Gibson County, IN Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 1,142 mortgage applications in Gibson County, IN totaling $110.5 million, down 33% from 2013. The average application was for $96,000, and applicants reported an average income of $58,000. 49% of applications resulted in an originated loan and 24% were denied. The most active lender was Old National Bank, with 117 applications, followed by Liberty Federal Credit Union and Fifth Third Mortgage Company.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Indiana.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,142
Total Mortgage Loan Application Amount $110,528,000
Average Mortgage Loan Application Amount $96,000
Highest Mortgage Loan Application Amount $554,000
Average Applicant Income $58,000
Highest Applicant Income $1,497,000

Mortgage Company List for Lending in Gibson County, IN for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 7,873,796,000 117 $ 7,577,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 920,846,000 107 $ 8,394,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 98 $ 10,823,000
German American Bank
711 MAIN STREET, P.O. BOX 360
JASPER, IN 47546
* $ 2,159,327,000 77 $ 8,403,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 127,428,329,000 62 $ 3,525,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 51 $ 6,269,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 50 $ 2,726,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 48 $ 5,836,000
The Elberfeld State Bank
55 MAIN
ELBERFELD, IN 47613
* $ 63,859,000 48 $ 4,433,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 42 $ 3,559,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 35 $ 3,085,000
Heritage Federal Credit Union
PO BOX 189
NEWBURGH, IN 47629
* $ 454,343,000 29 $ 4,281,000
The First National Bank of Carmi
201 E MAIN STREET, P.O. BOX 70
CARMI, IL 62821
* $ 380,150,000 25 $ 2,983,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 18 $ 2,270,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 17 $ 2,149,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 14 $ 1,589,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 13 $ 853,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 11 $ 1,435,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 11 $ 1,068,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 10 $ 1,161,000
Evansville Federal Credit Unio
PO BOX 651, 6209 VOGEL RD
EVANSVILLE, IN 47704
* $ 58,857,000 10 $ 1,290,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 9 $ 961,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 9 $ 1,178,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 9 $ 854,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 8 $ 856,000
Lynnville National Bank
P.O. BOX 126
LYNNVILLE, IN 47619
* $ 99,876,000 8 $ 531,000
Legence Bank
P.O. BOX 569
ELDORADO, IL 62930
* $ 293,363,000 7 $ 606,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 7 $ 623,000
Hallmark Home Mortgage, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ 2,915,000 7 $ 996,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 7 $ 683,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 7 $ 751,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 6 $ 796,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 59,304,805,000 6 $ 497,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 6 $ 1,539,000
Our Community Bank
279 E MORGAN STREET
SPENCER, IN 47460
* $ 69,567,000 6 $ 527,000
Community State Bank of Southwestern Indiana
220 S. LOCKWOOD PO BOX 280
POSEYVILLE, IN 47633
* $ 65,743,000 5 $ 368,000
First Financial Bank NA
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ 2,934,275,000 5 $ 346,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 5 $ 373,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 5 $ 688,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 5 $ 414,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 453,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 5 $ 569,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 4 $ 261,000
United Fidelity Bank, FSB
PO BOX 1347
EVANSVILLE, IN 47706
* $ 184,050,000 3 $ 309,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 3 $ 434,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 3 $ 430,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 302,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 3 $ 320,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 3 $ 219,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 3 $ 228,000
First Federal Savings Bank
PO BOX 1111
EVANSVILLE, IN 47706
* $ 376,832,000 3 $ 227,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 2 $ 220,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 2 $ 298,000
Crane Federal Credit Union
1 WEST GATE DRIVE
ODON, IN 47562
* $ 417,843,000 2 $ 194,000
Sterling United Federal Credit Union
1330 W FRANKLIN ST
EVANSVILLE, IN 47710
* $ 64,932,000 2 $ 164,000
Diamond Valley Federal Credit Union
840 DIAMOND AVE.
EVANSVILLE, IN 47715
* $ 133,273,000 2 $ 122,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 191,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 2 $ 232,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 2 $ 185,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 118,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 2 $ 356,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 336,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,884,304,000 2 $ 63,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 2 $ 193,000
Corporate America Family CU
2445 ALFT LANE
ELGIN, IL 60123
* $ 571,004,000 2 $ 94,000
First Republic Mortgage
9120 OTIS AVE SUITE 201
INDIANAPOLIS, IN 46216
* $ 10,000,000 2 $ 214,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 1 $ 108,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,459,127,000 1 $ 119,000
First Security Bank, Inc.
PO BOX 788
OWENSBORO, KY 42302
* $ 477,397,000 1 $ 36,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 410,770,000 1 $ 146,000
The Commerce Bank
PO BOX 3729
EVANSVILLE, IN 47736
* $ 78,016,000 1 $ 208,000
Peoples Trust and Savings Bank
132 S. THIRD ST
BOONVILLE, IN 47601
* $ 148,726,000 1 $ 4,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 986,791,000 1 $ 128,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 1 $ 107,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 141,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 81,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 846,686,000 1 $ 253,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 375,205,000 1 $ 91,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 1 $ 112,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 56,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 1 $ 261,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 96,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 1 $ 126,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 113,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 65,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 16,840,840,000 1 $ 63,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 1 $ 146,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 1 $ 10,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 1 $ 38,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 54,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 231,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 1 $ 260,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 246,000
Banktrust Financial
208 N MAIN ST
HENDERSON, KY 42420
* $ 133,467,000 1 $ 74,000
Field & Main Bank
140 N. MAIN ST.
HENDERSON, KY 42420
* $ 258,664,000 1 $ 122,000
State Bank of Lizton
900 E. 56TH STREET
BROWNSBURG, IN 46112
* $ 367,272,000 1 $ 54,000
Boonville Federal Savings Bank
123 N. THIRD STREET
BOONVILLE, IN 47601
* $ 40,189,000 1 $ 60,000
Everwise Credit Union
110 S MAIN ST
SOUTH BEND, IN 46601
* $ 2,383,230,000 1 $ 30,000

The tables below break down 2014 mortgage applications in Gibson County, IN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Gibson County, IN in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 592 $66,470,000 $112,000 $554,000 $54,000 $1,497,000
Refinancing 406 $39,453,000 $97,000 $382,000 $63,000 $1,440,000
Home Improvement 144 $4,605,000 $31,000 $189,000 $56,000 $184,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 932 $87,706,000 $94,000 $554,000 $65,000 $1,497,000
Not applicable 131 $14,378,000 $109,000 $332,000 $4,000 $95,000
Not Provided 47 $4,877,000 $103,000 $354,000 $59,000 $143,000
Black or African American 19 $2,351,000 $123,000 $359,000 $44,000 $125,000
Hispanic 6 $507,000 $84,000 $145,000 $47,000 $76,000
American Indian or Alaskan Native 4 $483,000 $120,000 $197,000 $95,000 $121,000
Native Hawaiian or Other Pacific Islander 2 $120,000 $60,000 $80,000 $66,000 $90,000
Asian 1 $106,000 $106,000 $106,000 $85,000 $85,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 814 $74,096,000 $91,000 $554,000 $65,000 $1,497,000
FHA-insured (Federal Housing Administration) 155 $16,476,000 $106,000 $242,000 $34,000 $170,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 118 $12,059,000 $102,000 $229,000 $32,000 $90,000
VA-guaranteed (Veterans Administration) 55 $7,897,000 $143,000 $382,000 $65,000 $325,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 565 $57,805,000 $102,000 $359,000 $67,000 $818,000
Application Denied By Financial Institution 271 $19,706,000 $72,000 $554,000 $58,000 $1,440,000
Loan Purchased By The Institution 164 $19,023,000 $115,000 $332,000 $16,000 $124,000
Application Withdrawn By Applicant 80 $7,811,000 $97,000 $354,000 $69,000 $1,497,000
Application Approved But Not Accepted 46 $3,776,000 $82,000 $214,000 $55,000 $180,000
File Closed For Incompleteness 16 $2,407,000 $150,000 $382,000 $106,000 $325,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 101 $6,090,000 $60,000 $320,000 $72,000 $1,440,000
Debt-To-Income Ratio 32 $2,448,000 $76,000 $196,000 $40,000 $98,000
Collateral 31 $3,695,000 $119,000 $554,000 $80,000 $175,000
Other 19 $1,024,000 $53,000 $163,000 $45,000 $88,000
Credit Application Incomplete 6 $517,000 $86,000 $175,000 $49,000 $78,000
Employment History 4 $286,000 $71,000 $133,000 $46,000 $83,000
Insufficient Cash (Downpayment, Closing Cost) 2 $60,000 $30,000 $32,000 $29,000 $33,000
Unverifiable Information 2 $239,000 $119,000 $133,000 $69,000 $85,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Indiana Lender List