Kansas
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Discover comprehensive Kansas mortgage statistics and HMDA loan application data from 2003 to 2023.
Explore detailed insights into the total number of mortgage applications, loan amounts, and lending trends across the state.
Our interactive lists allow you to analyze mortgage data by county and metropolitan area, helping you track regional lending patterns.

Need in-depth lender data?
Easily download a formatted spreadsheet containing aggregated HMDA statistics for all Kansas based lenders.
Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into Kansas's mortgage market trends.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 84,612
Total Mortgage Loan Application Amount $17,305,740,000
Average Mortgage Loan Application Amount $204,000
Highest Mortgage Loan Application Amount $76,235,000
Average Applicant Income $118,000
Highest Applicant Income $9,702,000

Explore comprehensive HMDA mortgage statistics and application trends for 2023 in Kansas. Below, you'll find key insights, including total mortgage applications, average loan amounts, highest application amounts, and the income levels of top applicants. If you're researching mortgage and loan application data in Kansas, these statistics will help you understand market trends and lending patterns as you navigate the mortgage process.

Our HMDA dataset allows you to analyze mortgage loan applications for 2023 across various categories, including loan purpose, applicant race, loan type, application outcomes, and reasons for denial. These detailed breakdowns provide valuable insights into borrower demographics and lender activity, making them an essential resource for homebuyers, real estate professionals, and industry analysts.

Each category highlights the total number of mortgage applications, total loan amounts, average mortgage sizes, and the highest loan amounts within each segment. You can also explore borrower income data, including average applicant income and the highest reported incomes for mortgage applicants. Whether you're evaluating lender performance, researching loan approval trends, or comparing mortgage options, this HMDA-backed data offers a valuable snapshot of the mortgage landscape in Kansas.

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Mortgage Loan Application Detail Totals for Kansas in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 49,554 $12,397,220,000 $250,000 $76,235,000 $118,000 $5,387,000
Cash-out Refinancing 10,928 $1,955,980,000 $178,000 $34,615,000 $97,000 $3,410,000
Home Improvement 8,494 $699,820,000 $82,000 $19,015,000 $128,000 $4,278,000
Other Purpose 8,161 $648,955,000 $79,000 $19,715,000 $123,000 $9,702,000
Refinancing 7,238 $1,584,140,000 $218,000 $51,025,000 $130,000 $3,073,000
Not Applicable 237 $19,625,000 $82,000 $285,000 $51,000 $90,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 51,187 $9,456,345,000 $184,000 $10,005,000 $121,000 $9,087,000
Not applicable 11,184 $3,601,220,000 $322,000 $76,235,000 $130,000 $722,000
Not Provided 9,217 $1,854,215,000 $201,000 $4,205,000 $120,000 $9,702,000
Hispanic 6,447 $1,006,515,000 $156,000 $2,585,000 $88,000 $4,213,000
Black or African American 3,030 $531,290,000 $175,000 $1,885,000 $96,000 $1,248,000
Asian 2,153 $571,325,000 $265,000 $1,805,000 $142,000 $2,232,000
American Indian or Alaskan Native 945 $157,085,000 $166,000 $9,995,000 $102,000 $2,093,000
Native Hawaiian or Other Pacific Islander 59 $10,995,000 $186,000 $685,000 $91,000 $220,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 63,130 $12,792,570,000 $202,000 $76,235,000 $128,000 $9,702,000
FHA-insured (Federal Housing Administration) 12,107 $2,300,285,000 $189,000 $4,325,000 $80,000 $5,387,000
VA-guaranteed (Veterans Administration) 7,847 $2,012,635,000 $256,000 $9,995,000 $98,000 $2,687,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,528 $200,250,000 $131,000 $435,000 $62,000 $145,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 48,689 $10,897,185,000 $223,000 $76,235,000 $124,000 $9,087,000
Application Denied By Financial Institution 12,312 $1,544,580,000 $125,000 $16,945,000 $89,000 $4,213,000
Application Withdrawn By Applicant 9,477 $2,066,815,000 $218,000 $11,535,000 $124,000 $6,492,000
Loan Purchased By The Institution 8,578 $1,921,750,000 $224,000 $2,585,000 $126,000 $780,000
File Closed For Incompleteness 2,975 $479,335,000 $161,000 $5,005,000 $122,000 $9,702,000
Application Approved But Not Accepted 2,395 $352,725,000 $147,000 $11,505,000 $108,000 $4,467,000
Preapproval Approved but not Accepted 126 $30,280,000 $240,000 $865,000 $103,000 $405,000
Preapproval Denied by Financial Institution 60 $13,070,000 $217,000 $675,000 $69,000 $273,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 67,522 $14,628,820,000 $216,000 $76,235,000 $123,000 $9,702,000
Debt-To-Income Ratio 8,697 $1,656,665,000 $190,000 $70,185,000 $101,000 $3,100,000
Credit History 3,718 $352,600,000 $94,000 $9,995,000 $90,000 $4,213,000
Collateral 1,680 $217,790,000 $129,000 $16,945,000 $106,000 $1,628,000
Credit Application Incomplete 1,232 $177,970,000 $144,000 $1,445,000 $103,000 $1,738,000
Other 969 $140,085,000 $144,000 $7,205,000 $116,000 $2,426,000
Unverifiable Information 357 $53,745,000 $150,000 $1,505,000 $96,000 $855,000
Insufficient Cash (Downpayment, Closing Cost) 231 $46,425,000 $200,000 $1,275,000 $89,000 $1,250,000
Employment History 202 $30,580,000 $151,000 $1,555,000 $63,000 $294,000
Mortgage Insurance Denied 4 $1,060,000 $265,000 $485,000 $113,000 $193,000
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Mortgage Loan Application Totals in 2023 by Kansas Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LAWRENCE, KS 2,930 $ 654,190,000 $ 223,000 $ 128,000
MANHATTAN, KS 3,703 $ 741,805,000 $ 200,000 $ 108,000
TOPEKA, KS 7,083 $ 1,158,395,000 $ 163,000 $ 97,000
WICHITA, KS 22,678 $ 3,997,690,000 $ 176,000 $ 103,000
Download the Kansas Lender List

Mortgage Loan Application Totals in 2023 by Kansas County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Allen 272 $ 23,160,000 $ 85,000 $ 79,000
Anderson 176 $ 29,480,000 $ 167,000 $ 92,000
Atchison 447 $ 59,675,000 $ 133,000 $ 90,000
Barber 62 $ 6,000,000 $ 96,000 $ 72,000
Barton 506 $ 55,510,000 $ 109,000 $ 81,000
Bourbon 285 $ 37,205,000 $ 130,000 $ 83,000
Brown 237 $ 26,565,000 $ 112,000 $ 79,000
Butler 2,794 $ 472,000,000 $ 168,000 $ 110,000
Chase 49 $ 5,995,000 $ 122,000 $ 95,000
Chautauqua 38 $ 4,660,000 $ 122,000 $ 84,000
Cherokee 598 $ 68,970,000 $ 115,000 $ 77,000
Cheyenne 19 $ 1,995,000 $ 105,000 $ 80,000
Clark 18 $ 2,140,000 $ 118,000 $ 85,000
Clay 162 $ 24,320,000 $ 150,000 $ 91,000
Cloud 190 $ 19,450,000 $ 102,000 $ 79,000
Coffey 196 $ 25,280,000 $ 128,000 $ 89,000
Comanche 7 $ 505,000 $ 72,000 $ 34,000
Cowley 838 $ 104,180,000 $ 124,000 $ 84,000
Crawford 999 $ 135,085,000 $ 135,000 $ 93,000
Decatur 55 $ 5,115,000 $ 93,000 $ 60,000
Dickinson 521 $ 76,325,000 $ 146,000 $ 82,000
Doniphan 185 $ 20,945,000 $ 113,000 $ 84,000
Douglas 2,930 $ 654,190,000 $ 223,000 $ 128,000
Edwards 51 $ 4,335,000 $ 85,000 $ 99,000
Elk 30 $ 2,560,000 $ 85,000 $ 76,000
Ellis 502 $ 80,565,000 $ 160,000 $ 104,000
Ellsworth 59 $ 6,805,000 $ 115,000 $ 87,000
Finney 575 $ 91,595,000 $ 159,000 $ 92,000
Ford 581 $ 103,025,000 $ 177,000 $ 91,000
Franklin 935 $ 172,075,000 $ 184,000 $ 100,000
Geary 1,233 $ 221,105,000 $ 179,000 $ 86,000
Gove 42 $ 4,050,000 $ 96,000 $ 70,000
Graham 35 $ 3,535,000 $ 101,000 $ 60,000
Grant 110 $ 15,110,000 $ 137,000 $ 93,000
Gray 85 $ 12,305,000 $ 144,000 $ 87,000
Greeley 29 $ 3,095,000 $ 106,000 $ 79,000
Greenwood 136 $ 13,150,000 $ 96,000 $ 94,000
Hamilton 18 $ 2,230,000 $ 123,000 $ 177,000
Harper 131 $ 14,275,000 $ 108,000 $ 77,000
Harvey 1,088 $ 165,730,000 $ 152,000 $ 90,000
Haskell 58 $ 7,470,000 $ 128,000 $ 80,000
Hodgeman 27 $ 3,575,000 $ 132,000 $ 69,000
Jackson 359 $ 65,175,000 $ 181,000 $ 93,000
Jefferson 659 $ 142,985,000 $ 216,000 $ 101,000
Jewell 24 $ 2,370,000 $ 98,000 $ 75,000
Johnson 20,245 $ 6,287,370,000 $ 310,000 $ 173,000
Kearny 55 $ 7,935,000 $ 144,000 $ 111,000
Kingman 176 $ 22,280,000 $ 126,000 $ 91,000
Kiowa 40 $ 4,790,000 $ 119,000 $ 77,000
Labette 447 $ 47,305,000 $ 105,000 $ 72,000
Lane 19 $ 2,145,000 $ 112,000 $ 87,000
Leavenworth 2,823 $ 642,275,000 $ 227,000 $ 116,000
Lincoln 28 $ 3,260,000 $ 116,000 $ 96,000
Linn 359 $ 60,365,000 $ 168,000 $ 98,000
Logan 43 $ 4,865,000 $ 113,000 $ 58,000
Lyon 648 $ 104,600,000 $ 161,000 $ 90,000
Marion 271 $ 31,445,000 $ 116,000 $ 89,000
Marshall 117 $ 16,245,000 $ 138,000 $ 99,000
McPherson 645 $ 99,125,000 $ 153,000 $ 91,000
Meade 70 $ 8,880,000 $ 126,000 $ 75,000
Miami 1,395 $ 317,955,000 $ 227,000 $ 123,000
Mitchell 53 $ 6,915,000 $ 130,000 $ 89,000
Montgomery 829 $ 97,215,000 $ 117,000 $ 86,000
Morris 140 $ 21,070,000 $ 150,000 $ 124,000
Morton 36 $ 3,840,000 $ 106,000 $ 72,000
Nemaha 169 $ 24,055,000 $ 142,000 $ 91,000
Neosho 317 $ 35,175,000 $ 110,000 $ 88,000
Ness 42 $ 4,300,000 $ 102,000 $ 103,000
Norton 65 $ 6,105,000 $ 93,000 $ 82,000
Osage 479 $ 65,955,000 $ 137,000 $ 91,000
Osborne 47 $ 4,365,000 $ 92,000 $ 82,000
Ottawa 126 $ 17,550,000 $ 139,000 $ 103,000
Pawnee 145 $ 19,525,000 $ 134,000 $ 72,000
Phillips 79 $ 10,505,000 $ 132,000 $ 81,000
Pottawatomie 793 $ 172,855,000 $ 217,000 $ 112,000
Pratt 255 $ 30,715,000 $ 120,000 $ 83,000
Rawlins 28 $ 3,280,000 $ 117,000 $ 77,000
Reno 1,573 $ 192,825,000 $ 122,000 $ 85,000
Republic 75 $ 8,045,000 $ 107,000 $ 72,000
Rice 170 $ 15,890,000 $ 93,000 $ 102,000
Riley 1,677 $ 347,845,000 $ 207,000 $ 121,000
Rooks 64 $ 5,560,000 $ 86,000 $ 58,000
Rush 53 $ 4,075,000 $ 76,000 $ 74,000
Russell 113 $ 13,045,000 $ 115,000 $ 96,000
Saline 833 $ 153,305,000 $ 184,000 $ 96,000
Scott 58 $ 6,070,000 $ 104,000 $ 63,000
Sedgwick 18,056 $ 3,265,100,000 $ 180,000 $ 103,000
Seward 312 $ 42,720,000 $ 136,000 $ 87,000
Shawnee 5,413 $ 855,185,000 $ 157,000 $ 97,000
Sheridan 27 $ 4,375,000 $ 162,000 $ 84,000
Sherman 88 $ 11,060,000 $ 125,000 $ 70,000
Smith 46 $ 4,480,000 $ 97,000 $ 85,000
Stafford 64 $ 6,630,000 $ 103,000 $ 77,000
Stanton 16 $ 1,420,000 $ 88,000 $ 147,000
Stevens 85 $ 10,825,000 $ 127,000 $ 90,000
Sumner 740 $ 94,860,000 $ 128,000 $ 85,000
Thomas 134 $ 19,480,000 $ 145,000 $ 91,000
Trego 52 $ 4,590,000 $ 88,000 $ 73,000
Wabaunsee 173 $ 29,095,000 $ 168,000 $ 103,000
Wallace 12 $ 1,060,000 $ 88,000 $ 81,000
Washington 60 $ 5,500,000 $ 91,000 $ 76,000
Wichita 31 $ 4,605,000 $ 148,000 $ 78,000
Wilson 180 $ 21,310,000 $ 118,000 $ 75,000
Woodson 84 $ 13,570,000 $ 161,000 $ 100,000
Wyandotte 5,088 $ 983,080,000 $ 193,000 $ 91,000

Our comprehensive HMDA mortgage statistics offer invaluable insights into Kansas's 2023 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.

This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively. Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of Kansas's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.

Download the Kansas Lender List