Kansas
Mortgage Loan Application
Totals and Details
in 2020

Find mortgage statistics and mortgage data for Kansas.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2020 in all of Kansas.
You can organize this information by metropolitan area and by county.

Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 174,113
Total Mortgage Loan Application Amount $35,649,325,000
Average Mortgage Loan Application Amount $204,000
Highest Mortgage Loan Application Amount $83,885,000
Average Applicant Income $112,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Kansas, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Download the Kansas Lender List

Mortgage Loan Application Detail Totals for Kansas in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 69,650 $15,559,360,000 $223,000 $83,885,000 $123,000 $9,999,000
Home Purchase 63,570 $13,235,800,000 $208,000 $29,405,000 $97,000 $9,999,000
Cash-out Refinancing 26,227 $5,450,825,000 $207,000 $28,145,000 $115,000 $5,573,000
Home Improvement 6,084 $451,190,000 $74,000 $2,955,000 $126,000 $9,908,000
Other Purpose 5,635 $598,665,000 $106,000 $9,085,000 $125,000 $7,530,000
Not Applicable 2,947 $353,485,000 $119,000 $27,075,000 $64,000 $215,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 117,136 $23,556,700,000 $201,000 $10,025,000 $114,000 $9,999,000
Not applicable 19,928 $4,713,290,000 $236,000 $83,885,000 $108,000 $9,999,000
Not Provided 17,674 $3,780,730,000 $213,000 $3,005,000 $119,000 $3,920,000
Hispanic 8,314 $1,301,320,000 $156,000 $1,705,000 $78,000 $5,523,000
Asian 4,517 $1,051,455,000 $232,000 $2,175,000 $118,000 $4,062,000
Black or African American 4,369 $809,705,000 $185,000 $3,245,000 $91,000 $3,600,000
American Indian or Alaskan Native 1,305 $218,935,000 $167,000 $1,075,000 $89,000 $1,200,000
Native Hawaiian or Other Pacific Islander 137 $28,785,000 $210,000 $985,000 $107,000 $625,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 132,913 $28,098,565,000 $211,000 $83,885,000 $119,000 $9,999,000
FHA-insured (Federal Housing Administration) 19,867 $3,143,585,000 $158,000 $20,995,000 $63,000 $900,000
VA-guaranteed (Veterans Administration) 18,293 $4,028,355,000 $220,000 $1,395,000 $81,000 $2,901,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3,040 $378,820,000 $124,000 $575,000 $51,000 $588,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 105,586 $22,732,820,000 $215,000 $83,885,000 $114,000 $9,999,000
Loan Purchased By The Institution 21,867 $4,283,755,000 $195,000 $1,685,000 $114,000 $4,062,000
Application Withdrawn By Applicant 20,620 $4,360,350,000 $211,000 $28,145,000 $119,000 $7,087,000
Application Denied By Financial Institution 15,848 $2,416,860,000 $152,000 $27,075,000 $87,000 $5,523,000
File Closed For Incompleteness 6,185 $1,176,175,000 $190,000 $2,925,000 $113,000 $3,360,000
Application Approved But Not Accepted 3,802 $650,040,000 $170,000 $3,625,000 $105,000 $9,999,000
Preapproval Denied by Financial Institution 128 $15,880,000 $124,000 $455,000 $57,000 $194,000
Preapproval Approved but not Accepted 77 $13,445,000 $174,000 $515,000 $86,000 $691,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 150,504 $31,648,610,000 $210,000 $83,885,000 $114,000 $9,999,000
Debt-To-Income Ratio 12,160 $2,280,390,000 $187,000 $24,035,000 $100,000 $9,999,000
Credit History 4,131 $489,905,000 $118,000 $1,335,000 $85,000 $5,523,000
Credit Application Incomplete 2,215 $389,275,000 $175,000 $1,175,000 $105,000 $1,780,000
Collateral 2,063 $308,455,000 $149,000 $6,545,000 $109,000 $3,005,000
Other 1,808 $321,780,000 $177,000 $27,075,000 $100,000 $2,500,000
Unverifiable Information 611 $100,495,000 $164,000 $2,305,000 $100,000 $1,270,000
Employment History 314 $51,280,000 $163,000 $845,000 $66,000 $754,000
Insufficient Cash (Downpayment, Closing Cost) 302 $57,390,000 $190,000 $2,885,000 $98,000 $1,343,000
Mortgage Insurance Denied 5 $1,745,000 $349,000 $905,000 $176,000 $552,000
Download the Kansas Lender List

Mortgage Loan Application Totals in 2020 by Kansas Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LAWRENCE, KS 6,863 $ 1,498,765,000 $ 218,000 $ 118,000
MANHATTAN, KS 7,799 $ 1,522,195,000 $ 195,000 $ 98,000
TOPEKA, KS 12,098 $ 1,836,540,000 $ 151,000 $ 92,000
WICHITA, KS 40,403 $ 6,905,435,000 $ 170,000 $ 97,000
Download the Kansas Lender List

Mortgage Loan Application Totals in 2020 by Kansas County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Allen 347 $ 32,865,000 $ 94,000 $ 72,000
Anderson 228 $ 31,320,000 $ 137,000 $ 82,000
Atchison 586 $ 80,060,000 $ 136,000 $ 92,000
Barber 90 $ 8,780,000 $ 97,000 $ 74,000
Barton 672 $ 77,600,000 $ 115,000 $ 75,000
Bourbon 388 $ 46,420,000 $ 119,000 $ 71,000
Brown 196 $ 25,910,000 $ 132,000 $ 84,000
Butler 4,619 $ 803,555,000 $ 173,000 $ 103,000
Chase 79 $ 9,635,000 $ 121,000 $ 90,000
Chautauqua 41 $ 4,845,000 $ 118,000 $ 64,000
Cherokee 640 $ 66,870,000 $ 104,000 $ 68,000
Cheyenne 35 $ 4,335,000 $ 123,000 $ 72,000
Clark 27 $ 2,815,000 $ 104,000 $ 78,000
Clay 298 $ 42,670,000 $ 143,000 $ 78,000
Cloud 205 $ 19,045,000 $ 92,000 $ 69,000
Coffey 308 $ 45,720,000 $ 148,000 $ 90,000
Comanche 33 $ 3,055,000 $ 92,000 $ 70,000
Cowley 1,318 $ 167,780,000 $ 127,000 $ 79,000
Crawford 1,271 $ 170,655,000 $ 134,000 $ 85,000
Decatur 44 $ 4,220,000 $ 95,000 $ 69,000
Dickinson 733 $ 107,485,000 $ 146,000 $ 76,000
Doniphan 219 $ 27,025,000 $ 123,000 $ 73,000
Douglas 6,861 $ 1,498,135,000 $ 218,000 $ 118,000
Edwards 53 $ 5,245,000 $ 98,000 $ 82,000
Elk 29 $ 2,915,000 $ 100,000 $ 75,000
Ellis 979 $ 161,075,000 $ 164,000 $ 88,000
Ellsworth 55 $ 6,065,000 $ 110,000 $ 81,000
Finney 1,088 $ 170,700,000 $ 156,000 $ 79,000
Ford 920 $ 133,340,000 $ 144,000 $ 78,000
Franklin 1,509 $ 253,875,000 $ 168,000 $ 87,000
Geary 1,928 $ 300,840,000 $ 156,000 $ 78,000
Gove 71 $ 7,045,000 $ 99,000 $ 73,000
Graham 41 $ 3,675,000 $ 89,000 $ 65,000
Grant 171 $ 21,255,000 $ 124,000 $ 74,000
Gray 157 $ 23,265,000 $ 148,000 $ 87,000
Greeley 24 $ 2,730,000 $ 113,000 $ 181,000
Greenwood 188 $ 18,770,000 $ 99,000 $ 80,000
Hamilton 30 $ 3,570,000 $ 119,000 $ 101,000
Harper 154 $ 15,770,000 $ 102,000 $ 72,000
Harvey 1,862 $ 245,760,000 $ 131,000 $ 85,000
Haskell 66 $ 8,900,000 $ 134,000 $ 79,000
Hodgeman 35 $ 3,025,000 $ 86,000 $ 90,000
Jackson 626 $ 93,540,000 $ 149,000 $ 88,000
Jefferson 1,191 $ 190,735,000 $ 160,000 $ 89,000
Jewell 28 $ 2,660,000 $ 95,000 $ 73,000
Johnson 62,732 $ 16,875,980,000 $ 269,000 $ 141,000
Kearny 91 $ 12,125,000 $ 133,000 $ 79,000
Kingman 257 $ 33,245,000 $ 129,000 $ 85,000
Kiowa 30 $ 4,620,000 $ 154,000 $ 81,000
Labette 443 $ 43,565,000 $ 98,000 $ 72,000
Lane 24 $ 2,380,000 $ 99,000 $ 60,000
Leavenworth 6,141 $ 1,315,915,000 $ 214,000 $ 102,000
Lincoln 28 $ 2,630,000 $ 93,000 $ 61,000
Linn 516 $ 75,360,000 $ 146,000 $ 92,000
Logan 62 $ 6,960,000 $ 112,000 $ 62,000
Lyon 1,070 $ 161,770,000 $ 151,000 $ 87,000
Marion 368 $ 43,850,000 $ 119,000 $ 76,000
Marshall 204 $ 28,360,000 $ 139,000 $ 88,000
McPherson 968 $ 150,680,000 $ 155,000 $ 87,000
Meade 91 $ 9,165,000 $ 100,000 $ 80,000
Miami 2,957 $ 645,265,000 $ 218,000 $ 109,000
Mitchell 128 $ 16,860,000 $ 131,000 $ 89,000
Montgomery 955 $ 98,305,000 $ 102,000 $ 73,000
Morris 288 $ 40,600,000 $ 140,000 $ 147,000
Morton 64 $ 6,500,000 $ 101,000 $ 68,000
Nemaha 320 $ 52,190,000 $ 163,000 $ 95,000
Neosho 360 $ 38,880,000 $ 108,000 $ 83,000
Ness 28 $ 2,930,000 $ 104,000 $ 73,000
Norton 78 $ 8,640,000 $ 110,000 $ 76,000
Osage 675 $ 91,745,000 $ 135,000 $ 85,000
Osborne 40 $ 4,090,000 $ 102,000 $ 68,000
Ottawa 172 $ 22,380,000 $ 130,000 $ 78,000
Pawnee 161 $ 15,155,000 $ 94,000 $ 80,000
Phillips 82 $ 8,220,000 $ 100,000 $ 70,000
Pottawatomie 2,008 $ 412,300,000 $ 205,000 $ 95,000
Pratt 281 $ 32,415,000 $ 115,000 $ 77,000
Rawlins 41 $ 4,055,000 $ 98,000 $ 67,000
Reno 2,535 $ 334,805,000 $ 132,000 $ 89,000
Republic 69 $ 8,395,000 $ 121,000 $ 77,000
Rice 160 $ 18,450,000 $ 115,000 $ 73,000
Riley 3,863 $ 809,055,000 $ 209,000 $ 107,000
Rooks 74 $ 8,650,000 $ 116,000 $ 75,000
Rush 69 $ 6,245,000 $ 90,000 $ 63,000
Russell 162 $ 103,540,000 $ 639,000 $ 92,000
Saline 1,618 $ 245,170,000 $ 151,000 $ 89,000
Scott 51 $ 6,755,000 $ 132,000 $ 77,000
Sedgwick 32,999 $ 5,737,055,000 $ 173,000 $ 98,000
Seward 506 $ 74,700,000 $ 147,000 $ 70,000
Shawnee 9,237 $ 1,403,845,000 $ 151,000 $ 94,000
Sheridan 70 $ 13,040,000 $ 186,000 $ 140,000
Sherman 153 $ 16,145,000 $ 105,000 $ 62,000
Smith 31 $ 2,825,000 $ 91,000 $ 77,000
Stafford 90 $ 8,180,000 $ 90,000 $ 71,000
Stanton 22 $ 2,430,000 $ 110,000 $ 203,000
Stevens 156 $ 19,790,000 $ 126,000 $ 85,000
Sumner 922 $ 118,930,000 $ 128,000 $ 79,000
Thomas 255 $ 31,065,000 $ 121,000 $ 76,000
Trego 62 $ 6,520,000 $ 105,000 $ 71,000
Wabaunsee 369 $ 56,675,000 $ 153,000 $ 87,000
Wallace 17 $ 1,505,000 $ 88,000 $ 61,000
Washington 91 $ 10,975,000 $ 120,000 $ 80,000
Wichita 23 $ 2,755,000 $ 119,000 $ 80,000
Wilson 214 $ 23,070,000 $ 107,000 $ 75,000
Woodson 60 $ 5,260,000 $ 87,000 $ 91,000
Wyandotte 8,129 $ 1,350,805,000 $ 166,000 $ 77,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Kansas.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kansas and search similar information back through 2003.

Download the Kansas Lender List