Hampshire County, MA Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 5,245 mortgage applications in Hampshire County, MA totaling $1.2 billion, up 5% from 2018. The average application was for $231,000, and applicants reported an average income of $110,000. 60% of applications resulted in an originated loan and 13% were denied. The most active lender was Florence Bank, with 348 applications, followed by Peoplesbank and Bankesb.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,245
Total Mortgage Loan Application Amount $1,213,635,000
Average Mortgage Loan Application Amount $231,000
Highest Mortgage Loan Application Amount $30,675,000
Average Applicant Income $110,000
Highest Applicant Income $3,238,000

Mortgage Company List for Lending in Hampshire County, MA for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Florence Bank
85 MAIN STREET
FLORENCE, MA 01062
* $ 1,347,893,000 348 $ 74,060,000
Peoplesbank
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ 2,867,537,000 305 $ 72,595,000
Bankesb
36 MAIN STREET
EASTHAMPTON, MA 01027
* $ 1,370,984,000 304 $ 63,660,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ -1,000 299 $ 81,925,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 211 $ 31,635,000
Polish National Credit Union
46 MAIN STREET
CHICOPEE, MA 01020
* $ 602,875,000 190 $ 34,950,000
Greenfield Savings Bank
400 MAIN STREET, PO BOX 1537
GREENFIELD, MA 01302
* $ 856,280,000 189 $ 55,275,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 159 $ 24,885,000
Member Advantage Mortgage
3330 BROADMOOR SE, SUITE B
GRAND RAPIDS, MI 49512
* $ -1,000 151 $ 36,655,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 135 $ 29,085,000
Greenfield Cooperative Bank
63 FEDERAL STREET
GREENFIELD, MA 01301
* $ 610,808,000 122 $ 28,280,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ -1,000 103 $ 25,915,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 302,668,929,000 103 $ 17,255,000
Country Bank for Savings
75 MAIN ST
WARE, MA 01082
* $ 1,625,625,000 100 $ 21,950,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 88 $ 21,980,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 87 $ 21,275,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 84 $ 20,010,000
Freedom Credit Union
1976 MAIN STREET
SPRINGFIELD, MA 01103
* $ 477,578,000 76 $ 8,020,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 75 $ 16,075,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 67 $ 13,575,000
Westfield Bank
141 ELM ST
WESTFIELD, MA 01085
* $ 2,116,384,000 65 $ 12,775,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 47,601,600,000 62 $ 12,620,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 56 $ 14,040,000
Holyoke Credit Union
490 WESTFIELD ROAD
HOLYOKE, MA 01040
* $ 196,262,000 55 $ 9,625,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 55 $ 12,795,000
Envision Bank
10 CABOT PLACE
STOUGHTON, MA 02072
* $ 615,040,000 52 $ 13,020,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 7,347,510,000 49 $ 8,635,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 49 $ 2,975,000
Berkshire Bank

ALBANY, NY 12207
* $ 12,187,936,000 48 $ 7,600,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 43 $ 10,525,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 40 $ 9,230,000
Umassfive College Federal Credit Union
200 WESTGATE CENTER DRIVE, PO BOX 1060
HADLEY, MA 01035
* $ 485,377,000 36 $ 11,150,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 36 $ 9,980,000
Monson Savings Bank
146 MAIN STREET
MONSON, MA 01057
* $ 421,885,000 35 $ 8,455,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ -1,000 33 $ 8,895,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 32 $ 8,270,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 32 $ 8,310,000
North Brookfield Savings Bank
35 SUMMER STREET
NORTH BROOKFIELD, MA 01585
* $ 314,124,000 32 $ 5,380,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 31 $ 6,695,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 29 $ 6,885,000
Alden Credit Union
710 GRATTAN STREET
CHICOPEE, MA 01020
* $ 164,263,000 28 $ 5,950,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ -1,000 28 $ 6,290,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 25 $ 7,725,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 25 $ 4,885,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 24 $ 5,510,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 23 $ 5,655,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 8,530,262,000 22 $ 2,930,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 22 $ 5,160,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 22 $ 5,440,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 21 $ 4,885,000
Massmutual FCU
1295 STATE STREET
SPRINGFIELD, MA 01111
* $ 232,334,000 18 $ 3,970,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ -1,000 16 $ 3,470,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 16 $ 3,680,000
Greylock Federal Credit Union
150 WEST ST.
PITTSFIELD, MA 01201
* $ 1,216,671,000 15 $ 2,595,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 15 $ 3,325,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 15 $ 3,455,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 15 $ 3,405,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 15 $ 3,845,000
Workers Federal Credit Union
815 MAIN STREET
LITTLETON, MA 01460
* $ 1,797,706,000 15 $ 1,885,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 137,976,503,000 15 $ 2,905,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 15 $ 3,155,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 14 $ 3,180,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 11 $ 2,585,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,107,438,000 11 $ 1,865,000
Luso Federal Credit Union
599 EAST ST
LUDLOW, MA 01056
* $ 222,380,000 11 $ 2,445,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 1,348,132,000 10 $ 2,720,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 10 $ 1,780,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 10 $ 2,460,000
Priority Funding, LLC
292 MAIN STREET, SUITE G1
NORTHBORO, MA 01532
* $ -1,000 10 $ 490,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 1,682,487,000 10 $ 840,000
Arrha Credit Union
145 INDUSTRY AVENUE
SPRINGFIELD, MA 01104
* $ 137,981,000 9 $ 1,905,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 77,243,612,000 9 $ 2,085,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 9 $ 1,615,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 8 $ 2,130,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 8 $ 1,160,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 8 $ 2,190,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 7 $ 1,705,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 7 $ 1,565,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 7 $ 1,685,000
Premier Source Credit Union
232 NO MAIN ST
EAST LONGMEADOW, MA 01028
* $ 62,231,000 7 $ 745,000
Northern Mortgage Services, LLC
3714 28TH ST SW
GRANDVILLE, MI 49418
* $ -1,000 7 $ 2,175,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 99,205,204,000 7 $ 1,945,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 7 $ 1,825,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 7 $ 1,825,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 6 $ 1,440,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 6 $ 1,940,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 6 $ 1,270,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,205,430,000 6 $ 950,000
Lee Bank
75 PARK STREET
LEE, MA 01238
* $ 376,287,000 6 $ 2,160,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 6 $ 1,530,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,327,580,000 6 $ 870,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 6 $ 1,870,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 6 $ 1,370,000
Ic Federal Credit Union
300 BEMIS ROAD
FITCHBURG, MA 01420
* $ 504,356,000 6 $ 1,090,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 6 $ 1,060,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 6 $ 1,820,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 6 $ 1,470,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 5 $ 1,295,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 5 $ 1,775,000
Washington Trust Mortgage Company LLC
23 BROAD STREET
WESTERLY, RI 02891
* $ -1,000 5 $ 1,595,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 5 $ 1,255,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 240,252,000 5 $ 145,000
Axiom Bank, N.A.
258 SOUTHHALL LN SUITE 400
MAITLAND, FL 32751
* $ 631,518,000 5 $ 325,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 5 $ 1,665,000
Firstrust Savings Bank
1 WALNUT GROVE DRIVE
HORSHAM, PA 19044
* $ 3,458,196,000 5 $ 1,495,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 5 $ 1,225,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 4 $ 1,380,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 4 $ 750,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ -1,000 4 $ 150,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 4 $ 870,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 4 $ 1,090,000
Adams Community Bank
2 CENTER STREET
ADAMS, MA 01220
* $ 579,759,000 4 $ 750,000
The People's Credit Union
858 WEST MAIN ROAD
MIDDLETOWN, RI 02842
* $ 494,274,000 4 $ 270,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 4 $ 560,000
Bay State Savings Bank
28 FRANKLIN STREET
WORCESTER, MA 01608
* $ 418,121,000 4 $ 19,970,000
Northern Bank & Trust Company
275 MISHAWUM ROAD
WOBURN, MA 01801
* $ 2,162,309,000 3 $ 565,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 3 $ 555,000
Drew Mortgage Associates, Inc
196 BOSTON TPKE
SHREWSBURY, MA 01545
* $ -1,000 3 $ 575,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 27,614,851,000 3 $ 1,705,000
Greater Springfield Credit Union
1030 WILBRAHAM RD
SPRINGFIELD, MA 01109
* $ 163,873,000 3 $ 435,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,011,136,000 3 $ 715,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ -1,000 3 $ 495,000
Members Mortgage Company Inc
90 MAPLE STREET
STONEHAM, MA 02180
* $ -1,000 3 $ 1,285,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 473,202,000 3 $ 675,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 3 $ 625,000
Msa Mortgage, LLC
5 FREMONT STREET
WINTHROP, MA 02152
* $ -1,000 3 $ 745,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ -1,000 3 $ 525,000
Baycoast Mortgage Company, LLC
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ -1,000 3 $ 635,000
Passumpsic Bank
25 MR ARTHUR DRIVE
CHESTERFIELD, NH 03466
* $ -1,000 3 $ 325,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 3 $ 55,000
Cornerstone Bank
176 MAIN STREET
SPENCER, MA 01562
* $ 1,158,222,000 3 $ 745,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 3 $ 755,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 3 $ 1,265,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 3 $ 385,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ -1,000 3 $ 765,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 3 $ 855,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 3 $ 705,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,071,570,000 3 $ 775,000
360 Federal Credit Union
P.O. BOX 273/191 ELLA GRASSO TURNPIKE
WINDSOR LOCKS, CT 06096
* $ 223,247,000 3 $ 275,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 3 $ 655,000
Cape Cod Five Cents Savings Bank
1500 IYANNOUGH RD
HYANNIS, MA 02601
* $ 3,425,994,000 3 $ 845,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 3 $ 785,000
Shamrock Home Loans, Inc.
75 NEWMAN AVE
EAST PROVIDENCE, RI 02916
* $ -1,000 2 $ 580,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 710,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ -1,000 2 $ 850,000
First Federal S&L of Lakewood
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 1,960,015,000 2 $ 700,000
Ithink Financial Credit Union
1000 NW 17TH AVENUE
DELRAY BEACH, FL 33445
* $ 1,132,677,000 2 $ 240,000
Triumph Bank
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 787,746,000 2 $ 650,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 420,000
Webster First Federal Credit Union
271 GREENWOOD ST.
WORCESTER, MA 01607
* $ 976,994,000 2 $ 1,080,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ -1,000 2 $ 260,000
Metro Credit Union
200 REVERE BEACH PARKWAY
CHELSEA, MA 02150
* $ 1,877,534,000 2 $ 310,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 1,701,300,000 2 $ 260,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 2 $ 520,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 1,435,822,000 2 $ 510,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 500,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 2 $ 520,000
Savers Cooperative Bank
PO BOX 250
SOUTHBRIDGE, MA 01550
* $ 570,232,000 2 $ 330,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ -1,000 2 $ 680,000
Ross Mortgage Company
115 FLANDERS ROAD, SUITE 120
WESTBOROUGH, MA 01581
* $ -1,000 2 $ 370,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,636,147,000 2 $ 200,000
Prime Choice Funding Inc.
17852 17TH ST #107
TUSTIN, CA 92780
* $ -1,000 2 $ 390,000
First World Mortgage Corporaton
127 PROSPECT AVENUE
WEST HARTFORD, CT 06106
* $ -1,000 2 $ 370,000
Rockland Trust Company
120 LIBERTY STREET
BROCKTON, MA 02302
* $ 8,850,543,000 2 $ 370,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 500,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 2 $ 710,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 50,703,918,000 2 $ 350,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 2 $ 620,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 305,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ -1,000 1 $ 255,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ 1,220,086,000 1 $ 25,000
Fidelity Co-Operative Bank
9 LEOMINSTER CONNECTOR
LEOMINSTER, MA 01453
* $ 935,074,000 1 $ 135,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 275,000
Sharon & Crescent United Credit Union
30 POND ST
SHARON, MA 02067
* $ 583,979,000 1 $ 225,000
Milford Federal Bank
246 MAIN STREET
MILFORD, MA 01757
* $ 390,157,000 1 $ 195,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 1 $ 355,000
Hometown Bank
31 SUTTON AVENUE
OXFORD, MA 01540
* $ 788,878,000 1 $ 225,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 355,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 25,383,765,000 1 $ 735,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre
1010 NORTHERN BLVD., SUITE 336
GREAT NECK, NY 11021
* $ -1,000 1 $ 675,000
Corevestamericanfinancelenderllc
1920 MAIN ST #850
IRVINE, CA 92614
* $ -1,000 1 $ 305,000
East Boston Savings Bank
67 PROSPECT ST
PEABODY, MA 01960
* $ 6,158,157,000 1 $ 365,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 234,032,000,000 1 $ 175,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 3,538,467,000 1 $ 355,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 3,502,273,000 1 $ 235,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 11,226,544,000 1 $ 185,000
Rtn Federal Credit Union
600 MAIN STREET
WALTHAM, MA 02452
* $ 875,355,000 1 $ 145,000
Arbor Realty Trust, Inc.
333 EARLE OVINGTON BLVD., SUITE 900
UNIONDALE, NY 11553
* $ -1,000 1 $ 3,605,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 1 $ 11,565,000
Eastrise Federal Credit Union
141 HARVEST LANE
WILLISTON, VT 05495
* $ 1,259,693,000 1 $ 255,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 1 $ 11,565,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 285,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ -1,000 1 $ 395,000
Navigant Credit Union
1005 DOUGLAS PIKE
SMITHFIELD, RI 02917
* $ 2,188,174,000 1 $ 255,000
Pittsfield Cooperative Bank
70 SOUTH ST
PITTSFIELD, MA 01201
* $ 307,290,000 1 $ 185,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 105,000
Institution for Savings
93 STATE ST
NEWBURYPORT, MA 01950
* $ 3,470,490,000 1 $ 345,000
St Mary's Credit Union
PO BOX 729
MARLBOROUGH, MA 01752
* $ 876,190,000 1 $ 245,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ 5,011,946,000 1 $ 265,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 294,391,000 1 $ 25,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 12,179,508,000 1 $ 445,000
Belmont Savings Bank
2 LEONARD STREET
BELMONT, MA 02478
* $ 3,030,371,000 1 $ 175,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 2,269,890,000 1 $ 45,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 185,000
All One Credit Union
20 ADAMS STREET
LEOMINSTER, MA 01453
* $ 706,490,000 1 $ 55,000
Congressional Federal Credit Union
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ 970,766,000 1 $ 245,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 824,014,000 1 $ 315,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 1 $ 325,000
Trustco Bank
6 METRO PARK ROAD
ALBANY, NY 12205
* $ 4,959,305,000 1 $ 85,000
Harvest Bank
75 NORTH MAIN STREET
KIMBALL, MN 55353
* $ 2,101,384,000 1 $ 285,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 1 $ 135,000
Bluestone Bank
756 ORCHARD STREET
RAYNHAM, MA 02767
* $ 612,603,000 1 $ 295,000
St Fin Corp dba Star Financial
23330 MILL CREEK SUITE 250
LAGUNA HILLS, CA 92653
* $ -1,000 1 $ 525,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 1 $ 335,000
Central One Federal Credit Union
714 MAIN ST
SHREWSBURY, MA 01545
* $ 514,198,000 1 $ 135,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,305,036,000 1 $ 265,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ -1,000 1 $ 235,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 405,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ -1,000 1 $ 235,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 205,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ -1,000 1 $ 30,675,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 1 $ 125,000
Rushmore Loan Management Services LLC
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ -1,000 1 $ 415,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 1 $ 185,000
Cnb Bank
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 3,203,027,000 1 $ 185,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 59,366,170,000 1 $ 535,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 1 $ 205,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 1 $ 165,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 355,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 1 $ 235,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 445,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 135,000
The Camden National Bank
2 ELM STREET
CAMDEN, ME 04843
* $ 4,281,999,000 1 $ 195,000
Westerly Community Credit Union
4979 TOWER HILL RD
WAKEFIELD, RI 02879
* $ 295,300,000 1 $ 65,000
Tremont Credit Union
150 GROSSMAN DRIVE
MILTON, MA 02186
* $ 184,831,000 1 $ 455,000
The Bank of Greene County
341 MAIN STREET
CATSKILL, NY 12414
* $ 1,191,635,000 1 $ 205,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 1 $ 155,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 1 $ 355,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 817,533,000 1 $ 25,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 1 $ 285,000
Fall River Five Cents Savings
79 NORTH MAIN ST
FALL RIVER, MA 02720
* $ 961,165,000 1 $ 385,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 1 $ 95,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 1 $ 165,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ -1,000 1 $ 195,000
Metrowest Community Federal Credit Union
200 CONCORD STREET
FRAMINGHAM, MA 01702
* $ 100,710,000 1 $ 75,000
Harvard Federal Credit Union
104 MOUNT AUBURN STREET
CAMBRIDGE, MA 02138
* $ 732,369,000 1 $ 115,000

The tables below break down 2019 mortgage applications in Hampshire County, MA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hampshire County, MA in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,428 $662,090,000 $272,000 $19,705,000 $116,000 $3,238,000
Refinancing 1,162 $280,520,000 $241,000 $30,675,000 $105,000 $615,000
Cash-out Refinancing 865 $191,995,000 $221,000 $1,825,000 $104,000 $1,799,000
Home Improvement 380 $32,190,000 $84,000 $1,475,000 $106,000 $525,000
Other Purpose 368 $40,550,000 $110,000 $605,000 $108,000 $1,781,000
Not Applicable 42 $6,290,000 $149,000 $295,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,942 $819,170,000 $207,000 $1,555,000 $110,000 $3,238,000
Not Provided 581 $130,115,000 $223,000 $875,000 $113,000 $915,000
Not applicable 361 $181,415,000 $502,000 $30,675,000 $92,000 $250,000
Asian 129 $30,065,000 $233,000 $555,000 $123,000 $773,000
Hispanic 120 $26,550,000 $221,000 $485,000 $82,000 $310,000
Black or African American 69 $17,205,000 $249,000 $715,000 $110,000 $314,000
American Indian or Alaskan Native 16 $3,590,000 $224,000 $575,000 $101,000 $208,000
Native Hawaiian or Other Pacific Islander 3 $595,000 $198,000 $215,000 $97,000 $235,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,371 $978,145,000 $223,000 $19,705,000 $114,000 $2,905,000
FHA-insured (Federal Housing Administration) 479 $130,445,000 $272,000 $30,675,000 $81,000 $3,238,000
VA-guaranteed (Veterans Administration) 357 $97,425,000 $272,000 $635,000 $92,000 $1,799,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 38 $7,620,000 $200,000 $285,000 $70,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,167 $750,935,000 $237,000 $19,705,000 $115,000 $3,238,000
Application Denied By Financial Institution 662 $112,350,000 $169,000 $1,905,000 $86,000 $553,000
Application Withdrawn By Applicant 645 $146,485,000 $227,000 $805,000 $113,000 $1,799,000
Loan Purchased By The Institution 468 $144,000,000 $307,000 $30,675,000 $108,000 $376,000
File Closed For Incompleteness 223 $40,825,000 $183,000 $505,000 $117,000 $1,781,000
Application Approved But Not Accepted 78 $17,820,000 $228,000 $1,555,000 $96,000 $228,000
Preapproval Approved but not Accepted 2 $1,220,000 $610,000 $855,000 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,999 $962,545,000 $240,000 $30,675,000 $115,000 $3,238,000
Debt-To-Income Ratio 844 $183,320,000 $217,000 $19,705,000 $95,000 $615,000
Credit History 131 $19,865,000 $151,000 $1,505,000 $93,000 $426,000
Collateral 105 $18,355,000 $174,000 $755,000 $113,000 $434,000
Credit Application Incomplete 70 $12,870,000 $183,000 $675,000 $94,000 $263,000
Other 58 $11,160,000 $192,000 $1,105,000 $114,000 $553,000
Unverifiable Information 22 $2,370,000 $107,000 $275,000 $90,000 $260,000
Employment History 9 $1,665,000 $185,000 $385,000 $71,000 $141,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,270,000 $211,000 $355,000 $66,000 $102,000
Mortgage Insurance Denied 1 $215,000 $215,000 $215,000 $97,000 $97,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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