Kansas
Mortgage Loan Application
Totals and Details
in 2018

Find mortgage statistics and mortgage data for Kansas.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2018 in all of Kansas.
You can organize this information by metropolitan area and by county.

Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 106,248
Total Mortgage Loan Application Amount $17,834,830,000
Average Mortgage Loan Application Amount $167,000
Highest Mortgage Loan Application Amount $65,775,000
Average Applicant Income $96,000
Highest Applicant Income $9,207,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Kansas, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Kansas in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 57,960 $10,997,450,000 $189,000 $61,885,000 $94,000 $4,462,000
Cash-out Refinancing 16,780 $3,010,310,000 $179,000 $37,755,000 $87,000 $6,484,000
Refinancing 14,701 $2,657,105,000 $180,000 $65,775,000 $103,000 $9,207,000
Other Purpose 7,924 $504,280,000 $63,000 $4,005,000 $103,000 $3,970,000
Home Improvement 6,918 $446,760,000 $64,000 $7,795,000 $113,000 $4,849,000
Not Applicable 1,965 $218,925,000 $111,000 $1,555,000 $85,000 $345,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 72,259 $11,274,865,000 $156,000 $6,675,000 $98,000 $9,207,000
Not applicable 11,864 $3,165,910,000 $266,000 $65,775,000 $91,000 $679,000
Not Provided 9,517 $1,567,535,000 $164,000 $3,505,000 $102,000 $3,970,000
Hispanic 5,744 $698,170,000 $121,000 $1,505,000 $68,000 $3,696,000
Black or African American 3,160 $467,190,000 $147,000 $1,175,000 $78,000 $1,020,000
Asian 2,446 $473,190,000 $193,000 $3,055,000 $108,000 $2,742,000
American Indian or Alaskan Native 798 $108,460,000 $135,000 $2,355,000 $85,000 $1,631,000
Native Hawaiian or Other Pacific Islander 110 $18,170,000 $165,000 $625,000 $94,000 $742,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 76,234 $13,105,320,000 $171,000 $61,885,000 $106,000 $9,207,000
FHA-insured (Federal Housing Administration) 17,527 $2,543,355,000 $145,000 $65,775,000 $63,000 $947,000
VA-guaranteed (Veterans Administration) 9,968 $1,914,390,000 $192,000 $925,000 $78,000 $805,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,519 $271,765,000 $107,000 $1,095,000 $49,000 $701,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 61,777 $11,037,175,000 $178,000 $61,885,000 $101,000 $4,212,000
Application Denied By Financial Institution 14,484 $1,699,370,000 $117,000 $35,855,000 $77,000 $6,484,000
Loan Purchased By The Institution 13,725 $2,384,535,000 $173,000 $1,445,000 $94,000 $1,083,000
Application Withdrawn By Applicant 10,948 $1,963,640,000 $179,000 $65,775,000 $99,000 $3,990,000
File Closed For Incompleteness 2,628 $391,050,000 $148,000 $4,005,000 $98,000 $9,207,000
Application Approved But Not Accepted 2,607 $348,055,000 $133,000 $5,505,000 $93,000 $1,841,000
Preapproval Approved but not Accepted 45 $5,905,000 $131,000 $375,000 $78,000 $295,000
Preapproval Denied by Financial Institution 34 $5,100,000 $150,000 $335,000 $54,000 $118,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 86,390 $15,310,660,000 $177,000 $65,775,000 $99,000 $9,207,000
Debt-To-Income Ratio 9,211 $1,285,225,000 $139,000 $28,365,000 $82,000 $4,212,000
Credit History 4,418 $382,570,000 $86,000 $1,705,000 $76,000 $2,230,000
Collateral 2,519 $305,645,000 $121,000 $20,865,000 $93,000 $3,312,000
Credit Application Incomplete 1,421 $221,445,000 $155,000 $3,055,000 $85,000 $4,462,000
Other 1,292 $203,700,000 $157,000 $35,855,000 $84,000 $2,445,000
Unverifiable Information 508 $56,820,000 $111,000 $1,625,000 $134,000 $6,484,000
Insufficient Cash (Downpayment, Closing Cost) 286 $42,100,000 $147,000 $4,755,000 $72,000 $982,000
Employment History 198 $26,160,000 $132,000 $1,075,000 $55,000 $783,000
Mortgage Insurance Denied 5 $505,000 $101,000 $215,000 $41,000 $59,000
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Mortgage Loan Application Totals in 2018 by Kansas Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LAWRENCE, KS 4,045 $ 868,325,000 $ 214,000 $ 109,000
MANHATTAN, KS 3,000 $ 627,580,000 $ 209,000 $ 102,000
TOPEKA, KS 8,208 $ 1,018,730,000 $ 124,000 $ 77,000
WICHITA, KS 26,308 $ 3,616,820,000 $ 137,000 $ 87,000
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Mortgage Loan Application Totals in 2018 by Kansas County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Allen 307 $ 25,055,000 $ 81,000 $ 97,000
Anderson 186 $ 18,360,000 $ 98,000 $ 57,000
Atchison 411 $ 42,955,000 $ 104,000 $ 71,000
Barber 71 $ 5,455,000 $ 76,000 $ 70,000
Barton 639 $ 55,615,000 $ 87,000 $ 74,000
Bourbon 333 $ 32,745,000 $ 98,000 $ 62,000
Brown 195 $ 16,925,000 $ 86,000 $ 62,000
Butler 2,944 $ 408,380,000 $ 138,000 $ 88,000
Chase 45 $ 4,375,000 $ 97,000 $ 74,000
Chautauqua 50 $ 5,020,000 $ 100,000 $ 85,000
Cherokee 560 $ 49,710,000 $ 88,000 $ 69,000
Cheyenne 34 $ 2,260,000 $ 66,000 $ 52,000
Clark 35 $ 2,615,000 $ 74,000 $ 58,000
Clay 230 $ 27,130,000 $ 117,000 $ 73,000
Cloud 206 $ 16,930,000 $ 82,000 $ 70,000
Coffey 240 $ 27,480,000 $ 114,000 $ 72,000
Comanche 19 $ 1,415,000 $ 74,000 $ 76,000
Cowley 981 $ 96,275,000 $ 98,000 $ 73,000
Crawford 1,000 $ 101,670,000 $ 101,000 $ 76,000
Decatur 38 $ 2,730,000 $ 71,000 $ 57,000
Dickinson 546 $ 63,040,000 $ 115,000 $ 66,000
Doniphan 208 $ 21,730,000 $ 104,000 $ 72,000
Douglas 4,059 $ 892,765,000 $ 219,000 $ 109,000
Edwards 40 $ 3,190,000 $ 79,000 $ 67,000
Elk 23 $ 1,705,000 $ 74,000 $ 52,000
Ellis 564 $ 145,250,000 $ 257,000 $ 78,000
Ellsworth 43 $ 3,565,000 $ 82,000 $ 49,000
Finney 687 $ 91,295,000 $ 132,000 $ 69,000
Ford 632 $ 73,070,000 $ 115,000 $ 69,000
Franklin 1,064 $ 134,130,000 $ 126,000 $ 78,000
Geary 1,047 $ 153,595,000 $ 146,000 $ 73,000
Gove 50 $ 4,240,000 $ 84,000 $ 95,000
Graham 31 $ 2,645,000 $ 85,000 $ 61,000
Grant 121 $ 13,555,000 $ 112,000 $ 67,000
Gray 105 $ 12,085,000 $ 115,000 $ 75,000
Greeley 15 $ 2,015,000 $ 134,000 $ 64,000
Greenwood 169 $ 12,275,000 $ 72,000 $ 71,000
Hamilton 33 $ 3,205,000 $ 97,000 $ 78,000
Harper 111 $ 9,195,000 $ 82,000 $ 58,000
Harvey 1,258 $ 145,470,000 $ 115,000 $ 72,000
Haskell 67 $ 7,985,000 $ 119,000 $ 74,000
Hodgeman 25 $ 2,445,000 $ 97,000 $ 70,000
Jackson 390 $ 47,100,000 $ 120,000 $ 72,000
Jefferson 881 $ 113,055,000 $ 128,000 $ 81,000
Jewell 26 $ 1,880,000 $ 72,000 $ 47,000
Johnson 32,932 $ 7,650,520,000 $ 232,000 $ 126,000
Kearny 56 $ 7,020,000 $ 125,000 $ 75,000
Kingman 207 $ 19,105,000 $ 92,000 $ 75,000
Kiowa 28 $ 2,790,000 $ 99,000 $ 56,000
Labette 400 $ 32,420,000 $ 81,000 $ 60,000
Lane 18 $ 1,370,000 $ 76,000 $ 56,000
Leavenworth 3,476 $ 613,530,000 $ 176,000 $ 88,000
Lincoln 40 $ 2,730,000 $ 68,000 $ 65,000
Linn 317 $ 37,925,000 $ 119,000 $ 77,000
Logan 59 $ 5,775,000 $ 97,000 $ 68,000
Lyon 690 $ 93,150,000 $ 135,000 $ 71,000
Marion 289 $ 28,745,000 $ 99,000 $ 86,000
Marshall 128 $ 13,860,000 $ 108,000 $ 65,000
McPherson 610 $ 75,500,000 $ 123,000 $ 72,000
Meade 92 $ 7,490,000 $ 81,000 $ 71,000
Miami 1,761 $ 314,715,000 $ 178,000 $ 98,000
Mitchell 82 $ 6,850,000 $ 83,000 $ 50,000
Montgomery 841 $ 78,295,000 $ 93,000 $ 63,000
Morris 177 $ 19,335,000 $ 109,000 $ 91,000
Morton 48 $ 4,990,000 $ 103,000 $ 61,000
Nemaha 244 $ 26,750,000 $ 109,000 $ 72,000
Neosho 308 $ 27,440,000 $ 89,000 $ 62,000
Ness 29 $ 2,635,000 $ 90,000 $ 54,000
Norton 39 $ 4,195,000 $ 107,000 $ 65,000
Osage 576 $ 61,000,000 $ 105,000 $ 66,000
Osborne 66 $ 4,040,000 $ 61,000 $ 51,000
Ottawa 150 $ 17,050,000 $ 113,000 $ 73,000
Pawnee 158 $ 12,870,000 $ 81,000 $ 69,000
Phillips 45 $ 4,035,000 $ 89,000 $ 60,000
Pottawatomie 1,042 $ 180,570,000 $ 173,000 $ 95,000
Pratt 184 $ 17,280,000 $ 93,000 $ 63,000
Rawlins 27 $ 2,735,000 $ 101,000 $ 70,000
Reno 1,658 $ 169,630,000 $ 102,000 $ 70,000
Republic 59 $ 5,505,000 $ 93,000 $ 67,000
Rice 103 $ 7,895,000 $ 76,000 $ 65,000
Riley 1,960 $ 447,100,000 $ 228,000 $ 106,000
Rooks 46 $ 4,440,000 $ 96,000 $ 59,000
Rush 62 $ 3,950,000 $ 63,000 $ 60,000
Russell 121 $ 11,205,000 $ 92,000 $ 76,000
Saline 1,126 $ 138,870,000 $ 123,000 $ 80,000
Scott 58 $ 6,420,000 $ 110,000 $ 68,000
Sedgwick 21,132 $ 2,971,070,000 $ 140,000 $ 88,000
Seward 333 $ 38,495,000 $ 115,000 $ 59,000
Shawnee 6,251 $ 780,735,000 $ 124,000 $ 78,000
Sheridan 44 $ 6,140,000 $ 139,000 $ 75,000
Sherman 103 $ 10,395,000 $ 100,000 $ 55,000
Smith 29 $ 2,385,000 $ 82,000 $ 55,000
Stafford 67 $ 4,265,000 $ 63,000 $ 63,000
Stanton 24 $ 2,450,000 $ 102,000 $ 77,000
Stevens 97 $ 10,645,000 $ 109,000 $ 76,000
Sumner 790 $ 81,020,000 $ 102,000 $ 74,000
Thomas 178 $ 19,160,000 $ 107,000 $ 68,000
Trego 47 $ 4,015,000 $ 85,000 $ 68,000
Wabaunsee 247 $ 33,545,000 $ 135,000 $ 88,000
Wallace 20 $ 1,720,000 $ 86,000 $ 72,000
Washington 89 $ 8,175,000 $ 91,000 $ 67,000
Wichita 19 $ 2,925,000 $ 153,000 $ 89,000
Wilson 135 $ 11,485,000 $ 85,000 $ 64,000
Woodson 60 $ 3,460,000 $ 57,000 $ 62,000
Wyandotte 5,552 $ 767,430,000 $ 138,000 $ 70,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Kansas.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kansas and search similar information back through 2003.

Download the Kansas Lender List