGENDS BANK
PO BOX 888
LINN, MO 65051
* $ 336,517,000 43 $ 4,918,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
LITTLE ROCK, AR 63017
* $ -1,000 42 $ 5,630,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 41 $ 7,089,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 33 $ 4,478,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 30 $ 5,372,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 25 $ 4,265,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 21 $ 3,130,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 20 $ 2,033,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 19 $ 1,972,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 15 $ 3,800,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ -1,000 14 $ 2,390,000
COMMERCE BANK
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 25,529,171,000 13 $ 2,867,000
COMMUNITY MORTGAGE, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ -1,000 13 $ 2,723,000
BANK OF ST. ELIZABETH
215 MAIN STREET, PO BOX 8
SAINT ELIZABETH, MO 65075
* $ 124,225,000 13 $ 967,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 12 $ 1,249,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 12 $ 1,235,000
CENTRAL BANK OF BOONE COUNTY
720 E. BROADWAY
COLUMBIA, MO 65201
* $ 1,763,908,000 12 $ 1,788,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 11 $ 949,000
COMMUNITY POINT BANK
13218 RAILROAD AVE PO BOX 457
RUSSELLVILLE, MO 65074
* $ 115,210,000 11 $ 1,871,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 11 $ 1,691,000
HANCOCK MORTGAGE PARTNERS, LLC
ONE SUGAR CREEK CENTER BLVD SUITE 1000
SUGAR LAND, TX 77478
* $ -1,000 10 $ 1,856,000
CONSERVATION EMPLOYEES CREDIT UNION
P.O. BOX 180
JEFFERSON CITY, MO 65102
* $ 107,963,000 9 $ 1,165,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 8 $ 1,323,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 8 $ 1,003,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,980,496,000 8 $ 1,393,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,677,490,000,000 8 $ 3,798,000
FIRST STATE BANK OF ST. CHARLES, MISSOURI
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 362,957,000 7 $ 1,204,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 7 $ 1,464,000
THE MARIES COUNTY BANK
218 4TH STREET
VIENNA, MO 65582
* $ 448,132,000 6 $ 660,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 5 $ 53,000
FIRST STATE COMMUNITY BANK
201 E COLUMBIA
FARMINGTON, MO 63640
* $ 2,120,614,000 5 $ 626,000
THE BANK OF MISSOURI
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ 1,335,298,000 5 $ 266,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 5 $ 1,865,000
FIRST MIDWEST BANK
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 11,254,182,000 5 $ 40,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,349,581,000,000 5 $ 347,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 5 $ 504,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 5 $ 624,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 5 $ 1,113,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 5 $ 688,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 4 $ 708,000
EQUITABLE MORTGAGE
909 E REPUBLIC ROAD B200
SPRINGFIELD, MO 65807
* $ -1,000 4 $ 358,000
CENTRAL NATIONAL BANK
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 969,397,000 4 $ 641,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 13,265,339,000 4 $ 197,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 4 $ 1,006,000
UMB BANK, NATIONAL ASSOCIATION
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 20,399,583,000 4 $ 464,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 3 $ 350,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 3 $ 151,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 91,146,995,000 3 $ 135,000
MIDLAND STATES BANK
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 3,230,875,000 3 $ 649,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 3 $ 346,000
BUSEY BANK
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 5,382,961,000 3 $ 896,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 3,275,430,000 3 $ 449,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 3 $ 494,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 3 $ 466,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 330,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 3 $ 360,000
BRIDGEVIEW BANK GROUP
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 3 $ 650,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 3 $ 270,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 3 $ 430,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 3 $ 455,000
PEOPLES BANK OF MONITEAU COUNTY
105 W ROW STREET
JAMESTOWN, MO 65046
* $ 62,977,000 3 $ 187,000
THE CALLAWAY BANK
PO BOX 10
FULTON, MO 65251
* $ 351,524,000 3 $ 218,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ -1,000 3 $ 487,000
MIDWEST MORTGAGE ASSOCIATES CORPORATION
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ -1,000 3 $ 693,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 214,433,035,000 2 $ 413,000
MORTGAGE INVESTMENT SERVICES CORPORATION
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 2 $ 271,000
TOGETHER CREDIT UNION
MICHAEL DOUGHERTY
SAINT LOUIS, MO 63118
* $ 1,619,025,000 2 $ 223,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 2 $ 291,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 2 $ 224,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 131,174,000 2 $ 350,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 16,686,060,000 2 $ 437,000
MORTGAGE SOLUTIONS LLC
4020 FEE FEE ROAD
SAINT LOUIS, MO 63044
* $ -1,000 2 $ 226,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 2 $ 280,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,862,672,000 2 $ 526,000
CARROLLTON BANK
P. O. BOX 232
CARROLLTON, IL 62016
* $ 1,443,000,000 2 $ 130,000
ENDEAVOR CAPITAL, LLC.
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 2 $ 305,000
DELMAR FINANCIAL COMPANY
1066 EXECUTIVE PARKWAY SUITE 100
ST. LOUIS, MO 63141
* $ -1,000 2 $ 332,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 2 $ 320,000
AMCAP MORTGAGE, LTD.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 2 $ 313,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 2 $ 407,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 7,568,756,000 2 $ 414,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ -1,000 2 $ 269,000
TOWN & COUNTRY BANK
PO BOX 349
SALEM, MO 65560
* $ 506,652,000 2 $ 432,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 2 $ 169,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 106,169,829,000 2 $ 249,000
CENTRAL BANK OF THE MIDWEST
609 N. HIGHWAY 291
LEE'S SUMMIT, MO 64063
* $ 1,740,548,000 1 $ 59,000
THE HOME LOAN EXPERT LLC
1600 S BRENTWOOD
ST LOUIS, MO 63144
* $ 0 1 $ 0
SOUTHERN BANK
531 VINE ST
POPLAR BLUFF, MO 63901
* $ 1,488,525,000 1 $ 388,000
GATEWAY MORTGAGE GROUP, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 203,000
JAMES B. NUTTER & COMPANY
4153 BROADWAY
KANSAS CITY, MO 64111
* $ -1,000 1 $ 150,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 1 $ 76,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,982,691,000 1 $ 100,000
GREAT PLAINS NATIONAL BANK
5909 NW EXPRESSWAY
ELK CITY, OK 73132
* $ 550,032,000 1 $ 189,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 1 $ 194,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 1 $ 136,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 1 $ 95,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 355,999,734,000 1 $ 86,000
THRIVENT FEDERAL CREDIT UNION
625 FOURTH AVE S
APPLETON, WI 55415
* $ 514,606,000 1 $ 3,000
FCB BANKS
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 874,441,000 1 $ 208,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 53,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 53,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 21,301,361,000 1 $ 110,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 568,425,000 1 $ 485,000
FOUNDATION ONE BANK
4141 N 156TH ST SUITE 101
OMAHA, NE 68116
* $ 93,329,000 1 $ 200,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 1 $ 100,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 1,850,010,000 1 $ 115,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 136,000
WEST COMMUNITY CREDIT UNION
4161 HIGHWAY K
O'FALLON, MO 63368
* $ 186,555,000 1 $ 68,000
XCEED FINANCIAL
888 N. NASH ST
EL SEGUNDO, CA 90245
* $ 965,156,000 1 $ 122,000
HOWARD BANK
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,027,051,000 1 $ 71,000
FIRST COMMUNITY
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 2,234,613,000 1 $ 215,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 392,980,000 1 $ 8,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
DOVER, DE 11530
* $ -1,000 1 $ 150,000
UNITED BANK OF UNION
PO BOX 500
UNION, MO 63084
* $ 302,169,000 1 $ 175,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 32,160,352,000 1 $ 184,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 85,000
OCWEN LOAN SERVICING, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 184,000
STIFEL BANK AND TRUST
501 N BROADWAY
SAINT LOUIS, MO 63141
* $ 13,016,049,000 1 $ 201,000
MARTINSBURG BANK AND TRUST
107 W KELLETT P O BOX 66
MARTINSBURG, MO 65264
* $ 189,893,000 1 $ 24,000
CAPGROW HOME MORTGAGE, LLC
16141 SWINGLEY RIDGE ROAD STE 107
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 224,000
FIRST SOUTHERN BANK.
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 669,149,000 1 $ 51,000
OAKSTAR BANK
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 637,488,000 1 $ 334,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,207,688,000 1 $ 16,000
PEOPLE'S SAVINGS BANK OF RHINELAND
101 BLUFF STREET
RHINELAND, MO 65069
* $ 232,036,000 1 $ 150,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 1 $ 134,000
PEOPLES BANK
408 W WASHINGTON ST
CUBA, MO 65453
* $ 199,386,000 1 $ 414,000
SCOTT CREDIT UNION
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 1,092,616,000 1 $ 69,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
REEDS SPRING, MO 65802
* $ 4,553,702,000 1 $ 310,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2017, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Cole County MO in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,661 $245,357,000 $147,000 $772,000 $66,000 $640,000
Refinancing 813 $121,862,000 $149,000 $1,800,000 $71,000 $1,015,000
Home Improvement 188 $16,017,000 $85,000 $2,500,000 $111,000 $8,616,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,018 $294,578,000 $145,000 $1,800,000 $80,000 $8,616,000
Not applicable 294 $40,490,000 $137,000 $2,500,000 $4,000 $210,000
Not Provided 178 $24,541,000 $137,000 $485,000 $78,000 $440,000
Black or African American 87 $11,382,000 $130,000 $387,000 $61,000 $197,000
Hispanic 45 $5,900,000 $131,000 $339,000 $59,000 $202,000
Asian 18 $3,566,000 $198,000 $400,000 $110,000 $375,000
American Indian or Alaskan Native 16 $2,239,000 $139,000 $292,000 $50,000 $165,000
Native Hawaiian or Other Pacific Islander 6 $540,000 $90,000 $200,000 $55,000 $97,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,894 $270,074,000 $142,000 $2,500,000 $80,000 $8,616,000
FHA-insured (Federal Housing Administration) 387 $45,946,000 $118,000 $265,000 $41,000 $185,000
VA-guaranteed (Veterans Administration) 320 $59,322,000 $185,000 $610,000 $57,000 $217,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 61 $7,894,000 $129,000 $359,000 $46,000 $126,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,694 $241,978,000 $142,000 $2,500,000 $73,000 $640,000
Loan Purchased By The Institution 290 $45,299,000 $156,000 $610,000 $34,000 $222,000
Application Withdrawn By Applicant 273 $41,019,000 $150,000 $616,000 $101,000 $8,616,000
Application Denied By Financial Institution 253 $32,956,000 $130,000 $1,800,000 $63,000 $1,015,000
Application Approved But Not Accepted 113 $13,833,000 $122,000 $390,000 $63,000 $222,000
File Closed For Incompleteness 38 $7,737,000 $203,000 $1,755,000 $90,000 $635,000
Preapproval Approved but not Accepted 1 $414,000 $414,000 $414,000 $351,000 $351,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 62 $5,706,000 $92,000 $320,000 $52,000 $140,000
Debt-To-Income Ratio 39 $5,265,000 $135,000 $545,000 $44,000 $183,000
Collateral 26 $5,232,000 $201,000 $1,800,000 $88,000 $426,000
Credit Application Incomplete 20 $2,774,000 $138,000 $485,000 $74,000 $217,000
Insufficient Cash (Downpayment, Closing Cost) 2 $192,000 $96,000 $121,000 $16,000 $33,000
Other 2 $176,000 $88,000 $120,000 $26,000 $52,000
Employment History 1 $98,000 $98,000 $98,000 $43,000 $43,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Missouri Lender List