Kansas
Mortgage Loan Application
Totals and Details
in 2004

Find mortgage statistics and mortgage data for Kansas.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2021 in all of Kansas.
You can organize this information by metropolitan area and by county.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 240,492
Total Mortgage Loan Application Amount $25,571,280,000
Average Mortgage Loan Application Amount $106,000
Highest Mortgage Loan Application Amount $14,775,000
Average Applicant Income $56,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Kansas, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Kansas in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 138,523 $15,312,657,000 $110,000 $14,400,000 $55,000 $9,767,000
Home Purchase 84,189 $9,537,869,000 $113,000 $14,775,000 $56,000 $9,999,000
Home Improvement 17,780 $720,754,000 $40,000 $3,200,000 $56,000 $3,625,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 159,482 $17,153,941,000 $107,000 $9,168,000 $59,000 $9,767,000
Not Provided 32,366 $3,416,779,000 $105,000 $1,980,000 $60,000 $9,999,000
Not applicable 22,685 $2,592,584,000 $114,000 $14,775,000 $15,000 $3,989,000
Hispanic 10,480 $869,376,000 $82,000 $2,513,000 $51,000 $7,000,000
Black or African American 10,255 $935,835,000 $91,000 $1,612,000 $55,000 $5,067,000
Asian 3,347 $423,649,000 $126,000 $1,000,000 $70,000 $2,700,000
American Indian or Alaskan Native 1,406 $126,959,000 $90,000 $1,000,000 $60,000 $1,800,000
Native Hawaiian or Other Pacific Islander 471 $52,157,000 $110,000 $863,000 $61,000 $600,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 222,097 $23,778,088,000 $107,000 $14,775,000 $59,000 $9,999,000
FHA-insured (Federal Housing Administration) 12,364 $1,171,037,000 $94,000 $7,845,000 $33,000 $1,078,000
VA-guaranteed (Veterans Administration) 5,266 $569,300,000 $108,000 $321,000 $32,000 $374,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 765 $52,855,000 $69,000 $463,000 $25,000 $264,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 108,102 $11,895,065,000 $110,000 $12,956,000 $62,000 $7,217,000
Application Denied By Financial Institution 47,951 $4,193,909,000 $87,000 $14,400,000 $53,000 $9,426,000
Loan Purchased By The Institution 36,516 $4,284,220,000 $117,000 $5,300,000 $32,000 $9,767,000
Application Withdrawn By Applicant 25,073 $2,722,911,000 $108,000 $7,845,000 $58,000 $4,320,000
Application Approved But Not Accepted 14,707 $1,535,595,000 $104,000 $14,775,000 $61,000 $9,999,000
File Closed For Incompleteness 8,143 $939,580,000 $115,000 $9,168,000 $64,000 $2,525,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 12,493 $928,727,000 $74,000 $1,150,000 $49,000 $2,005,000
Other 12,350 $1,206,133,000 $97,000 $14,400,000 $57,000 $2,303,000
Collateral 4,720 $453,492,000 $96,000 $1,732,000 $62,000 $5,067,000
Debt-To-Income Ratio 4,672 $429,191,000 $91,000 $1,980,000 $44,000 $1,070,000
Credit Application Incomplete 3,596 $353,041,000 $98,000 $1,650,000 $58,000 $2,700,000
Unverifiable Information 804 $88,191,000 $109,000 $954,000 $57,000 $1,343,000
Insufficient Cash (Downpayment, Closing Cost) 656 $55,889,000 $85,000 $1,175,000 $53,000 $360,000
Employment History 431 $34,564,000 $80,000 $650,000 $50,000 $1,423,000
Mortgage Insurance Denied 18 $1,401,000 $77,000 $207,000 $51,000 $107,000
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Mortgage Loan Application Totals in 2004 by Kansas Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LAWRENCE, KS 9,652 $ 1,270,573,000 $ 131,000 $ 69,000
TOPEKA, KS 21,390 $ 1,891,871,000 $ 88,000 $ 53,000
WICHITA, KS 55,280 $ 4,840,875,000 $ 87,000 $ 54,000
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Mortgage Loan Application Totals in 2004 by Kansas County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Allen 818 $ 46,665,000 $ 57,000 $ 40,000
Anderson 566 $ 40,663,000 $ 71,000 $ 45,000
Atchison 1,097 $ 83,195,000 $ 75,000 $ 47,000
Barber 184 $ 10,601,000 $ 57,000 $ 49,000
Barton 1,444 $ 90,896,000 $ 62,000 $ 42,000
Bourbon 933 $ 57,503,000 $ 61,000 $ 46,000
Brown 620 $ 35,730,000 $ 57,000 $ 44,000
Butler 6,023 $ 549,918,000 $ 91,000 $ 57,000
Chase 119 $ 6,907,000 $ 58,000 $ 40,000
Chautauqua 119 $ 6,554,000 $ 55,000 $ 47,000
Cherokee 1,342 $ 88,724,000 $ 66,000 $ 44,000
Cheyenne 74 $ 4,267,000 $ 57,000 $ 78,000
Clark 74 $ 4,668,000 $ 63,000 $ 42,000
Clay 538 $ 33,789,000 $ 62,000 $ 44,000
Cloud 396 $ 24,679,000 $ 62,000 $ 44,000
Coffey 522 $ 40,356,000 $ 77,000 $ 59,000
Comanche 31 $ 1,315,000 $ 42,000 $ 43,000
Cowley 2,060 $ 148,608,000 $ 72,000 $ 46,000
Crawford 2,450 $ 171,065,000 $ 69,000 $ 46,000
Decatur 78 $ 4,369,000 $ 56,000 $ 97,000
Dickinson 1,122 $ 81,443,000 $ 72,000 $ 46,000
Doniphan 441 $ 30,416,000 $ 68,000 $ 45,000
Douglas 9,685 $ 1,273,978,000 $ 131,000 $ 69,000
Edwards 124 $ 4,695,000 $ 37,000 $ 46,000
Elk 80 $ 3,451,000 $ 43,000 $ 42,000
Ellis 1,441 $ 128,690,000 $ 89,000 $ 54,000
Ellsworth 172 $ 10,046,000 $ 58,000 $ 46,000
Finney 2,044 $ 171,915,000 $ 84,000 $ 49,000
Ford 1,826 $ 133,637,000 $ 73,000 $ 47,000
Franklin 3,023 $ 270,060,000 $ 89,000 $ 51,000
Geary 2,047 $ 150,226,000 $ 73,000 $ 48,000
Gove 77 $ 5,355,000 $ 69,000 $ 56,000
Graham 68 $ 3,414,000 $ 50,000 $ 41,000
Grant 379 $ 29,909,000 $ 78,000 $ 56,000
Gray 264 $ 19,895,000 $ 75,000 $ 60,000
Greeley 43 $ 3,187,000 $ 74,000 $ 54,000
Greenwood 404 $ 20,777,000 $ 51,000 $ 43,000
Hamilton 77 $ 4,962,000 $ 64,000 $ 45,000
Harper 307 $ 15,180,000 $ 49,000 $ 48,000
Harvey 2,338 $ 185,183,000 $ 79,000 $ 47,000
Haskell 160 $ 10,660,000 $ 66,000 $ 47,000
Hodgeman 89 $ 7,216,000 $ 81,000 $ 43,000
Jackson 1,153 $ 93,317,000 $ 80,000 $ 49,000
Jefferson 2,174 $ 208,609,000 $ 95,000 $ 53,000
Jewell 51 $ 3,350,000 $ 65,000 $ 42,000
Johnson 63,179 $ 10,097,413,000 $ 159,000 $ 83,000
Kearny 139 $ 11,021,000 $ 79,000 $ 51,000
Kingman 502 $ 35,136,000 $ 69,000 $ 47,000
Kiowa 73 $ 3,354,000 $ 45,000 $ 47,000
Labette 1,275 $ 72,690,000 $ 57,000 $ 48,000
Lane 42 $ 2,455,000 $ 58,000 $ 44,000
Leavenworth 8,221 $ 946,444,000 $ 115,000 $ 59,000
Lincoln 89 $ 5,613,000 $ 63,000 $ 48,000
Linn 1,015 $ 82,391,000 $ 81,000 $ 51,000
Logan 117 $ 7,668,000 $ 65,000 $ 49,000
Lyon 1,849 $ 136,882,000 $ 74,000 $ 51,000
Marion 620 $ 40,396,000 $ 65,000 $ 48,000
Marshall 330 $ 22,535,000 $ 68,000 $ 44,000
McPherson 1,497 $ 127,844,000 $ 85,000 $ 50,000
Meade 172 $ 10,747,000 $ 62,000 $ 50,000
Miami 4,355 $ 560,293,000 $ 128,000 $ 63,000
Mitchell 189 $ 10,844,000 $ 57,000 $ 40,000
Montgomery 1,722 $ 101,396,000 $ 58,000 $ 48,000
Morris 269 $ 18,206,000 $ 67,000 $ 45,000
Morton 166 $ 11,255,000 $ 67,000 $ 51,000
Nemaha 391 $ 27,918,000 $ 71,000 $ 53,000
Neosho 919 $ 58,125,000 $ 63,000 $ 43,000
Ness 65 $ 3,656,000 $ 56,000 $ 46,000
Norton 120 $ 7,276,000 $ 60,000 $ 51,000
Osage 1,641 $ 127,504,000 $ 77,000 $ 46,000
Osborne 96 $ 4,900,000 $ 51,000 $ 39,000
Ottawa 359 $ 30,844,000 $ 85,000 $ 53,000
Pawnee 252 $ 12,909,000 $ 51,000 $ 42,000
Phillips 126 $ 6,690,000 $ 53,000 $ 45,000
Pottawatomie 1,321 $ 131,777,000 $ 99,000 $ 56,000
Pratt 487 $ 32,806,000 $ 67,000 $ 48,000
Rawlins 58 $ 3,337,000 $ 57,000 $ 33,000
Reno 4,239 $ 319,352,000 $ 75,000 $ 47,000
Republic 153 $ 8,805,000 $ 57,000 $ 47,000
Rice 418 $ 24,412,000 $ 58,000 $ 48,000
Riley 3,274 $ 343,632,000 $ 104,000 $ 67,000
Rooks 196 $ 12,510,000 $ 63,000 $ 58,000
Rush 159 $ 6,878,000 $ 43,000 $ 39,000
Russell 324 $ 17,097,000 $ 52,000 $ 42,000
Saline 3,957 $ 319,041,000 $ 80,000 $ 49,000
Scott 179 $ 12,595,000 $ 70,000 $ 46,000
Sedgwick 44,951 $ 3,970,873,000 $ 88,000 $ 55,000
Seward 1,222 $ 90,717,000 $ 74,000 $ 46,000
Shawnee 16,062 $ 1,436,504,000 $ 89,000 $ 55,000
Sheridan 53 $ 3,706,000 $ 69,000 $ 46,000
Sherman 244 $ 17,258,000 $ 70,000 $ 51,000
Smith 67 $ 3,891,000 $ 58,000 $ 38,000
Stafford 156 $ 7,342,000 $ 47,000 $ 47,000
Stanton 56 $ 3,069,000 $ 54,000 $ 73,000
Stevens 258 $ 19,698,000 $ 76,000 $ 57,000
Sumner 2,143 $ 149,982,000 $ 69,000 $ 49,000
Thomas 380 $ 29,854,000 $ 78,000 $ 52,000
Trego 68 $ 4,855,000 $ 71,000 $ 52,000
Wabaunsee 478 $ 35,399,000 $ 74,000 $ 47,000
Wallace 35 $ 2,770,000 $ 79,000 $ 51,000
Washington 177 $ 10,150,000 $ 57,000 $ 40,000
Wichita 54 $ 2,875,000 $ 53,000 $ 36,000
Wilson 390 $ 22,112,000 $ 56,000 $ 44,000
Woodson 150 $ 8,578,000 $ 57,000 $ 46,000
Wyandotte 19,445 $ 1,572,768,000 $ 80,000 $ 49,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Kansas.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kansas and search similar information back through 2003.

Download the Kansas Lender List