Kansas
Mortgage Loan Application
Totals and Details
in 2016

Find mortgage statistics and mortgage data for Kansas.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2021 in all of Kansas.
You can organize this information by metropolitan area and by county.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 124,922
Total Mortgage Loan Application Amount $21,122,331,000
Average Mortgage Loan Application Amount $169,000
Highest Mortgage Loan Application Amount $48,000,000
Average Applicant Income $80,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Kansas, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Kansas in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 60,382 $10,715,927,000 $177,000 $45,000,000 $77,000 $9,999,000
Refinancing 55,997 $9,658,355,000 $172,000 $48,000,000 $81,000 $9,999,000
Home Improvement 8,543 $748,049,000 $87,000 $19,500,000 $88,000 $5,655,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 86,754 $14,302,259,000 $164,000 $48,000,000 $91,000 $7,751,000
Not applicable 15,180 $3,305,794,000 $217,000 $47,500,000 $13,000 $1,240,000
Not Provided 9,425 $1,524,375,000 $161,000 $10,001,000 $89,000 $4,535,000
Hispanic 6,132 $750,069,000 $122,000 $6,600,000 $63,000 $3,482,000
Black or African American 3,409 $503,431,000 $147,000 $10,001,000 $64,000 $1,600,000
Asian 2,912 $574,598,000 $197,000 $3,200,000 $98,000 $1,296,000
American Indian or Alaskan Native 920 $130,030,000 $141,000 $1,123,000 $93,000 $9,999,000
Native Hawaiin or Other Pacific Islander 190 $31,775,000 $167,000 $532,000 $88,000 $1,411,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 85,520 $15,252,329,000 $178,000 $48,000,000 $96,000 $9,999,000
FHA-insured (Federal Housing Administration) 23,779 $3,209,539,000 $134,000 $12,279,000 $43,000 $1,356,000
VA-guaranteed (Veterans Administration) 12,999 $2,374,882,000 $182,000 $1,162,000 $51,000 $2,400,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,624 $285,581,000 $108,000 $1,285,000 $34,000 $1,500,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 69,335 $12,281,326,000 $177,000 $48,000,000 $91,000 $9,999,000
Loan Purchased By The Institution 18,579 $3,168,834,000 $170,000 $13,760,000 $40,000 $3,605,000
Application Denied By Financial Institution 17,799 $2,376,076,000 $133,000 $10,001,000 $72,000 $5,480,000
Application Withdrawn By Applicant 11,772 $2,089,917,000 $177,000 $45,000,000 $88,000 $5,655,000
Application Approved But Not Accepted 3,792 $629,116,000 $165,000 $20,000,000 $85,000 $3,725,000
File Closed For Incompleteness 3,644 $576,845,000 $158,000 $2,925,000 $73,000 $1,513,000
Preapproval Denied by Financial Institution 1 $217,000 $217,000 $217,000 $94,000 $94,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3,032 $310,562,000 $102,000 $10,001,000 $71,000 $4,956,000
Debt-To-Income Ratio 2,240 $316,553,000 $141,000 $3,674,000 $59,000 $5,480,000
Collateral 1,580 $218,043,000 $138,000 $2,100,000 $87,000 $2,400,000
Credit Application Incomplete 1,239 $190,572,000 $153,000 $1,189,000 $79,000 $1,200,000
Other 772 $95,681,000 $123,000 $1,500,000 $66,000 $658,000
Unverifiable Information 308 $44,987,000 $146,000 $1,500,000 $85,000 $1,680,000
Insufficient Cash (Downpayment, Closing Cost) 237 $34,392,000 $145,000 $960,000 $68,000 $500,000
Employment History 168 $20,696,000 $123,000 $829,000 $59,000 $300,000
Mortgage Insurance Denied 12 $1,423,000 $118,000 $241,000 $62,000 $99,000
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Mortgage Loan Application Totals in 2016 by Kansas Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LAWRENCE, KS 4,686 $ 875,483,000 $ 186,000 $ 92,000
MANHATTAN, KS 3,887 $ 693,846,000 $ 178,000 $ 81,000
TOPEKA, KS 9,729 $ 1,247,268,000 $ 128,000 $ 69,000
WICHITA, KS 30,268 $ 4,194,240,000 $ 138,000 $ 69,000
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Mortgage Loan Application Totals in 2016 by Kansas County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Allen 346 $ 27,963,000 $ 80,000 $ 56,000
Anderson 195 $ 19,451,000 $ 99,000 $ 52,000
Atchison 520 $ 53,516,000 $ 102,000 $ 65,000
Barber 114 $ 8,688,000 $ 76,000 $ 65,000
Barton 562 $ 51,415,000 $ 91,000 $ 54,000
Bourbon 326 $ 29,606,000 $ 90,000 $ 53,000
Brown 289 $ 28,026,000 $ 96,000 $ 55,000
Butler 3,365 $ 484,145,000 $ 143,000 $ 73,000
Chase 52 $ 4,208,000 $ 80,000 $ 79,000
Chautauqua 38 $ 3,358,000 $ 88,000 $ 59,000
Cherokee 553 $ 46,460,000 $ 84,000 $ 56,000
Cheyenne 44 $ 3,846,000 $ 87,000 $ 61,000
Clark 30 $ 2,253,000 $ 75,000 $ 53,000
Clay 305 $ 35,837,000 $ 117,000 $ 57,000
Cloud 221 $ 19,062,000 $ 86,000 $ 59,000
Coffey 304 $ 35,669,000 $ 117,000 $ 83,000
Comanche 10 $ 1,067,000 $ 106,000 $ 62,000
Cowley 1,096 $ 107,258,000 $ 97,000 $ 61,000
Crawford 1,105 $ 118,927,000 $ 107,000 $ 69,000
Decatur 56 $ 4,052,000 $ 72,000 $ 40,000
Dickinson 595 $ 70,904,000 $ 119,000 $ 54,000
Doniphan 221 $ 21,002,000 $ 95,000 $ 64,000
Douglas 4,686 $ 875,483,000 $ 186,000 $ 92,000
Edwards 66 $ 6,445,000 $ 97,000 $ 67,000
Elk 41 $ 3,713,000 $ 90,000 $ 61,000
Ellis 715 $ 106,485,000 $ 148,000 $ 70,000
Ellsworth 48 $ 4,970,000 $ 103,000 $ 50,000
Finney 835 $ 107,109,000 $ 128,000 $ 59,000
Ford 715 $ 76,713,000 $ 107,000 $ 54,000
Franklin 1,211 $ 154,175,000 $ 127,000 $ 64,000
Geary 1,398 $ 201,751,000 $ 144,000 $ 48,000
Gove 33 $ 3,127,000 $ 94,000 $ 49,000
Graham 22 $ 2,169,000 $ 98,000 $ 58,000
Grant 109 $ 11,734,000 $ 107,000 $ 48,000
Gray 124 $ 19,434,000 $ 156,000 $ 85,000
Greeley 31 $ 3,315,000 $ 106,000 $ 87,000
Greenwood 131 $ 9,684,000 $ 73,000 $ 67,000
Hamilton 23 $ 2,086,000 $ 90,000 $ 58,000
Harper 135 $ 12,188,000 $ 90,000 $ 69,000
Harvey 1,410 $ 156,260,000 $ 110,000 $ 66,000
Haskell 68 $ 7,172,000 $ 105,000 $ 63,000
Hodgeman 24 $ 2,298,000 $ 95,000 $ 70,000
Jackson 561 $ 68,570,000 $ 122,000 $ 73,000
Jefferson 961 $ 127,504,000 $ 132,000 $ 71,000
Jewell 15 $ 1,485,000 $ 99,000 $ 77,000
Johnson 39,674 $ 9,396,908,000 $ 236,000 $ 104,000
Kearny 57 $ 5,534,000 $ 97,000 $ 59,000
Kingman 260 $ 26,454,000 $ 101,000 $ 65,000
Kiowa 19 $ 1,600,000 $ 84,000 $ 60,000
Labette 437 $ 48,486,000 $ 110,000 $ 67,000
Lane 16 $ 1,094,000 $ 68,000 $ 39,000
Leavenworth 4,161 $ 700,435,000 $ 168,000 $ 72,000
Lincoln 36 $ 3,989,000 $ 110,000 $ 64,000
Linn 367 $ 44,026,000 $ 119,000 $ 70,000
Logan 65 $ 5,827,000 $ 89,000 $ 48,000
Lyon 686 $ 88,209,000 $ 128,000 $ 58,000
Marion 279 $ 26,667,000 $ 95,000 $ 63,000
Marshall 175 $ 19,861,000 $ 113,000 $ 64,000
McPherson 726 $ 96,167,000 $ 132,000 $ 65,000
Meade 99 $ 9,409,000 $ 95,000 $ 63,000
Miami 2,010 $ 360,185,000 $ 179,000 $ 78,000
Mitchell 92 $ 9,924,000 $ 107,000 $ 70,000
Montgomery 948 $ 79,461,000 $ 83,000 $ 54,000
Morris 115 $ 11,214,000 $ 97,000 $ 73,000
Morton 45 $ 3,441,000 $ 76,000 $ 62,000
Nemaha 341 $ 39,749,000 $ 116,000 $ 75,000
Neosho 311 $ 28,511,000 $ 91,000 $ 58,000
Ness 20 $ 1,212,000 $ 60,000 $ 74,000
Norton 62 $ 5,642,000 $ 91,000 $ 73,000
Osage 686 $ 67,506,000 $ 98,000 $ 60,000
Osborne 74 $ 7,681,000 $ 103,000 $ 54,000
Ottawa 209 $ 23,795,000 $ 113,000 $ 76,000
Pawnee 173 $ 14,384,000 $ 83,000 $ 57,000
Phillips 56 $ 4,634,000 $ 82,000 $ 62,000
Pottawatomie 1,334 $ 231,486,000 $ 173,000 $ 75,000
Pratt 208 $ 20,008,000 $ 96,000 $ 63,000
Rawlins 31 $ 4,380,000 $ 141,000 $ 71,000
Reno 2,236 $ 271,333,000 $ 121,000 $ 64,000
Republic 66 $ 9,296,000 $ 140,000 $ 66,000
Rice 161 $ 13,914,000 $ 86,000 $ 68,000
Riley 2,555 $ 462,458,000 $ 181,000 $ 84,000
Rooks 76 $ 22,142,000 $ 291,000 $ 62,000
Rush 70 $ 5,479,000 $ 78,000 $ 81,000
Russell 171 $ 76,388,000 $ 446,000 $ 56,000
Saline 1,428 $ 207,461,000 $ 145,000 $ 59,000
Scott 85 $ 9,125,000 $ 107,000 $ 55,000
Sedgwick 24,352 $ 3,445,035,000 $ 141,000 $ 69,000
Seward 507 $ 55,308,000 $ 109,000 $ 56,000
Shawnee 7,227 $ 943,628,000 $ 130,000 $ 69,000
Sheridan 24 $ 3,026,000 $ 126,000 $ 74,000
Sherman 150 $ 13,997,000 $ 93,000 $ 63,000
Smith 29 $ 2,456,000 $ 84,000 $ 58,000
Stafford 69 $ 6,280,000 $ 91,000 $ 58,000
Stanton 21 $ 2,330,000 $ 110,000 $ 58,000
Stevens 93 $ 10,989,000 $ 118,000 $ 58,000
Sumner 900 $ 83,933,000 $ 93,000 $ 61,000
Thomas 206 $ 23,921,000 $ 116,000 $ 70,000
Trego 43 $ 3,099,000 $ 72,000 $ 52,000
Wabaunsee 294 $ 40,060,000 $ 136,000 $ 76,000
Wallace 20 $ 1,124,000 $ 56,000 $ 55,000
Washington 106 $ 15,867,000 $ 149,000 $ 72,000
Wichita 35 $ 3,394,000 $ 96,000 $ 51,000
Wilson 196 $ 17,865,000 $ 91,000 $ 53,000
Woodson 71 $ 5,234,000 $ 73,000 $ 53,000
Wyandotte 5,737 $ 751,045,000 $ 130,000 $ 55,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Kansas.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kansas and search similar information back through 2003.

Download the Kansas Lender List