Fairfield County, SC Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 591 mortgage applications in Fairfield County, SC totaling $71.9 million, down 23% from 2013. The average application was for $121,000, and applicants reported an average income of $59,000. 36% of applications resulted in an originated loan and 38% were denied. The most active lender was Vanderbilt Mortgage and Finance, Inc, with 81 applications, followed by Wells Fargo Bank NA and First Citizens Bank & Trust Co.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 591
Total Mortgage Loan Application Amount $71,914,000
Average Mortgage Loan Application Amount $121,000
Highest Mortgage Loan Application Amount $716,000
Average Applicant Income $59,000
Highest Applicant Income $510,000

Mortgage Company List for Lending in Fairfield County, SC for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 81 $ 4,899,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 63 $ 5,188,000
First Citizens Bank & Trust Co
1230 MAIN STREET
COLUMBIA, SC 29201
* $ 8,311,659,000 57 $ 7,153,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 17 $ 1,806,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 17 $ 2,531,000
Allsouth Federal Credit Union
730 ELMWOOD AVE
COLUMBIA, SC 29201
* $ 669,860,000 17 $ 1,558,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 14 $ 2,591,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 14 $ 918,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 13 $ 2,026,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 13 $ 1,355,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 7,933,259,000 12 $ 2,674,000
Founders Federal Credit Union
737 PLANTATION ROAD
LANCASTER, SC 29720
* $ 1,668,587,000 12 $ 1,119,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 11 $ 1,404,000
Palmetto Citizens Federal Cred
PO BOX 5846
COLUMBIA, SC 29250
* $ 602,664,000 11 $ 729,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 10 $ 1,053,000
Midland Mortgage Corporation
1500 RICHLAND STREET
COLUMBIA, SC 29201
* $ 10,000,000 9 $ 1,679,000
Park Sterling Bank
1043 E MOREHEAD ST, STE 201
CHARLOTTE, NC 28204
* $ 1,948,151,000 8 $ 632,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 7 $ 1,041,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 7 $ 1,200,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,256,102,000 7 $ 692,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 7 $ 1,045,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 6 $ 893,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 6 $ 742,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 5 $ 874,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 5 $ 594,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 5 $ 543,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 5 $ 561,000
Union Mortgage Group, Inc.
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 4,155,026,000 5 $ 1,545,000
The Palmetto Bank
306 EAST NORTH STREET
GREENVILLE, SC 29601
* $ 1,090,431,000 5 $ 1,336,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 3,664,330,000 5 $ 1,274,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 4 $ 675,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 4 $ 388,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 217,626,166,000 4 $ 120,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 4 $ 500,000
First Community Bank
5455 SUNSET BLVD
LEXINGTON, SC 29072
* $ 632,321,000 4 $ 315,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 595,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 3 $ 414,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 3 $ 295,000
Synovus Bank
PO BOX 120
COLUMBUS, GA 31902
* $ 25,878,030,000 3 $ 89,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 144,156,000 3 $ 599,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 426,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 3 $ 343,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 394,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ 9,427,000 2 $ 142,000
South Carolina Federal Credit
6265 RIVERS AVENUE
NORTH CHARLESTON, SC 29406
* $ 1,300,210,000 2 $ 184,000
Monarch Bank
1435 CROSSWAYS BOULEVARD, SUITE 101
CHESAPEAKE, VA 23320
* $ 1,015,892,000 2 $ 536,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 2 $ 415,000
Southern First Bank
100 VERDAE BLVD
GREENVILLE, SC 29607
* $ 889,320,000 2 $ 237,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 2 $ 188,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 421,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 442,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 2 $ 200,000
Agsouth Farm Credit

LINCOLNTON, NC 28092
* $ 10,000,000 2 $ 576,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 2 $ 191,000
First Reliance Bank
2170 W PALMETTO ST
FLORENCE, SC 29501
* $ 354,727,000 2 $ 334,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 476,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 2 $ 180,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 1 $ 6,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 138,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 1 $ 417,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,884,304,000 1 $ 74,000
Certusbank, N.A.
2 WEST WASHINGTON STREET 5TH FLOOR
GREENVILLE, SC 29601
* $ 1,656,164,000 1 $ 109,000
Capital Bank, NA
121 ALHAMBRA PLAZA, SUITE 1601
CORAL GABLES, FL 33134
* $ 6,619,863,000 1 $ 270,000
Congaree State Bank
1219 KNOX ABBOTT DRIVE
CAYCE, SC 29033
* $ 112,515,000 1 $ 21,000
South Carolina Community Bank
1545 SUMTER STREET
COLUMBIA, SC 29201
* $ 67,883,000 1 $ 56,000
Carolina Bank
PO BOX 10209
GREENSBORO, NC 27404
* $ 661,743,000 1 $ 172,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 1 $ 205,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 8,151,987,000 1 $ 220,000
Spratt Savings Bank
121 SALUDA STREET
CHESTER, SC 29706
* $ 104,706,000 1 $ 50,000
Bank of North Carolina
3980 PREMIER DR. STE 150
HIGH POINT, NC 27265
* $ 3,227,841,000 1 $ 349,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 245,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 94,000
Arthur State Bank
131 S MAIN ST
UNION, SC 29379
* $ 505,290,000 1 $ 120,000
The Citizens Bank
124 E. MAIN STREET
OLANTA, SC 29114
* $ 379,274,000 1 $ 5,000
Blmc, Inc
15 WHITSETT STREET
GREENVILLE, SC 29601
* $ 495,000 1 $ 136,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 72,000
Guardian Fidelity Mortgage, Inc.
PO BOX 12248
ROCK HILL, SC 29731
* $ 11,829,000 1 $ 56,000
Allen Tate Mortgage Services,
8640 UNIVERSITY EXECUTIVE PARK DR
CHARLOTTE, NC 28262
* $ 10,000,000 1 $ 153,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 350,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 1 $ 79,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ 17,789,000 1 $ 128,000
Synovus Mortgage Corporation
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 1 $ 404,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 21,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 1 $ 15,000
Eastern Savings Bank, FSB
11350 MCCORMICK ROAD, STE 200
HUNT VALLEY, MD 21031
* $ 424,881,000 1 $ 53,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 1 $ 41,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 1 $ 66,000
Allegacy Federal Credit Union
P O BOX 26043
WINSTON SALEM, NC 27114
* $ 1,039,650,000 1 $ 105,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 1 $ 238,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 204,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 85,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 212,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 1 $ 135,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 153,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 147,000
Brand Mortgage Group, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ 0 1 $ 94,000
Grow Financial Federal Credit Union
9927 DELANEY LAKE DRIVE
TAMPA, FL 33647
* $ 1,941,324,000 1 $ 188,000
Mc Federal Credit Union
230 WALNUT ST
DANVILLE, PA 17821
* $ 867,505,000 1 $ 250,000
Arrowpointe Federal Credit Union
2760 HOME DEPOT BLVD.
ROCK HILL, SC 29732
* $ 137,799,000 1 $ 59,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 160,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 82,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 207,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 97,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 277,561,000 1 $ 323,000
Mb Financial Bank NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,624,027,000 1 $ 360,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 89,000

The tables below break down 2014 mortgage applications in Fairfield County, SC by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Fairfield County, SC in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 287 $35,105,000 $122,000 $716,000 $59,000 $359,000
Refinancing 247 $34,696,000 $140,000 $539,000 $60,000 $510,000
Home Improvement 57 $2,113,000 $37,000 $310,000 $56,000 $258,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 271 $39,836,000 $146,000 $716,000 $78,000 $510,000
Black or African American 197 $16,148,000 $81,000 $403,000 $43,000 $197,000
Not Provided 56 $7,412,000 $132,000 $417,000 $66,000 $359,000
Not applicable 49 $6,600,000 $134,000 $416,000 $19,000 $200,000
American Indian or Alaskan Native 9 $833,000 $92,000 $275,000 $45,000 $141,000
Hispanic 6 $903,000 $150,000 $539,000 $51,000 $94,000
Asian 3 $182,000 $60,000 $64,000 $46,000 $80,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 447 $52,633,000 $117,000 $716,000 $65,000 $510,000
FHA-insured (Federal Housing Administration) 62 $6,822,000 $110,000 $267,000 $33,000 $108,000
VA-guaranteed (Veterans Administration) 45 $9,333,000 $207,000 $414,000 $61,000 $207,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 37 $3,126,000 $84,000 $210,000 $23,000 $59,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 223 $20,424,000 $91,000 $716,000 $46,000 $207,000
Loan Originated 215 $30,244,000 $140,000 $539,000 $79,000 $510,000
Loan Purchased By The Institution 65 $9,472,000 $145,000 $416,000 $32,000 $200,000
Application Approved But Not Accepted 35 $3,317,000 $94,000 $476,000 $45,000 $197,000
Application Withdrawn By Applicant 33 $5,217,000 $158,000 $417,000 $72,000 $200,000
File Closed For Incompleteness 20 $3,240,000 $162,000 $404,000 $79,000 $243,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 54 $4,017,000 $74,000 $350,000 $49,000 $197,000
Debt-To-Income Ratio 28 $2,434,000 $86,000 $250,000 $42,000 $94,000
Collateral 20 $3,140,000 $157,000 $716,000 $81,000 $203,000
Other 10 $1,011,000 $101,000 $205,000 $37,000 $101,000
Insufficient Cash (Downpayment, Closing Cost) 2 $186,000 $93,000 $152,000 $34,000 $42,000
Credit Application Incomplete 2 $478,000 $239,000 $414,000 $119,000 $207,000
Unverifiable Information 1 $104,000 $104,000 $104,000 $205,000 $205,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the South Carolina Lender List