Kansas
Mortgage Loan Application
Totals and Details
in 2021

Find mortgage statistics and mortgage data for Kansas.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2022 in all of Kansas.
You can organize this information by metropolitan area and by county.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 170,569
Total Mortgage Loan Application Amount $35,488,885,000
Average Mortgage Loan Application Amount $208,000
Highest Mortgage Loan Application Amount $63,005,000
Average Applicant Income $107,000
Highest Applicant Income $9,762,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Kansas, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Download the Kansas Lender List

Mortgage Loan Application Detail Totals for Kansas in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 67,516 $15,654,110,000 $231,000 $63,005,000 $101,000 $9,762,000
Refinancing 58,234 $12,144,060,000 $208,000 $36,645,000 $111,000 $8,400,000
Cash-out Refinancing 31,930 $6,471,010,000 $202,000 $13,975,000 $106,000 $5,743,000
Home Improvement 6,497 $519,705,000 $79,000 $1,705,000 $126,000 $3,829,000
Other Purpose 5,277 $589,215,000 $111,000 $11,905,000 $127,000 $5,743,000
Not Applicable 1,115 $110,785,000 $99,000 $585,000 $18,000 $125,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 108,714 $21,716,360,000 $199,000 $6,485,000 $109,000 $9,762,000
Not Provided 20,709 $4,306,555,000 $207,000 $5,095,000 $109,000 $6,240,000
Not applicable 19,975 $5,444,235,000 $272,000 $63,005,000 $133,000 $5,357,000
Hispanic 9,424 $1,522,970,000 $161,000 $1,595,000 $78,000 $2,951,000
Black or African American 4,915 $913,025,000 $185,000 $2,615,000 $86,000 $1,870,000
Asian 4,441 $1,089,525,000 $245,000 $2,005,000 $118,000 $5,600,000
American Indian or Alaskan Native 1,430 $237,220,000 $165,000 $1,385,000 $92,000 $2,400,000
Native Hawaiian or Other Pacific Islander 137 $28,055,000 $204,000 $775,000 $138,000 $4,530,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 130,079 $27,703,175,000 $212,000 $63,005,000 $115,000 $9,762,000
FHA-insured (Federal Housing Administration) 19,677 $3,312,865,000 $168,000 $55,045,000 $61,000 $504,000
VA-guaranteed (Veterans Administration) 18,182 $4,133,340,000 $227,000 $2,615,000 $81,000 $1,560,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,631 $339,505,000 $129,000 $565,000 $51,000 $244,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 103,168 $22,413,020,000 $217,000 $63,005,000 $109,000 $9,762,000
Loan Purchased By The Institution 20,597 $4,493,885,000 $218,000 $2,615,000 $125,000 $5,357,000
Application Withdrawn By Applicant 18,455 $3,927,525,000 $212,000 $55,045,000 $111,000 $7,865,000
Application Denied By Financial Institution 16,101 $2,423,405,000 $150,000 $6,755,000 $83,000 $7,547,000
File Closed For Incompleteness 7,762 $1,423,110,000 $183,000 $2,005,000 $112,000 $8,400,000
Application Approved But Not Accepted 4,188 $757,070,000 $180,000 $19,095,000 $96,000 $2,262,000
Preapproval Approved but not Accepted 233 $39,725,000 $170,000 $1,405,000 $91,000 $2,544,000
Preapproval Denied by Financial Institution 65 $11,145,000 $171,000 $545,000 $102,000 $2,951,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 148,211 $31,755,755,000 $214,000 $63,005,000 $110,000 $9,762,000
Debt-To-Income Ratio 10,625 $1,988,455,000 $187,000 $36,305,000 $91,000 $2,872,000
Credit History 4,270 $513,270,000 $120,000 $1,505,000 $83,000 $3,425,000
Credit Application Incomplete 2,390 $408,740,000 $171,000 $1,985,000 $90,000 $1,560,000
Collateral 2,059 $315,675,000 $153,000 $4,875,000 $110,000 $5,743,000
Other 1,735 $285,555,000 $164,000 $6,755,000 $94,000 $2,349,000
Unverifiable Information 690 $116,020,000 $168,000 $2,015,000 $98,000 $1,003,000
Employment History 301 $51,325,000 $170,000 $825,000 $92,000 $7,547,000
Insufficient Cash (Downpayment, Closing Cost) 281 $52,475,000 $186,000 $1,505,000 $78,000 $434,000
Mortgage Insurance Denied 7 $1,615,000 $230,000 $355,000 $83,000 $121,000
Download the Kansas Lender List

Mortgage Loan Application Totals in 2021 by Kansas Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LAWRENCE, KS 6,717 $ 1,481,645,000 $ 220,000 $ 114,000
MANHATTAN, KS 7,897 $ 1,585,515,000 $ 200,000 $ 92,000
TOPEKA, KS 12,698 $ 2,018,470,000 $ 158,000 $ 88,000
WICHITA, KS 40,819 $ 7,322,335,000 $ 179,000 $ 93,000
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Mortgage Loan Application Totals in 2021 by Kansas County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Allen 420 $ 44,560,000 $ 106,000 $ 84,000
Anderson 320 $ 43,560,000 $ 136,000 $ 72,000
Atchison 702 $ 96,720,000 $ 137,000 $ 80,000
Barber 106 $ 10,910,000 $ 102,000 $ 70,000
Barton 725 $ 82,945,000 $ 114,000 $ 70,000
Bourbon 474 $ 61,710,000 $ 130,000 $ 75,000
Brown 329 $ 39,115,000 $ 118,000 $ 79,000
Butler 4,690 $ 887,850,000 $ 189,000 $ 100,000
Chase 72 $ 8,630,000 $ 119,000 $ 75,000
Chautauqua 53 $ 6,885,000 $ 129,000 $ 82,000
Cherokee 784 $ 90,120,000 $ 114,000 $ 69,000
Cheyenne 57 $ 5,135,000 $ 90,000 $ 64,000
Clark 40 $ 4,430,000 $ 110,000 $ 82,000
Clay 360 $ 49,810,000 $ 138,000 $ 76,000
Cloud 263 $ 26,575,000 $ 101,000 $ 68,000
Coffey 331 $ 53,295,000 $ 161,000 $ 87,000
Comanche 20 $ 2,600,000 $ 130,000 $ 86,000
Cowley 1,432 $ 178,240,000 $ 124,000 $ 78,000
Crawford 1,565 $ 216,895,000 $ 138,000 $ 84,000
Decatur 59 $ 6,435,000 $ 109,000 $ 74,000
Dickinson 739 $ 108,895,000 $ 147,000 $ 78,000
Doniphan 228 $ 31,150,000 $ 136,000 $ 82,000
Douglas 6,717 $ 1,481,645,000 $ 220,000 $ 114,000
Edwards 94 $ 8,050,000 $ 85,000 $ 69,000
Elk 38 $ 4,390,000 $ 115,000 $ 74,000
Ellis 849 $ 144,855,000 $ 170,000 $ 84,000
Ellsworth 89 $ 11,635,000 $ 130,000 $ 77,000
Finney 1,036 $ 181,890,000 $ 175,000 $ 78,000
Ford 1,045 $ 152,095,000 $ 145,000 $ 74,000
Franklin 1,593 $ 270,415,000 $ 169,000 $ 88,000
Geary 2,191 $ 371,695,000 $ 169,000 $ 73,000
Gove 69 $ 6,755,000 $ 97,000 $ 79,000
Graham 42 $ 4,250,000 $ 101,000 $ 62,000
Grant 184 $ 25,070,000 $ 136,000 $ 75,000
Gray 193 $ 32,545,000 $ 168,000 $ 114,000
Greeley 45 $ 6,135,000 $ 136,000 $ 87,000
Greenwood 179 $ 19,195,000 $ 107,000 $ 76,000
Hamilton 35 $ 3,465,000 $ 99,000 $ 64,000
Harper 179 $ 17,445,000 $ 97,000 $ 65,000
Harvey 1,896 $ 277,410,000 $ 146,000 $ 85,000
Haskell 103 $ 14,705,000 $ 142,000 $ 98,000
Hodgeman 53 $ 5,405,000 $ 101,000 $ 70,000
Jackson 618 $ 97,930,000 $ 158,000 $ 86,000
Jefferson 1,322 $ 214,600,000 $ 162,000 $ 92,000
Jewell 36 $ 5,110,000 $ 141,000 $ 89,000
Johnson 54,590 $ 15,478,820,000 $ 283,000 $ 141,000
Kearny 93 $ 12,985,000 $ 139,000 $ 75,000
Kingman 292 $ 39,220,000 $ 134,000 $ 80,000
Kiowa 47 $ 4,845,000 $ 103,000 $ 73,000
Labette 570 $ 57,900,000 $ 101,000 $ 72,000
Lane 21 $ 2,415,000 $ 115,000 $ 81,000
Leavenworth 6,275 $ 1,379,885,000 $ 219,000 $ 98,000
Lincoln 35 $ 4,205,000 $ 120,000 $ 95,000
Linn 530 $ 84,080,000 $ 158,000 $ 88,000
Logan 79 $ 7,935,000 $ 100,000 $ 78,000
Lyon 1,064 $ 180,890,000 $ 170,000 $ 79,000
Marion 404 $ 48,680,000 $ 120,000 $ 79,000
Marshall 254 $ 34,100,000 $ 134,000 $ 84,000
McPherson 959 $ 151,615,000 $ 158,000 $ 96,000
Meade 102 $ 12,390,000 $ 121,000 $ 80,000
Miami 2,893 $ 647,895,000 $ 223,000 $ 106,000
Mitchell 124 $ 15,840,000 $ 127,000 $ 82,000
Montgomery 1,031 $ 116,365,000 $ 112,000 $ 78,000
Morris 282 $ 40,270,000 $ 142,000 $ 91,000
Morton 102 $ 9,920,000 $ 97,000 $ 76,000
Nemaha 368 $ 54,680,000 $ 148,000 $ 91,000
Neosho 403 $ 43,875,000 $ 108,000 $ 77,000
Ness 23 $ 1,745,000 $ 75,000 $ 72,000
Norton 94 $ 10,230,000 $ 108,000 $ 78,000
Osage 747 $ 106,015,000 $ 141,000 $ 76,000
Osborne 59 $ 6,625,000 $ 112,000 $ 68,000
Ottawa 169 $ 22,485,000 $ 133,000 $ 89,000
Pawnee 234 $ 28,930,000 $ 123,000 $ 103,000
Phillips 108 $ 11,990,000 $ 111,000 $ 68,000
Pottawatomie 1,956 $ 419,730,000 $ 214,000 $ 94,000
Pratt 348 $ 39,860,000 $ 114,000 $ 75,000
Rawlins 49 $ 6,615,000 $ 135,000 $ 98,000
Reno 2,665 $ 352,965,000 $ 132,000 $ 82,000
Republic 76 $ 8,100,000 $ 106,000 $ 67,000
Rice 222 $ 27,230,000 $ 122,000 $ 71,000
Riley 3,750 $ 794,090,000 $ 211,000 $ 100,000
Rooks 96 $ 10,260,000 $ 106,000 $ 68,000
Rush 84 $ 10,360,000 $ 123,000 $ 63,000
Russell 194 $ 28,420,000 $ 146,000 $ 83,000
Saline 1,632 $ 254,920,000 $ 156,000 $ 82,000
Scott 63 $ 7,955,000 $ 126,000 $ 63,000
Sedgwick 33,225 $ 6,012,395,000 $ 180,000 $ 92,000
Seward 625 $ 85,025,000 $ 136,000 $ 73,000
Shawnee 9,602 $ 1,531,360,000 $ 159,000 $ 87,000
Sheridan 76 $ 10,480,000 $ 137,000 $ 79,000
Sherman 152 $ 19,340,000 $ 127,000 $ 62,000
Smith 53 $ 4,645,000 $ 87,000 $ 68,000
Stafford 80 $ 7,950,000 $ 99,000 $ 81,000
Stanton 35 $ 4,445,000 $ 127,000 $ 112,000
Stevens 161 $ 21,945,000 $ 136,000 $ 103,000
Sumner 1,008 $ 144,680,000 $ 143,000 $ 78,000
Thomas 264 $ 39,800,000 $ 150,000 $ 84,000
Trego 80 $ 8,930,000 $ 111,000 $ 67,000
Wabaunsee 409 $ 68,565,000 $ 167,000 $ 101,000
Wallace 26 $ 2,690,000 $ 103,000 $ 69,000
Washington 96 $ 11,680,000 $ 121,000 $ 82,000
Wichita 30 $ 4,490,000 $ 149,000 $ 105,000
Wilson 208 $ 27,410,000 $ 131,000 $ 87,000
Woodson 75 $ 6,475,000 $ 86,000 $ 67,000
Wyandotte 8,902 $ 1,486,090,000 $ 166,000 $ 80,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Kansas.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kansas and search similar information back through 2003.

Download the Kansas Lender List