Cowley County, KS Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 771 mortgage applications in Cowley County, KS totaling $76.8 million, down 25% from 2013. The average application was for $99,000, and applicants reported an average income of $55,000. 56% of applications resulted in an originated loan and 16% were denied. The most active lender was Community National Bank & Trust, with 137 applications, followed by Cornerbank and Wells Fargo Bank NA.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Kansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 771
Total Mortgage Loan Application Amount $76,804,000
Average Mortgage Loan Application Amount $99,000
Highest Mortgage Loan Application Amount $3,240,000
Average Applicant Income $55,000
Highest Applicant Income $1,436,000

Mortgage Company List for Lending in Cowley County, KS for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Community National Bank & Trust
14 N LINCOLN
CHANUTE, KS 66720
* $ 838,887,000 137 $ 12,908,000
Cornerbank
900 MAIN ST - PO BOX 545
WINFIELD, KS 67156
* $ 285,968,000 47 $ 3,042,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 43 $ 3,721,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ 10,000,000 36 $ 3,279,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ 2,117,597,000 34 $ 2,636,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 26 $ 2,283,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 26 $ 2,491,000
The Stock Exchange Bank, Caldwell, Kansas
103 S. MAIN ST., P.O. BOX 273
CALDWELL, KS 67022
* $ 45,667,000 21 $ 2,198,000
Citizens Bank of Kansas
300 N MAIN ST
KINGMAN, KS 67068
* $ 225,066,000 18 $ 1,089,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 15 $ 1,112,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 13 $ 1,138,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 13 $ 1,118,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 12 $ 932,000
Mid American Credit Union
8404 W. KELLOGG DR.
WICHITA, KS 67209
* $ 219,603,000 11 $ 483,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 11 $ 1,458,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,560,571,000 11 $ 1,414,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 9 $ 963,000
Intrust Bank, NA
105 N MAIN ST
WICHITA, KS 67202
* $ 4,364,875,000 9 $ 1,163,000
Central Star Financial Sol LLC
9555 CORPORATE HILLS DRIVE
WICHITA, KS 67207
* $ 500,458,000 8 $ 508,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 26,795,278,000 8 $ 741,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 8 $ 1,180,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 7 $ 704,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 7 $ 913,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 7 $ 474,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,016,109,000 7 $ 728,000
Credit Union of America
711 W DOUGLAS
WICHITA, KS 67226
* $ 535,414,000 6 $ 401,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 6 $ 455,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 66,467,781,000 6 $ 644,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 6 $ 452,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 5 $ 541,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 5 $ 432,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 5 $ 260,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 5 $ 377,000
The Valley State Bank
502 N MERCHANT
BELLE PLAINE, KS 67013
* $ 124,450,000 5 $ 560,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 4 $ 211,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 4 $ 392,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 4 $ 453,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 4 $ 356,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 4 $ 512,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 4 $ 356,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 4 $ 277,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 4 $ 279,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 1,675,841,000 4 $ 380,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 4 $ 484,000
Meritrust Federal Credit Union
8710 E 32ND ST NORTH
WICHITA, KS 67202
* $ 923,559,000 4 $ 202,000
Skyward Credit Union
4 CESSNA BLVD
WICHITA, KS 67215
* $ 221,822,000 3 $ 180,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 241,000
White Eagle Credit Union
2830 OHIO
AUGUSTA, KS 67010
* $ 87,207,000 3 $ 206,000
Emprise Bank
257 N BROADWAY
WICHITA, KS 67202
* $ 1,549,015,000 3 $ 280,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 3 $ 615,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 3 $ 195,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 162,785,000 3 $ 1,917,000
BNC National Bank

BISMARCK, ND 58501
* $ 841,451,000 3 $ 385,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 3 $ 274,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,128,932,000 2 $ 304,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,351,095,000 2 $ 192,000
Community Bank of Wichita, Inc.
11330 E 21ST ST N
WICHITA, KS 67206
* $ 68,322,000 2 $ 20,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 1,141,191,000 2 $ 3,781,000
Rose Hill Bank
107 N ROSE HILL RD
ROSE HILL, KS 67133
* $ 250,165,000 2 $ 340,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 257,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 2 $ 370,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 428,000
Legacy Bank
3711 N RIDGE RD
WICHITA, KS 67205
* $ 273,063,000 2 $ 255,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 216,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 2 $ 139,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 2 $ 171,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 2 $ 454,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 2 $ 395,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 2 $ 140,000
Verus Bank
1033 N BUCKNER
DERBY, KS 67037
* $ 127,000,000 2 $ 350,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 259,906,000 1 $ 208,000
Bank of Blue Valley
6740 ANTIOCH
MERRIAM, KS 66204
* $ 889,895,000 1 $ 200,000
Panhadle Federal Credit Union
403 NORTH WASHINGTON
WELLINGTON, KS 67152
* $ 49,209,000 1 $ 178,000
Herrin Security Bank
114 WEST MONROE ST., P.O. BOX 368
HERRIN, IL 62948
* $ 104,856,000 1 $ 51,000
Kaw Valley Bank
1110 N KANSAS AVENUE, PO BOX 8009
TOPEKA, KS 66608
* $ 363,523,000 1 $ 68,000
The Harvard State Bank
35 N AYER ST, PO BOX 40
HARVARD, IL 60033
* $ 224,944,000 1 $ 57,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,099,031,000 1 $ 77,000
Cornerstone Mortgage, Inc.
17280 NORTH OUTER 40 RD.
CHESTERFIELD, MO 63005
* $ 10,000,000 1 $ 113,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 6,020,216,000 1 $ 740,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 1 $ 137,000
Crescom Bank
288 MEETING ST
CHARLESTON, SC 29401
* $ 880,029,000 1 $ 75,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 1 $ 90,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 1 $ 25,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 16,840,840,000 1 $ 140,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 31,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 1 $ 60,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 1 $ 40,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 183,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 92,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ 21,269,000 1 $ 155,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 157,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 8,122,963,000 1 $ 37,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 138,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 1 $ 75,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 61,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 58,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,662,890,000 1 $ 65,000
Pivot Financial Partners, Inc
5935 S ZANG ST., STE 220
LITTLETON, CO 80120
* $ 394,000 1 $ 44,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 86,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 204,003,000 1 $ 25,000
Nbh Bank, N.A.
1111 MAIN, SUITE 2700
KANSAS CITY, MO 64105
* $ 4,890,328,000 1 $ 57,000
Kanza Bank
2233 N GREENWICH RD
WICHITA, KS 67226
* $ 216,391,000 1 $ 28,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 1 $ 64,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,293,139,000 1 $ 76,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 120,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 539,275,000 1 $ 124,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 375,205,000 1 $ 115,000

The tables below break down 2014 mortgage applications in Cowley County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cowley County, KS in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 420 $39,499,000 $94,000 $1,245,000 $54,000 $1,436,000
Refinancing 302 $34,319,000 $113,000 $3,240,000 $53,000 $715,000
Home Improvement 49 $2,986,000 $60,000 $340,000 $76,000 $596,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 531 $51,324,000 $96,000 $1,245,000 $67,000 $1,436,000
Not applicable 132 $16,672,000 $126,000 $3,240,000 $4,000 $111,000
Not Provided 54 $4,558,000 $84,000 $277,000 $59,000 $351,000
Hispanic 32 $1,821,000 $56,000 $120,000 $40,000 $105,000
American Indian or Alaskan Native 10 $1,391,000 $139,000 $740,000 $83,000 $277,000
Asian 7 $682,000 $97,000 $160,000 $65,000 $199,000
Black or African American 4 $172,000 $43,000 $81,000 $104,000 $167,000
Native Hawaiian or Other Pacific Islander 1 $184,000 $184,000 $184,000 $101,000 $101,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 501 $51,688,000 $103,000 $3,240,000 $64,000 $1,436,000
FHA-insured (Federal Housing Administration) 147 $12,266,000 $83,000 $187,000 $37,000 $125,000
VA-guaranteed (Veterans Administration) 73 $9,097,000 $124,000 $342,000 $50,000 $141,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 50 $3,753,000 $75,000 $137,000 $27,000 $58,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 428 $44,939,000 $104,000 $3,240,000 $58,000 $1,436,000
Application Denied By Financial Institution 127 $11,974,000 $94,000 $315,000 $60,000 $715,000
Loan Purchased By The Institution 112 $9,957,000 $88,000 $342,000 $24,000 $241,000
Application Withdrawn By Applicant 52 $4,708,000 $90,000 $275,000 $67,000 $231,000
Application Approved But Not Accepted 42 $4,125,000 $98,000 $340,000 $80,000 $596,000
File Closed For Incompleteness 10 $1,101,000 $110,000 $193,000 $59,000 $105,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 36 $2,547,000 $70,000 $312,000 $49,000 $122,000
Debt-To-Income Ratio 21 $2,463,000 $117,000 $296,000 $64,000 $218,000
Collateral 21 $1,997,000 $95,000 $277,000 $59,000 $140,000
Other 6 $580,000 $96,000 $174,000 $25,000 $57,000
Credit Application Incomplete 5 $472,000 $94,000 $190,000 $196,000 $715,000
Unverifiable Information 2 $351,000 $175,000 $315,000 $137,000 $224,000
Employment History 1 $71,000 $71,000 $71,000 $46,000 $46,000
Insufficient Cash (Downpayment, Closing Cost) 1 $182,000 $182,000 $182,000 $65,000 $65,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Kansas Lender List