Kansas
Mortgage Loan Application
Totals and Details
in 2019

Find mortgage statistics and mortgage data for Kansas.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2019 in all of Kansas.
You can organize this information by metropolitan area and by county.

Years 2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 119,170
Total Mortgage Loan Application Amount $22,061,800,000
Average Mortgage Loan Application Amount $185,000
Highest Mortgage Loan Application Amount $52,335,000
Average Applicant Income $101,000
Highest Applicant Income $7,628,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Kansas, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Kansas in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 59,113 $11,815,125,000 $199,000 $52,335,000 $96,000 $4,576,000
Refinancing 24,155 $5,337,135,000 $220,000 $28,005,000 $113,000 $5,565,000
Cash-out Refinancing 20,079 $3,734,625,000 $185,000 $18,505,000 $96,000 $2,062,000
Other Purpose 7,447 $530,725,000 $71,000 $4,005,000 $110,000 $7,628,000
Home Improvement 6,926 $486,600,000 $70,000 $20,935,000 $115,000 $4,800,000
Not Applicable 1,450 $157,590,000 $108,000 $995,000 $107,000 $937,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 81,182 $14,136,040,000 $174,000 $3,495,000 $103,000 $5,565,000
Not applicable 12,677 $3,537,005,000 $279,000 $52,335,000 $93,000 $1,608,000
Not Provided 11,579 $2,230,345,000 $192,000 $3,205,000 $112,000 $7,628,000
Hispanic 6,130 $815,050,000 $132,000 $1,065,000 $72,000 $1,734,000
Black or African American 3,365 $532,915,000 $158,000 $2,125,000 $84,000 $4,250,000
Asian 2,825 $575,305,000 $203,000 $2,325,000 $110,000 $3,120,000
American Indian or Alaskan Native 895 $127,805,000 $142,000 $565,000 $83,000 $3,881,000
Native Hawaiian or Other Pacific Islander 98 $17,140,000 $174,000 $615,000 $94,000 $308,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 86,432 $16,513,910,000 $191,000 $52,335,000 $111,000 $7,628,000
FHA-insured (Federal Housing Administration) 17,920 $2,704,480,000 $150,000 $20,935,000 $64,000 $2,520,000
VA-guaranteed (Veterans Administration) 12,252 $2,556,980,000 $208,000 $1,095,000 $80,000 $1,100,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,566 $286,430,000 $111,000 $425,000 $49,000 $144,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 70,460 $13,759,760,000 $195,000 $40,005,000 $105,000 $5,565,000
Loan Purchased By The Institution 15,194 $2,849,470,000 $187,000 $1,665,000 $101,000 $1,608,000
Application Denied By Financial Institution 14,220 $1,759,120,000 $123,000 $52,335,000 $78,000 $7,628,000
Application Withdrawn By Applicant 13,257 $2,704,765,000 $204,000 $28,005,000 $106,000 $4,320,000
File Closed For Incompleteness 3,221 $546,065,000 $169,000 $2,485,000 $99,000 $5,205,000
Application Approved But Not Accepted 2,679 $424,515,000 $158,000 $14,615,000 $99,000 $2,297,000
Preapproval Denied by Financial Institution 70 $7,050,000 $100,000 $375,000 $56,000 $146,000
Preapproval Approved but not Accepted 69 $11,055,000 $160,000 $1,005,000 $94,000 $533,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 96,876 $18,933,890,000 $195,000 $40,005,000 $105,000 $5,565,000
Debt-To-Income Ratio 11,995 $1,857,575,000 $154,000 $16,105,000 $89,000 $4,250,000
Credit History 4,174 $373,790,000 $89,000 $1,325,000 $79,000 $7,628,000
Collateral 2,348 $305,960,000 $130,000 $30,245,000 $92,000 $866,000
Credit Application Incomplete 1,440 $235,600,000 $163,000 $1,505,000 $92,000 $4,800,000
Other 1,333 $220,015,000 $165,000 $52,335,000 $78,000 $892,000
Unverifiable Information 544 $58,990,000 $108,000 $1,505,000 $102,000 $1,080,000
Insufficient Cash (Downpayment, Closing Cost) 230 $39,930,000 $173,000 $1,925,000 $79,000 $760,000
Employment History 224 $35,060,000 $156,000 $645,000 $62,000 $304,000
Mortgage Insurance Denied 6 $990,000 $165,000 $375,000 $85,000 $120,000
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Mortgage Loan Application Totals in 2019 by Kansas Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LAWRENCE, KS 4,655 $ 1,024,255,000 $ 220,000 $ 109,000
MANHATTAN, KS 4,664 $ 848,660,000 $ 181,000 $ 97,000
TOPEKA, KS 8,635 $ 1,231,105,000 $ 142,000 $ 82,000
WICHITA, KS 28,731 $ 4,401,785,000 $ 153,000 $ 90,000
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Mortgage Loan Application Totals in 2019 by Kansas County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Allen 316 $ 27,130,000 $ 85,000 $ 72,000
Anderson 240 $ 24,970,000 $ 104,000 $ 67,000
Atchison 442 $ 46,590,000 $ 105,000 $ 74,000
Barber 63 $ 4,275,000 $ 67,000 $ 79,000
Barton 614 $ 56,710,000 $ 92,000 $ 72,000
Bourbon 305 $ 28,905,000 $ 94,000 $ 66,000
Brown 245 $ 22,575,000 $ 92,000 $ 70,000
Butler 3,388 $ 510,300,000 $ 150,000 $ 97,000
Chase 60 $ 6,320,000 $ 105,000 $ 81,000
Chautauqua 41 $ 3,335,000 $ 81,000 $ 66,000
Cherokee 565 $ 51,855,000 $ 91,000 $ 62,000
Cheyenne 39 $ 4,095,000 $ 105,000 $ 59,000
Clark 32 $ 3,470,000 $ 108,000 $ 74,000
Clay 245 $ 30,015,000 $ 122,000 $ 74,000
Cloud 231 $ 18,185,000 $ 78,000 $ 64,000
Coffey 266 $ 31,880,000 $ 119,000 $ 81,000
Comanche 10 $ 760,000 $ 76,000 $ 62,000
Cowley 977 $ 102,865,000 $ 105,000 $ 72,000
Crawford 1,001 $ 108,925,000 $ 108,000 $ 92,000
Decatur 43 $ 4,325,000 $ 100,000 $ 58,000
Dickinson 580 $ 72,840,000 $ 125,000 $ 75,000
Doniphan 228 $ 23,970,000 $ 105,000 $ 74,000
Douglas 4,655 $ 1,024,255,000 $ 220,000 $ 109,000
Edwards 32 $ 3,020,000 $ 94,000 $ 55,000
Elk 29 $ 2,015,000 $ 69,000 $ 77,000
Ellis 535 $ 82,985,000 $ 155,000 $ 86,000
Ellsworth 70 $ 7,180,000 $ 102,000 $ 65,000
Finney 722 $ 119,980,000 $ 166,000 $ 74,000
Ford 687 $ 92,145,000 $ 134,000 $ 74,000
Franklin 1,127 $ 159,965,000 $ 141,000 $ 83,000
Geary 1,262 $ 177,320,000 $ 140,000 $ 72,000
Gove 51 $ 4,315,000 $ 84,000 $ 66,000
Graham 21 $ 1,455,000 $ 69,000 $ 49,000
Grant 115 $ 12,785,000 $ 111,000 $ 68,000
Gray 121 $ 17,335,000 $ 143,000 $ 87,000
Greeley 21 $ 2,225,000 $ 105,000 $ 78,000
Greenwood 138 $ 11,270,000 $ 81,000 $ 83,000
Hamilton 18 $ 1,840,000 $ 102,000 $ 58,000
Harper 93 $ 7,615,000 $ 81,000 $ 64,000
Harvey 1,288 $ 164,480,000 $ 127,000 $ 86,000
Haskell 72 $ 8,750,000 $ 121,000 $ 76,000
Hodgeman 18 $ 1,710,000 $ 95,000 $ 51,000
Jackson 422 $ 54,480,000 $ 129,000 $ 78,000
Jefferson 809 $ 114,675,000 $ 141,000 $ 81,000
Jewell 21 $ 2,045,000 $ 97,000 $ 65,000
Johnson 38,799 $ 9,926,055,000 $ 255,000 $ 131,000
Kearny 64 $ 7,590,000 $ 118,000 $ 74,000
Kingman 252 $ 26,910,000 $ 106,000 $ 82,000
Kiowa 33 $ 4,395,000 $ 133,000 $ 80,000
Labette 397 $ 34,345,000 $ 86,000 $ 69,000
Lane 21 $ 1,835,000 $ 87,000 $ 75,000
Leavenworth 4,183 $ 831,865,000 $ 198,000 $ 96,000
Lincoln 23 $ 1,545,000 $ 67,000 $ 56,000
Linn 327 $ 41,645,000 $ 127,000 $ 84,000
Logan 50 $ 5,400,000 $ 108,000 $ 69,000
Lyon 816 $ 109,400,000 $ 134,000 $ 70,000
Marion 298 $ 28,950,000 $ 97,000 $ 69,000
Marshall 146 $ 18,440,000 $ 126,000 $ 76,000
McPherson 683 $ 97,405,000 $ 142,000 $ 76,000
Meade 81 $ 8,505,000 $ 105,000 $ 83,000
Miami 1,922 $ 380,810,000 $ 198,000 $ 97,000
Mitchell 92 $ 9,800,000 $ 106,000 $ 77,000
Montgomery 840 $ 75,520,000 $ 89,000 $ 65,000
Morris 180 $ 19,080,000 $ 106,000 $ 93,000
Morton 30 $ 2,590,000 $ 86,000 $ 75,000
Nemaha 250 $ 33,230,000 $ 132,000 $ 89,000
Neosho 314 $ 25,800,000 $ 82,000 $ 68,000
Ness 20 $ 1,670,000 $ 83,000 $ 49,000
Norton 56 $ 5,100,000 $ 91,000 $ 79,000
Osage 634 $ 77,500,000 $ 122,000 $ 74,000
Osborne 46 $ 4,590,000 $ 99,000 $ 79,000
Ottawa 158 $ 17,070,000 $ 108,000 $ 67,000
Pawnee 151 $ 12,825,000 $ 84,000 $ 79,000
Phillips 67 $ 6,895,000 $ 102,000 $ 64,000
Pottawatomie 1,227 $ 237,205,000 $ 193,000 $ 93,000
Pratt 220 $ 23,700,000 $ 107,000 $ 75,000
Rawlins 26 $ 2,600,000 $ 100,000 $ 58,000
Reno 1,910 $ 225,620,000 $ 118,000 $ 77,000
Republic 73 $ 7,085,000 $ 97,000 $ 70,000
Rice 144 $ 14,890,000 $ 103,000 $ 70,000
Riley 2,178 $ 434,240,000 $ 199,000 $ 112,000
Rooks 57 $ 7,715,000 $ 135,000 $ 72,000
Rush 58 $ 4,370,000 $ 75,000 $ 57,000
Russell 121 $ 12,445,000 $ 102,000 $ 72,000
Saline 1,244 $ 183,830,000 $ 147,000 $ 79,000
Scott 67 $ 7,375,000 $ 110,000 $ 62,000
Sedgwick 23,222 $ 3,637,860,000 $ 156,000 $ 90,000
Seward 366 $ 46,980,000 $ 128,000 $ 74,000
Shawnee 6,581 $ 957,515,000 $ 145,000 $ 82,000
Sheridan 57 $ 7,185,000 $ 126,000 $ 74,000
Sherman 110 $ 12,580,000 $ 114,000 $ 66,000
Smith 38 $ 3,730,000 $ 98,000 $ 54,000
Stafford 83 $ 8,005,000 $ 96,000 $ 66,000
Stanton 23 $ 2,005,000 $ 87,000 $ 60,000
Stevens 83 $ 10,675,000 $ 128,000 $ 78,000
Sumner 854 $ 90,250,000 $ 105,000 $ 73,000
Thomas 184 $ 20,290,000 $ 110,000 $ 79,000
Trego 34 $ 3,470,000 $ 102,000 $ 57,000
Wabaunsee 300 $ 39,550,000 $ 131,000 $ 93,000
Wallace 15 $ 1,625,000 $ 108,000 $ 65,000
Washington 74 $ 6,450,000 $ 87,000 $ 62,000
Wichita 16 $ 1,690,000 $ 105,000 $ 55,000
Wilson 174 $ 17,360,000 $ 99,000 $ 62,000
Woodson 79 $ 6,455,000 $ 81,000 $ 70,000
Wyandotte 6,361 $ 952,145,000 $ 149,000 $ 75,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Kansas.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kansas and search similar information back through 2003.

Download the Kansas Lender List