Gray County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Unlock detailed Gray County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 509
Total Mortgage Loan Application Amount $64,105,000
Average Mortgage Loan Application Amount $125,000
Highest Mortgage Loan Application Amount $655,000
Average Applicant Income $93,000
Highest Applicant Income $588,000

Mortgage Company List for Lending in Gray County TX for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRSTBANK SOUTHWEST
2401 S. GEORGIA
AMARILLO, TX 79109
* $ 1,573,379,000 59 $ 5,795,000
EUSTIS MORTGAGE CORPORATION
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70163
* $ -1,000 39 $ 5,195,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 38 $ 4,990,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 32 $ 1,980,000
AMARILLO NATIONAL BANK
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ 8,454,890,000 27 $ 2,255,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 19 $ 2,315,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 18 $ 3,520,000
CENTENNIAL BANK
PO BOX 966
CONWAY, AR 72033
* $ 22,808,174,000 18 $ 1,890,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 15 $ 2,245,000
HTLF BANK
1800 LARIMER ST #1800
DENVER, CO 80202
* $ 9,178,296,000 12 $ 1,270,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 11 $ 1,215,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 10 $ 1,670,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 10 $ 1,500,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,601,623,000 8 $ 970,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 8 $ 960,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 6 $ 630,000
AMCAP MORTGAGE, LTD.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 6 $ 770,000
ACFCU FEDERAL CREDIT UNION
6100 I-40 WEST
AMARILLO, TX 79106
* $ 347,612,000 6 $ 290,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 5 $ 465,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 5 $ 785,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 4 $ 350,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 129,461,046,000 4 $ 330,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 90,036,656,000 4 $ 810,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 4 $ 650,000
SYNERGY ONE LENDING, INC.
3131 CAMINO DEL RIO N UNIT 150
WILMINGTON, DE 92108
* $ -1,000 4 $ 580,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 4 $ 480,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 4 $ 880,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 4 $ 620,000
TEXAS TECH FEDERAL CREDIT UNION
4005 98TH STREET
LUBBOCK, TX 79423
* $ 342,115,000 4 $ 340,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 3 $ 475,000
EDUCATION CREDIT UNION
4400 INTERSTATE 40 WEST
AMARILLO, TX 79106
* $ 421,778,000 3 $ 335,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 3 $ 385,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 3 $ 315,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 3 $ 405,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 3 $ 235,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 3 $ 455,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 3 $ 705,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 2 $ 510,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 2 $ 410,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 546,228,000,000 2 $ 240,000
MEMBER HOME LOAN, L.L.C.
9601 JONES RD STE 108
AUSTIN, TX 77065
* $ -1,000 2 $ 160,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 2 $ 270,000
HERRING BANK
2201 CIVIC CIRCLE
AMARILLO, TX 79109
* $ 471,040,000 2 $ 150,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,418,508,000,000 2 $ 90,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 2 $ 210,000
TEXAS DOW EMPLOYEES CREDIT UNION
1001 FM 2004
LAKE JACKSON, TX 77566
* $ 4,701,298,000 2 $ 170,000
ASSOCIATED MORTGAGE CORPORATION
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74133
* $ -1,000 2 $ 220,000
FIRST NATIONAL BANK TEXAS
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 3,944,563,000 2 $ 260,000
FIRST UNITED BANK
5802 4TH STREET
DIMMITT, TX 79416
* $ 2,146,467,000 2 $ 380,000
PROSPERITY BANK
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 37,695,970,000 2 $ 90,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 2 $ 80,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 2 $ 280,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,717,531,000,000 2 $ 140,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
DALLAS, TX 77042
* $ -1,000 2 $ 170,000
DATA MORTGAGE, INC.
2200 W. ORANGEWOOD AVE SUITE 150
SACRAMENTO, CA 92868
* $ -1,000 2 $ 350,000
PLAINS LAND BANK, FEDERAL LAND CREDIT ASSOCIATION
5625 FULTON DR
AMARILLO, TX 79109
* $ -1,000 2 $ 960,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 1 $ 135,000
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION
400 PINE ST
ABILENE, TX 79601
* $ 12,922,116,000 1 $ 525,000
JMAC LENDING, INC.
2510 RED HILL AVE
SACRAMENTO, CA 92705
* $ -1,000 1 $ 85,000
CREDIT UNION OF TEXAS
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75251
* $ 2,413,243,000 1 $ 55,000
OCMBC, INC.
19000 MACARTHUR BLVD, SUITE 200
GLENDALE, CA 92612
* $ -1,000 1 $ 135,000
KIAVI FUNDING, INC.
315 MONTGOMERY STREET 16TH FLOOR
WILMINGTON, DE 94104
* $ -1,000 1 $ 85,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 1 $ 75,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 115,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 780,976,000 1 $ 185,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILMINGTON, DE 18702
* $ -1,000 1 $ 145,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 1 $ 85,000
BPL MORTGAGE TRUST, LLC
30 THE GREEN
DOVER, DE 19901
* $ -1,000 1 $ 115,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 175,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 185,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 85,000
ACCESS COMMUNITY CREDIT UNION
6401 BELL ST.
AMARILLO, TX 79109
* $ 197,909,000 1 $ 105,000
TEXAS MORTGAGE LENDING, LLC
601 N. PLANO RD.
AUSTIN, TX 75081
* $ -1,000 1 $ 365,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 1 $ 125,000
LOANUNITED.COM, LLC
3150 HOLCOMB BRIDGE RD 4TH FLOOR
ATLANTA, GA 30071
* $ -1,000 1 $ 145,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 1 $ 105,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 1 $ 385,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 1 $ 115,000
UNITED COMMUNITY BANK
PO BOX 398
GREENVILLE, SC 30512
* $ 23,954,627,000 1 $ 145,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 1 $ 195,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 1 $ 115,000
EQUITY BANK
7701 E KELLOGG STE 100
ANDOVER, KS 67207
* $ 4,976,744,000 1 $ 215,000
GREATER TEXAS FEDERAL CREDIT UNION
1180 AIRPORT BLVD
AUSTIN, TX 78752
* $ 971,267,000 1 $ 35,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 505,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 35,526,360,000 1 $ 155,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 1 $ 135,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 75,000
WEST GATE BANK
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 1,121,085,000 1 $ 285,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 1 $ 345,000
ALLIANCE CREDIT UNION
8401 QUAKER AVE
LUBBOCK, TX 79424
* $ 489,908,000 1 $ 195,000
HOMEPROMISE CORPORATION
60 S WASHINGTON ST, STE 106
GLEN ALLEN, VA 17225
* $ -1,000 1 $ 215,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 1 $ 15,000
NATIONS RELIABLE LENDING, LLC
2506 W MAIN STREET
WILMINGTON, DE 77056
* $ -1,000 1 $ 285,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2023, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Gray County TX in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 398 $53,370,000 $134,000 $525,000 $91,000 $495,000
Cash-out Refinancing 35 $3,435,000 $98,000 $355,000 $88,000 $208,000
Refinancing 35 $4,075,000 $116,000 $415,000 $110,000 $588,000
Other Purpose 21 $1,595,000 $75,000 $655,000 $126,000 $570,000
Home Improvement 17 $1,395,000 $82,000 $255,000 $79,000 $190,000
Not Applicable 3 $235,000 $78,000 $115,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 273 $35,155,000 $128,000 $655,000 $95,000 $588,000
Not applicable 102 $11,690,000 $114,000 $525,000 $37,000 $37,000
Hispanic 64 $8,230,000 $128,000 $415,000 $95,000 $302,000
Not Provided 58 $7,820,000 $134,000 $505,000 $89,000 $272,000
Black or African American 7 $775,000 $110,000 $135,000 $82,000 $143,000
American Indian or Alaskan Native 4 $410,000 $102,000 $155,000 $66,000 $102,000
Asian 1 $25,000 $25,000 $25,000 $28,000 $28,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 328 $38,380,000 $117,000 $655,000 $100,000 $588,000
FHA-insured (Federal Housing Administration) 134 $17,960,000 $134,000 $385,000 $78,000 $297,000
VA-guaranteed (Veterans Administration) 29 $5,075,000 $175,000 $345,000 $85,000 $168,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $2,690,000 $149,000 $195,000 $68,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 225 $30,455,000 $135,000 $655,000 $96,000 $588,000
Loan Purchased By The Institution 89 $10,505,000 $118,000 $415,000 $81,000 $122,000
Application Denied By Financial Institution 80 $9,230,000 $115,000 $385,000 $82,000 $390,000
Application Withdrawn By Applicant 57 $7,765,000 $136,000 $505,000 $102,000 $495,000
File Closed For Incompleteness 35 $3,935,000 $112,000 $225,000 $79,000 $240,000
Application Approved But Not Accepted 23 $2,215,000 $96,000 $305,000 $107,000 $468,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 378 $49,460,000 $130,000 $655,000 $93,000 $570,000
Debt-To-Income Ratio 71 $7,595,000 $106,000 $405,000 $96,000 $588,000
Credit History 30 $3,950,000 $131,000 $225,000 $111,000 $390,000
Collateral 9 $1,005,000 $111,000 $355,000 $73,000 $133,000
Credit Application Incomplete 8 $780,000 $97,000 $205,000 $74,000 $190,000
Other 5 $455,000 $91,000 $165,000 $80,000 $131,000
Insufficient Cash (Downpayment, Closing Cost) 5 $535,000 $107,000 $185,000 $51,000 $84,000
Unverifiable Information 2 $210,000 $105,000 $115,000 $61,000 $75,000
Mortgage Insurance Denied 1 $115,000 $115,000 $115,000 $64,000 $64,000
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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