Great Falls, MT Metro Area Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 4,440 mortgage applications in Great Falls, MT metro area totaling $862.6 million, up 19% from 2018. The average application was for $194,272, and applicants reported an average income of $83,000. 58% of applications resulted in an originated loan and 12% were denied. The most active lender was Stockman Bank of Montana, with 572 applications, followed by Opportunity Bank of Montana and Fairway Independent Mort Corp.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Montana.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,440
Total Mortgage Loan Application Amount $862,570,000
Average Mortgage Loan Application Amount $194,272
Highest Mortgage Loan Application Amount $29,015,000
Average Applicant Income $83,000
Highest Applicant Income $1,985,000

Mortgage Company List for Lending in Great Falls, MT for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 3,648,810,000 572 $ 109,070,000
Opportunity Bank of Montana
1400 PROSPECT AVE
HELENA, MT 59601
* $ 843,686,000 449 $ 90,385,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 322 $ 55,780,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 236 $ 30,980,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 215 $ 48,785,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 213 $ 32,815,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 190 $ 36,710,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 171 $ 29,705,000
Montana Federal Credit Union
15 14TH STREET SOUTH
GREAT FALLS, MT 59401
* $ 240,511,000 160 $ 15,000,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 13,239,925,000 146 $ 24,090,000
Embark
1500 RIVER DRIVE NORTH
GREAT FALLS, MT 59401
* $ 104,767,000 133 $ 8,225,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 100 $ 21,090,000
Universal Lending Corporation
6430 S FIDDLERS GREEN CIR STE 460
GREENWOOD VILLAGE, CO 80111
* $ -1,000 92 $ 16,170,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 77 $ 16,715,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 67 $ 13,775,000
1st Liberty
6200 3RD AVE N
GREAT FALLS, MT 59401
* $ 171,543,000 60 $ 5,140,000
Belt Valley Bank
PO BOX 196
BELT, MT 59412
* $ 62,726,000 56 $ 7,560,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 52 $ 11,100,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 47 $ 9,055,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 40 $ 7,860,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 38 $ 6,800,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 36 $ 8,350,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 36 $ 2,140,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 29 $ 7,315,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 29 $ 6,015,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 29 $ 5,555,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 26 $ 5,520,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 24 $ 4,380,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 24 $ 4,370,000
Bravera Bank
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ 1,426,011,000 23 $ 3,425,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 23 $ 4,215,000
Russell Country Federal Credit Union
810 1ST AVE S
GREAT FALLS, MT 59401
* $ 74,348,000 22 $ 1,390,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 21 $ 4,815,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 21 $ 3,805,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 20 $ 3,880,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 19 $ 4,045,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 18 $ 2,930,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 18 $ 4,070,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 18 $ 3,370,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 17 $ 3,645,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 16 $ 3,020,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 15 $ 3,045,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 15 $ 4,135,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 15 $ 3,505,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ 12,102,845,000 14 $ 1,200,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 12 $ 2,630,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 12 $ 3,600,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 12 $ 3,180,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 10 $ 1,850,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 10 $ 710,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 9 $ 1,875,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 9 $ 1,295,000
Citizens Alliance Bank
55 NW 1ST ST NW PO BOX 430
CLARA CITY, MN 56222
* $ 790,105,000 9 $ 2,535,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 8 $ 1,490,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 8 $ 1,920,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 8 $ 1,820,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 7 $ 1,555,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 6 $ 1,240,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 6 $ 690,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 5 $ 565,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 5 $ 1,085,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 5,133,339,000 5 $ 1,045,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 5 $ 995,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 5 $ 1,145,000
Trailwest Bank
PO BOX 9
LOLO, MT 59847
* $ 571,880,000 5 $ 765,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 5 $ 975,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 4 $ 900,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 4 $ 1,230,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 4 $ 750,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 16,110,188,000 4 $ 930,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 4 $ 780,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 3 $ 555,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 817,533,000 3 $ 205,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ -1,000 3 $ 585,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 3 $ 755,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 3 $ 615,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 3 $ 855,000
Clearwater Federal Credit Union
3600 BROOKS ST
MISSOULA, MT 59801
* $ 524,423,000 3 $ 415,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ -1,000 3 $ 465,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 3 $ 825,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 3 $ 725,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 34,104,022,000 3 $ 605,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 2 $ 170,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 2 $ 480,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 2 $ 300,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 2 $ 630,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 364,059,000 2 $ 360,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 380,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 2 $ 450,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 340,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 2 $ 1,280,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,029,298,000 2 $ 910,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 280,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 2 $ 250,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,636,147,000 2 $ 340,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 150,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 2 $ 230,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 2 $ 830,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 2 $ 520,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 949,720,000 2 $ 380,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 2 $ 400,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 2 $ 430,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 270,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 191,517,000,000 2 $ 58,020,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 185,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,708,028,000 1 $ 675,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 175,000
Partnership Bank
N58W6194 COLUMBIA ROAD
CEDARBURG, WI 53012
* $ 306,508,000 1 $ 265,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 1 $ 25,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ -1,000 1 $ 125,000
Superior Financial Solutions
4230 ELIDA RD
LIMA, OH 45807
* $ -1,000 1 $ 255,000
Arvest Bank

TULSA, OK 74103
* $ 18,449,940,000 1 $ 75,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,060,792,000 1 $ 55,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 1,050,339,000 1 $ 45,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 1 $ 315,000
Highmark Federal Credit Union
725 5TH STREET
RAPID CITY, SD 57701
* $ 139,453,000 1 $ 295,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 135,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ -1,000 1 $ 6,995,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 99,205,204,000 1 $ 1,405,000
Wasatch Peaks Federal Credit Union
4723 HARRISON BLVD
OGDEN, UT 84403
* $ 342,289,000 1 $ 185,000
Cbre Multifamily Capital, Inc.

HOUSTON, TX 77079
* $ -1,000 1 $ 6,755,000
The Bank of Commerce
3113 SOUTH 25TH EAST
AMMON, ID 83406
* $ 1,250,076,000 1 $ 195,000
Oak Bank
5951 MCKEE ROAD STE 100
FITCHBURG, WI 53719
* $ 319,887,000 1 $ 95,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 125,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ 5,665,667,000 1 $ 275,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 195,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 135,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,011,136,000 1 $ 25,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 1 $ 465,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 255,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 255,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 1 $ 175,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 59,366,170,000 1 $ 105,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 2,576,413,000 1 $ 45,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 5,065,189,000 1 $ 165,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 3,538,467,000 1 $ 125,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ 8,212,199,000 1 $ 15,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 11,226,544,000 1 $ 25,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 1 $ 375,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 1 $ 55,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 305,000
Accelerate Mortgage, LLC
750 PRIDES CROSSING #303
NEWARK, DE 19713
* $ -1,000 1 $ 265,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 65,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 205,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 165,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 145,000
Intouch Credit Union
P O BOX 250169
PLANO, TX 75025
* $ 907,799,000 1 $ 125,000

The tables below break down 2019 mortgage applications in Great Falls, MT metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Great Falls, MT in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,309 $512,355,000 $221,000 $29,015,000 $83,000 $1,033,000
Cash-out Refinancing 1,000 $168,720,000 $168,000 $1,405,000 $80,000 $1,447,000
Refinancing 732 $152,230,000 $207,000 $6,995,000 $83,000 $1,985,000
Other Purpose 212 $15,460,000 $72,000 $505,000 $88,000 $516,000
Home Improvement 140 $7,100,000 $50,000 $405,000 $84,000 $367,000
Not Applicable 47 $6,705,000 $142,000 $555,000 $198,000 $554,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,320 $562,400,000 $169,000 $1,805,000 $83,000 $1,985,000
Not applicable 593 $201,375,000 $339,000 $29,015,000 $82,000 $328,000
Not Provided 294 $57,450,000 $195,000 $1,405,000 $91,000 $929,000
Hispanic 96 $17,120,000 $178,000 $455,000 $63,000 $128,000
American Indian or Alaskan Native 56 $8,650,000 $154,000 $355,000 $71,000 $166,000
Black or African American 43 $8,675,000 $201,000 $415,000 $78,000 $230,000
Asian 27 $4,865,000 $180,000 $455,000 $114,000 $611,000
Native Hawaiian or Other Pacific Islander 5 $665,000 $133,000 $295,000 $47,000 $112,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,504 $470,690,000 $187,000 $29,015,000 $94,000 $1,985,000
VA-guaranteed (Veterans Administration) 1,224 $276,770,000 $226,000 $645,000 $68,000 $365,000
FHA-insured (Federal Housing Administration) 686 $111,220,000 $162,000 $335,000 $56,000 $413,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $3,890,000 $149,000 $235,000 $53,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,557 $470,455,000 $183,000 $6,995,000 $85,000 $1,044,000
Loan Purchased By The Institution 609 $127,235,000 $208,000 $705,000 $92,000 $1,033,000
Application Withdrawn By Applicant 597 $163,705,000 $274,000 $29,015,000 $86,000 $1,447,000
Application Denied By Financial Institution 532 $73,690,000 $138,000 $835,000 $67,000 $709,000
File Closed For Incompleteness 100 $18,470,000 $184,000 $755,000 $98,000 $1,985,000
Application Approved But Not Accepted 44 $8,770,000 $199,000 $825,000 $84,000 $404,000
Preapproval Approved but not Accepted 1 $245,000 $245,000 $245,000 $156,000 $156,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,793 $764,615,000 $201,000 $29,015,000 $85,000 $1,985,000
Debt-To-Income Ratio 271 $43,225,000 $159,000 $6,995,000 $66,000 $929,000
Credit History 118 $12,980,000 $110,000 $385,000 $62,000 $463,000
Collateral 112 $15,610,000 $139,000 $835,000 $88,000 $490,000
Credit Application Incomplete 57 $11,365,000 $199,000 $455,000 $68,000 $300,000
Other 46 $7,060,000 $153,000 $835,000 $73,000 $205,000
Unverifiable Information 17 $2,585,000 $152,000 $325,000 $134,000 $709,000
Employment History 16 $2,560,000 $160,000 $315,000 $40,000 $84,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,570,000 $257,000 $835,000 $99,000 $396,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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