Gonzales County, TX Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 587 mortgage applications in Gonzales County, TX totaling $108.0 million, down 10% from 2022. The average application was for $183,000, and applicants reported an average income of $102,000. 31% of applications resulted in an originated loan and 31% were denied. The most active lender was Vanderbilt Mortgage and Finance, Inc, with 87 applications, followed by 21st Mortgage and Randolph-Brooks Federal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 587
Total Mortgage Loan Application Amount $107,965,000
Average Mortgage Loan Application Amount $183,000
Highest Mortgage Loan Application Amount $1,295,000
Average Applicant Income $102,000
Highest Applicant Income $513,000

Mortgage Company List for Lending in Gonzales County, TX for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 87 $ 12,275,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 83 $ 12,715,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 15,997,837,000 63 $ 4,965,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 36 $ 6,460,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 28 $ 4,770,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 37,695,970,000 14 $ 3,260,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 12 $ 1,790,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 12 $ 3,190,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 11 $ 1,415,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 8 $ 3,180,000
First National Bank of Shiner
103 W. 7TH ST / P. O. BOX 607
SHINER, TX 77984
* $ 872,453,000 8 $ 1,370,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 8 $ 2,970,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 8 $ 2,100,000
Sage Capital Bank
1606 N SARAH DEWITT DRIVE
GONZALES, TX 78629
* $ 654,463,000 7 $ 1,205,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 7 $ 675,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 7 $ 1,195,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ 12,761,582,000 7 $ 1,235,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 6 $ 1,240,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 5 $ 1,335,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 5 $ 1,715,000
Crossroads Bank
406 W. GRAND AVE, P.O. BOX 778
YOAKUM, TX 77995
* $ 317,203,000 5 $ 1,125,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 4 $ 460,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 4 $ 1,610,000
Southstar Bank SSB
100 S. MAIN
MOULTON, TX 77975
* $ 1,106,115,000 4 $ 380,000
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ 14,547,035,000 4 $ 1,440,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 4 $ 1,960,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 7,415,263,000 4 $ 730,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,826,414,000 4 $ 470,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 4 $ 1,150,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 4 $ 870,000
Pilgrim Mortgage LLC
1270 N LOOP 1604 E STE 1101
SAN ANTONIO, TX 78232
* $ -1,000 4 $ 950,000
Loanpeople, LLC
3420 EXECUTIVE CENTER DR #G100
AUSTIN, TX 78731
* $ -1,000 4 $ 1,690,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 3 $ 725,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 3 $ 1,285,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 3 $ 335,000
1st Signature Lending, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ -1,000 3 $ 985,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 3 $ 815,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 3 $ 545,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 3 $ 965,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 3 $ 1,075,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 3 $ 695,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 325,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ -1,000 2 $ 530,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 2 $ 440,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 2 $ 590,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 620,000
Frontier Bank of Texas
1213 HWY 290 E
ELGIN, TX 78621
* $ 678,428,000 2 $ 170,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 2 $ 420,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 2 $ 520,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 2 $ 280,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 2 $ 530,000
First Lockhart Bank
P O BOX 600
LOCKHART, TX 78644
* $ 377,767,000 2 $ 310,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 2 $ 510,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 400,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 560,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 390,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ 52,953,767,000 2 $ 200,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 2 $ 420,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 1 $ 55,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 1 $ 225,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 5,000
Trusttexas Bank, SSB
121 E COURTHOUSE ST, P O BOX 808
CUERO, TX 77954
* $ 378,875,000 1 $ 185,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 1 $ 395,000
Eecu
1617 W. 7TH STREET
FORT WORTH, TX 76102
* $ 3,447,892,000 1 $ 245,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 1 $ 155,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 1 $ 35,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 1 $ 505,000
Hamilton Mortgage Corporation
2850 19TH ST S, SUITE 300
BIRMINGHAM, AL 35209
* $ -1,000 1 $ 295,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ -1,000 1 $ 245,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 225,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 1 $ 255,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 65,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 45,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 1 $ 325,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ -1,000 1 $ 355,000
First National Bank in Port Lavaca
PO DRAWER 7
PORT LAVACA, TX 77979
* $ 375,335,000 1 $ 85,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 85,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 1 $ 225,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,722,761,000 1 $ 65,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 985,740,000 1 $ 235,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 205,000
Falls City National Bank
PO BOX 339
FALLS CITY, TX 78113
* $ 586,874,000 1 $ 95,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 47,596,192,000 1 $ 145,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 1 $ 355,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 1 $ 85,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ -1,000 1 $ 55,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 48,668,073,000 1 $ 185,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ 23,954,627,000 1 $ 165,000
Security State Bank & Trust
201 WEST MAIN STREET
FREDERICKSBURG, TX 78624
* $ 1,848,598,000 1 $ 155,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 1 $ 455,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 1 $ 165,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 1 $ 275,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 55,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 235,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 89,544,919,000 1 $ 115,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 1 $ 365,000
First Commercial Bank, N.A.
1336 E COURT ST
SEGUIN, TX 78155
* $ 547,475,000 1 $ 65,000
Citizens State Bank
P O BOX 600
SEALY, TX 77474
* $ 387,121,000 1 $ 125,000
Trinity Oaks Mortgage
204A N I35E
RED OAK, TX 75154
* $ -1,000 1 $ 525,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 365,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 1 $ 205,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 375,000
Tdecu
2000 POST OAK BLVD. STE. 2100
HOUSTON, TX 77056
* $ 4,701,298,000 1 $ 305,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 355,000

The tables below break down 2023 mortgage applications in Gonzales County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Gonzales County, TX in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 447 $86,345,000 $193,000 $1,295,000 $104,000 $513,000
Cash-out Refinancing 75 $7,445,000 $99,000 $505,000 $85,000 $500,000
Refinancing 37 $11,125,000 $300,000 $655,000 $121,000 $336,000
Other Purpose 17 $1,805,000 $106,000 $325,000 $78,000 $160,000
Home Improvement 11 $1,245,000 $113,000 $245,000 $131,000 $421,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 238 $47,250,000 $198,000 $1,295,000 $115,000 $488,000
Hispanic 200 $31,130,000 $155,000 $455,000 $83,000 $500,000
Not Provided 70 $13,140,000 $187,000 $605,000 $118,000 $513,000
Not applicable 38 $8,410,000 $221,000 $515,000 $0 $0
Black or African American 34 $7,110,000 $209,000 $945,000 $94,000 $272,000
American Indian or Alaskan Native 5 $775,000 $155,000 $365,000 $75,000 $149,000
Asian 1 $95,000 $95,000 $95,000 $51,000 $51,000
Native Hawaiian or Other Pacific Islander 1 $55,000 $55,000 $55,000 $25,000 $25,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 514 $86,610,000 $168,000 $645,000 $102,000 $513,000
FHA-insured (Federal Housing Administration) 61 $15,475,000 $253,000 $435,000 $92,000 $248,000
VA-guaranteed (Veterans Administration) 12 $5,880,000 $490,000 $1,295,000 $162,000 $272,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 184 $29,530,000 $160,000 $505,000 $84,000 $513,000
Loan Originated 183 $36,045,000 $196,000 $1,295,000 $111,000 $500,000
File Closed For Incompleteness 85 $13,465,000 $158,000 $485,000 $98,000 $348,000
Application Withdrawn By Applicant 65 $13,075,000 $201,000 $945,000 $113,000 $368,000
Application Approved But Not Accepted 35 $7,365,000 $210,000 $555,000 $133,000 $488,000
Loan Purchased By The Institution 35 $8,485,000 $242,000 $515,000 $104,000 $150,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 383 $75,285,000 $196,000 $1,295,000 $110,000 $500,000
Credit History 80 $12,640,000 $158,000 $385,000 $85,000 $513,000
Debt-To-Income Ratio 67 $10,255,000 $153,000 $555,000 $80,000 $488,000
Collateral 18 $3,070,000 $170,000 $475,000 $80,000 $185,000
Unverifiable Information 14 $2,040,000 $145,000 $235,000 $73,000 $148,000
Credit Application Incomplete 10 $2,460,000 $246,000 $505,000 $168,000 $294,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,020,000 $127,000 $195,000 $123,000 $186,000
Other 4 $790,000 $197,000 $355,000 $173,000 $348,000
Employment History 3 $405,000 $135,000 $185,000 $10,000 $32,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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