Jefferson County FL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Unlock detailed Jefferson County FL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Florida.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 681
Total Mortgage Loan Application Amount $137,295,000
Average Mortgage Loan Application Amount $201,000
Highest Mortgage Loan Application Amount $1,015,000
Average Applicant Income $91,000
Highest Applicant Income $1,236,000

Mortgage Company List for Lending in Jefferson County FL for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 94 $ 15,970,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 35 $ 3,835,000
CAPITAL CITY HOME LOANS, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
KENNESAW, GA 30043
* $ -1,000 31 $ 7,805,000
CAPITAL CITY BANK
1828 WEST TENNESSEE STREET
TALLAHASSEE, FL 32304
* $ 4,253,359,000 25 $ 3,005,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 25 $ 5,595,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 528,514,000,000 19 $ 3,345,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 18 $ 5,250,000
UNIVERSITY LENDING GROUP, LLC
42452 HAYES, STE I
CLLINTON TOWNSHIP, MI 48038
* $ -1,000 18 $ 4,730,000
GMFS LLC
7389 FLORIDA BLVD, STE 200-A
CAMDEN, DE 70806
* $ -1,000 15 $ 5,015,000
FIRST COMMERCE CREDIT UNION
107 E COLLEGE AVE
TALLAHASSEE, FL 32314
* $ 972,659,000 15 $ 1,685,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 12 $ 2,390,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 11 $ 2,655,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,779,504,000,000 11 $ 2,525,000
THE FIRST BANK
P.O. BOX 15549
HATTIESBURG, MS 39404
* $ 6,066,913,000 11 $ 1,215,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 10 $ 1,620,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 10 $ 1,560,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 9 $ 2,685,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,519,525,000,000 8 $ 1,190,000
CENTENNIAL BANK
PO BOX 966
CONWAY, AR 72033
* $ 18,017,667,000 8 $ 890,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 7 $ 1,365,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 7 $ 1,365,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 7 $ 1,765,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 6 $ 1,610,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 6 $ 970,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 6 $ 1,110,000
UNIVERSITY BANK
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ 489,999,000 6 $ 1,380,000
AMERIS BANK
300 SOUTH MAIN STREET
ATLANTA, GA 31768
* $ 23,754,594,000 5 $ 1,345,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 5 $ 725,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 5 $ 785,000
FIRST FLORIDA CREDIT UNION
500 WEST 1ST STREET
JACKSONVILLE, FL 32203
* $ 1,319,070,000 5 $ 635,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 5 $ 765,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 5 $ 965,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 4 $ 620,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 4 $ 730,000
VYSTAR CREDIT UNION
4949 BLANDING BLVD
JACKSONVILLE, FL 32210
* $ 11,652,153,000 4 $ 520,000
PRIME MERIDIAN BANK
1897 CAPITAL CIRCLE NE
TALLAHASSEE, FL 32308
* $ 841,095,000 4 $ 2,300,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 4 $ 530,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 4 $ 570,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 4 $ 260,000
AMERIFIRST FINANCIAL CORPORATION
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 4 $ 800,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,342,526,000 4 $ 180,000
ENVISION CREDIT UNION
440 NORTH MONROE ST.
TALLAHASSEE, FL 32301
* $ 817,234,000 4 $ 370,000
AGFIRST FARM CREDIT BANK
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 3 $ 1,245,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 3 $ 225,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 895,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,089,286,000 3 $ 815,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ -1,000 3 $ 335,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 3 $ 715,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 3 $ 645,000
HANCOCK WHITNEY BANK
2510 14TH STREET
FLOWOOD, MS 39501
* $ 36,519,724,000 3 $ 875,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILMINGTON, DE 18702
* $ -1,000 3 $ 445,000
TC FEDERAL BANK
131 S DAWSON ST
THOMASVILLE, GA 31792
* $ 380,919,000 3 $ 1,345,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 3 $ 605,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 3 $ 1,025,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 3 $ 575,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,655,190,000 3 $ 395,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 3 $ 665,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 3 $ 775,000
FINANCIAL FREEDOM MORTGAGE, LLC
875 ROUTE 73 NORTH SUITE F
MOUNT LAUREL, NJ 08053
* $ -1,000 2 $ 470,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 12,582,271,000 2 $ 250,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 2 $ 210,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 166,652,719,000 2 $ 810,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 2 $ 410,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 2 $ 600,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 430,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 2 $ 260,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 2 $ 290,000
THOMASVILLE NATIONAL BANK
301 N. BROAD STREET
THOMASVILLE, GA 31792
* $ 1,461,710,000 2 $ 400,000
DELMAR FINANCIAL COMPANY
1066 EXECUTIVE PARKWAY SUITE 100
ST. LOUIS, MO 63141
* $ -1,000 2 $ 430,000
MORTGAGE INVESTORS GROUP, INC.
8320 E. WALKER SPRINGS LANE
NASHVILLE, TN 37923
* $ -1,000 2 $ 420,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 551,902,526,000 2 $ 190,000
SYNOVUS BANK
PO BOX 120
COLUMBUS, GA 31902
* $ 57,224,306,000 2 $ 300,000
GTE FEDERAL CREDIT UNION
711 E HENDERSON AVENUE
TAMPA, FL 33602
* $ 2,797,870,000 2 $ 290,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 2 $ 150,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,120,189,000 2 $ 390,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 2 $ 500,000
FAIRWINDS CREDIT UNION
3087 N. ALAFAYA TRAIL
ORLANDO, FL 32826
* $ 4,043,049,000 2 $ 220,000
HOMEPROMISE CORPORATION
60 S WASHINGTON ST, STE 106
GLEN ALLEN, VA 17225
* $ -1,000 1 $ 205,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 1 $ 595,000
ACHIEVA CREDIT UNION
1659 VIRGINIA ST
DUNEDIN, FL 34698
* $ 2,485,154,000 1 $ 295,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 1 $ 55,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ -1,000 1 $ 85,000
A+ FEDERAL CREDIT UNION
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 2,415,583,000 1 $ 175,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 1 $ 125,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 1 $ 485,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 1 $ 125,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 172,820,000,000 1 $ 215,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 32,520,025,000 1 $ 55,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 305,000
FIRST FED BANK
105 W 8TH ST
PORT ANGELES, WA 98362
* $ 1,917,431,000 1 $ 265,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 1 $ 195,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 1 $ 115,000
METROPLEX MORTGAGE SERVICES, INC.
8622 N HIMES AVE
SAINT PETERSBURG, FL 33614
* $ -1,000 1 $ 305,000
SOUTHSTATE BANK, NATIONAL ASSOCIATION
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ 41,822,249,000 1 $ 335,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 1 $ 495,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 796,563,000 1 $ 145,000
SECURED INVESTMENT CORP.
701 E FRONT AVE
SHERIDAN, WY 83814
* $ -1,000 1 $ 175,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 65,000
FILO MORTGAGE, L.L.C.
555 E NORTH LN #6125
DOVER, DE 19428
* $ -1,000 1 $ 215,000
ABSOLUTE HOME MORTGAGE CORPORATION
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ -1,000 1 $ 215,000
MORTGAGE LENDERS INVESTMENT TRADING CORPORATION
500 WINDERLEY PLACE SUITE 300
OXFORD, MS 32751
* $ -1,000 1 $ 165,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 1 $ 385,000
BAY CAPITAL MORTGAGE CORPORATION
801 COMPASS WAY
ANNAPOLIS, MD 21401
* $ -1,000 1 $ 375,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 1 $ 175,000
GULF WINDS CREDIT UNION
220 E NINE MILE ROAD
PENSACOLA, FL 32534
* $ 1,014,783,000 1 $ 135,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ -1,000 1 $ 225,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 165,000
SOUTHPOINT FINANCIAL SERVICES, INC.
5955 SHILOH ROAD EAST, SUITE 200
LAWRENCEVILLE, GA 30005
* $ -1,000 1 $ 375,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
WILMINGTON, DE 08054
* $ -1,000 1 $ 105,000
BEELINE LOANS, INC.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 1 $ 155,000
FLORIDA
PO BOX 5549
GAINESVILLE, FL 32627
* $ 1,753,771,000 1 $ 255,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 16,793,269,000 1 $ 245,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 1 $ 395,000
PUBLIX EMPLOYEES FEDERAL CREDIT UNION
3005 NEW TAMPA HWY
LAKELAND, FL 33815
* $ 1,392,469,000 1 $ 285,000
POWER FINANCIAL
2020 NW 150TH AVE
PEMBROKE PINES, FL 33028
* $ 930,431,000 1 $ 585,000
COMMUNITY SOUTH
1044 US-90
CHIPLEY, FL 32428
* $ 187,544,000 1 $ 105,000
SILVER HILL FUNDING, LLC
4425 PONCE DE LEON BLVD
WILMINGTON, DE 33146
* $ -1,000 1 $ 905,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 1 $ 615,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 45,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ -1,000 1 $ 175,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 1 $ 105,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 1 $ 175,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 3,310,189,000 1 $ 195,000
NP, INC.
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 465,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 1 $ 395,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 423,958,417,000 1 $ 485,000
MORTGAGE 1 INCORPORATED
43456 MOUND ROAD
STERLING HEIGHTS, MI 49314
* $ -1,000 1 $ 405,000
CITY NATIONAL BANK OF FLORIDA
25 WEST FLAGLER STREET
MIAMI, FL 33130
* $ 21,920,313,000 1 $ 615,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 1 $ 305,000
1ST SIGNATURE LENDING, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 405,000
QUORUM FEDERAL CREDIT UNION
2500 WESTCHESTER AVENUE
HARRISON, NY 10577
* $ 1,025,737,000 1 $ 185,000
LENOX FINANCIAL MORTGAGE CORPORATION
200 E. SANDPOINTE SUITE 800
SANTA ANA, CA 92707
* $ -1,000 1 $ 615,000
DOMINION FINANCIAL SERVICES, LLC
1029 N CALVERT ST
CHEVY CHASE, MD 21202
* $ -1,000 1 $ 105,000
LAUNCH CREDIT UNION
300 S PLUMOSA STREET
MERRITT ISLAND, FL 32952
* $ 1,071,639,000 1 $ 185,000
MLD MORTGAGE INC.
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 225,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Jefferson County FL in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 380 $82,700,000 $217,000 $1,015,000 $88,000 $1,236,000
Cash-out Refinancing 130 $29,190,000 $224,000 $995,000 $88,000 $486,000
Refinancing 83 $15,555,000 $187,000 $715,000 $111,000 $598,000
Home Improvement 44 $5,220,000 $118,000 $625,000 $108,000 $360,000
Other Purpose 38 $3,720,000 $97,000 $585,000 $78,000 $213,000
Not Applicable 6 $910,000 $151,000 $365,000 $66,000 $107,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 405 $83,555,000 $206,000 $1,015,000 $99,000 $1,236,000
Black or African American 110 $16,940,000 $154,000 $625,000 $66,000 $163,000
Not Provided 85 $20,325,000 $239,000 $995,000 $90,000 $598,000
Not applicable 43 $10,035,000 $233,000 $905,000 $144,000 $281,000
Hispanic 27 $4,595,000 $170,000 $375,000 $75,000 $212,000
American Indian or Alaskan Native 7 $905,000 $129,000 $255,000 $85,000 $161,000
Asian 3 $355,000 $118,000 $165,000 $37,000 $78,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 526 $101,980,000 $193,000 $1,015,000 $95,000 $1,236,000
FHA-insured (Federal Housing Administration) 82 $15,310,000 $186,000 $415,000 $63,000 $180,000
VA-guaranteed (Veterans Administration) 64 $17,740,000 $277,000 $995,000 $98,000 $533,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $2,265,000 $251,000 $385,000 $70,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 298 $66,380,000 $222,000 $1,015,000 $104,000 $1,236,000
Application Denied By Financial Institution 164 $26,150,000 $159,000 $625,000 $63,000 $226,000
Application Withdrawn By Applicant 90 $19,960,000 $221,000 $905,000 $97,000 $533,000
File Closed For Incompleteness 61 $9,815,000 $160,000 $405,000 $98,000 $600,000
Loan Purchased By The Institution 44 $10,450,000 $237,000 $715,000 $118,000 $281,000
Application Approved But Not Accepted 19 $3,595,000 $189,000 $585,000 $89,000 $213,000
Preapproval Approved but not Accepted 3 $455,000 $151,000 $175,000 $101,000 $161,000
Preapproval Denied by Financial Institution 2 $490,000 $245,000 $255,000 $44,000 $53,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 509 $107,965,000 $212,000 $995,000 $100,000 $1,236,000
Credit History 71 $10,225,000 $144,000 $295,000 $63,000 $226,000
Debt-To-Income Ratio 46 $10,440,000 $226,000 $1,015,000 $65,000 $322,000
Collateral 19 $2,555,000 $134,000 $275,000 $70,000 $205,000
Credit Application Incomplete 15 $3,275,000 $218,000 $545,000 $65,000 $180,000
Unverifiable Information 8 $830,000 $103,000 $195,000 $92,000 $153,000
Insufficient Cash (Downpayment, Closing Cost) 6 $750,000 $125,000 $215,000 $63,000 $81,000
Other 4 $520,000 $130,000 $185,000 $73,000 $89,000
Employment History 2 $460,000 $230,000 $295,000 $57,000 $60,000
Mortgage Insurance Denied 1 $275,000 $275,000 $275,000 $76,000 $76,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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