Garfield County, OK Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 1,967 mortgage applications in Garfield County, OK totaling $297.1 million, up 6% from 2018. The average application was for $151,000, and applicants reported an average income of $86,000. 56% of applications resulted in an originated loan and 13% were denied. The most active lender was Bokf NA, with 213 applications, followed by Primelending and Gateway First Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,967
Total Mortgage Loan Application Amount $297,125,000
Average Mortgage Loan Application Amount $151,000
Highest Mortgage Loan Application Amount $5,075,000
Average Applicant Income $86,000
Highest Applicant Income $1,743,000

Mortgage Company List for Lending in Garfield County, OK for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 34,104,022,000 213 $ 19,545,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 143 $ 21,245,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 133 $ 17,755,000
Financial Concpepts Mortgage
2949 S BRYANT
EDMOND, OK 73013
* $ -1,000 112 $ 19,090,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 94 $ 10,270,000
Security National Bank
201 WEST BROADWAY
ENID, OK 73703
* $ 326,532,000 82 $ 12,010,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 80 $ 14,270,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 87,268,647,000 56 $ 5,150,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 54 $ 9,330,000
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 3,561,569,000 52 $ 4,900,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 3,874,356,000 50 $ 3,750,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 31 $ 5,675,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 26 $ 3,460,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 26 $ 6,190,000
The Bank of Kremlin
P.O. BOX 197, 102 6TH ST.
KREMLIN, OK 73753
* $ 310,844,000 26 $ 2,390,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 769,862,000 23 $ 3,035,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 23 $ 4,145,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 21 $ 4,035,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 21 $ 2,655,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 21 $ 3,355,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ 664,489,000 21 $ 4,055,000
First Bank & Trust Company
PO BOX 878
PERRY, OK 73077
* $ 145,908,000 19 $ 2,725,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 7,555,421,000 18 $ 2,640,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 17 $ 2,925,000
Acb Bank
323 S GRAND AVE
CHEROKEE, OK 73728
* $ 132,268,000 17 $ 3,055,000
Nbc Oklahoma
13401 N PENN
OKC, OK 73120
* $ 725,937,000 16 $ 1,700,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ 1,227,535,000 16 $ 1,860,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 14 $ 2,290,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 14 $ 1,230,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ -1,000 14 $ 1,820,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 14 $ 2,050,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 13 $ 2,625,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 13 $ 2,145,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 11 $ 1,495,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 11 $ 1,705,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 11 $ 985,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 10 $ 1,080,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 10 $ 3,630,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 10 $ 1,330,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 10 $ 2,390,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 9 $ 695,000
F&M Bank
17100 N MAY AVE
EDMOND, OK 73012
* $ 478,360,000 9 $ 1,395,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 9 $ 3,355,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 9 $ 925,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 8 $ 1,790,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ -1,000 7 $ 1,065,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 7 $ 1,535,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 7 $ 1,315,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 6 $ 960,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 6 $ 1,030,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 6 $ 2,160,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 6 $ 640,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 192,527,000 6 $ 800,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 6 $ 760,000
Arvest Bank

TULSA, OK 74103
* $ 18,449,940,000 6 $ 530,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 6 $ 1,070,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 6 $ 870,000
The First State Bank of Pond Creek, Oklahoma
136 BROADWAY AVE
POND CREEK, OK 73766
* $ -1,000 6 $ 1,160,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,029,298,000 5 $ 1,245,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 5 $ 935,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 7,010,234,000 5 $ 1,695,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 5 $ 715,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 5 $ 865,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 4 $ 660,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 4 $ 1,410,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 4 $ 1,050,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 4 $ 620,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 4 $ 650,000
Associated Mortgage Corporation
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74136
* $ -1,000 3 $ 665,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 3 $ 485,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 3 $ 255,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 535,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 240,252,000 3 $ 75,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 7,306,280,000 3 $ 385,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 3 $ 665,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 3 $ 575,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 3 $ 565,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 3 $ 435,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 3 $ 165,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,077,570,000 3 $ 595,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 2 $ 390,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 250,000
Vision Bank
PO BOX 669
ADA, OK 74820
* $ 652,958,000 2 $ 540,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 450,000
Allegiance Federal Credit Union
4235 N MERIDIAN AVE
OKLAHOMA CITY, OK 73112
* $ 264,995,000 2 $ 310,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 2 $ 40,000
Quail Creek Bank, National Association
12201 N. MAY AVENUE
OKLAHOMA CITY, OK 73120
* $ 688,425,000 2 $ 320,000
Bank7
1039 N.W. 63RD ST
OKLAHOMA CITY, OK 73116
* $ 769,508,000 2 $ 190,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 2 $ 300,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 2 $ 220,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 2 $ 490,000
First National Bank of Oklahoma
10900 HEFNER POINTE DRIVE
OKLAHOMA CITY, OK 73120
* $ 499,973,000 2 $ 1,760,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ -1,000 2 $ 560,000
BNC National Bank

BISMARCK, ND 58501
* $ 970,161,000 2 $ 390,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 2 $ 520,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 2 $ 210,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 120,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 2 $ 400,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ 5,665,667,000 2 $ 480,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 2 $ 160,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 50,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ 664,284,000 1 $ 255,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 820,261,000 1 $ 255,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 1 $ 165,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ -1,000 1 $ 225,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 1 $ 85,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 215,000
Cwm Partners, LP dba Citywide Mortgage
9400 S I 35 SERVICE ROAD
OKLAHOMA CITY, OK 73160
* $ -1,000 1 $ 115,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 25,383,765,000 1 $ 225,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 115,000
Generations Bank
20 EAST BAYARD STREET
SENECA FALLS, NY 13148
* $ 318,448,000 1 $ 65,000
Liberty National Bank
629 SW C AVE
LAWTON, OK 73501
* $ 551,401,000 1 $ 55,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 245,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ -1,000 1 $ 175,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 115,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 95,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 1 $ 185,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 1 $ 265,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 1 $ 3,505,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 2,710,801,000 1 $ 325,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 1,145,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 245,000
Arbor Realty Trust, Inc.
333 EARLE OVINGTON BLVD., SUITE 900
UNIONDALE, NY 11553
* $ -1,000 1 $ 5,075,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 195,000
U.S. Eagle Federal Credit Union
5201 ANTEQUERA NW
ALBUQUERQUE, NM 87120
* $ 1,036,504,000 1 $ 75,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 1 $ 135,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 145,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 115,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 10,105,549,000 1 $ 155,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 15,291,497,000 1 $ 215,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 255,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 7,347,510,000 1 $ 215,000
Regent Bank
105 N MAPLE
TULSA, OK 74136
* $ 580,713,000 1 $ 55,000
Weokie Federal Credit Union
8100 W RENO
OKLAHOMA CITY, OK 73127
* $ 1,103,083,000 1 $ 15,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 8,469,038,000 1 $ 35,000
American Bank of Oklahoma
200 E MAIN, P.O. BOX 66
COLLINSVILLE, OK 74021
* $ 286,729,000 1 $ 115,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 265,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 155,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,060,792,000 1 $ 65,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 65,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ 2,825,883,000 1 $ 285,000
Republic Bank & Trust
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 5,230,165,000 1 $ 65,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 1 $ 145,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 32,077,582,000 1 $ 65,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 1 $ 215,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 155,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 145,000
Community National Bank & Trust
14 N LINCOLN
CHANUTE, KS 66720
* $ 1,201,916,000 1 $ 195,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 23,137,750,000 1 $ 645,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 265,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 1 $ 705,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,513,109,000 1 $ 235,000
Ciera Bank
623 ELM ST
GRAHAM, TX 76450
* $ 567,202,000 1 $ 475,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 165,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 105,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 15,430,682,000 1 $ 295,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 15,000
Readycap Commercial LLC

BERKELEYN++HEIGHTS, NJ 07922
* $ -1,000 1 $ 2,005,000
Valliance Bank
1601 NORTHWEST EXPRESSWAY
OKLAHOMA CITY, OK 73118
* $ 421,968,000 1 $ 405,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 1 $ 125,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 1 $ 255,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 892,403,000 1 $ 75,000
Home Federal Bank
222 FLORIDA STREET
SHREVEPORT, LA 71105
* $ 425,956,000 1 $ 205,000
Rushmore Loan Management Services LLC
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ -1,000 1 $ 225,000

The tables below break down 2019 mortgage applications in Garfield County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Garfield County, OK in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,138 $179,580,000 $157,000 $5,075,000 $85,000 $1,743,000
Refinancing 309 $56,945,000 $184,000 $1,695,000 $95,000 $729,000
Cash-out Refinancing 256 $42,650,000 $166,000 $3,505,000 $90,000 $919,000
Home Improvement 122 $6,330,000 $51,000 $1,725,000 $80,000 $320,000
Other Purpose 98 $6,710,000 $68,000 $2,005,000 $71,000 $310,000
Not Applicable 44 $4,910,000 $111,000 $395,000 $14,000 $14,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,231 $178,855,000 $145,000 $1,695,000 $89,000 $1,743,000
Not applicable 348 $61,740,000 $177,000 $5,075,000 $81,000 $302,000
Hispanic 153 $14,745,000 $96,000 $295,000 $59,000 $240,000
Not Provided 136 $26,720,000 $196,000 $3,505,000 $92,000 $340,000
American Indian or Alaskan Native 48 $8,580,000 $178,000 $705,000 $103,000 $919,000
Asian 24 $2,810,000 $117,000 $345,000 $77,000 $154,000
Black or African American 19 $2,835,000 $149,000 $355,000 $61,000 $185,000
Native Hawaiian or Other Pacific Islander 6 $710,000 $118,000 $165,000 $51,000 $84,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,078 $156,380,000 $145,000 $5,075,000 $98,000 $1,743,000
FHA-insured (Federal Housing Administration) 500 $61,480,000 $122,000 $325,000 $59,000 $182,000
VA-guaranteed (Veterans Administration) 379 $78,365,000 $206,000 $655,000 $75,000 $453,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $900,000 $90,000 $135,000 $36,000 $40,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,106 $170,470,000 $154,000 $5,075,000 $91,000 $1,743,000
Loan Purchased By The Institution 328 $54,710,000 $166,000 $705,000 $90,000 $387,000
Application Denied By Financial Institution 258 $30,720,000 $119,000 $3,505,000 $71,000 $453,000
Application Withdrawn By Applicant 192 $28,780,000 $149,000 $1,245,000 $77,000 $556,000
File Closed For Incompleteness 45 $5,915,000 $131,000 $315,000 $86,000 $295,000
Application Approved But Not Accepted 37 $6,395,000 $172,000 $705,000 $81,000 $340,000
Preapproval Approved but not Accepted 1 $135,000 $135,000 $135,000 $73,000 $73,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,534 $240,720,000 $156,000 $5,075,000 $84,000 $919,000
Debt-To-Income Ratio 237 $31,865,000 $134,000 $1,725,000 $102,000 $1,743,000
Credit History 92 $6,840,000 $74,000 $475,000 $68,000 $207,000
Collateral 34 $7,040,000 $207,000 $3,505,000 $82,000 $320,000
Other 22 $3,130,000 $142,000 $285,000 $81,000 $310,000
Credit Application Incomplete 21 $2,985,000 $142,000 $655,000 $81,000 $453,000
Unverifiable Information 13 $1,665,000 $128,000 $1,145,000 $69,000 $250,000
Insufficient Cash (Downpayment, Closing Cost) 8 $2,250,000 $281,000 $705,000 $163,000 $451,000
Employment History 6 $630,000 $105,000 $345,000 $97,000 $192,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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