Isabella County MI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Unlock detailed Isabella County MI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Michigan.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,900
Total Mortgage Loan Application Amount $315,110,000
Average Mortgage Loan Application Amount $165,000
Highest Mortgage Loan Application Amount $60,435,000
Average Applicant Income $79,000
Highest Applicant Income $3,342,000

Mortgage Company List for Lending in Isabella County MI for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
ISABELLA BANK
139 E. BROADWAY
MOUNT PLEASANT, MI 48858
* $ 1,784,227,000 409 $ 53,195,000
MERCANTILE BANK
310 LEONARD ST NW
GRAND RAPIDS, MI 49504
* $ 3,344,251,000 182 $ 23,900,000
MEMBERS FIRST CREDIT UNION
PO BOX 2165
MIDLAND, MI 48641
* $ 488,731,000 88 $ 7,060,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 74 $ 9,240,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 50 $ 5,730,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 49 $ 3,615,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 370,500,928,000 45 $ 4,405,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 37 $ 4,145,000
CHEMICAL BANK
333 E MAIN STREET
MIDLAND, MI 48640
* $ 21,460,393,000 37 $ 4,635,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 35 $ 4,925,000
INDEPENDENT BANK
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 3,356,129,000 34 $ 3,780,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,689,351,000,000 32 $ 4,180,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 18,466,868,000 30 $ 3,790,000
DOW CREDIT UNION
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ 1,628,364,000 28 $ 3,080,000
TCF NATIONAL BANK
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,708,028,000 26 $ 2,450,000
COMMERCIAL BANK
301 N. STATE ST
ITHACA, MI 48801
* $ 526,700,000 24 $ 4,480,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 22 $ 2,520,000
GREENSTONE FARM CREDIT SERVICES, FLCA
3515 WEST RD
EAST LANSING, MI 48823
* $ -1,000 21 $ 3,285,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 21 $ 2,125,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 21 $ 2,945,000
LAKE TRUST CREDIT UNION
4605 S OLD US HIGHWAY 23
BRIGHTON, MI 48114
* $ 1,860,352,000 18 $ 810,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 17 $ 1,785,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 16 $ 2,030,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 16 $ 1,730,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 15 $ 2,165,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 15 $ 2,075,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 13 $ 1,945,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 13 $ 1,755,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 12 $ 1,520,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 12 $ 2,240,000
AMERIFIRST FINANCIAL CORPORATION
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 12 $ 1,700,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 12 $ 1,960,000
LAKE MICHIGAN CREDIT UNION
PO BOX 2848
CALEDONIA, MI 49501
* $ 6,064,106,000 11 $ 1,995,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 10 $ 1,390,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 10 $ 1,280,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 10 $ 1,260,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 9 $ 1,645,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,015,112,000 9 $ 445,000
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 4,229,818,000 9 $ 1,355,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 9 $ 955,000
COMMUNITY FIRST FEDERAL CREDIT UNION
9637 N GREENVILLE RD
LAKEVIEW, MI 48850
* $ 62,021,000 8 $ 1,070,000
NEIGHBORHOOD LOANS, INC.
55 W. 22ND STREET SUITE 130
CHICAGO, IL 60148
* $ -1,000 8 $ 1,150,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 7 $ 855,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 7 $ 905,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 7 $ 725,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 7 $ 905,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 7 $ 645,000
MORTGAGE CENTER L.C
29621 NORTHWESTERN HWY
PLYMOUTH, MI 48034
* $ -1,000 7 $ 625,000
CREDIT UNION ONE
400 E NINE MILE RD
FERNDALE, MI 48220
* $ 1,190,826,000 6 $ 380,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 6 $ 970,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 6 $ 590,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 5 $ 845,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 5 $ 605,000
WILDFIRE CREDIT UNION
6640 BAY RD
SAGINAW, MI 48604
* $ 769,220,000 5 $ 965,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 5 $ 595,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 5 $ 765,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,782,639,000,000 5 $ 725,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 4 $ 470,000
THE DART BANK
368 S. PARK ST.
MASON, MI 48854
* $ 454,157,000 4 $ 710,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 4 $ 860,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 4 $ 850,000
THUMB BANK AND TRUST
7254 MICHIGAN AVE., P.O. BOX 560
PIGEON, MI 48755
* $ 262,070,000 4 $ 420,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 4 $ 650,000
SUCCESS MORTGAGE PARTNERS, INC.
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 4 $ 440,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
PLYMOUTH, MI 48108
* $ -1,000 4 $ 570,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 3 $ 555,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 225,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 3 $ 365,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 3 $ 465,000
HORIZON BANK
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 4,241,335,000 3 $ 165,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 3 $ 425,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 3 $ 555,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 3 $ 365,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 3 $ 485,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 3 $ 425,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,636,147,000 3 $ 415,000
WEST MICHIGAN CREDIT UNION
1319 FRONT AVE NW
GRAND RAPIDS, MI 49504
* $ 164,916,000 3 $ 165,000
GVC MORTGAGE, INC.
ONE PLAZA DRIVE, SUITE 3
PENDLETON, IN 46064
* $ -1,000 2 $ 260,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 2 $ 60,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 4,426,972,000 2 $ 120,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 268,405,000 2 $ 420,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 2 $ 370,000
EATON COMMUNITY BANK
236 S. COCHRAN AVENUE, P.O. BOX 219
CHARLOTTE, MI 48813
* $ 337,521,000 2 $ 650,000
BLG HOLDINGS, INC.
2353 S. LINDEN RD. SUITE A
FLINT, MI 48532
* $ -1,000 2 $ 250,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 120,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 2 $ 150,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 2 $ 390,000
MORTGAGE 1 INCORPORATED
43456 MOUND ROAD
STERLING HEIGHTS, MI 49314
* $ -1,000 2 $ 320,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 2 $ 210,000
CONSUMERS PROFESSIONAL CREDIT UNION
525 W WILLOW STREET
LANSING, MI 48906
* $ 73,410,000 2 $ 80,000
GREYSTONE SERVICING COMPANY LLC
419 BELLE AIR LANE
WILMINGTON, DE 20186
* $ -1,000 2 $ 17,760,000
GREYSTONE SERVICING COMPANY LLC
419 BELLE AIR LANE
WILMINGTON, DE 20186
* $ -1,000 2 $ 17,760,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 2 $ 320,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 2 $ 250,000
NATIONS DIRECT MORTGAGE, LLC
5 HUTTON CENTRE DRIVE, SUITE 200
SACRAMENTO, CA 92707
* $ -1,000 2 $ 210,000
MAIN STREET BANK
31780 TELEGRAPH ROAD, SUITE 100
BINGHAM FARMS, MI 48025
* $ 255,194,000 1 $ 145,000
RIVER VALLEY CREDIT UNION
PO BOX 493
ADA, MI 49301
* $ 91,583,000 1 $ 95,000
WANIGAS CREDIT UNION
4026 SHATTUCK RD
SAGINAW, MI 48603
* $ 325,628,000 1 $ 85,000
PRIORITY FUNDING, LLC
292 MAIN STREET, SUITE G1
NORTHBORO, MA 01532
* $ -1,000 1 $ 45,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 1 $ 165,000
FAMILY FIRST CREDIT UNION
3550 TITTABAWASSEE
SAGINAW, MI 48604
* $ 75,524,000 1 $ 135,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 145,000
GENISYS CREDIT UNION
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 2,576,413,000 1 $ 195,000
LENDINGONE, LLC
901 YAMATO RD #150
DOVER, DE 33431
* $ -1,000 1 $ 465,000
ASTERA
5615 W SAGINAW HWY
LANSING, MI 48917
* $ 149,433,000 1 $ 55,000
LEVEL ONE BANK
32991 HAMILTON COURT
FARMINGTON HILLS, MI 48334
* $ 1,413,654,000 1 $ 265,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 1 $ 85,000
COMMUNITY CHOICE
31155 NORTHWESTERN HWY
FARMINGTON HILLS, MI 48334
* $ 1,077,155,000 1 $ 55,000
BERKADIA COMMERCIAL MORTGAGE LLC
323 NORRISTOWN ROAD SUITE 300
WILMINGTON, DE 19002
* $ -1,000 1 $ 60,435,000
COMERICA BANK
411 W LAFAYETTE BLVD
DALLAS, TX 48226
* $ 70,737,276,000 1 $ 85,000
ROSS MORTGAGE CORPORATION
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ -1,000 1 $ 145,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 195,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ -1,000 1 $ 85,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 1 $ 35,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 219,071,000,000 1 $ 215,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 1 $ 85,000
HFG HOLDINGS, LLC
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48084
* $ -1,000 1 $ 155,000
MARSHALL COMMUNITY CREDIT UNION
839 W GREEN ST
MARSHALL, MI 49068
* $ 200,399,000 1 $ 65,000
LENDERLIVE NETWORK, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 1 $ 85,000
MMS MORTGAGE SERVICES, LTD.
38275 TWELVE MILE RD., SUITE 100
FARMINGTON HILLS, MI 48331
* $ -1,000 1 $ 75,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 1 $ 135,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 245,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 55,000
JOLT CREDIT UNION
6180 STATE STREET
SAGINAW, MI 48603
* $ 340,388,000 1 $ 75,000
INLANTA MORTGAGE, INC.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 1 $ 125,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 1 $ 125,000
HOMESITE MORTGAGE, LLC
13001 23 MILE RD, SUITE 101
SHELBY TOWNSHIP, MI 48315
* $ -1,000 1 $ 195,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 826,876,000,000 1 $ 95,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 1 $ 5,000
ARC HOME LLC
2010 CORPORATE RIDGE STE 750
BALTIMORE, MD 22102
* $ -1,000 1 $ 115,000
COMMUNITY FIRST NATIONAL BANK
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 282,714,000 1 $ 95,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 3,483,865,000 1 $ 155,000
REPUBLIC BANK & TRUST COMPANY
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 5,230,165,000 1 $ 215,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 1 $ 175,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 1 $ 85,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 1 $ 125,000
DFCU FINANCIAL
400 TOWN CENTER DRIVE
DEARBORN, MI 48126
* $ 4,667,477,000 1 $ 135,000
FIRST STATE BANK
24300 LITTLE MACK
EASTPOINTE, MI 48080
* $ 711,727,000 1 $ 185,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 1 $ 75,000
UNITED BANK OF MICHIGAN
900 EAST PARIS AVE SE
GRAND RAPIDS, MI 49546
* $ 661,164,000 1 $ 15,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 1 $ 125,000
KS STATEBANK
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,029,298,000 1 $ 205,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 9,796,674,000 1 $ 75,000
LAKESTONE BANK & TRUST
83 W NEPESSING ST
LAPEER, MI 48446
* $ 616,168,000 1 $ 95,000
MBANK
130 S CEDAR ST
MANISTIQUE, MI 49854
* $ 1,314,951,000 1 $ 135,000
PEOPLES BANK
9204 COLUMBIA AVE.
MUNSTER, IN 46321
* $ 1,093,760,000 1 $ 55,000
FLORIDA CAPITAL BANK, NATIONAL ASSOCIATION
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 407,529,000 1 $ 75,000
SECURED INVESTMENT CORP.
701 E FRONT AVE
SHERIDAN, WY 83814
* $ -1,000 1 $ 105,000
THRIVE MORTGAGE, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 1 $ 185,000
ELGA CREDIT UNION
2303 S. CENTER ROAD
GRAND BLANC, MI 48519
* $ 660,586,000 1 $ 25,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 175,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 137,976,503,000 1 $ 105,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 1 $ 35,000
1ST STATE FINANCIAL, LTD.
PO BOX 1468
SAGINAW, MI 48605
* $ 283,186,000 1 $ 65,000
OCEANSIDE MORTGAGE COMPANY
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 125,000
NORTHERN MORTGAGE SERVICES, LLC
3714 28TH ST SW
GRAND RAPIDS, MI 49418
* $ -1,000 1 $ 215,000
FRANKENMUTH CREDIT UNION
580 N. MAIN ST., PO BOX 209
FRANKENMUTH, MI 48734
* $ 651,967,000 1 $ 125,000
TRUITY FEDERAL CREDIT UNION
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 805,001,000 1 $ 355,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2019, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Isabella County MI in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 971 $148,155,000 $152,000 $10,115,000 $79,000 $3,342,000
Refinancing 392 $50,830,000 $129,000 $535,000 $81,000 $800,000
Cash-out Refinancing 337 $41,805,000 $124,000 $465,000 $75,000 $832,000
Home Improvement 91 $65,525,000 $720,000 $60,435,000 $80,000 $336,000
Other Purpose 85 $6,405,000 $75,000 $325,000 $80,000 $376,000
Not Applicable 24 $2,390,000 $99,000 $175,000 $63,000 $63,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,468 $180,360,000 $122,000 $525,000 $79,000 $3,342,000
Not Provided 185 $24,345,000 $131,000 $395,000 $79,000 $347,000
Not applicable 122 $94,810,000 $777,000 $60,435,000 $59,000 $152,000
American Indian or Alaskan Native 52 $6,290,000 $120,000 $285,000 $74,000 $260,000
Hispanic 37 $4,205,000 $113,000 $255,000 $73,000 $475,000
Black or African American 20 $2,420,000 $121,000 $235,000 $71,000 $262,000
Asian 11 $1,945,000 $176,000 $265,000 $107,000 $205,000
Native Hawaiian or Other Pacific Islander 3 $485,000 $161,000 $195,000 $87,000 $135,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,439 $195,195,000 $135,000 $10,115,000 $84,000 $3,342,000
FHA-insured (Federal Housing Administration) 277 $93,995,000 $339,000 $60,435,000 $60,000 $208,000
VA-guaranteed (Veterans Administration) 115 $18,325,000 $159,000 $305,000 $61,000 $260,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 69 $7,595,000 $110,000 $175,000 $46,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,139 $163,435,000 $143,000 $10,115,000 $84,000 $3,342,000
Application Denied By Financial Institution 303 $94,365,000 $311,000 $60,435,000 $65,000 $475,000
Application Withdrawn By Applicant 234 $29,940,000 $127,000 $455,000 $76,000 $832,000
Loan Purchased By The Institution 114 $14,570,000 $127,000 $275,000 $67,000 $210,000
File Closed For Incompleteness 76 $8,410,000 $110,000 $285,000 $60,000 $194,000
Application Approved But Not Accepted 31 $4,065,000 $131,000 $455,000 $113,000 $800,000
Preapproval Approved but not Accepted 2 $190,000 $95,000 $145,000 $249,000 $347,000
Preapproval Denied by Financial Institution 1 $135,000 $135,000 $135,000 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,553 $213,875,000 $137,000 $10,115,000 $80,000 $3,342,000
Debt-To-Income Ratio 123 $17,125,000 $139,000 $485,000 $83,000 $832,000
Credit History 94 $9,000,000 $95,000 $355,000 $63,000 $314,000
Collateral 80 $9,450,000 $118,000 $465,000 $77,000 $235,000
Credit Application Incomplete 29 $3,015,000 $103,000 $535,000 $67,000 $208,000
Other 15 $62,075,000 $4,138,000 $60,435,000 $60,000 $179,000
Unverifiable Information 3 $195,000 $65,000 $75,000 $94,000 $160,000
Employment History 2 $280,000 $140,000 $225,000 $34,000 $41,000
Insufficient Cash (Downpayment, Closing Cost) 1 $95,000 $95,000 $95,000 $30,000 $30,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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