Jefferson County, KS Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 961 mortgage applications in Jefferson County, KS totaling $127.5 million, up 18% from 2015. The average application was for $132,000, and applicants reported an average income of $71,000. 57% of applications resulted in an originated loan and 17% were denied. The most active lender was loanDepot.com LLC, with 50 applications, followed by Envista Federal Credit Union and Denison State Bank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Kansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 961
Total Mortgage Loan Application Amount $127,504,000
Average Mortgage Loan Application Amount $132,000
Highest Mortgage Loan Application Amount $538,000
Average Applicant Income $71,000
Highest Applicant Income $1,248,000

Mortgage Company List for Lending in Jefferson County, KS for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 50 $ 6,297,000
Envista Federal Credit Union
3626 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 300,169,000 43 $ 3,783,000
Denison State Bank
421 NEW YORK AVENUE
HOLTON, KS 66436
* $ 308,594,000 41 $ 5,131,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 39 $ 4,989,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 34 $ 3,930,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 26 $ 3,927,000
Union State Bank of Everest
PO BOX 105
EVEREST, KS 66424
* $ 297,670,000 26 $ 3,334,000
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ 876,160,000 25 $ 4,585,000
First State Bank & Trust
PO BOX 219
TONGANOXIE, KS 66086
* $ 246,052,000 24 $ 3,109,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,149,159,000 22 $ 2,738,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 717,117,000 20 $ 2,315,000
Mutual Savings Association, Fsa
100 S 4TH STREET
LEAVENWORTH, KS 66048
* $ 197,183,000 19 $ 1,828,000
Azura Credit Union
610 SW 10TH AVENUE
TOPEKA, KS 66612
* $ 268,780,000 18 $ 1,637,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 14 $ 1,464,000
Gnbank, National Association
100 E FOREST (PO BOX 67)
GIRARD, KS 66743
* $ 668,251,000 14 $ 1,600,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ 10,000,000 14 $ 1,747,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 14 $ 2,009,000
Mid America Bank
802 AMES STREET
BALDWIN CITY, KS 66006
* $ 115,046,000 13 $ 1,299,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 12 $ 1,764,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 12 $ 1,447,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 11 $ 1,800,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 11 $ 1,448,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,958,614,000 11 $ 2,810,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 11 $ 1,570,000
Exchange Bank & Trust
PO BOX 189
ATCHISON, KS 66002
* $ 411,379,000 10 $ 946,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 10 $ 1,585,000
The Farmers State Bank
209 MONTANA AVENUE, PO BOX 465
HOLTON, KS 66436
* $ 56,728,000 10 $ 1,540,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 1,589,071,000 10 $ 1,338,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,617,322,000 9 $ 1,434,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 9 $ 1,733,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 24,483,687,000 9 $ 1,177,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 8 $ 1,437,000
Visionbank
3031 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 122,032,000 8 $ 1,559,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 8 $ 1,333,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ 10,000,000 7 $ 1,182,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 7 $ 1,009,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 7 $ 1,388,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 7 $ 1,157,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 7 $ 752,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 6 $ 934,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 6 $ 1,102,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 6 $ 722,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 6 $ 814,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 5 $ 991,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 5 $ 433,000
Corefirst Bank & Trust
3035 S TOPEKA BLVD
TOPEKA, KS 66611
* $ 891,158,000 5 $ 553,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 5 $ 783,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 5 $ 721,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 5 $ 917,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 5 $ 324,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 5 $ 593,000
Capital City Bank
3710 SW TOPEKA BLVD
TOPEKA, KS 66609
* $ 430,725,000 4 $ 398,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,502,221,000 4 $ 873,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ 2,184,204,000 4 $ 350,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 4 $ 265,000
Kaw Valley Bank
1110 N KANSAS AVENUE, PO BOX 8009
TOPEKA, KS 66608
* $ 357,985,000 4 $ 42,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 4 $ 469,000
Silver Lake Bank
201 NW US HWY 24 P O BOX 8330
TOPEKA, KS 66608
* $ 250,841,000 4 $ 517,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 4 $ 406,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 145,480,000 4 $ 323,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 4 $ 614,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 4 $ 582,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 334,477,000 4 $ 729,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 4 $ 616,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 4 $ 743,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 4 $ 502,000
Central Bank of the Midwest
609 N. HIGHWAY 291
LEE'S SUMMIT, MO 64063
* $ 1,577,147,000 4 $ 770,000
Community National Bank
210 MAIN ST
SENECA, KS 66538
* $ 412,460,000 4 $ 161,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 3 $ 533,000
Educational Credit Union
2808 SW ARROWHEAD RD
TOPEKA, KS 66614
* $ 201,439,000 3 $ 235,000
First Mortgage Solutions, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ 5,324,994,000 3 $ 466,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 3 $ 429,000
Frontier Community Credit Unio
690 EISENHOWER ROAD
LEAVENWORTH, KS 66048
* $ 119,603,000 3 $ 654,000
Meritrust Federal Credit Union
8710 E 32ND ST NORTH
WICHITA, KS 67202
* $ 1,109,497,000 3 $ 230,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 938,105,000 3 $ 640,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 3 $ 184,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ 26,264,000 3 $ 450,000
Citizens Federal Savings Bank
5151 S 4TH STREET TRAFFICWAY
LEAVENWORTH, KS 66048
* $ 201,154,000 3 $ 255,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,776,865,000 3 $ 465,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 3 $ 254,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 75,743,098,000 2 $ 198,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 988,439,000 2 $ 368,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 18,823,520,000 2 $ 327,000
Merit Bank
10000 COLLEGE BLVD
OVERLAND PARK, KS 66210
* $ 90,822,000 2 $ 150,000
Fidelity State Bank and Trust Company
P, O. BOX 1737
TOPEKA, KS 66601
* $ 107,881,000 2 $ 51,000
Community Bank
5431 SW 29TH ST
TOPEKA, KS 66614
* $ 87,867,000 2 $ 369,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 2 $ 326,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 107,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 2 $ 277,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 2 $ 310,000
Mid American Credit Union
8404 W. KELLOGG DR.
WICHITA, KS 67209
* $ 269,260,000 2 $ 223,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 2 $ 284,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 277,000
Vinson Mortgage Group
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 2 $ 218,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 259,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 2 $ 274,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 2 $ 111,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 2 $ 450,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 186,000
Country Club Bank
ONE WARD PARKWAY
KANSAS CITY, MO 64112
* $ 1,348,276,000 2 $ 191,000
Origin Bank

HOUSTON, TX 77024
* $ 3,951,154,000 2 $ 390,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 295,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 2 $ 390,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 85,747,508,000 2 $ 60,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 104,121,677,000 2 $ 197,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 1 $ 39,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 181,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 124,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 185,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 141,000
Community First Bank
650 KANSAS AVENUE
KANSAS CITY, KS 66105
* $ 131,801,000 1 $ 95,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 1 $ 117,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 275,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 83,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 184,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 1 $ 333,000
Firstoak Bank
113 N PENN AVE, PO BOX 868
INDEPENDENCE, KS 67301
* $ 111,118,000 1 $ 188,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 275,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 168,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ 512,000 1 $ 219,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 96,000
Platte Valley Bank of Missouri
PO BOX 1250
PLATTE CITY, MO 64079
* $ 477,608,000 1 $ 100,000
Bank of the Flint Hills
806 W 5TH ST, PO BOX 226
WAMEGO, KS 66547
* $ 170,853,000 1 $ 67,000
Mazuma Credit Union
7260 W 135TH STREET
OVERLAND PARK, KS 66223
* $ 557,415,000 1 $ 211,000
The Stockgrowers State Bank
304 MISSOURI, PO BOX 217
ALMA, KS 66401
* $ 77,128,000 1 $ 183,000
Morton Community Bank
721 W. JACKSON
MORTON, IL 61550
* $ 3,053,721,000 1 $ 236,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 1 $ 48,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 284,507,000 1 $ 83,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 267,381,000 1 $ 52,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 240,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 154,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 1,682,588,000 1 $ 250,000
The Citizens National Bank
417 COMMERCIAL, P.O. BOX 309
GREENLEAF, KS 66943
* $ 170,485,000 1 $ 45,000
Enterprise Bank & Trust
150 N. MERAMEC AVE.
CLAYTON, MO 63105
* $ 3,596,390,000 1 $ 81,000
Alliance Bank
3001 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 94,191,000 1 $ 124,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 567,648,000 1 $ 171,000
Great American Bank
888A NEW HAMPSHIRE ST
LAWRENCE, KS 66044
* $ 167,659,000 1 $ 232,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 18,900,720,000 1 $ 250,000
Heritage Bank
3024 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 51,298,000 1 $ 285,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 487,384,000 1 $ 264,000
Intrust Bank, NA
105 N MAIN ST
WICHITA, KS 67202
* $ 4,416,352,000 1 $ 112,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 1 $ 79,000
Emprise Bank
257 N BROADWAY
WICHITA, KS 67202
* $ 1,561,937,000 1 $ 165,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ 4,800,524,000 1 $ 100,000
Bendena State Bank
933 FRIENDSHIP RD. PO BOX 147
BENDENA, KS 66008
* $ 58,265,000 1 $ 85,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 42,042,000,000 1 $ 240,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 1 $ 81,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ 1,033,171,000 1 $ 30,000
The Bennington State Bank
2130 SOUTH OHIO, P.O. BOX 1280
SALINA, KS 67402
* $ 701,314,000 1 $ 161,000
University National Bank of Lawrence, the
PO BOX 1777
LAWRENCE, KS 66044
* $ 73,076,000 1 $ 204,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 206,674,000 1 $ 106,000
BNC National Bank

BISMARCK, ND 58501
* $ 903,318,000 1 $ 180,000

The tables below break down 2016 mortgage applications in Jefferson County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jefferson County, KS in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 448 $64,352,000 $143,000 $538,000 $67,000 $799,000
Refinancing 433 $57,373,000 $132,000 $466,000 $75,000 $1,248,000
Home Improvement 80 $5,779,000 $72,000 $417,000 $76,000 $216,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 790 $104,463,000 $132,000 $417,000 $78,000 $1,248,000
Not applicable 82 $11,273,000 $137,000 $466,000 $14,000 $157,000
Not Provided 61 $7,992,000 $131,000 $395,000 $71,000 $237,000
Hispanic 15 $1,827,000 $121,000 $206,000 $68,000 $120,000
American Indian or Alaskan Native 8 $762,000 $95,000 $152,000 $41,000 $67,000
Asian 3 $903,000 $301,000 $538,000 $103,000 $207,000
Black or African American 2 $284,000 $142,000 $159,000 $29,000 $59,000
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 647 $83,418,000 $128,000 $538,000 $83,000 $1,248,000
FHA-insured (Federal Housing Administration) 156 $20,197,000 $129,000 $254,000 $48,000 $942,000
VA-guaranteed (Veterans Administration) 112 $18,463,000 $164,000 $360,000 $51,000 $203,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 46 $5,426,000 $117,000 $196,000 $36,000 $84,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 548 $73,599,000 $134,000 $466,000 $76,000 $799,000
Application Denied By Financial Institution 166 $19,453,000 $117,000 $417,000 $78,000 $1,248,000
Loan Purchased By The Institution 90 $13,427,000 $149,000 $372,000 $32,000 $258,000
Application Withdrawn By Applicant 88 $12,020,000 $136,000 $538,000 $67,000 $321,000
File Closed For Incompleteness 40 $5,360,000 $134,000 $300,000 $70,000 $252,000
Application Approved But Not Accepted 29 $3,645,000 $125,000 $380,000 $76,000 $225,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 28 $2,204,000 $78,000 $150,000 $51,000 $136,000
Collateral 24 $2,692,000 $112,000 $360,000 $57,000 $180,000
Debt-To-Income Ratio 17 $1,978,000 $116,000 $250,000 $45,000 $135,000
Credit Application Incomplete 12 $1,761,000 $146,000 $283,000 $71,000 $167,000
Other 6 $737,000 $122,000 $218,000 $40,000 $65,000
Insufficient Cash (Downpayment, Closing Cost) 1 $85,000 $85,000 $85,000 $19,000 $19,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Kansas Lender List